Subject: LoanWyse - Discover Your Pot of Gold with AltWyse X-SG-EID: =?us-ascii?Q?hMGXXLowOTDklZBcF26u8sEwbXIsN0oJQmGSgvv3v8iVtghTe=2F70lQgx=2FcRmUA?= =?us-ascii?Q?GIMGs822Vn8gOPKo2fr5lc+jFMHzs8kgEcsaOHN?= =?us-ascii?Q?9xQDG3Gv0RlGsBBj7PkS+Tu3kytT2FQyB0fdLJj?= =?us-ascii?Q?Cns4CBiuMsgPurNjB73nmLgmEEx9YleBa09vHMx?= =?us-ascii?Q?AqGmsr9u7Z3O2sf9O8gigtpuKC5nJWwfGxJ0DDN?= =?us-ascii?Q?byKfK6iTcRXk2WFII=3D?= X-SG-ID: =?us-ascii?Q?N2C25iY2uzGMFz6rgvQsb8raWjw0ZPf1VmjsCkspi=2FKBKOO6ZI1cVqf4jxyZ3x?= =?us-ascii?Q?RTeIJ49nk=2F7JQ63lHu9VffNa1x9W0N8vxaaqkuS?= =?us-ascii?Q?1KtJvXn2Xh9wLNyxtU93k=2F5tvAgXQ45qWxuRAzN?= =?us-ascii?Q?b=2FAu=2FiMZpqlZfyb76hhkBQimOSM0hYy0zrRuKrx?= =?us-ascii?Q?oqJeKMaw4bXqz?= To: andrew@sterlingcal.com X-Entity-ID: /YtWH7++UXWi8JKj3B98Xg== List-Unsubscribe: =?us-ascii?Q?=3Cmailto=3Aunsubscribe=40em1656=2Eloanwyse=2Ecom=3Fsubject=3Dhttps=3A=2F=2Fu87880?= =?us-ascii?Q?36=2Ect=2Esendgrid=2Enet=2Fwf=2Funsubscribe*q*upn?= =?us-ascii?Q?=3DO7ROD4svS-2BWtZVG4Rcp0Qt9NW-2F4-2B8SWT?= =?us-ascii?Q?n3ErF8IYfmUcrFzTNOsni28y8NvCg5F9yKwbbLx?= =?us-ascii?Q?jQPvzIxyH28aqnWmzJnl7d-2FMg3uIvfVwCcB9j?= =?us-ascii?Q?-2BaxtSEiBpf7CYmkrnkbtF05Bq-2BhJcImN6-2?= =?us-ascii?Q?F02OfzfT1dB-2BH5DFedbtP-2FyYKd1cfhjm7hH?= =?us-ascii?Q?wktqowvMenrEid44paCyyHVf-2F6JjKR4a8O3Ul?= =?us-ascii?Q?K6opmxtL1t-2B15z0T-2BzclSg-2FkTTUVibBAJ?= =?us-ascii?Q?LyV0MQkURIdXpaZDLMxxvD8VAwnIjL-2FidlUBc?= =?us-ascii?Q?Ltgz84Uv-2B9N4F-2FC3UdYt-2Bpvox2099jLY6?= =?us-ascii?Q?Zc5gV9DTg4UM8k4ZhgNnGWjWjGkowbNUOo9d2GH?= =?us-ascii?Q?BDmzF74E-3D=3E?= X-Spam-Status: No, score=3.0 X-Spam-Score: 30 X-Spam-Bar: +++ X-Spam-Flag: NO

Multiple BANK STATEMENT Qualification Options!<= /div>

Got Assets? Qualify with ASSET UTILIZATION!

No Paystubs, Tax Returns, or W-2’s? Use WVOE!

Qualify with ONLY CPA Prepared P&L!

AltWyse

Loan Program

Minimum FICO 660

Loans up to $4MM

Purchase up to = 90% LTV

R&T/Cash-Ou= t up to 80% LTV

DTI up to 50%

Interest Only <= span style=3D"color:#06ac21">Available

Recent Credit E= vents Allowed

12/24 Month Bank Statements

IRS Form 1099

Asset Utilizati= on

CPA Prepared P&L

WVOE

Check out our Matrices for more details: Product Matr= ices

Contact us TODAY = with your scenario!

Need an Exception?

LoanWyse approves exceptio= ns upfront giving you peace of mind knowing that your loan will reach the c= losing table without any last-minute surprises.

InvestorWyse

DSCR - No Ratio

Minimum FICO 620
DSCR Down to 0.75
Loans up to $3.5mm
Purchase up to 80% LTV
R&T/Cash-Out up to 75% LTV
No DTI/Employment Verfiied
First-Time Investors OK

AltWyse

Alternative Documentation

Minimum FICO 660
Loans up to $4mm
Max Cash-Out Unlimited
Purchase up to 90% LTV
R&T/Cash-Out up to 80% LTV
30 & 40-Year I/O Available
Multiple Qualification Options

CommercialWyse

5+ Units DSCR - No Ratio

Minimum FICO 660
Loans up to $2mm
Purchase up to 75% LTV
R&T/Cash-Out up to 70% LTV
5-8 Units Residential
2-8 Units Mixed Use
Min DSCR >=3D 1.0

EquityWyse

Close-End Seconds

Credit Score Down to 660
Max Loan Amount $450k
Max Combined Lien $2mm
Full Doc Max CLTV 90%
Bank Stmt Max CLTV 85%
DTI up to 50%
No Reserves or Assets Required

CreditWyse= +

Imperfect Credit | Full Doc

Minimum FICO 600
Max Loan Amount is $3mm
Max Cash-Out Unlimited
Purchase up to 85% LTV
R&T/Cash-Out up to 80%
BK / FC / SS / DIL / Mod OK;
1x30x12 / 0x60x12 OK

CreditWyse

Imperfect Credit | Alt Doc

Minimum FICO 600
Max Loan Amount is $3mm
Max Cash-Out Unlimited
Purchase up to 85% LTV
R&T/Cash-Out up to 80%
BK / FC / SS / DIL / Mod OK;
1x30x12 / 0x60x12 OK

PrimeWyse = Jumbo

High Balance | Full Doc

Minimum FICO 680
Loans up to $3mm
15-Year & 30-Year Fixed
Purchase/R&T up to 85% LTV
Cash-Out up to 80% LTV
DTI up to 45%
Cash-Out up to $500K

PrimeWyse

High Balance | Full Doc

Minimum FICO 660
Loans up to $4mm
Fixed and ARMs
Purchase up to 90% LTV
R&T/Cash-Out up to 80% LTV
DTI up to 55%
40-Year I/O

ITINWyse

For ITIN / DACA Borrowers

No SSN or Citizenship OK
Minimum FICO 660
Loans up to $1.5mm
15-Year & 30-Year Fixed
Max DTI to 43%
Cash-Out as Reserve
Interest Only Available

ForeignWyse

Foreign Investments Made Easy

FICO Not Required
Loans up to $2mm
15, 30, 40 Year Fixed
DTI up to 50%
Purchase up to 75% LTV
Interest Only Available
Fixed & ARMS Available

AgencyWyse

Conventional Loans

Minimum FICO 620
Full Documentation
Loans up to $726,200
Up to 80% LTV
Purchase/R&T or Cash-out
All Occupancy Types

www.loanwyse.com

Reginald Peterson

9494019864

reginald.peterson@loanwyse.com

©2022 OptionWide Financial Corporation d/= b/a LoanWyse., NMLS# 1724453. This email is for informational purposes only= and is intended for industry professionals only. This is not an advertisem= ent to extend credit as defined by TILA/Regulation Z nor an application for= credit as defined by RESPA/Regulation X. All applications are subject to u= nderwriting guidelines and approval based upon the credit, assets, value of= subject property and borrower’s ability to repay. Not all applicants= are eligible for or qualify for all products offered. All market data and = other information is not warranted as to completeness or accuracy and progr= ams, rates, terms and conditions are subject to change without notice. This= email is not intended as an offer or solicitation for the purchase or sale= of any financial instrument or as an official confirmation of a transactio= n. Not available in all states. Please check our website for licensing info= rmation.

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