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Subject: It's a lucky time to lock an FHA loan at theLender
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<span style=3D"color:#ffffff;font-size:14px;"><strong><a style=3D"text-deco=
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85o23baTooHvkQu6Ml7HxmgSPxHqfl01N8KOQKtkiJcw-v5uPZXsDiDV7-uDntflPs3q43EVyd7=
Rr9DaORYMw" target=3D"_blank" rel=3D"noopener">Appraisals </a></strong><a s=
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V7-uDntflPs3q43EVyd7Rr9DaORYMw" target=3D"_blank" rel=3D"noopener">|</a><st=
rong><a style=3D"text-decoration: none; color: #FFFFFF;" href=3D"http://ema=
il.thelender.com/c/eJxVkD1rxDAMhn9NvCVItuPEg4cjULgupbQdblRspQk4HyQu4f593WuX=
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w-v5uPZXsDiDV7-uDntflPs3q43EVyd7Rr9DaORYMw" target=3D"_blank" rel=3D"noopen=
er">&nbsp;</a><a style=3D"text-decoration: none; color: #FFFFFF;" href=3D"h=
ttp://email.thelender.com/c/eJxVkLtqxDAQRb_G6mw0Gj1WhYrFENg0ISQptpTk8dogP7A=
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sCafqdTwrr9e7ZlbuPK3P22h7ZNC-3G5ss4pY8DIH0_eYH0" target=3D"_blank" rel=3D"n=
oopener">Broker<span style=3D"color:#e4002b;font-size:14px;">_</span>Resour=
ces </a></strong><a style=3D"text-decoration: none; color: #FFFFFF;" href=
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rong><a style=3D"text-decoration: none; color: #FFFFFF;" href=3D"http://ema=
il.thelender.com/c/eJxVkLtqxDAQRb_G6mw0Gj1WhYrFENg0ISQptpTk8dogP7AVzP59lN00=
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zG53gAjlyAUYg6EahViB97FGIvvexkjwPlGjuaGviMrHB9dYjSd6RjBAQtZUKItdkQuQojGI05z=
HfH6p2mbOPmSU35LzuFZ4r8VL2OI7m39_CNnpm3MvNNufnbqOj-PdMWxrnW_TpkaA0sCafqdTwr=
r9e7ZlbuPK3P22h7ZNC-3G5ss4pY8DIH0_eYH0" target=3D"_blank" rel=3D"noopener">=
&nbsp;</a><a style=3D"text-decoration: none; color: #FFFFFF;" href=3D"http:=
//email.thelender.com/c/eJxVkD1rwzAYhH9NtNno1Wc0aAiGQLqU0nbIKMmvE4P8gfwWk39=
fNe3S46ZnuDtuJJwuvRdHY5KS2AgeY6OkgcZF7ZrBOq607CGCYejB2B8dQbJt-SoJPx4repzCmG=
MOG7HRCy4kl1yAFRJMq6XRoEIapBDDENJBcbpjxrnH0qZlYndvQwRhnRYqCIkanOC9AkxR6TAYi=
AxnGunxrOqWmUIilv2daN0O8nQQ5-p939t_uZVNS6FbuGGzhkIzlopY8WHuC-51xkZY8jjfUsjP=
IfWINQfC-sab-XxxJ-7gyl__2ivtfil075cr6722Fqz6Bg7yYxg" target=3D"_blank" rel=
=3D"noopener">Become<span style=3D"color:#e4002b;font-size:14px;">_</span>a=
<span style=3D"color:#e4002b;font-size:14px;">_</span>Partner </a></strong>=
<a style=3D"text-decoration: none; color: #FFFFFF;" href=3D"http://email.th=
elender.com/c/eJxVkD1rwzAYhH9NtNno1Wc0aAiGQLqU0nbIKMmvE4P8gfwWk39fNe3S46Znu=
DtuJJwuvRdHY5KS2AgeY6OkgcZF7ZrBOq607CGCYejB2B8dQbJt-SoJPx4repzCmGMOG7HRCy4k=
l1yAFRJMq6XRoEIapBDDENJBcbpjxrnH0qZlYndvQwRhnRYqCIkanOC9AkxR6TAYiAxnGunxrOq=
WmUIilv2daN0O8nQQ5-p939t_uZVNS6FbuGGzhkIzlopY8WHuC-51xkZY8jjfUsjPIfWINQfC-s=
ab-XxxJ-7gyl__2ivtfil075cr6722Fqz6Bg7yYxg" target=3D"_blank" rel=3D"noopene=
r">|</a><strong><a style=3D"text-decoration: none; color: #FFFFFF;" href=3D=
"http://email.thelender.com/c/eJxVkD1rwzAYhH9NtNno1Wc0aAiGQLqU0nbIKMmvE4P8g=
fwWk39fNe3S46ZnuDtuJJwuvRdHY5KS2AgeY6OkgcZF7ZrBOq607CGCYejB2B8dQbJt-SoJPx4r=
epzCmGMOG7HRCy4kl1yAFRJMq6XRoEIapBDDENJBcbpjxrnH0qZlYndvQwRhnRYqCIkanOC9Akx=
R6TAYiAxnGunxrOqWmUIilv2daN0O8nQQ5-p939t_uZVNS6FbuGGzhkIzlopY8WHuC-51xkZY8j=
jfUsjPIfWINQfC-sab-XxxJ-7gyl__2ivtfil075cr6722Fqz6Bg7yYxg" target=3D"_blank=
" rel=3D"noopener">&nbsp;</a><a style=3D"text-decoration: none; color: #FFF=
FFF;" href=3D"http://email.thelender.com/c/eJxVkDtrxDAQhH_NqbORtLJ0KlQchsCl=
CSFJcaUeq9ggP5AUzP37KJc0WbbZj2FnmLnicg2Gn6X0ArDj1LlOgGSddoPuotJUDBCYY5KgYVL=
9zJkBKdtX9vh-39HgYufkki2VzIZTDhQoZ4oDk_0AcmDC-gicx2j9SdA6YcI1YO79tpDJIFfcxq=
h1AA9cO_Rgg6TgBBMQ9UBwrXO9P6zGba3WV5LMVOteTnA58ae2x3H0__42lm3FMiHW0g6SjV1Dx=
qMFKBVzmtdPb9MjQqtgT03ceniVH8_6QjW70Zc_30bHX8rGt-uNBDMoxZT4Bvj8YUU" target=
=3D"_blank" rel=3D"noopener">Rates</a></strong></span>
</p></div></div></td></tr></table></td></tr></tbody></table></td></tr></tbo=
dy></table><table class=3D"row row-3" align=3D"center" width=3D"100%" borde=
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;color:#000;width:700px" width=3D"700"><tbody><tr><td class=3D"column colum=
n-1"=20
width=3D"100%" style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:4=
00;text-align:left;background-color:#fff;vertical-align:top;border-top:0;bo=
rder-right:0;border-bottom:0;border-left:0"><table class=3D"image_block blo=
ck-1" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=
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play:block;height:auto;border:0;width:700px;max-width:100%" width=3D"700"><=
/div></td></tr></table><table class=3D"text_block block-2" width=3D"100%" b=
order=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=
=3D"mso-table-lspace:0;mso-table-rspace:0;word-break:break-word"><tr><td cl=
ass=3D"pad"=20
style=3D"padding-bottom:10px;padding-left:20px;padding-right:20px;padding-t=
op:15px"><div style=3D"font-family:sans-serif"><div class style=3D"font-fam=
ily:Arial,Helvetica Neue,Helvetica,sans-serif;font-size:12px;mso-line-heigh=
t-alt:14.399999999999999px;color:#555;line-height:1.2"><p style=3D"margin:0=
;text-align:center;font-size:26px;mso-line-height-alt:31.2px;letter-spacing=
:normal">
<span style=3D"color:#069b15;"><span style><span style=3D"font-size:42px;">=
<strong>It's a lucky time to lock </strong></span></span></span></p><p styl=
e=3D"margin:0;text-align:center;font-size:26px;mso-line-height-alt:31.2px;l=
etter-spacing:normal"><span style=3D"color:#069b15;"><span style><span styl=
e=3D"font-size:42px;"><strong>an FHA loan at theLender!</strong></span></sp=
an></span></p><p style=3D"margin:0;text-align:center;font-size:26px;mso-lin=
e-height-alt:14.399999999999999px;letter-spacing:normal">
&nbsp;</p><p style=3D"margin:0;text-align:center;font-size:26px;mso-line-he=
ight-alt:31.2px;letter-spacing:normal"><strong><span style=3D"font-size:28p=
x;">Get a whopping </span></strong></p><p style=3D"margin:0;text-align:cent=
er;font-size:26px;mso-line-height-alt:31.2px;letter-spacing:normal"><span s=
tyle=3D"color:#069b15;font-size:38px;"><strong>50bps PRICING SPECIAL</stron=
g></span></p><p style=3D"margin:0;text-align:center;font-size:26px;mso-line=
-height-alt:31.2px;letter-spacing:normal">
<span style=3D"color:#505050;font-size:26px;"><strong>on FHA loans with a 7=
00+ FICO</strong></span></p><p style=3D"margin:0;text-align:center;font-siz=
e:26px;mso-line-height-alt:31.2px;letter-spacing:normal">or</p><p style=3D"=
margin:0;text-align:center;font-size:26px;mso-line-height-alt:31.2px;letter=
-spacing:normal"><span style=3D"font-size:26px;"><strong>Receive a </strong=
></span></p><p style=3D"margin:0;text-align:center;font-size:26px;mso-line-=
height-alt:31.2px;letter-spacing:normal">
<span style=3D"font-size:38px;color:#069b15;"><strong><span style>25bps PRI=
CING SPECIAL</span></strong></span></p><p style=3D"margin:0;text-align:cent=
er;font-size:26px;mso-line-height-alt:31.2px;letter-spacing:normal"><span s=
tyle=3D"font-size:26px;"><span style><strong>on FHA loans with 680 - 699 FI=
CO</strong></span></span></p><p style=3D"margin:0;text-align:center;font-si=
ze:26px;mso-line-height-alt:14.399999999999999px;letter-spacing:normal">&nb=
sp;</p><p=20
style=3D"margin:0;text-align:center;font-size:26px;mso-line-height-alt:31.2=
px;letter-spacing:normal"><span style=3D"font-size:18px;"><span style>Loans=
 must be locked on or before <strong>March 31st 2023</strong></span><span s=
tyle>.</span></span></p><p style=3D"margin:0;text-align:center;font-size:26=
px;mso-line-height-alt:31.2px;letter-spacing:normal">
<span style=3D"font-size:18px;color:#505050;background-color:#ffffff;"><spa=
n style>Applies only to deals with a 680+ FICO and DTI less than 50%</span>=
</span></p></div></div></td></tr></table></td></tr></tbody></table></td></t=
r></tbody></table><table class=3D"row row-4" align=3D"center" width=3D"100%=
" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" st=
yle=3D"mso-table-lspace:0;mso-table-rspace:0"><tbody><tr><td><table class=
=3D"row-content stack" align=3D"center" border=3D"0" cellpadding=3D"0"=20
cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-tab=
le-rspace:0;color:#000;width:700px" width=3D"700"><tbody><tr><td class=3D"c=
olumn column-1" width=3D"100%" style=3D"mso-table-lspace:0;mso-table-rspace=
:0;font-weight:400;text-align:left;background-color:#fff;vertical-align:top=
;border-top:0;border-right:0;border-bottom:0;border-left:0"><table class=3D=
"text_block block-1" width=3D"100%" border=3D"0" cellpadding=3D"10" cellspa=
cing=3D"0" role=3D"presentation"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0;word-break:break-word"><tr><=
td class=3D"pad"><div style=3D"font-family:sans-serif"><div class style=3D"=
font-size:14px;font-family:Arial,Helvetica Neue,Helvetica,sans-serif;mso-li=
ne-height-alt:16.8px;color:#555;line-height:1.2"><p style=3D"margin:0;text-=
align:center;mso-line-height-alt:16.8px">
Contact your Account Executive at theLender or visit <span style=3D"backgro=
und-color:#ffffff;color:#e4002b;"><strong><a href=3D"http://email.thelender=
=2Ecom/c/eJxVULtqxDAQ_Bqrs9FqZckqVByGwKUJ=
IUlxpR7rs0F-YOs47u-jXNJkmWKZgZlhpkzz=
OVrRKRUkUi2497VEBbXxrakHbbhsMYIHxciC0j_XAbJjve2BPh8bWZrdlHxyR2aTFVwgRy5ACwT=
VtKhakC4MKMQwuFBJnkdKtETam7DObLSRRxekV1JEozqPpiWAgMHHIFA6zWjJU348o_p1yS5klu=
yY83ZUeKrES8F9XBMdLlHzz70o277GW8hHedlu3RJ3upcSR6Y9Tcs1uPSsUWbYkstUtnhXX6_mx=
A1c-NtfdmH7Xxb6j_OFRdtqDVp-A7X_YwI" target=3D"_blank" style=3D"text-decorat=
ion: underline; color: #e4002b;" rel=3D"noopener">theLender.com</a></strong=
></span> for full details.</p></div></div></td></tr></table><table class=3D=
"divider_block block-2" width=3D"100%" border=3D"0" cellpadding=3D"10" cell=
spacing=3D"0" role=3D"presentation"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td class=3D"pad"><div =
class=3D"alignment" align=3D"center"><table border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation" width=3D"95%" style=3D"mso-table-ls=
pace:0;mso-table-rspace:0"><tr><td class=3D"divider_inner" style=3D"font-si=
ze:1px;line-height:1px;border-top:2px solid #e4002b"><span>&#8202;</span></=
td></tr></table></div></td></tr></table><table class=3D"text_block block-3"=
 width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"=20
role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0;word-b=
reak:break-word"><tr><td class=3D"pad" style=3D"padding-bottom:20px;padding=
-left:10px;padding-right:10px;padding-top:10px"><div style=3D"font-family:s=
ans-serif"><div class style=3D"font-family:Arial,Helvetica Neue,Helvetica,s=
ans-serif;font-size:12px;mso-line-height-alt:14.399999999999999px;color:#55=
5;line-height:1.2"><p style=3D"margin:0;font-size:14px;text-align:center;ms=
o-line-height-alt:16.8px">
<span style=3D"font-size:18px;"><strong>Cameron Leclair</strong></span></p>=
<p style=3D"margin:0;font-size:14px;text-align:center;mso-line-height-alt:1=
6.8px"><strong>(949) 312-5374</strong>&nbsp;|&nbsp;<span style=3D"color:#00=
0080;font-size:14px;"><strong>cleclair@thelender.com&nbsp;</strong></span><=
/p></div></div></td></tr></table></td></tr></tbody></table></td></tr></tbod=
y></table><table class=3D"row row-5" align=3D"center" width=3D"100%" border=
=3D"0" cellpadding=3D"0"=20
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le-rspace:0"><tbody><tr><td><table class=3D"row-content stack" align=3D"cen=
ter" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation"=
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<a style=3D"text-decoration: underline; color: #E4002B;" href=3D"http://ema=
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oEIapBDDENJBcbpjxrnH0qZlYndvQwRhnRYqCIkanOC9AkxR6TAYiAxnGunxrOqWmUIilv2daN0=
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Partner</a>&nbsp;| <a style=3D"text-decoration: underline; color: #E4002B;"=
 href=3D"http://email.thelender.com/c/eJxVkL1qxDAQhJ_G6my0K1k6FSoOQ-DShJCku=
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" rel=3D"noopener">Contact</a>
</p></div></div></td></tr></table></td></tr></tbody></table></td></tr></tbo=
dy></table><table class=3D"row row-6" align=3D"center" width=3D"100%" borde=
r=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"=
mso-table-lspace:0;mso-table-rspace:0"><tbody><tr><td><table class=3D"row-c=
ontent stack" align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0=
;color:#333;width:700px" width=3D"700"><tbody><tr><td class=3D"column colum=
n-1"=20
width=3D"25%" style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:40=
0;text-align:left;vertical-align:top;border-top:0;border-right:0;border-bot=
tom:0;border-left:0"><table class=3D"image_block block-1" width=3D"100%" bo=
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idth:100%;padding-right:0;padding-left:0"><div class=3D"alignment" align=3D=
"center" style=3D"line-height:10px"><img=20
src=3D"https://d15k2d11r6t6rl.cloudfront.net/public/users/Integrators/3fd3a=
448-3d02-49a4-af26-a82213fec67e/ADMIN/editor_images/Equal_Housing_Opportuni=
ty.png" style=3D"display:block;height:auto;border:0;width:65px;max-width:10=
0%" width=3D"65" alt=3D"Image" title=3D"Image"></div></td></tr></table></td=
><td class=3D"column column-2" width=3D"75%" style=3D"mso-table-lspace:0;ms=
o-table-rspace:0;font-weight:400;text-align:left;vertical-align:top;border-=
top:0;border-right:0;border-bottom:0;border-left:0"><table=20
class=3D"html_block block-1" width=3D"100%" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-tab=
le-rspace:0"><tr><td class=3D"pad"><div style=3D"font-family:Arial,Helvetic=
a Neue,Helvetica,sans-serif;text-align:center" align=3D"center"><div style=
=3D"font-size: 12px; line-height: 14px; font-family: Arial, 'Helvetica Neue=
', Helvetica, sans-serif; color: #555555; text-align: left;">
  <p style=3D"font-size: 14px; line-height: 14px; margin: 0;"><span style=
=3D"font-size: 12px;">Equal Housing Opportunity NMLS #133519 For current li=
censes, visit www.nmlsconsumeraccess.com. Hometown Equity Mortgage, LLC, DB=
A theLender, 25531 Commercentre Dr #250, Lake Forest, CA 92630. Arizona Mor=
tgage Banker License No. BK-1018248. All loans must meet Hometown Equity Mo=
rtgage=E2=80=99s underwriting guidelines. This information is intended for =
the exclusive use of licensed real estate and mortgage lending professional=
s in accordance with local laws and regulations. Distribution to the genera=
l public is prohibited. Loans made or arranged pursuant to the California F=
inancing Law. </span></p>
</div><br />

<div style=3D"font-size: 11px; line-height: 14px; font-family: Arial; color=
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  <p style=3D"font-size: 12px; line-height: 14px; margin: 0;"><span style=
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s in writing, please mail any correspondence to 25531 Commercentre #250 Lak=
e Forest, CA 92630.</span></p>
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