Return-Path: Delivered-To: andrew@sterlingcal.com Received: from reseller401.webserversystems.com by reseller401.webserversystems.com with LMTP id 4Ew2C9+X92OfxgcAchKAPA (envelope-from ) for ; Thu, 23 Feb 2023 10:44:15 -0600 Return-path: Envelope-to: andrew@sterlingcal.com Delivery-date: Thu, 23 Feb 2023 10:44:15 -0600 Received: from mail.a91.static.mgsend.net ([104.130.123.91]:51446) by reseller401.webserversystems.com with esmtps (TLS1.2) tls TLS_ECDHE_RSA_WITH_AES_128_GCM_SHA256 (Exim 4.94.2) (envelope-from ) id 1pVEha-002AZa-Kx for andrew@sterlingcal.com; Thu, 23 Feb 2023 10:44:15 -0600 DKIM-Signature: a=rsa-sha256; v=1; c=relaxed/relaxed; d=thelender.com; q=dns/txt; s=krs; t=1677170637; x=1677177837; h=Content-Transfer-Encoding: Content-Type: Message-Id: To: To: From: From: Subject: Subject: Mime-Version: Date: Sender: Sender; bh=GiMU+VgDc1nQg+j2uD6ffxgsZrkt913Keyxic9JPA4Y=; b=lPW1BXdhA1zJyGTdNLubdaajtB+24rGyHgFMeHt76YDRtXSrRcdba3hrqAyZihGu/6XoNdkK NWd8pvoCtplwszt+R+jRw4X461IU/KsP8ebozClIV+ZonolwHYOAjTPtfYRKVGqT7WUxVRtf 4Ak2xrC5LOWlfp77EeDShokmvUdaPyz3MLyRyYwLhZ3r8KdpBZDB3chQViNtDC7wnJ0CNEIQ u7ZAvte/x3PdRfn683TAt/K8t5CnEYRHRCJ9PQuZXXZjwnAP1ck+3HPxEl0KbabAG4ffARN0 KpCeBa5fT9tfrsedokgRYuhM88gTaE8zVB8BUiFlfjEagC0CPY8KVQ== X-Mailgun-Sending-Ip: 104.130.123.91 X-Mailgun-Sid: WyIxNWYwNSIsImFuZHJld0BzdGVybGluZ2NhbC5jb20iLCI1NzcxNzQiXQ== Received: from ( []) by b58febea4b47 with HTTP id 63f797cdc9c37c3bb64a3501; Thu, 23 Feb 2023 16:43:57 GMT Sender: cleclair@thelender.com Date: Thu, 23 Feb 2023 16:43:57 +0000 Mime-Version: 1.0 Subject: theLender - 48 hr NonQM Lock Special From: cleclair@thelender.com To: andrew@sterlingcal.com X-Mailgun-Variables: {"entityId": "C6UJ9A01CSIY", "entityType": "Contact", "itemId": "ca37af20-1a19-403e-acbe-f0e551b6a3dd", "sourceType": "emailblast", "templateId": "Q6UJ9A098WJ3"} Message-Id: <20230223164357.e32bb11751299578@thelender.com> Content-Type: text/html; charset="utf-8" Content-Transfer-Encoding: quoted-printable X-Spam-Status: No, score=0.9 X-Spam-Score: 9 X-Spam-Bar: / X-Spam-Flag: NO
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Don't Miss Out!

All Non-QM loans locked with theLen= der

will earn a 25 bps price incentive!!!=

Valid now through end of business (Lock cut= off) on Friday Feb 24, 2023

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Non-QM Products Suite

  • 1 Page Bank Statement
    • Qualify off the P&L only: = nothing more, nothing less
    • 12 or 24 month P&L OK
    • Purchase L= TV=E2=80=99s up to 90%
    • Cash-Out LTV=E2=80=99s up to 80%
  • Asset Qualifier
  • Minimum Eligible A= ssets required is the lower of $1,000,000 or 150% of the loan balance.
    • =
  • Maximum DTI 43%. Rental Income
  • Rental properties are calculated= based on 75% of lease less PITIA to determine impact on debt service.
    • =
  • Bank Statement Qualifier
    • Personal and Business Bank Statem= ents allowed
    • 12 month and 24 month Bank Statement options
    • DTI up to 55%
    • Foreign National
      • Foreign or US credit with 680+ FICO allowed
      • 2nd home and Investment properties only
      • Standard 2 years inc= ome docs for wage earner or self employed
    • Full Do= c Qualifier
      • DTI up to 55%
      • Credit scores down to 600
      • Recent credit events allowed
    • Gig Qualifi= er
      • DT= I up to 55%
      • Credit scores down to 600
      • Recent credit events = allowed
    • Non-QM Premier
      • Min Fico 700
      • Max LTV 80= %
      • Max Loan Amount $2mm
    •  
    =

    Cameron Leclair

    (949) 312-5374 | cleclair@thelender.com 

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    here. You're receiving this communication from us because y= ou've given Hometown Equity Mortgage, LLC d/b/a theLender your email in the= past, and we're trying to stay in touch with you. If you prefer to contact= us in writing, please mail any correspondence to 25531 Commercentre #250 L= ake Forest, CA 92630.

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