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"big"=20
src=3D"https://d15k2d11r6t6rl.cloudfront.net/public/users/Integrators/3fd3a=
448-3d02-49a4-af26-a82213fec67e/thelender/FHA-at-theLender_1.jpg" style=3D"=
display:block;height:auto;border:0;width:700px;max-width:100%" width=3D"700=
" alt=3D"Image" title=3D"Image"></div></td></tr></table></td></tr></tbody><=
/table></td></tr></tbody></table><table class=3D"row row-4" align=3D"center=
" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"p=
resentation" style=3D"mso-table-lspace:0;mso-table-rspace:0"><tbody><tr><td=
>
<table class=3D"row-content stack" align=3D"center" border=3D"0" cellpaddin=
g=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0=
;mso-table-rspace:0;color:#000;width:700px" width=3D"700"><tbody><tr><td cl=
ass=3D"column column-1" width=3D"100%" style=3D"mso-table-lspace:0;mso-tabl=
e-rspace:0;font-weight:400;text-align:left;background-color:#fff;vertical-a=
lign:top;border-top:0;border-right:0;border-bottom:0;border-left:0"><table =
class=3D"text_block block-1" width=3D"100%" border=3D"0" cellpadding=3D"0"=
=20
cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-tab=
le-rspace:0;word-break:break-word"><tr><td class=3D"pad" style=3D"padding-b=
ottom:10px;padding-left:20px;padding-right:20px;padding-top:15px"><div styl=
e=3D"font-family:sans-serif"><div class style=3D"font-family:Arial,Helvetic=
a Neue,Helvetica,sans-serif;font-size:12px;mso-line-height-alt:14.399999999=
999999px;color:#555;line-height:1.2"><p style=3D"margin:0;text-align:center=
;mso-line-height-alt:14.399999999999999px">
<span style=3D"font-size:30px;"><strong>Informed Mortgage Brokers prefer th=
eLender=E2=80=99s low FHA rates.&nbsp;</strong></span></p></div></div></td>=
</tr></table></td></tr></tbody></table></td></tr></tbody></table><table cla=
ss=3D"row row-5" align=3D"center" width=3D"100%" border=3D"0" cellpadding=
=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;=
mso-table-rspace:0"><tbody><tr><td><table class=3D"row-content stack" align=
=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presen=
tation"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0;background-color:#fff;color:=
#000;width:700px" width=3D"700"><tbody><tr><td class=3D"column column-1" wi=
dth=3D"16.666666666666668%" style=3D"mso-table-lspace:0;mso-table-rspace:0;=
font-weight:400;text-align:left;padding-bottom:5px;padding-top:5px;vertical=
-align:top;border-top:0;border-right:0;border-bottom:0;border-left:0"><tabl=
e class=3D"empty_block block-1" width=3D"100%" border=3D"0" cellpadding=3D"=
0" cellspacing=3D"0" role=3D"presentation"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td class=3D"pad"><div>=
</div></td></tr></table></td><td class=3D"column column-2" width=3D"83.3333=
3333333333%" style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400=
;text-align:left;padding-bottom:5px;padding-top:5px;vertical-align:top;bord=
er-top:0;border-right:0;border-bottom:0;border-left:0"><table class=3D"text=
_block block-1" width=3D"100%" border=3D"0" cellpadding=3D"10" cellspacing=
=3D"0" role=3D"presentation"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0;word-break:break-word"><tr><=
td class=3D"pad"><div style=3D"font-family:sans-serif"><div class style=3D"=
font-size:14px;font-family:Arial,Helvetica Neue,Helvetica,sans-serif;mso-li=
ne-height-alt:16.8px;color:#555;line-height:1.2"><ul style=3D"line-height:1=
=2E2;mso-line-height-alt:16.8px;font-s=
ize:18px"><li><span style=3D"font-size:=
18px;">Minimum credit score: </span>&nbsp;<span style=3D"color:#e4002b;"><s=
trong>550</strong></span> AUS approved, 580 manual</li><li>
<span style=3D"font-size:18px;">Non-Credit Qualifying Streamline refinances=
 allowed</span></li><li><span style=3D"font-size:18px;">Gift funds allowed =
for down payment and closing costs</span></li><li><span style=3D"font-size:=
18px;">Cash out 80% LTV</span></li><li><strong><span style=3D"font-size:18p=
x;"><span style=3D"color:#e4002b;">Now with industry-leading pricing*!!!</s=
pan>&nbsp;&nbsp;</span></strong></li></ul></div></div></td></tr></table></t=
d></tr></tbody></table></td></tr></tbody></table><table=20
class=3D"row row-6" align=3D"center" width=3D"100%" border=3D"0" cellpaddin=
g=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0=
;mso-table-rspace:0"><tbody><tr><td><table class=3D"row-content stack" alig=
n=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"prese=
ntation" style=3D"mso-table-lspace:0;mso-table-rspace:0;background-color:#f=
ff;color:#000;width:700px" width=3D"700"><tbody><tr><td class=3D"column col=
umn-1" width=3D"100%"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:l=
eft;padding-bottom:5px;padding-top:5px;vertical-align:top;border-top:0;bord=
er-right:0;border-bottom:0;border-left:0"><table class=3D"text_block block-=
1" width=3D"100%" border=3D"0" cellpadding=3D"10" cellspacing=3D"0" role=3D=
"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0;word-break:br=
eak-word"><tr><td class=3D"pad"><div style=3D"font-family:sans-serif"><div =
class=20
style=3D"font-size:14px;font-family:Arial,Helvetica Neue,Helvetica,sans-ser=
if;mso-line-height-alt:16.8px;color:#555;line-height:1.2"><p style=3D"margi=
n:0;font-size:14px;text-align:center;mso-line-height-alt:16.8px"><strong><s=
pan style=3D"font-size:24px;">Need More? &nbsp;Meet theNADA.</span></strong=
></p><p style=3D"margin:0;font-size:14px;text-align:center;mso-line-height-=
alt:16.8px"><span style=3D"font-size:16px;color:#e4002b;"><strong>A True Ga=
me-Changer &nbsp;| &nbsp;100% FHA Financing</strong></span>
</p></div></div></td></tr></table></td></tr></tbody></table></td></tr></tbo=
dy></table><table class=3D"row row-7" align=3D"center" width=3D"100%" borde=
r=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"=
mso-table-lspace:0;mso-table-rspace:0"><tbody><tr><td><table class=3D"row-c=
ontent stack" align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0=
;background-color:#fff;color:#000;width:700px" width=3D"700"><tbody><tr><td=
=20
class=3D"column column-1" width=3D"16.666666666666668%" style=3D"mso-table-=
lspace:0;mso-table-rspace:0;font-weight:400;text-align:left;padding-bottom:=
5px;padding-top:5px;vertical-align:top;border-top:0;border-right:0;border-b=
ottom:0;border-left:0"><table class=3D"empty_block block-1" width=3D"100%" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" styl=
e=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td class=3D"pad"><div></di=
v></td></tr></table></td><td class=3D"column column-2"=20
width=3D"83.33333333333333%" style=3D"mso-table-lspace:0;mso-table-rspace:0=
;font-weight:400;text-align:left;padding-bottom:5px;padding-top:5px;vertica=
l-align:top;border-top:0;border-right:0;border-bottom:0;border-left:0"><tab=
le class=3D"text_block block-1" width=3D"100%" border=3D"0" cellpadding=3D"=
10" cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso=
-table-rspace:0;word-break:break-word"><tr><td class=3D"pad"><div style=3D"=
font-family:sans-serif"><div class=20
style=3D"font-size:14px;font-family:Arial,Helvetica Neue,Helvetica,sans-ser=
if;mso-line-height-alt:16.8px;color:#555;line-height:1.2"><ul style=3D"line=
-height:1.2;mso-line-height-alt:16.8px;font-size:18px"><li><span style=3D"f=
ont-size:18px;">680 FICO Min</span></li><li><span style=3D"font-size:18px;"=
>DTI per AUS</span></li><li><span style=3D"font-size:18px;">Loan Amounts pe=
r county limits</span></li><li><span style=3D"font-size:18px;">First Time H=
omebuyer OK</span></li><li>
<span style=3D"font-size:18px;">Non Occupying Co-Borrowers Allowed</span></=
li><li><span style=3D"font-size:18px;">DACA Borrowers eligible</span></li><=
li><span style=3D"font-size:18px;">AUS Approve Eligible required</span></li=
></ul><p style=3D"margin:0;text-align:right;mso-line-height-alt:21.59999999=
9999998px"><span style=3D"font-size:12px;">*In our opinion</span></p></div>=
</div></td></tr></table></td></tr></tbody></table></td></tr></tbody></table=
><table class=3D"row row-8" align=3D"center" width=3D"100%"=20
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" styl=
e=3D"mso-table-lspace:0;mso-table-rspace:0"><tbody><tr><td><table class=3D"=
row-content stack" align=3D"center" border=3D"0" cellpadding=3D"0" cellspac=
ing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspac=
e:0;color:#000;width:700px" width=3D"700"><tbody><tr><td class=3D"column co=
lumn-1" width=3D"100%"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:l=
eft;background-color:#fff;vertical-align:top;border-top:0;border-right:0;bo=
rder-bottom:0;border-left:0"><table class=3D"divider_block block-1" width=
=3D"100%" border=3D"0" cellpadding=3D"10" cellspacing=3D"0" role=3D"present=
ation" style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td class=3D"pad=
"><div class=3D"alignment" align=3D"center"><table border=3D"0" cellpadding=
=3D"0" cellspacing=3D"0" role=3D"presentation" width=3D"95%"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td class=3D"divider_in=
ner" style=3D"font-size:1px;line-height:1px;border-top:2px solid #e4002b"><=
span>&#8202;</span></td></tr></table></div></td></tr></table><table class=
=3D"text_block block-2" width=3D"100%" border=3D"0" cellpadding=3D"0" cells=
pacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rs=
pace:0;word-break:break-word"><tr><td class=3D"pad" style=3D"padding-bottom=
:20px;padding-left:10px;padding-right:10px;padding-top:10px"><div=20
style=3D"font-family:sans-serif"><div class style=3D"font-family:Arial,Helv=
etica Neue,Helvetica,sans-serif;font-size:12px;mso-line-height-alt:14.39999=
9999999999px;color:#555;line-height:1.2"><p style=3D"margin:0;font-size:14p=
x;text-align:center;mso-line-height-alt:16.8px"><span style=3D"font-size:18=
px;"><strong>Cameron Leclair</strong></span></p><p style=3D"margin:0;font-s=
ize:14px;text-align:center;mso-line-height-alt:16.8px">
<strong>(949) 312-5374</strong>&nbsp;|&nbsp;<span style=3D"color:#000080;fo=
nt-size:14px;"><strong>cleclair@thelender.com&nbsp;</strong></span></p></di=
v></div></td></tr></table></td></tr></tbody></table></td></tr></tbody></tab=
le><table class=3D"row row-9" align=3D"center" width=3D"100%" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"mso-tabl=
e-lspace:0;mso-table-rspace:0"><tbody><tr><td><table class=3D"row-content s=
tack" align=3D"center" border=3D"0" cellpadding=3D"0"=20
cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-tab=
le-rspace:0;color:#000;width:700px" width=3D"700"><tbody><tr><td class=3D"c=
olumn column-1" width=3D"100%" style=3D"mso-table-lspace:0;mso-table-rspace=
:0;font-weight:400;text-align:left;vertical-align:top;border-top:0;border-r=
ight:0;border-bottom:0;border-left:0"><table class=3D"text_block block-1" w=
idth=3D"100%" border=3D"0" cellpadding=3D"10" cellspacing=3D"0" role=3D"pre=
sentation"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0;word-break:break-word"><tr><=
td class=3D"pad"><div style=3D"font-family:sans-serif"><div class style=3D"=
font-family:Arial,Helvetica Neue,Helvetica,sans-serif;font-size:12px;mso-li=
ne-height-alt:14.399999999999999px;color:#555;line-height:1.2"><p style=3D"=
margin:0;font-size:14px;text-align:center;mso-line-height-alt:16.8px">
<a style=3D"text-decoration: underline; color: #E4002B;" href=3D"http://ema=
il.thelender.com/c/eJxUkL1qwzAURp_G2hz0Z1kaNKQBg7OVtkPHK92rxiA7xr7F5O0LaZeu=
3_AdzsHY9b3qraCoXB8674O3ghae-DFivLiPazhLdXkbP__W98dK8XJfGDKLWywgk1SePJQgU9E=
GAzmQJhcKOmcnpqilNtJoo5wO1p5yKhZDkKZ4MpqwsZJvVGlB2k75PouJaR4xek8KlfatdKhb2x=
VowUjbJgdASdkOSydqvDGve2POjR4aPRzHcfr31uhBbBEW3OhorNyZtjotXxnqk7Xfv7dMTyeaY=
aqpws6CaV4rMI0YX38LuJfr0P8EAAD__0pdXis" target=3D"_blank" rel=3D"noopener">=
theLender.com</a> | <a style=3D"text-decoration: underline; color: #E4002B;=
" href=3D"http://email.thelender.com/c/eJxU0L1q40AUBeCnmelk5v-nmMJrEMjdspsi=
5czcq1gwkox0jfDbB5wQSPsV53AOJOu99IZjks5HG0IMhuNCEz0HSBf3do1nIS__hvdv_f-8Y7q=
sC-VK_JZABW1tLSIUZ0PJUUB0yphYo_PWej4lJZQWWmnpVDTmVMtoIEahx4BaITAj6IYNF8DtVN=
eZT4TzACkElCBV6IQD1Rk75i5rYbricsYijYXR8pZuRPed6TNTPVP9cRynX2lM9bmsD-p-lKmeb=
ykvsOHBjNgJtzYtHzW3V_u-PraKr5U456mVlnfihPO9ZcIB0t-vT9yfa-8_AwAA___0IWNn" ta=
rget=3D"_blank" rel=3D"noopener">About Us</a>&nbsp;| <a style=3D"text-decor=
ation: underline; color: #E4002B;" href=3D"http://email.thelender.com/c/eJx=
UkDuL4zAURn-N1DnoZT0KFdmAwemW3S22lHSvJwb5gXyDyb8fyEwz7Vd8h3Mg9s5JZzhGaV3ovQ=
_ecFxpptcI8Wb_3cNVyNuf8f_3-ve1Y7xtK6VC_BGhKBuwt0a7kK0w1uVsbSmIDg26ic9RCaWFV=
lpaFYy5lDwZCEHoyaNWCMwIemDFFbBdyrbwmXAZIXqPEqTynbCgOtNPqUtamC7blDBL08PU8xof=
RPvB9JWpganhPM_LjzemhpYIj25vGzwLHUwNvMW0QsOTGXEQtjqvHyXVN_zYnq3gWxKXNNdc00G=
ccNlrIhwh_v5KYn_dB_cZAAD__2zcZBU" target=3D"_blank" rel=3D"noopener">Produc=
ts</a>&nbsp;| <a style=3D"text-decoration: underline; color: #E4002B;" href=
=3D"http://email.thelender.com/c/eJxUkLuK40AQRb-mO5Ppl_oRdOA1CORs2d1gw5KqZA=
taD1o1CP_9gGeSSW9wD-dgbkPQwUnK2ofUxpiik7TyzK8e883_u6er0rc__f_v9e9rp3zbVoaR5=
TOHGFzyWmunBgtgMLSoYARS2g7KTnLORhmrrLHam-TcZRwmhykpO0WyhlA4xU8qtCLVy7gtcmZa=
eswxkkZtYqM8msa1EzRglWsGD0CDdi1OrSz5ybwfwl6F6YTpzvO8_HgTplu2yg94ULND5ZWqMJ2=
sGVasdAqnDqZa5vUxQnnjj-2jjvTWpAXmMhQ4WDItewGmHvPvryj-170LnwEAAP__rU9kQA" ta=
rget=3D"_blank" rel=3D"noopener">Mortgage Partner</a>&nbsp;| <a style=3D"te=
xt-decoration: underline; color: #E4002B;" href=3D"http://email.thelender.c=
om/c/eJxUkLtu6zAQRL-G7GSQy4fIgoWvAQFyd5GkSLnirmIBlCxIDAT_fQA7TdopZuYcSq5tdW=
slJ-3b6EKIwUpe6lQfPaWL_7jGs9KXt_7zN31_rJwu96VirvKWggfP3qGOBOx8HjUOhDEEYhtbj=
XJKoMAoA0Z7iNae8jBailGZMbABJmFVvXHhhXg75fssp8pzTykE1qQhNMoTNNaN2KBRthk8Ig_a=
OhqdLOlW67oLcxbQCeiO4zj9aRPQ5dfZBgR0cku40MaHsGqvvJVp-cpYnrv7_XvL_OTjGacyFNy=
rrDyvBSv3lP6_bPh_1679CQAA__9Bp2GX" target=3D"_blank" rel=3D"noopener">Conta=
ct</a>
</p></div></div></td></tr></table></td></tr></tbody></table></td></tr></tbo=
dy></table><table class=3D"row row-10" align=3D"center" width=3D"100%" bord=
er=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D=
"mso-table-lspace:0;mso-table-rspace:0"><tbody><tr><td><table class=3D"row-=
content stack" align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0=
;color:#333;width:700px" width=3D"700"><tbody><tr><td class=3D"column colum=
n-1"=20
width=3D"25%" style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:40=
0;text-align:left;vertical-align:top;border-top:0;border-right:0;border-bot=
tom:0;border-left:0"><table class=3D"image_block block-1" width=3D"100%" bo=
rder=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=
=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td class=3D"pad" style=3D"w=
idth:100%;padding-right:0;padding-left:0"><div class=3D"alignment" align=3D=
"center" style=3D"line-height:10px"><img=20
src=3D"https://d15k2d11r6t6rl.cloudfront.net/public/users/Integrators/3fd3a=
448-3d02-49a4-af26-a82213fec67e/ADMIN/editor_images/Equal_Housing_Opportuni=
ty.png" style=3D"display:block;height:auto;border:0;width:65px;max-width:10=
0%" width=3D"65" alt=3D"Image" title=3D"Image"></div></td></tr></table></td=
><td class=3D"column column-2" width=3D"75%" style=3D"mso-table-lspace:0;ms=
o-table-rspace:0;font-weight:400;text-align:left;vertical-align:top;border-=
top:0;border-right:0;border-bottom:0;border-left:0"><table=20
class=3D"html_block block-1" width=3D"100%" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-tab=
le-rspace:0"><tr><td class=3D"pad"><div style=3D"font-family:Arial,Helvetic=
a Neue,Helvetica,sans-serif;text-align:center" align=3D"center"><div style=
=3D"font-size: 12px; line-height: 14px; font-family: Arial, 'Helvetica Neue=
', Helvetica, sans-serif; color: #555555; text-align: left;">
  <p style=3D"font-size: 14px; line-height: 14px; margin: 0;"><span style=
=3D"font-size: 12px;">Equal Housing Opportunity NMLS #133519 For current li=
censes, visit www.nmlsconsumeraccess.com. Hometown Equity Mortgage, LLC, DB=
A. theLender, 25531 Commercentre Dr #250., Lake Forest, CA 92630. All loans=
 must meet Hometown Equity Mortgage=E2=80=99s underwriting guidelines. This=
 information is intended for the exclusive use of licensed real estate and =
mortgage lending professionals in accordance with local laws and regulation=
s. Distribution to the general public is prohibited. Loans made or arranged=
 pursuant to the California Financing Law.</span></p>
</div><br />

<div style=3D"font-size: 11px; line-height: 14px; font-family: Arial; color=
: #555555; text-align: left;">
  <p style=3D"font-size: 12px; line-height: 14px; margin: 0;"><span style=
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