Subject: Happy Spring Solstice From LoanWyse X-SG-EID: =?us-ascii?Q?hMGXXLowOTDklZBcF26u8sEwbXIsN0oJQmGSgvv3v8iVtghTe=2F70lQgx=2FcRmUA?= =?us-ascii?Q?GIpf7cEx5KOrLvGP=2FmHQMZyQh2oYE9LlmIwo=2Fsd?= =?us-ascii?Q?qjedfI8okEqOhqncs2u5QosVeF6mYKauTlT52Kp?= =?us-ascii?Q?Egf3+LoVjtwvpnyL32EuaTLdSAPQGcJWk3iXwWE?= =?us-ascii?Q?Bf2Rnikw7pTttGXYH6bFxG6WuPR9X5VIWPY4W5j?= =?us-ascii?Q?GPI=2F1=2FjA8DhQ3Uc44=3D?= X-SG-ID: =?us-ascii?Q?N2C25iY2uzGMFz6rgvQsb8raWjw0ZPf1VmjsCkspi=2FKBKOO6ZI1cVqf4jxyZ3x?= =?us-ascii?Q?RTeIJ49nk=2F7JQ63lHu9VffNW+STJU1JPWYM7aN0?= =?us-ascii?Q?78+CYlulMQAA=2F6DQz+8BsGoDtYHYW0mO=2FH8zvcd?= =?us-ascii?Q?KKgmLHmjdArCmuAj0a5LOfX4PQU3cc1OItMquss?= =?us-ascii?Q?4J+f7H3LpLIe3?= To: andrew@sterlingcal.com X-Entity-ID: /YtWH7++UXWi8JKj3B98Xg== List-Unsubscribe: =?us-ascii?Q?=3Cmailto=3Aunsubscribe=40em1656=2Eloanwyse=2Ecom=3Fsubject=3Dhttps=3A=2F=2Fu87880?= =?us-ascii?Q?36=2Ect=2Esendgrid=2Enet=2Fwf=2Funsubscribe*q*upn?= =?us-ascii?Q?=3DO7ROD4svS-2BWtZVG4Rcp0Qt9NW-2F4-2B8SWT?= =?us-ascii?Q?n3ErF8IYfmUcrFzTNOsni28y8NvCg5F9yKwbbLx?= =?us-ascii?Q?jQPvzIxyH28aqnWmzJnl7d-2FMg3uIvfVwCcB-2?= =?us-ascii?Q?F4bufkY7W4LJbYL7uLgk484DnfJ5MCeEGxLZhV6?= =?us-ascii?Q?6YACU79iLHd5jhJdgi8bVuPjK6swKa6G918oBzz?= =?us-ascii?Q?rgMqzzOAS1QH-2FOfaDU8kj40qXfQdR5KihldT3?= =?us-ascii?Q?UyJuck1vo-2BH-2FHZWImtVAXcqci1jDHc4yf-2?= =?us-ascii?Q?B4bK-2B6fBCQMJjTwI3rfn8E7D66uhFvy7myeZK?= =?us-ascii?Q?iubYETnp-2FFWuykCFZlGKvvAfWZmURooQ1-2Fv?= =?us-ascii?Q?DKAPCdPPjLZAb5rmKxmyaliwZNq9DCOfqO0OoLz?= =?us-ascii?Q?0tffIFhmFKri5AYuZ5u=3E?= X-Spam-Status: No, score=3.0 X-Spam-Score: 30 X-Spam-Bar: +++ X-Spam-Flag: NO

Sprin= g is Here!

InvestorWyse

DSCR - No Ratio

Minimum FICO 620
DSCR Down to 0.75
Loans up to $3.5mm
Purchase up to 80% LTV
R&T/Cash-Out up to 75% LTV
No DTI/Employment Verfiied
First-Time Investors OK

AltWyse

Alternative Documentation

Minimum FICO 660
Loans up to $4mm
Max Cash-Out Unlimited
Purchase up to 90% LTV
R&T/Cash-Out up to 80% LTV
30 & 40-Year I/O Available
Multiple Qualification Options

CommercialWyse

5+ Units DSCR - No Ratio

Minimum FICO 660
Loans up to $2mm
Purchase up to 75% LTV
R&T/Cash-Out up to 70% LTV
5-8 Units Residential
2-8 Units Mixed Use
Min DSCR >=3D 1.0

EquityWyse

Close-End Seconds

Credit Score Down to 660
Max Loan Amount $450k
Max Combined Lien $2mm
Full Doc Max CLTV 90%
Bank Stmt Max CLTV 85%
DTI up to 50%
No Reserves or Assets Required

CreditWyse= +

Imperfect Credit | Full Doc

Minimum FICO 600
Max Loan Amount is $3mm
Max Cash-Out Unlimited
Purchase up to 85% LTV
R&T/Cash-Out up to 80%
BK / FC / SS / DIL / Mod OK
1x30x12 / 0x60x12 OK

CreditWyse

Imperfect Credit | Alt Doc

Minimum FICO 600
Max Loan Amount is $3mm
Max Cash-Out Unlimited
Purchase up to 85% LTV
R&T/Cash-Out up to 80%
BK / FC / SS / DIL / Mod OK
1x30x12 / 0x60x12 OK

PrimeWyse = Jumbo

High Balance | Full Doc

Minimum FICO 680
Loans up to $3mm
15-Year & 30-Year Fixed
Purchase/R&T up to 85% LTV
Cash-Out up to 80% LTV
DTI up to 45%
Cash-Out up to $500K

PrimeWyse

High Balance | Full Doc

Minimum FICO 660
Loans up to $4mm
Fixed and ARMs
Purchase up to 90% LTV
R&T/Cash-Out up to 80% LTV
DTI up to 55%
40-Year I/O

ITINWyse

For ITIN / DACA Borrowers

No SSN or Citizenship OK
Minimum FICO 660
Loans up to $1.5mm
15-Year & 30-Year Fixed
Max DTI to 43%
Cash-Out as Reserve
Interest Only Available

ForeignWyse

Foreign Investments Made Easy

FICO Not Required
Loans up to $2mm
15, 30, 40 Year Fixed
DTI up to 50%
Purchase up to 75% LTV
Interest Only Available
Fixed & ARMS Available

AgencyWyse

Conventional Loans

Minimum FICO 620
Full Documentation
Loans up to $726,200
Up to 80% LTV
Purchase/R&T or Cash-out
All Occupancy Types

Need an Exception?

LoanWyse approves exceptio= ns upfront giving you peace of mind knowing that your loan will reach the c= losing table without any last-minute surprises.

www.loanwyse.com

Reginald Peterson

9494019864

reginald.peterson@loanwyse.com

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