) id 1pfOBK-003mDw-OW for andrew@sterlingcal.com; Thu, 23 Mar 2023 11:52:55 -0500 DKIM-Signature: v=1; a=rsa-sha256; c=relaxed/relaxed; d=loanwyse.com; h=content-transfer-encoding:content-type:from:mime-version:subject:to: list-unsubscribe:cc:content-type:from:subject:to; s=s1; bh=Lqelpb1pMOEd9OFQH3Ygp0nThUpQrd9LGCqB8Eve4W8=; b=Y+6j/MED31oGWRA4sQBu+17mFr19xMb2czTADDnsBFPx8FLGTpIGTtZnvKQFcW87t1DH y/gFb2HsYMv/IxjRSBHWIVqPhDWPWfpS7F2t/Nym11TlomuyTuC35kJIzNQmZaxC6i0QTr 5Wp/7u5FydY1rjwnk0gLTVX2RmKfNsH5jUJhv3/chUnxLrI0j9PZou1o/LViVoyibu/Imq zgSUcTGmgpmY+Bi8BO0PJUqzy/woL7Dn2PD/vwv14eyBNZpBBQnk66v8/FeV9pZ/ui9ncC 8sFLGHsXLWjhEEcmtGqmxBQQe47bj8nEExEYkj3fKNKfImPYFlRc+NgZBmvhlQtg== Received: by filterdrecv-59c64d7b79-2q4r9 with SMTP id filterdrecv-59c64d7b79-2q4r9-1-641C83DB-5C 2023-03-23 16:52:43.610430269 +0000 UTC m=+2567936.467707135 Received: from ODc4ODAzNg (unknown) by geopod-ismtpd-14 (SG) with HTTP id 4usaxuw3QFeBDBYjqN8SiA Thu, 23 Mar 2023 16:52:43.507 +0000 (UTC) Content-Transfer-Encoding: quoted-printable Content-Type: text/html; charset=us-ascii Date: Thu, 23 Mar 2023 16:52:43 +0000 (UTC) From: reginald.peterson@loanwyse.com Mime-Version: 1.0 Message-ID: <4usaxuw3QFeBDBYjqN8SiA@geopod-ismtpd-14> Subject: LoanWyse - Discover Your Pot of Gold with AltWyse X-SG-EID: =?us-ascii?Q?hMGXXLowOTDklZBcF26u8sEwbXIsN0oJQmGSgvv3v8iVtghTe=2F70lQgx=2FcRmUA?= =?us-ascii?Q?GIBNxrDhWxNxnV4Fuxq9hum3i8upekZlYKVQo9B?= =?us-ascii?Q?a7U1=2FjkkN6sqcl2bK79h9LhWDjg7CQ95DsA=2F8JW?= =?us-ascii?Q?M1vek0UqaGQ=2FCGnNKX5HoTKqZJFP69DSEP2eumc?= =?us-ascii?Q?lMprciQA6oGwabpacyMKWRCFSP=2FUOqe6M6KcpHG?= =?us-ascii?Q?hVfmnTQf9LnvJyI3M=3D?= X-SG-ID: =?us-ascii?Q?N2C25iY2uzGMFz6rgvQsb8raWjw0ZPf1VmjsCkspi=2FKBKOO6ZI1cVqf4jxyZ3x?= =?us-ascii?Q?RTeIJ49nk=2F7JQ63lHu9VffNTjdydS9rTcNegugi?= =?us-ascii?Q?1X+xSvEPnuBK6Kk8EuU+CVweGTlNxVmXjhoPMCv?= =?us-ascii?Q?a7fLve=2FqLH5inpBIiwhV+tcVM+NOCR0PXV0zADL?= =?us-ascii?Q?JZawSg=2FVyefLd?= To: andrew@sterlingcal.com X-Entity-ID: /YtWH7++UXWi8JKj3B98Xg== List-Unsubscribe: =?us-ascii?Q?=3Cmailto=3Aunsubscribe=40em1656=2Eloanwyse=2Ecom=3Fsubject=3Dhttps=3A=2F=2Fu87880?= =?us-ascii?Q?36=2Ect=2Esendgrid=2Enet=2Fwf=2Funsubscribe*q*upn?= =?us-ascii?Q?=3DO7ROD4svS-2BWtZVG4Rcp0Qt9NW-2F4-2B8SWT?= =?us-ascii?Q?n3ErF8IYfmUcrFzTNOsni28y8NvCg5F9yKwbbLx?= =?us-ascii?Q?jQPvzIxyH28aqnWmzJnl7d-2FMg3uIvfVwCcB-2?= =?us-ascii?Q?FySfb-2Fg-2BzN4cZhPWf1e7wUNMElipzntJorb?= =?us-ascii?Q?h82gf44G-2B6xsxj3jypGM7-2BBoLXN58aWb1z3?= =?us-ascii?Q?WkLwW0poGUlrPl378vVqDZlnvk-2FORPeqLhLuY?= =?us-ascii?Q?k2BiJVqmKx09R4W-2BSh5XyqWQa5PCHb39AdMn3?= =?us-ascii?Q?tWWV51unjSzcaFj55sfATSxNY5qXuX3WUJE4t-2?= =?us-ascii?Q?BzpipZLVGODCmlNl0-2FjHNdNjpWv2Ex19d9o8g?= =?us-ascii?Q?GW-2B-2BGGL0o2lsve-2Fm0fC8gd9dw0Pzi-2FH?= =?us-ascii?Q?YGQ1xKBwloZQnICPT5q25mbIVWo0H=3E?= X-Spam-Status: No, score=3.0 X-Spam-Score: 30 X-Spam-Bar: +++ X-Spam-Flag: NO

Multiple BANK STATEMENT Qualification Options!<= /div>

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AltWyse

Loan Program

Minimum FICO 660

Loans up to $4MM

Purchase up to = 90% LTV

R&T/Cash-Ou= t up to 80% LTV

DTI up to 50%

Interest Only <= span style=3D"color:#06ac21">Available

Recent Credit E= vents Allowed

12/24 Month Bank Statements

IRS Form 1099

Asset Utilizati= on

CPA Prepared P&L

WVOE

Check out our Matrices for more details: Product Matrices

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InvestorWyse

DSCR - No Ratio

Minimum FICO 620
DSCR Down to 0.75
Loans up to $3.5mm
Purchase up to 80% LTV
R&T/Cash-Out up to 75% LTV
No DTI/Employment Verfiied
First-Time Investors OK

AltWyse

Alternative Documentation

Minimum FICO 660
Loans up to $4mm
Max Cash-Out Unlimited
Purchase up to 90% LTV
R&T/Cash-Out up to 80% LTV
30 & 40-Year I/O Available
Multiple Qualification Options

CommercialWyse

5+ Units DSCR - No Ratio

Minimum FICO 660
Loans up to $2mm
Purchase up to 75% LTV
R&T/Cash-Out up to 70% LTV
5-8 Units Residential
2-8 Units Mixed Use
Min DSCR >=3D 1.0

EquityWyse

Close-End Seconds

Credit Score Down to 660
Max Loan Amount $450k
Max Combined Lien $2mm
Full Doc Max CLTV 90%
Bank Stmt Max CLTV 85%
DTI up to 50%
No Reserves or Assets Required

CreditWyse= +

Imperfect Credit | Full Doc

Minimum FICO 600
Max Loan Amount is $3mm
Max Cash-Out Unlimited
Purchase up to 85% LTV
R&T/Cash-Out up to 80%
BK / FC / SS / DIL / Mod OK
1x30x12 / 0x60x12 OK

CreditWyse

Imperfect Credit | Alt Doc

Minimum FICO 600
Max Loan Amount is $3mm
Max Cash-Out Unlimited
Purchase up to 85% LTV
R&T/Cash-Out up to 80%
BK / FC / SS / DIL / Mod OK
1x30x12 / 0x60x12 OK

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High Balance | Full Doc

Minimum FICO 680
Loans up to $3mm
15-Year & 30-Year Fixed
Purchase/R&T up to 85% LTV
Cash-Out up to 80% LTV
DTI up to 45%
Cash-Out up to $500K

PrimeWyse

High Balance | Full Doc

Minimum FICO 660
Loans up to $4mm
Fixed and ARMs
Purchase up to 90% LTV
R&T/Cash-Out up to 80% LTV
DTI up to 55%
40-Year I/O

ITINWyse

For ITIN / DACA Borrowers

No SSN or Citizenship OK
Minimum FICO 660
Loans up to $1.5mm
15-Year & 30-Year Fixed
Max DTI to 43%
Cash-Out as Reserve
Interest Only Available

ForeignWyse

Foreign Investments Made Easy

FICO Not Required
Loans up to $2mm
15, 30, 40 Year Fixed
DTI up to 50%
Purchase up to 75% LTV
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Conventional Loans

Minimum FICO 620
Full Documentation
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Up to 80% LTV
Purchase/R&T or Cash-out
All Occupancy Types

www.loanwyse.com

Reginald Peterson

9494019864

reginald.peterson@loanwyse.com

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