) id 1paKS0-004HJf-8g for andrew@sterlingcal.com; Thu, 09 Mar 2023 11:53:12 -0600 DKIM-Signature: v=1; a=rsa-sha256; c=relaxed/relaxed; d=loanwyse.com; h=content-transfer-encoding:content-type:from:mime-version:subject:to: list-unsubscribe:cc:content-type:from:subject:to; s=s1; bh=81p75KmHb1GdeOG+oVVpFRxU8qq8hNsX5WR//ZdohGE=; b=ZGEZhvgztXcfkt6n8rOgnijwjqwlsbcs0RhbfAO8CJ3KbwHrCfdvElzJS3TFjpL53WBW mTUgZPuVX9jeko/Eu16okI21DbipJflMoGcGBgDqWWQpLZutECf0txAV50CgWu80dVR8VL ogcMcBfkNXvI0CAhjeFJFOwUa1wbT0GASLK4/5iU0VGz2ZmeNbasIMXOkvavW9m6pUbDu3 2IBO1+/Ribq81eiuwHDBHYmvPrAvRWI7bzOG0jNItapnIjSBkMBiccTl5YjI/H4dhPta5W jL++uxHp4UpzfG7pwCFRQZfi5Tjj3WPZrkKIDn6iOp8+l/K7tr8hUC6tFAoABSRg== Received: by filterdrecv-66fb7f8cfd-7xxvv with SMTP id filterdrecv-66fb7f8cfd-7xxvv-1-640A1CFD-15 2023-03-09 17:53:01.104528346 +0000 UTC m=+1362075.188385169 Received: from ODc4ODAzNg (unknown) by geopod-ismtpd-5 (SG) with HTTP id 85QnFwFBQLSYXqfMIXCykQ Thu, 09 Mar 2023 17:53:01.045 +0000 (UTC) Content-Transfer-Encoding: quoted-printable Content-Type: text/html; charset=us-ascii Date: Thu, 09 Mar 2023 17:53:01 +0000 (UTC) From: reginald.peterson@loanwyse.com Mime-Version: 1.0 Message-ID: <85QnFwFBQLSYXqfMIXCykQ@geopod-ismtpd-5> Subject: LoanWyse - Unlock The Hidden Treasure In A Non-QM 2nd With EquityWyse X-SG-EID: =?us-ascii?Q?hMGXXLowOTDklZBcF26u8sEwbXIsN0oJQmGSgvv3v8iVtghTe=2F70lQgx=2FcRmUA?= =?us-ascii?Q?GI4bAYrMFXH1M2UTGHuaxH2YDJb7GWkYPcytVWs?= =?us-ascii?Q?E7=2FcbR7woinI9saYioxOiGe03MqDXF5=2FX8nhnSd?= =?us-ascii?Q?Bde1h1CD1O6i8a8NL+nLl8G7=2FGI=2FqYJU4e125E=2F?= =?us-ascii?Q?9peJll1g4eUJcKAZHXvXekeS3JHKwkR1UCR1doI?= =?us-ascii?Q?JmPhmCeFsH5SG0Ozg=3D?= X-SG-ID: =?us-ascii?Q?N2C25iY2uzGMFz6rgvQsb8raWjw0ZPf1VmjsCkspi=2FKBKOO6ZI1cVqf4jxyZ3x?= =?us-ascii?Q?RTeIJ49nk=2F7JQ63lHu9VffNTx4x+2YF0pUtMBPU?= =?us-ascii?Q?0c1AiXDKSWC8krbaBu2EMUgM7VSOPxo+3SNYHwL?= =?us-ascii?Q?c=2FsAuI4I5+dELqWj+wC75HFZIqDJHei+Lm5QJ9g?= =?us-ascii?Q?v0RGXKpG16lVs?= To: andrew@sterlingcal.com X-Entity-ID: /YtWH7++UXWi8JKj3B98Xg== List-Unsubscribe: =?us-ascii?Q?=3Cmailto=3Aunsubscribe=40em1656=2Eloanwyse=2Ecom=3Fsubject=3Dhttps=3A=2F=2Fu87880?= =?us-ascii?Q?36=2Ect=2Esendgrid=2Enet=2Fwf=2Funsubscribe*q*upn?= =?us-ascii?Q?=3DO7ROD4svS-2BWtZVG4Rcp0Qt9NW-2F4-2B8SWT?= =?us-ascii?Q?n3ErF8IYfmUcrFzTNOsni28y8NvCg5F9yKwbbLx?= =?us-ascii?Q?jQPvzIxyH28aqnWmzJnl7d-2FMg3uIvfVwCcB9t?= =?us-ascii?Q?z5mLI4g68ChtIyh8pLiG-2BD8mbkBb-2BPwGiHL?= =?us-ascii?Q?I2vlFX1UTLzPRQv5WVNI1DHRxf0te7M0jG3hGG0?= =?us-ascii?Q?HYdXMCAlW-2BmqmMYytPfOny4Ct6rcac75wikzi?= =?us-ascii?Q?VxImL0S01eE9etWpQFg8JQLanmDpXqllBi0Ww5H?= =?us-ascii?Q?Nr8raLgn4jAq-2FX1YHc4XyzGuLo6FwUYva-2BU?= =?us-ascii?Q?Nr8kX-2FdDj2IpURE-2FXQVm2gveuX1m1iV37Ly?= =?us-ascii?Q?39mFNdaC4w3yzhBYgLS55m3DfecFEWoav0sUf8J?= =?us-ascii?Q?iKZdEreO4B7r2tGbq=3E?= X-Spam-Status: No, score=3.0 X-Spam-Score: 30 X-Spam-Bar: +++ X-Spam-Flag: NO

Unlock the Hidden Treasure
in a Non-QM Second.

EquityWyse

2nd Mortgage Loan Program

Credit Score Do= wn to 660
Loan Amounts up= to $450k
Max Combined Li= en $2mm
DTI up to 50%
Full Doc Max CL= TV 90%
Bank Statement = Max CLTV 85%
Reserves or Ass= ets Not Required
Exterior-Only A= ppraisal Form 2055
OO, Second Home= , and NOO Eligible

Check out our Matrices for more details: Product Matrices

Contact us TODAY with your scenario!

Need an Exception?

LoanWyse approves exceptio= ns upfront giving you peace of mind knowing that your loan will reach the c= losing table without any last-minute surprises.

<= strong>

EquityWyse

Close-End Seconds

Credit Score Down to 660
Max Loan Amount $450k
Max Combined Lien $2mm
Full Doc Max CLTV 90%
Bank Stmt Max CLTV 85%
DTI up to 50%
No Reserves or Assets Required

<= strong>InvestorWyse

DSCR - No Ratio

Minimum FICO 620
DSCR Down to 0.75
Loans up to $3.5mm
Purchase up to 80% LTV
R&T/Cash-Out up to 75% LTV
No DTI/Employment Verfiied
First-Time Investors OK

<= strong>AltWyse

Alternative Documentation

Minimum FICO 660
Loans up to $4mm
Max Cash-Out Unlimited
Purchase up to 90% LTV
R&T/Cash-Out up to 80% LTV
30 & 40-Year I/O Available
Multiple Qualification Options

<= strong>CommercialWyse

5+ Units DSCR - No Ratio

Minimum FICO 660
Loans up to $2mm
Purchase up to 75% LTV
R&T/Cash-Out up to 70% LTV
5-8 Units Residential
2-8 Units Mixed Use
Min DSCR >=3D 1.0

<= strong>CreditWyse+

Imperfect Credit | Full Doc

Minimum FICO 600
Max Loan Amount is $3mm
Max Cash-Out Unlimited
Purchase up to 85% LTV
R&T/Cash-Out up to 80%
BK / FC / SS / DIL / Mod OK;
1x30x12 / 0x60x12 OK

<= strong>Credit= Wyse

Imperfect Credit | Alt Doc

Minimum FICO 600
Max Loan Amount is $3mm
Max Cash-Out Unlimited
Purchase up to 85% LTV
R&T/Cash-Out up to 80%
BK / FC / SS / DIL / Mod OK;
1x30x12 / 0x60x12 OK

<= strong>PrimeWyse Jumbo

High Balance | Full Doc

Minimum FICO 680
Loans up to $3mm
15-Year & 30-Year Fixed
Purchase/R&T up to 85% LTV
Cash-Out up to 80% LTV
DTI up to 45%
Cash-Out up to $500K

<= strong>PrimeWyse

High Balance | Full Doc

Minimum FICO 660
Loans up to $4mm
Fixed and ARMs
Purchase up to 90% LTV
R&T/Cash-Out up to 80% LTV
DTI up to 55%
40-Year I/O

<= strong>ITINWyse

For ITIN / DACA Borrowers

No SSN or Citizenship OK
Minimum FICO 660
Loans up to $1.5mm
15-Year & 30-Year Fixed
Max DTI to 43%
Cash-Out as Reserve
Interest Only Available

<= strong>ForeignWyse

Foreign Investments Made Easy

FICO Not Required
Loans up to $2mm
15, 30, 40 Year Fixed
DTI up to 50%
Purchase up to 75% LTV
Interest Only Available
Fixed & ARMS Available

<= strong>AgencyWyse

Conventional Loans

Minimum FICO 620
Full Documentation
Loans up to $647,200
Up to 80% LTV
Purchase/R&T or Cash-out
All Occupancy Types

www.loanwyse.com

Reginald Peterson

9494019864

reginald.peterson@loanwyse.com

©2023 OptionWide Financial Corporation d/= b/a LoanWyse., NMLS# 1724453. This email is for informational purposes only= and is intended for industry professionals only. This is not an advertisem= ent to extend credit as defined by TILA/Regulation Z nor an application for= credit as defined by RESPA/Regulation X. All applications are subject to u= nderwriting guidelines and approval based upon the credit, assets, value of= subject property and borrower’s ability to repay. Not all applicants= are eligible for or qualify for all products offered. All market data and = other information is not warranted as to completeness or accuracy and progr= ams, rates, terms and conditions are subject to change without notice. This= email is not intended as an offer or solicitation for the purchase or sale= of any financial instrument or as an official confirmation of a transactio= n. Not available in all states. Please check our website for licensing info= rmation.

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