Subject: LoanWyse - Follow the Rainbow to Homeownership with ITINWyse X-SG-EID: =?us-ascii?Q?hMGXXLowOTDklZBcF26u8sEwbXIsN0oJQmGSgvv3v8iVtghTe=2F70lQgx=2FcRmUA?= =?us-ascii?Q?GIVg9MHCQUvUzn0i6QtfoHh9Ct58KDNiuKFR3Bn?= =?us-ascii?Q?liwb6sb0ELLvepJDPJ94gfilvExN2mQ6OuJJImd?= =?us-ascii?Q?wJPPwx=2FIcVhI5OF1OeIK7j8dLHhNVIw7PWv2Ln8?= =?us-ascii?Q?uZ0qz=2F0sRmMzD8nFMRtqqYHfyJrzvCIbeAWroRy?= =?us-ascii?Q?=2F0H9WTnSCOxbR0QmI=3D?= X-SG-ID: =?us-ascii?Q?N2C25iY2uzGMFz6rgvQsb8raWjw0ZPf1VmjsCkspi=2FKBKOO6ZI1cVqf4jxyZ3x?= =?us-ascii?Q?RTeIJ49nk=2F7JQ63lHu9VffNcv7=2Ff3v1suc11GGf?= =?us-ascii?Q?m4y6ILEF3TzxYdce7J+jrD0WX4E6tgxanqTs5YU?= =?us-ascii?Q?2yCBYwrVxfIOm8i+gDHWKQGzMWYqPHDV79WoInR?= =?us-ascii?Q?15H0CHL=2Ff4Dz6?= To: andrew@sterlingcal.com X-Entity-ID: /YtWH7++UXWi8JKj3B98Xg== List-Unsubscribe: =?us-ascii?Q?=3Cmailto=3Aunsubscribe=40em1656=2Eloanwyse=2Ecom=3Fsubject=3Dhttps=3A=2F=2Fu87880?= =?us-ascii?Q?36=2Ect=2Esendgrid=2Enet=2Fwf=2Funsubscribe*q*upn?= =?us-ascii?Q?=3DO7ROD4svS-2BWtZVG4Rcp0Qt9NW-2F4-2B8SWT?= =?us-ascii?Q?n3ErF8IYfmUcrFzTNOsni28y8NvCg5F9yKwbbLx?= =?us-ascii?Q?jQPvzIxyH28aqnWmzJnl7d-2FMg3uIvfVwCcB-2?= =?us-ascii?Q?BBCpaPk846AlCYMpPlI-2BCFfvLqm-2Bs0X4nXW?= =?us-ascii?Q?WgQ2dvGBTyTUnFB05PnWmM0X2t9rkry5lI57iJp?= =?us-ascii?Q?rHjsCINjO-2BzGtJj1WICKrLjwhOgZqhBvBLD9l?= =?us-ascii?Q?riGotTrE2YGaWKPObj05SMTla8c4wncW1jX16z8?= =?us-ascii?Q?N3ma4pttyl-2FmENcDKBPHdq396-2BeUv0P0-2B?= =?us-ascii?Q?WpAIPk32tmMtRgc-2FAy2BJzwbZJXjUz3zjJ4fm?= =?us-ascii?Q?SaO5PLVqjKzndikV9iMUUP9X-2Fp-2FAarJ-2BZ?= =?us-ascii?Q?w-2BH0-3D=3E?= X-Spam-Status: No, score=3.0 X-Spam-Score: 30 X-Spam-Bar: +++ X-Spam-Flag: NO

Follow the Rainbow
to Homeownership.

ITINWyse

For ITIN / DACA Eligible Borrowers

No SSN or Citiz= enshipOK
Minimum FICO 660
Loan Amounts up= to $1.5mm
Purchase/R&= T up to 80% LTV
Cash-Out up to = 70% LTV
Max DTI 43%
Interest Only <= span style=3D"color:#68a909">Available
15-Year/30-Year= Fixed Available

Check out our Matrices for more details: Product Matrices

Contact us TODAY with your scenario!

Need an Exception?

LoanWyse approves exceptio= ns upfront so you can have peace of mind with the status of your file and a= void surprises down the line.

InvestorWyse

DSCR - No Ratio

Minimum FICO 620
DSCR Down to 0.75
Loans up to $3.5mm
Purchase up to 80% LTV
R&T/Cash-Out up to 75% LTV
No DTI/Employment Verfiied
First-Time Investors OK

AltWyse

Alternative Documentation

Minimum FICO 660
Loans up to $4mm
Max Cash-Out Unlimited
Purchase up to 90% LTV
R&T/Cash-Out up to 80% LTV
30 & 40-Year I/O Available
Multiple Qualification Options

CommercialWyse

5+ Units DSCR - No Ratio

Minimum FICO 660
Loans up to $2mm
Purchase up to 75% LTV
R&T/Cash-Out up to 70% LTV
5-8 Units Residential
2-8 Units Mixed Use
Min DSCR >=3D 1.0

EquityWyse

Close-End Seconds

Credit Score Down to 660
Max Loan Amount $450k
Max Combined Lien $2mm
Full Doc Max CLTV 90%
Bank Stmt Max CLTV 85%
DTI up to 50%
No Reserves or Assets Required

CreditWyse= +

Imperfect Credit | Full Doc

Minimum FICO 600
Max Loan Amount is $3mm
Max Cash-Out Unlimited
Purchase up to 85% LTV
R&T/Cash-Out up to 80%
BK / FC / SS / DIL / Mod OK;
1x30x12 / 0x60x12 OK

CreditWyse

Imperfect Credit | Alt Doc

Minimum FICO 600
Max Loan Amount is $3mm
Max Cash-Out Unlimited
Purchase up to 85% LTV
R&T/Cash-Out up to 80%
BK / FC / SS / DIL / Mod OK;
1x30x12 / 0x60x12 OK

PrimeWyse = Jumbo

High Balance | Full Doc

Minimum FICO 680
Loans up to $3mm
15-Year & 30-Year Fixed
Purchase/R&T up to 85% LTV
Cash-Out up to 80% LTV
DTI up to 45%
Cash-Out up to $500K

PrimeWyse

High Balance | Full Doc

Minimum FICO 660
Loans up to $4mm
Fixed and ARMs
Purchase up to 90% LTV
R&T/Cash-Out up to 80% LTV
DTI up to 55%
40-Year I/O

ITINWyse

For ITIN / DACA Borrowers

No SSN or Citizenship OK
Minimum FICO 660
Loans up to $1.5mm
15-Year & 30-Year Fixed
Max DTI to 43%
Cash-Out as Reserve
Interest Only Available

ForeignWyse

Foreign Investments Made Easy

FICO Not Required
Loans up to $2mm
15, 30, 40 Year Fixed
DTI up to 50%
Purchase up to 75% LTV
Interest Only Available
Fixed & ARMS Available

AgencyWyse

Conventional Loans

Minimum FICO 620
Full Documentation
Loans up to $726,200
Up to 80% LTV
Purchase/R&T or Cash-out
All Occupancy Types

www.loanwyse.com

Reginald Peterson

9494019864

reginald.peterson@loanwyse.com

©2023 OptionWide Financial Corporation d/= b/a LoanWyse., NMLS# 1724453. This email is for informational purposes only= and is intended for industry professionals only. This is not an advertisem= ent to extend credit as defined by TILA/Regulation Z nor an application for= credit as defined by RESPA/Regulation X. All applications are subject to u= nderwriting guidelines and approval based upon the credit, assets, value of= subject property and borrower’s ability to repay. Not all applicants= are eligible for or qualify for all products offered. All market data and = other information is not warranted as to completeness or accuracy and progr= ams, rates, terms and conditions are subject to change without notice. This= email is not intended as an offer or solicitation for the purchase or sale= of any financial instrument or as an official confirmation of a transactio= n. Not available in all states. Please check our website for licensing info= rmation.

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