) id 1pXQdO-001Bo4-3t for andrew@sterlingcal.com; Wed, 01 Mar 2023 11:52:58 -0600 DKIM-Signature: v=1; a=rsa-sha256; c=relaxed/relaxed; d=loanwyse.com; h=content-transfer-encoding:content-type:from:mime-version:subject:to: list-unsubscribe:cc:content-type:from:subject:to; s=s1; bh=C4D4btJ7wY/shldn7AFNy5Od60KpXDl32ohNnkhgbKU=; b=LRpJHERGhS/y1Fe35on9HWSeBdZ587ZA55/ilFpKCyWfuBJkizmOMRyRbrNSbM7o7UUX uO4RwNIF0ZjUC22uwj6fNgYSsCjVQmj/VmXJSkBB90xfA0E8GcTELddBpKce9/ez/40zCP l4+M/oQkaaVBw0WaIOUnVoTIpM4VvBHgRGp/rKVI320q0QcrW8W/utdkbiSc9/6wy4rg6b Jq3KHiihmttL+MIUg/RvD4OvOzAYe9g1kW6nQWJD6OJ3G57z1anQ1L+q1AdFnU2TcUjFmQ RttMWu/Jg+qDm2tIASz0yvKhqxMU4L+MIq3hjd/9Q8doL6SsPZhzp/d+CnfE1xxQ== Received: by filterdrecv-fb8cdcbd4-x8mkx with SMTP id filterdrecv-fb8cdcbd4-x8mkx-1-63FF90EE-8E 2023-03-01 17:52:46.899229131 +0000 UTC m=+670786.264995444 Received: from ODc4ODAzNg (unknown) by geopod-ismtpd-10 (SG) with HTTP id 6WzdR_VnT1eVXbmQcNOwSw Wed, 01 Mar 2023 17:52:46.819 +0000 (UTC) Content-Transfer-Encoding: quoted-printable Content-Type: text/html; charset=us-ascii Date: Wed, 01 Mar 2023 17:52:46 +0000 (UTC) From: reginald.peterson@loanwyse.com Mime-Version: 1.0 Message-ID: <6WzdR_VnT1eVXbmQcNOwSw@geopod-ismtpd-10> Subject: LoanWyse - Who Needs Luck When You Got CreditWyse X-SG-EID: =?us-ascii?Q?hMGXXLowOTDklZBcF26u8sEwbXIsN0oJQmGSgvv3v8iVtghTe=2F70lQgx=2FcRmUA?= =?us-ascii?Q?GIX=2FUIpDO+y5N8OhU04B9of=2F+PoAFmCEC8KqKKB?= =?us-ascii?Q?UXTLjX97DIR7JqW=2Ffn8tfo3HRlZM0VfbQqC6nm9?= =?us-ascii?Q?XhQb4tVsQXaSajB6WhSC6IGnOYCIpMXDNC8ryOJ?= =?us-ascii?Q?ChUfL7YFs3zomOFbromIpsS0WS7SbVHLKOI0+ew?= =?us-ascii?Q?6+Dy7XcmXeM4Di3cs=3D?= X-SG-ID: =?us-ascii?Q?N2C25iY2uzGMFz6rgvQsb8raWjw0ZPf1VmjsCkspi=2FKBKOO6ZI1cVqf4jxyZ3x?= =?us-ascii?Q?RTeIJ49nk=2F7JQ63lHu9VffNQV7ptVKKdqxow7LX?= =?us-ascii?Q?45AKXtGtyACDaGV1ruT7urre8JRPZdXjTDAzYsU?= =?us-ascii?Q?pDz2hANNisgsp2ePsNfOcJWs8tcQUoUrgS04=2FAr?= =?us-ascii?Q?ejFPZgehbNsT2?= To: andrew@sterlingcal.com X-Entity-ID: /YtWH7++UXWi8JKj3B98Xg== List-Unsubscribe: =?us-ascii?Q?=3Cmailto=3Aunsubscribe=40em1656=2Eloanwyse=2Ecom=3Fsubject=3Dhttps=3A=2F=2Fu87880?= =?us-ascii?Q?36=2Ect=2Esendgrid=2Enet=2Fwf=2Funsubscribe*q*upn?= =?us-ascii?Q?=3DO7ROD4svS-2BWtZVG4Rcp0Qt9NW-2F4-2B8SWT?= =?us-ascii?Q?n3ErF8IYfmUcrFzTNOsni28y8NvCg5F9yKwbbLx?= =?us-ascii?Q?jQPvzIxyH28aqnWmzJnl7d-2FMg3uIvfVwCcB9s?= =?us-ascii?Q?VHtU-2FwwQxcX8tXrcLUDnEIyz778Yh6N7mhpy7?= =?us-ascii?Q?cmNJabVSogd1t8hb6hexnraPjQh0fDzstn0dNqQ?= =?us-ascii?Q?oyyH3LBDkMwTYOIvbTvbfCGuwI5yjyPIYSi8q-2?= =?us-ascii?Q?FXvmb1LVm5N7wUHEUDMyeQZPNc0miAew6yrRZok?= =?us-ascii?Q?1TG6KWyL4z-2FER9SuveNhsy1dGxDd5mwF7LbAz?= =?us-ascii?Q?RXx5IIzt1cJr4xzxh8Z3eEQ-2FhNIpYq8D7hVjw?= =?us-ascii?Q?oRi0IuMucFj3GRVZhW-2FzPTWaIlceo-3D=3E?= X-Spam-Status: No, score=3.0 X-Spam-Score: 30 X-Spam-Bar: +++ X-Spam-Flag: NO

Business and Personal Bank Statements Allowed!<= /div>

Recent Credit Events Allowed!

Qualify With ONLY CPA Prepared P&L!

CreditWyse

Loan Program

Loans up to $3MM

FICO Down to 600

Purchase up to = 85% LTV

R&T/Cash-Ou= t up to 80% LTV

DTI up to 50%

Interest Only <= span style=3D"color:#479608">Available

BK/FC/SS/DIL &g= e; 12 Month OK

1x30x12 / 0x60x= 12 OK

Check out our Matrices for more details: Product Matrices

Contact us TODAY = with your scenario!

Need an Exception?

LoanWyse approves exceptio= ns upfront giving you peace of mind knowing that your loan will reach the c= losing table without any last-minute surprises.

<= strong>

EquityWyse

Close-End Seconds

Credit Score Down to 660
Max Loan Amount $450k
Max Combined Lien $2mm
Full Doc Max CLTV 90%
Bank Stmt Max CLTV 85%
DTI up to 50%
No Reserves or Assets Required

<= strong>InvestorWyse

DSCR - No Ratio

Minimum FICO 620
DSCR Down to 0.75
Loans up to $3.5mm
Purchase up to 80% LTV
R&T/Cash-Out up to 75% LTV
No DTI/Employment Verfiied
First-Time Investors OK

<= strong>AltWyse

Alternative Documentation

Minimum FICO 660
Loans up to $4mm
Max Cash-Out Unlimited
Purchase up to 90% LTV
R&T/Cash-Out up to 80% LTV
30 & 40-Year I/O Available
Multiple Qualification Options

<= strong>CommercialWyse

5+ Units DSCR - No Ratio

Minimum FICO 660
Loans up to $2mm
Purchase up to 75% LTV
R&T/Cash-Out up to 70% LTV
5-8 Units Residential
2-8 Units Mixed Use
Min DSCR >=3D 1.0

<= strong>CreditWyse+

Imperfect Credit | Full Doc

Minimum FICO 600
Max Loan Amount is $3mm
Max Cash-Out Unlimited
Purchase up to 85% LTV
R&T/Cash-Out up to 80%
BK / FC / SS / DIL / Mod OK;
1x30x12 / 0x60x12 OK

<= strong>Credit= Wyse

Imperfect Credit | Alt Doc

Minimum FICO 600
Max Loan Amount is $3mm
Max Cash-Out Unlimited
Purchase up to 85% LTV
R&T/Cash-Out up to 80%
BK / FC / SS / DIL / Mod OK;
1x30x12 / 0x60x12 OK

<= strong>PrimeWyse Jumbo

High Balance | Full Doc

Minimum FICO 680
Loans up to $3mm
15-Year & 30-Year Fixed
Purchase/R&T up to 85% LTV
Cash-Out up to 80% LTV
DTI up to 45%
Cash-Out up to $500K

<= strong>PrimeWyse

High Balance | Full Doc

Minimum FICO 660
Loans up to $4mm
Fixed and ARMs
Purchase up to 90% LTV
R&T/Cash-Out up to 80% LTV
DTI up to 55%
40-Year I/O

<= strong>ITINWyse

For ITIN / DACA Borrowers

No SSN or Citizenship OK
Minimum FICO 660
Loans up to $1.5mm
15-Year & 30-Year Fixed
Max DTI to 43%
Cash-Out as Reserve
Interest Only Available

<= strong>ForeignWyse

Foreign Investments Made Easy

FICO Not Required
Loans up to $2mm
15, 30, 40 Year Fixed
DTI up to 50%
Purchase up to 75% LTV
Interest Only Available
Fixed & ARMS Available

<= strong>AgencyWyse

Conventional Loans

Minimum FICO 620
Full Documentation
Loans up to $647,200
Up to 80% LTV
Purchase/R&T or Cash-out
All Occupancy Types

www.loanwyse.com

Reginald Peterson

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