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Date: Tue, 14 Mar 2023 16:52:31 +0000 (UTC)
From: reginald.peterson@loanwyse.com
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Subject: LoanWyse - Close DSCR Loans In A Pinch - InvestorWyse
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<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"background=
:#eeeeee; font-family:Arial,Helvetica,sans-serif; width:100%">
	<tbody>
		<tr>
			<td style=3D"vertical-align:top">
			<table align=3D"center" cellpadding=3D"0" cellspacing=3D"0" class=3D"gwf=
w" style=3D"background:#ffffff; border-collapse:collapse; margin:0 auto; ma=
x-width:640px; width:100%">
				<tbody>
					<tr>
						<td style=3D"border-bottom:1px solid #ffffff"><a href=3D"https://u878=
8036.ct.sendgrid.net/ls/click?upn=3D74qwchUqwO5ZoQsADkHnAqSf1hXvqi6Ly5os2LV=
cUbTgSAo7kh7yAooNhBYkSl-2Bm6zw8_GptQX16N64WwKT5la58D1r58x8DtZ2QoPr1lyae3B3q=
4dpoi2Elz6Fzf1-2BeFF-2F7sQM1bHnnfnKd9K1H0uZlaf3lGVg8C80C2lkX6RAUdmLg78bac6I=
NHFmvGgzvIyiDkF3T9EiEdZQU2gDafe4f3UkwZyR2IdXGsWBu0uVx2kGN4sfRInNiojkRbTsJtB=
eKlPElLmkwx-2F3zDsLsZt1K6-2FspuVIj7Pf-2FldDdChN4e1u-2FFibuXU9gI9LhyrxsPqxkD=
vWpOwa781AEzQ7GHSBf-2BsHYJ-2Fa51Mh1R5alCuNJhLUWXgm-2Bq-2BzfDpoprMlLuGddSLwH=
W95y0VYblfvp1FjBWqSUSensgh96q5USCPjk0-2BXE-3D" target=3D"_blank"><img alt=
=3D"InvestorWyse" src=3D"https://loanwyse.com/images/2023/03/St-Patricks-In=
vestorWyse-Mar-2023.jpg" style=3D"display:block; height:auto!important; max=
-height:100% !important; max-width:100%!important; width:100% !important" /=
></a></td>
					</tr>
					<tr>
						<td>
						<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"bord=
er-collapse:collapse; width:100%">
							<tbody>
								<tr>
									<td style=3D"background-color:#0066cc; border-right:1px solid #ddd=
ddd; height:46px; width:50%">
									<div style=3D"text-align:center"><a href=3D"https://u8788036.ct.se=
ndgrid.net/ls/click?upn=3D74qwchUqwO5ZoQsADkHnAqSf1hXvqi6Ly5os2LVcUbSTTL0tq=
nv3dnpU67fWAr-2B6gqNsrR4156iMSFsNEDvTbg-3D-3DBFQb_GptQX16N64WwKT5la58D1r58x=
8DtZ2QoPr1lyae3B3q4dpoi2Elz6Fzf1-2BeFF-2F7sQM1bHnnfnKd9K1H0uZlaf3lGVg8C80C2=
lkX6RAUdmLg78bac6INHFmvGgzvIyiDkF3T9EiEdZQU2gDafe4f3UkwZyR2IdXGsWBu0uVx2kGN=
4sfRInNiojkRbTsJtBeKlPElLmkwx-2F3zDsLsZt1K6-2Fs-2B9Ty-2F7CQ6AIk-2FTRclEPS6-=
2FBxvI-2FJv7-2FkSSmnYExSqialUEGSyvZO-2B5UbvCYozf8LGB9ggdQVirtEoBA4K7Hdd1rNt=
BtNjdVbqQ8bHAk3gAedwyFIretm7tv78oR7sQa7TxsPM0qwWEr6IvT5442-2FY-3D" style=3D=
"display:block;font-size:16px;text-align:center;background-color:#0066cc;co=
lor:#ffffff;font-weight:bold; cursor: pointer;line-height:46px; height:46px=
;width:100%!important;text-decoration:none;box-sizing:border-box;" target=
=3D"_blank">RATESHEET</a></div>
									</td>
									<td style=3D"background-color:#0066cc; text-align:center; width:50=
%">
									<div style=3D"text-align:center"><a href=3D"https://u8788036.ct.se=
ndgrid.net/ls/click?upn=3D74qwchUqwO5ZoQsADkHnAqSf1hXvqi6Ly5os2LVcUbS-2FFgR=
oJolwkDRKuPnT-2F8N7bCsd1RkHsPQ8dsYrQ3lH21YPMHVIw9MP-2BF5zTVuCQu-2BhK-2B73gt=
SaC2JrnsfshJcOn9UB_GptQX16N64WwKT5la58D1r58x8DtZ2QoPr1lyae3B3q4dpoi2Elz6Fzf=
1-2BeFF-2F7sQM1bHnnfnKd9K1H0uZlaf3lGVg8C80C2lkX6RAUdmLg78bac6INHFmvGgzvIyiD=
kF3T9EiEdZQU2gDafe4f3UkwZyR2IdXGsWBu0uVx2kGN4sfRInNiojkRbTsJtBeKlPElLmkwx-2=
F3zDsLsZt1K6-2FvdQzBdU2dOrRVrsI4wshI59-2BFHHWk6Uj476XRSJPCy1cMD67Z3R4FQ8Cqb=
LzyNHai-2FxDd1yERJIfW-2FN0d9p1WqAcj-2BClRsTK5bsHemNmse7WUNhXTt-2FxtOYhgIWtc=
5-2F7S5lpR-2B6jX2yBWrhQZYjX-2FQ-3D" style=3D"display:block;font-size:16px;t=
ext-align:center;background-color:#0066cc;color:#ffffff;font-weight:bold; c=
ursor: pointer;line-height:46px; height:46px;width:100%!important;text-deco=
ration:none;box-sizing:border-box;">MATRICES</a></div>
									</td>
								</tr>
							</tbody>
						</table>
						</td>
					</tr>
					<tr>
						<td style=3D"border-style:none">
						<div style=3D"color:#444444; font-size:22px; font-style:italic; line-=
height:1.2; margin-top:60px; text-align:center"><strong><span style=3D"colo=
r:#444444">No DTI or Employement Verified</span></strong></div>

						<div style=3D"color:#444444; font-size:22px; font-style:italic; line-=
height:1.2; margin-left:40px; margin-right:40px; margin-top:25px; text-alig=
n:center"><strong>Qualify With Only <span style=3D"color:#444444">RENTAL IN=
COME</span>!</strong></div>

						<div style=3D"color:#444444; font-size:22px; font-style:italic; line-=
height:1.2; margin-left:40px; margin-right:40px; margin-top:25px; text-alig=
n:center"><strong>We Close FAST! <span style=3D"color:#444444">10-DAYS Guar=
anteed</span>!</strong>*</div>

						<div style=3D"font-size:44px; line-height:1.2; margin-top:50px; text-=
align:center; text-transform:uppercase"><strong><span style=3D"color:#33333=
3">Investor</span><span style=3D"color:#738b12">Wyse</span></strong></div>

						<div style=3D"font-size:16px; letter-spacing:10px; margin-left:10px; =
text-align:center; text-transform:uppercase">Loan Program</div>

						<div style=3D"margin-top:20px">
						<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"bord=
er-collapse:collapse; width:100%">
							<tbody>
								<tr>
									<td>&nbsp;</td>
									<td style=3D"border-bottom:1px solid #dddddd; border-top:1px solid=
 #dddddd; width:76%">
									<div style=3D"margin-bottom:30px; margin-top:30px">
									<ul style=3D"margin-left:15%; margin-right:0">
										<li><span style=3D"color:#444444; font-size:18px">Loans up to <sp=
an style=3D"color:#8fad19">$3.5MM</span></span></li>
										<li><span style=3D"color:#444444; font-size:18px">Cash-Out up to =
<span style=3D"color:#8fad19">$1MM</span></span></li>
										<li><span style=3D"color:#444444; font-size:18px">Minimum FICO <s=
pan style=3D"color:#8fad19">620</span></span></li>
										<li><span style=3D"color:#444444; font-size:18px">Purchase up to =
<span style=3D"color:#8fad19">80% LTV</span></span></li>
										<li><span style=3D"color:#444444; font-size:18px">R&amp;T up to <=
span style=3D"color:#8fad19">75% LTV</span></span></li>
										<li><span style=3D"color:#444444; font-size:18px">Cash-Out up to =
<span style=3D"color:#8fad19">75% LTV</span></span></li>
										<li><span style=3D"color:#444444; font-size:18px">Interest Only <=
span style=3D"color:#8fad19">Available</span></span></li>
										<li><span style=3D"color:#444444; font-size:18px">Fixed and ARMs =
<span style=3D"color:#8fad19">Available</span></span></li>
										<li><span style=3D"color:#444444; font-size:18px">40-Year Option =
<span style=3D"color:#8fad19">Available</span></span></li>
										<li><span style=3D"color:#444444; font-size:18px">0x60x12 <span s=
tyle=3D"color:#8fad19">OK</span></span></li>
									</ul>
									</div>
									</td>
									<td>&nbsp;</td>
								</tr>
							</tbody>
						</table>
						</div>

						<div style=3D"margin-bottom:30px; margin-top:30px; text-align:center"=
>Check out our Matrices for more details: <a href=3D"https://u8788036.ct.se=
ndgrid.net/ls/click?upn=3D74qwchUqwO5ZoQsADkHnAqSf1hXvqi6Ly5os2LVcUbS-2FFgR=
oJolwkDRKuPnT-2F8N7bCsd1RkHsPQ8dsYrQ3lH21YPMHVIw9MP-2BF5zTVuCQu-2BhK-2B73gt=
SaC2JrnsfshJcO_yYc_GptQX16N64WwKT5la58D1r58x8DtZ2QoPr1lyae3B3q4dpoi2Elz6Fzf=
1-2BeFF-2F7sQM1bHnnfnKd9K1H0uZlaf3lGVg8C80C2lkX6RAUdmLg78bac6INHFmvGgzvIyiD=
kF3T9EiEdZQU2gDafe4f3UkwZyR2IdXGsWBu0uVx2kGN4sfRInNiojkRbTsJtBeKlPElLmkwx-2=
F3zDsLsZt1K6-2FlZFrCIZOk1ckIZmjISPb6hK4RWxt11bSZHzl0-2FNf3NvjoAjk7CpGn6xfDj=
bKL0xyTbkRxyetRx2ymKQV8oXvUoD3TxYDB-2BgNdYKnHbeE76MQMvXGo1ZhMWhJmwwlvS-2Fks=
1O44sftfHBdmkOF6LfwuA-3D" target=3D"_blank">Product&nbsp;Matrices</a></div>

						<div style=3D"color:#444444; font-size:22px; font-style:italic; line-=
height:1.4; margin-bottom:60px; margin-left:40px; margin-right:40px; margin=
-top:30px; text-align:center"><strong>Contact us <span style=3D"color:#738b=
12">TODAY</span> with your scenario!</strong></div>
						</td>
					</tr>
					<tr>
						<td style=3D"background-color:#0066cc; border-bottom:1px solid #ddddd=
d; border-top:1px solid #dddddd; text-align:center">
						<div style=3D"margin-bottom:20px; margin-top:20px">
						<div style=3D"margin-bottom:10px; text-align:center"><span style=3D"c=
olor:#ffffff; font-size:28px"><strong>Need an Exception?</strong></span></d=
iv>

						<div style=3D"color:#e5e5e5; font-size:16px; line-height:1.3; margin-=
left:30px; margin-right:30px; text-align:center">LoanWyse approves exceptio=
ns upfront giving you peace of mind knowing that your loan will reach the c=
losing table without any last-minute surprises.</div>

						<div style=3D"margin-top:25px; text-align:center"><a href=3D"https://=
u8788036.ct.sendgrid.net/ls/click?upn=3D74qwchUqwO5ZoQsADkHnApXH-2BhJBE5V5l=
ko5A7-2FbXf0C9f2okZrxLrQ0-2BSMSg76wxDrl_GptQX16N64WwKT5la58D1r58x8DtZ2QoPr1=
lyae3B3q4dpoi2Elz6Fzf1-2BeFF-2F7sQM1bHnnfnKd9K1H0uZlaf3lGVg8C80C2lkX6RAUdmL=
g78bac6INHFmvGgzvIyiDkF3T9EiEdZQU2gDafe4f3UkwZyR2IdXGsWBu0uVx2kGN4sfRInNioj=
kRbTsJtBeKlPElLmkwx-2F3zDsLsZt1K6-2Fp9KSMMVWAnCoBwjQt0cy2hMJFl-2BxsixEVjHwm=
YJqbgX46EZKAHtsjGIC2xJlT6TV1qVZBcwWIUtbVsUkssCL1G2izG8n8qOffvi-2FYVdw5uT0si=
WS47Ni5goFKApg0vJpynj8vjq-2Bxik7mI9Qmfagas-3D" style=3D"text-align:center;t=
ext-decoration:none;" target=3D"_blank"><img alt=3D"Get Todays Rate" src=3D=
"https://loanwyse.com/images/email/btn-exception.png" style=3D"height:52px;=
 width:252px" /></a></div>
						</div>
						</td>
					</tr>
					<tr>
						<td style=3D"border-style:none"><br />
						<br />
						&nbsp;
						<table align=3D"center" border=3D"0" cellspacing=3D"0" style=3D"borde=
r-collapse:collapse; box-sizing:border-box; width:100%">
							<tbody>
								<tr>
									<td>
									<table align=3D"left" border=3D"1" cellpadding=3D"10" cellspacing=
=3D"0" class=3D"product" style=3D"background:#fcfcfc; border:1px solid #ddd=
ddd; box-sizing:border-box; margin-bottom:20px; margin-left:30px; width:275=
px">
										<tbody>
											<tr>
												<td style=3D"border-style:none; vertical-align:top">
												<div style=3D"margin-top:15px">
												<div style=3D"margin-bottom:5px!important; text-align:center"><=
strong><span style=3D"color:#237eb9; font-size:22px">Investor</span><span s=
tyle=3D"color:#87af34; font-size:22px">Wyse</span></strong></div>

												<div style=3D"color:#555555; font-size:12px; text-align:center;=
 text-transform:uppercase">DSCR - No Ratio</div>
												</div>

												<ul style=3D"margin-left:0; margin-right:0">
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Minimum FICO 620</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">DSCR Down to 0.75</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Loans up to $3.5mm</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Purchase up to 80% LTV</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">R&amp;T/Cash-Out up to 75% LTV</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">No DTI/Employment Verfiied</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">First-Time Investors OK</span></span></li>
												</ul>
												</td>
											</tr>
										</tbody>
									</table>

									<table align=3D"left" border=3D"1" cellpadding=3D"10" cellspacing=
=3D"0" class=3D"product" style=3D"background:#fcfcfc; border:1px solid #ddd=
ddd; box-sizing:border-box; margin-bottom:20px; margin-left:30px; width:275=
px">
										<tbody>
											<tr>
												<td style=3D"border-style:none; vertical-align:top">
												<div style=3D"margin-top:15px">
												<div style=3D"margin-bottom:5px!important; text-align:center"><=
strong><span style=3D"color:#237eb9; font-size:22px">Alt</span><span style=
=3D"color:#87af34; font-size:22px">Wyse</span></strong></div>

												<div style=3D"color:#555555; font-size:12px; text-align:center;=
 text-transform:uppercase">Alternative Documentation</div>
												</div>

												<ul style=3D"margin-left:0; margin-right:0">
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Minimum FICO 660</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Loans up to $4mm</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Max Cash-Out Unlimited</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Purchase up to 90% LTV</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">R&amp;T/Cash-Out up to 80% LTV</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">30 &amp; 40-Year I/O Available</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Multiple Qualification Options</span></span></li>
												</ul>
												</td>
											</tr>
										</tbody>
									</table>
									</td>
								</tr>
							</tbody>
						</table>

						<table align=3D"center" border=3D"0" cellspacing=3D"0" style=3D"borde=
r-collapse:collapse; box-sizing:border-box; width:100%">
							<tbody>
								<tr>
									<td>
									<table align=3D"left" border=3D"1" cellpadding=3D"10" cellspacing=
=3D"0" class=3D"product" style=3D"background:#fcfcfc; border:1px solid #ddd=
ddd; box-sizing:border-box; margin-bottom:20px; margin-left:30px; width:275=
px">
										<tbody>
											<tr>
												<td style=3D"border-style:none; vertical-align:top">
												<div style=3D"margin-top:15px">
												<div style=3D"margin-bottom:5px!important; text-align:center"><=
strong><span style=3D"color:#237eb9; font-size:22px">Commercial</span><span=
 style=3D"color:#87af34; font-size:22px">Wyse</span></strong></div>

												<div style=3D"color:#555555; font-size:12px; text-align:center;=
 text-transform:uppercase">5+ Units DSCR - No Ratio</div>
												</div>

												<ul style=3D"margin-left:0; margin-right:0">
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Minimum FICO 660</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Loans up to $2mm</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Purchase up to 75% LTV</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">R&amp;T/Cash-Out up to 70% LTV</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">5-8 Units Residential</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">2-8 Units Mixed Use</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Min DSCR &gt;=3D 1.0</span></span></li>
												</ul>
												</td>
											</tr>
										</tbody>
									</table>

									<table align=3D"left" border=3D"1" cellpadding=3D"10" cellspacing=
=3D"0" class=3D"product" style=3D"background:#fcfcfc; border:1px solid #ddd=
ddd; box-sizing:border-box; margin-bottom:20px; margin-left:30px; width:275=
px">
										<tbody>
											<tr>
												<td style=3D"border-style:none; vertical-align:top">
												<div style=3D"margin-top:15px">
												<div style=3D"margin-bottom:5px!important; text-align:center"><=
strong><span style=3D"color:#237eb9; font-size:22px">Equity</span><span sty=
le=3D"color:#87af34; font-size:22px">Wyse</span></strong></div>

												<div style=3D"color:#555555; font-size:12px; text-align:center;=
 text-transform:uppercase">Close-End Seconds</div>
												</div>

												<ul style=3D"margin-left:0; margin-right:0">
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Credit Score Down to 660</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Max Loan Amount $450k</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Max Combined Lien $2mm</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Full Doc Max CLTV 90%</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Bank Stmt Max CLTV 85%</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">DTI up to 50%</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">No Reserves or Assets Required</span></span></li>
												</ul>
												</td>
											</tr>
										</tbody>
									</table>
									</td>
								</tr>
							</tbody>
						</table>

						<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"bord=
er-collapse:collapse; box-sizing:border-box; width:100%">
							<tbody>
								<tr>
									<td>
									<table align=3D"left" border=3D"1" cellpadding=3D"10" cellspacing=
=3D"0" class=3D"product" style=3D"background:#fcfcfc; border:1px solid #ddd=
ddd; box-sizing:border-box; margin-bottom:20px; margin-left:30px; width:275=
px">
										<tbody>
											<tr>
												<td style=3D"border-style:none; vertical-align:top">
												<div style=3D"margin-top:15px">
												<div style=3D"margin-bottom:5px!important; text-align:center"><=
strong><span style=3D"color:#237eb9; font-size:22px">Credit</span><span sty=
le=3D"color:#87af34; font-size:22px">Wyse</span>+</strong></div>

												<div style=3D"color:#555555; font-size:12px; text-align:center;=
 text-transform:uppercase">Imperfect Credit | Full Doc</div>
												</div>

												<ul style=3D"margin-left:0; margin-right:0">
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Minimum FICO 600</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Max Loan Amount is $3mm</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Max Cash-Out Unlimited</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Purchase up to 85% LTV</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">R&amp;T/Cash-Out up to 80%</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">BK / FC / SS / DIL / Mod OK;</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">1x30x12 / 0x60x12 OK</span></span></li>
												</ul>
												</td>
											</tr>
										</tbody>
									</table>

									<table align=3D"left" border=3D"1" cellpadding=3D"10" cellspacing=
=3D"0" class=3D"product" style=3D"background:#fcfcfc; border:1px solid #ddd=
ddd; box-sizing:border-box; margin-bottom:20px; margin-left:30px; width:275=
px">
										<tbody>
											<tr>
												<td style=3D"border-style:none; vertical-align:top">
												<div style=3D"margin-top:15px">
												<div style=3D"margin-bottom:5px!important; text-align:center"><=
strong><span style=3D"color:#237eb9; font-size:22px">Credit</span></strong>=
<span style=3D"color:#87af34; font-size:22px">Wyse</span></div>

												<div style=3D"color:#555555; font-size:12px; text-align:center;=
 text-transform:uppercase">Imperfect Credit | Alt Doc</div>
												</div>

												<ul style=3D"margin-left:0; margin-right:0">
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Minimum FICO 600</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Max Loan Amount is $3mm</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Max Cash-Out Unlimited</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Purchase up to 85% LTV</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">R&amp;T/Cash-Out up to 80%</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">BK / FC / SS / DIL / Mod OK;</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">1x30x12 / 0x60x12 OK</span></span></li>
												</ul>
												</td>
											</tr>
										</tbody>
									</table>
									</td>
								</tr>
							</tbody>
						</table>

						<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"bord=
er-collapse:collapse; box-sizing:border-box; width:100%">
							<tbody>
								<tr>
									<td>
									<table align=3D"left" border=3D"1" cellpadding=3D"10" cellspacing=
=3D"0" class=3D"product" style=3D"background:#fcfcfc; border:1px solid #ddd=
ddd; box-sizing:border-box; margin-bottom:20px; margin-left:30px; width:275=
px">
										<tbody>
											<tr>
												<td style=3D"border-style:none; vertical-align:top">
												<div style=3D"margin-top:15px">
												<div style=3D"margin-bottom:5px!important; text-align:center"><=
strong><span style=3D"color:#237eb9; font-size:22px">Prime</span><span styl=
e=3D"color:#87af34; font-size:22px">Wyse</span> <span style=3D"color:#55555=
5; font-size:22px">Jumbo</span></strong></div>

												<div style=3D"color:#555555; font-size:12px; text-align:center;=
 text-transform:uppercase">High Balance | Full Doc</div>
												</div>

												<ul style=3D"margin-left:0; margin-right:0">
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Minimum FICO 680</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Loans up to $3mm</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">15-Year &amp; 30-Year Fixed</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Purchase/R&amp;T up to 85% LTV</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Cash-Out up to 80% LTV</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">DTI up to 45%</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Cash-Out up to $500K</span></span></li>
												</ul>
												</td>
											</tr>
										</tbody>
									</table>

									<table align=3D"left" border=3D"1" cellpadding=3D"10" cellspacing=
=3D"0" class=3D"product" style=3D"background:#fcfcfc; border:1px solid #ddd=
ddd; box-sizing:border-box; margin-bottom:20px; margin-left:30px; width:270=
px">
										<tbody>
											<tr>
												<td style=3D"border-style:none; vertical-align:top">
												<div style=3D"margin-top:15px">
												<div style=3D"margin-bottom:5px!important; text-align:center"><=
strong><span style=3D"color:#237eb9; font-size:22px">Prime</span><span styl=
e=3D"color:#87af34; font-size:22px">Wyse</span></strong></div>

												<div style=3D"color:#555555; font-size:12px; text-align:center;=
 text-transform:uppercase">High Balance | Full Doc</div>
												</div>

												<ul style=3D"margin-left:0; margin-right:0">
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Minimum FICO 660</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Loans up to $4mm</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Fixed and ARMs</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Purchase up to 90% LTV</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">R&amp;T/Cash-Out up to 80% LTV</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">DTI up to 55%</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">40-Year I/O</span></span></li>
												</ul>
												</td>
											</tr>
										</tbody>
									</table>
									</td>
								</tr>
							</tbody>
						</table>

						<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"bord=
er-collapse:collapse; box-sizing:border-box; width:100%">
							<tbody>
								<tr>
									<td>
									<table align=3D"left" border=3D"1" cellpadding=3D"10" cellspacing=
=3D"0" class=3D"product" style=3D"background:#fcfcfc; border:1px solid #ddd=
ddd; box-sizing:border-box; margin-bottom:20px; margin-left:30px; width:275=
px">
										<tbody>
											<tr>
												<td style=3D"border-style:none; vertical-align:top">
												<div style=3D"margin-top:15px">
												<div style=3D"margin-bottom:5px!important; text-align:center"><=
strong><span style=3D"color:#237eb9; font-size:22px">ITIN</span><span style=
=3D"color:#87af34; font-size:22px">Wyse</span></strong></div>

												<div style=3D"color:#555555; font-size:12px; text-align:center;=
 text-transform:uppercase">For ITIN / DACA Borrowers</div>
												</div>

												<ul style=3D"margin-left:0; margin-right:0">
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">No SSN or Citizenship&nbsp;OK</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Minimum FICO 660</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Loans up to $1.5mm</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">15-Year &amp; 30-Year Fixed</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Max DTI to 43%</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Cash-Out as Reserve</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Interest Only Available</span></span></li>
												</ul>
												</td>
											</tr>
										</tbody>
									</table>

									<table align=3D"left" border=3D"1" cellpadding=3D"10" cellspacing=
=3D"0" class=3D"product" style=3D"background:#fcfcfc; border:1px solid #ddd=
ddd; box-sizing:border-box; margin-bottom:20px; margin-left:30px; width:275=
px">
										<tbody>
											<tr>
												<td style=3D"border-style:none; vertical-align:top">
												<div style=3D"margin-top:15px">
												<div style=3D"margin-bottom:5px!important; text-align:center"><=
strong><span style=3D"color:#237eb9; font-size:22px">Foreign</span><span st=
yle=3D"color:#87af34; font-size:22px">Wyse</span></strong></div>

												<div style=3D"color:#555555; font-size:12px; text-align:center;=
 text-transform:uppercase">Foreign Investments Made Easy</div>
												</div>

												<ul style=3D"margin-left:0; margin-right:0">
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">FICO Not Required</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Loans up to $2mm</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">15, 30, 40 Year Fixed</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">DTI up to 50%</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Purchase up to 75% LTV</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Interest Only Available</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Fixed &amp; ARMS Available</span></span></li>
												</ul>
												</td>
											</tr>
										</tbody>
									</table>
									</td>
								</tr>
							</tbody>
						</table>

						<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"bord=
er-collapse:collapse; box-sizing:border-box; width:100%">
							<tbody>
								<tr>
									<td>
									<table align=3D"left" border=3D"1" cellpadding=3D"10" cellspacing=
=3D"0" class=3D"product" style=3D"background:#fcfcfc; border:1px solid #ddd=
ddd; box-sizing:border-box; margin-bottom:60px; margin-left:30px; width:275=
px">
										<tbody>
											<tr>
												<td style=3D"border-style:none; vertical-align:top">
												<div style=3D"margin-top:15px">
												<div style=3D"margin-bottom:5px!important; text-align:center"><=
strong><span style=3D"color:#237eb9; font-size:22px">Agency</span><span sty=
le=3D"color:#87af34; font-size:22px">Wyse</span></strong></div>

												<div style=3D"color:#555555; font-size:12px; text-align:center;=
 text-transform:uppercase">Conventional Loans</div>
												</div>

												<ul style=3D"margin-left:0; margin-right:0">
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Minimum FICO 620</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Full Documentation</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Loans up to $647,200</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Up to 80% LTV</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Purchase/R&amp;T or Cash-out</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">All Occupancy Types</span></span></li>
												</ul>
												</td>
											</tr>
										</tbody>
									</table>
									</td>
								</tr>
							</tbody>
						</table>
						</td>
					</tr>
					<tr>
						<td style=3D"background-color:#fcfcfc; border-top:1px solid #dddddd">
						<div style=3D"margin-bottom:10px; margin-top:60px; text-align:center"=
><a href=3D"https://u8788036.ct.sendgrid.net/ls/click?upn=3D74qwchUqwO5ZoQs=
ADkHnAqSf1hXvqi6Ly5os2LVcUbTgSAo7kh7yAooNhBYkSl-2BmmKsj_GptQX16N64WwKT5la58=
D1r58x8DtZ2QoPr1lyae3B3q4dpoi2Elz6Fzf1-2BeFF-2F7sQM1bHnnfnKd9K1H0uZlaf3lGVg=
8C80C2lkX6RAUdmLg78bac6INHFmvGgzvIyiDkF3T9EiEdZQU2gDafe4f3UkwZyR2IdXGsWBu0u=
Vx2kGN4sfRInNiojkRbTsJtBeKlPElLmkwx-2F3zDsLsZt1K6-2FrUpkhHeiWdwvjuvKrf3f2T4=
-2BWtzAFn-2FsTQbz2RbOPYMdanzSyrkzpCNY7lpvPnw8fg0E4ZoBkGAg67qJbjgc0WCR2BoEIX=
o6YkOV-2F78BM8z6WwBS6GFDVVkz-2F7hwwbg3v1RtYPw2ecC94r9j-2Bg7-2Bjs-3D"><img a=
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