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Date: Mon, 20 Feb 2023 19:05:30 +0000 (UTC)
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<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"background=
:#eeeeee; font-family:Arial,Helvetica,sans-serif; width:100%">
	<tbody>
		<tr>
			<td style=3D"vertical-align:top">
			<table align=3D"center" cellpadding=3D"0" cellspacing=3D"0" class=3D"gwf=
w" style=3D"background:#ffffff; border-collapse:collapse; margin:0 auto; ma=
x-width:640px; width:100%">
				<tbody>
					<tr>
						<td style=3D"border-bottom:1px solid #ffffff"><a href=3D"https://u878=
8036.ct.sendgrid.net/ls/click?upn=3D74qwchUqwO5ZoQsADkHnAqSf1hXvqi6Ly5os2LV=
cUbTgSAo7kh7yAooNhBYkSl-2Bm9eS6_GptQX16N64WwKT5la58D1r58x8DtZ2QoPr1lyae3B3q=
4dpoi2Elz6Fzf1-2BeFF-2F7sQM1bHnnfnKd9K1H0uZlaf3lGVg8C80C2lkX6RAUdmLgn5nm7U7=
0JZzGxzghyvaqVfcIIIP2CAaodiFkmdDlZ5T5fT04L1anqVGb2glikVBpeGZsB-2BvkEd3vU1d-=
2B9Fxt6I4R-2BCAhgBvonChCj-2B8zddJQEficSK2dpvPx4zwpGN23Xjzz3HiNU-2F7hK2E3no1=
6AIaUlt3yieDvG0a3aylNbLcBECu5XyiHvvdw-2BPQ-2B5tvXVVO4qHHzOfVXs4EEzMpJ2tJa23=
ZgTdZKqbQeTC0KVsm2qksm7DhvYpKEmlmLDLhU-3D" target=3D"_blank"><img alt=3D"Co=
mmercialWyse" src=3D"https://loanwyse.com/images/2023/02/CommercialWyse-Feb=
-2023.jpg" style=3D"display:block; height:auto!important; max-height:100% !=
important; max-width:100%!important; width:100% !important" /></a></td>
					</tr>
					<tr>
						<td>
						<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"bord=
er-collapse:collapse; width:100%">
							<tbody>
								<tr>
									<td style=3D"background-color:#0066cc; border-right:1px solid #ddd=
ddd; height:46px; width:50%">
									<div style=3D"text-align:center"><a href=3D"https://u8788036.ct.se=
ndgrid.net/ls/click?upn=3D74qwchUqwO5ZoQsADkHnAqSf1hXvqi6Ly5os2LVcUbSTTL0tq=
nv3dnpU67fWAr-2B6gqNsrR4156iMSFsNEDvTbg-3D-3DM9aa_GptQX16N64WwKT5la58D1r58x=
8DtZ2QoPr1lyae3B3q4dpoi2Elz6Fzf1-2BeFF-2F7sQM1bHnnfnKd9K1H0uZlaf3lGVg8C80C2=
lkX6RAUdmLgn5nm7U70JZzGxzghyvaqVfcIIIP2CAaodiFkmdDlZ5T5fT04L1anqVGb2glikVBp=
eGZsB-2BvkEd3vU1d-2B9Fxt6I4R-2BCAhgBvonChCj-2B8zddLKVhi0CupmMDCKd94woxw-2FU=
RKp4VMwh6ZGcKD3mMLpB6yM40Bwm50c8eC4I2nFDZFABac8jj68I22-2FU6Pqhelr0-2FzMoImY=
-2Bv1AMXUeuhJ4dokVwGVVVrtZSJtT1cZQe5XOsoptRsnzp3-2B7sXT6NINE-3D" style=3D"d=
isplay:block;font-size:16px;text-align:center;background-color:#0066cc;colo=
r:#ffffff;font-weight:bold; cursor: pointer;line-height:46px; height:46px;w=
idth:100%!important;text-decoration:none;box-sizing:border-box;" target=3D"=
_blank">RATESHEET</a></div>
									</td>
									<td style=3D"background-color:#0066cc; text-align:center; width:50=
%">
									<div style=3D"text-align:center"><a href=3D"https://u8788036.ct.se=
ndgrid.net/ls/click?upn=3D74qwchUqwO5ZoQsADkHnAqSf1hXvqi6Ly5os2LVcUbS-2FFgR=
oJolwkDRKuPnT-2F8N7bCsd1RkHsPQ8dsYrQ3lH21YPMHVIw9MP-2BF5zTVuCQu-2BhK-2B73gt=
SaC2JrnsfshJcOoR-p_GptQX16N64WwKT5la58D1r58x8DtZ2QoPr1lyae3B3q4dpoi2Elz6Fzf=
1-2BeFF-2F7sQM1bHnnfnKd9K1H0uZlaf3lGVg8C80C2lkX6RAUdmLgn5nm7U70JZzGxzghyvaq=
VfcIIIP2CAaodiFkmdDlZ5T5fT04L1anqVGb2glikVBpeGZsB-2BvkEd3vU1d-2B9Fxt6I4R-2B=
CAhgBvonChCj-2B8zddAF6gyHK8CgFf32WkL8S80TUgKwc19YS05UQ6ddPyt5BLH71wrVJ643pf=
o3upilf5yus2MTS7QdZw78i45JGSXjvYbP6lxLKcSz7WjtGMcOpODmG-2FMw-2FKjTzMrOODoC8=
J30iFhrQuC2XgZZKX-2BBidTc-3D" style=3D"display:block;font-size:16px;text-al=
ign:center;background-color:#0066cc;color:#ffffff;font-weight:bold; cursor:=
 pointer;line-height:46px; height:46px;width:100%!important;text-decoration=
:none;box-sizing:border-box;">MATRICES</a></div>
									</td>
								</tr>
							</tbody>
						</table>
						</td>
					</tr>
					<tr>
						<td style=3D"border-style:none">
						<div style=3D"color:#444444; font-size:20px; font-style:italic; line-=
height:1.24; margin-left:40px; margin-right:40px; margin-top:60px; text-ali=
gn:center"><strong>5-8 Units Multi-Family, 2-8 Units Mixed-Use.</strong></d=
iv>

						<div style=3D"color:#444444; font-size:20px; font-style:italic; line-=
height:1.4; margin-left:40px; margin-right:40px; margin-top:25px; text-alig=
n:center"><strong>No Docs! Qualify With Only Rental Income!</strong></div>

						<div style=3D"color:#444444; font-size:20px; font-style:italic; line-=
height:1.2; margin-left:40px; margin-right:40px; margin-top:25px; text-alig=
n:center"><strong>NO DTI or Employment Verified!</strong></div>

						<div style=3D"color:#444444; font-size:20px; font-style:italic; line-=
height:1.2; margin-left:40px; margin-right:40px; margin-top:25px; text-alig=
n:center"><strong>Close in 30 Days or Less!</strong></div>

						<div style=3D"color:#333333; font-size:34px; line-height:1.2; margin-=
top:40px; text-align:center; text-transform:uppercase"><strong><span style=
=3D"color:#ff8b8b">COMMERCIAL</span><span style=3D"color:#f7c5c5">Wyse</spa=
n></strong></div>

						<div style=3D"font-size:16px; letter-spacing:10px; margin-left:10px; =
text-align:center; text-transform:uppercase">Loan Program</div>

						<div style=3D"margin-top:20px">
						<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"bord=
er-collapse:collapse; width:100%">
							<tbody>
								<tr>
									<td style=3D"width:12%">&nbsp;</td>
									<td style=3D"border-bottom:1px solid #dddddd; border-top:1px solid=
 #dddddd; width:76%">
									<div style=3D"margin-bottom:30px; margin-top:30px">
									<ul style=3D"margin-left:12%; margin-right:0">
										<li><span style=3D"color:#444444; font-size:18px">Minimum FICO <s=
pan style=3D"color:#ef2121">660</span></span></li>
										<li><span style=3D"color:#444444; font-size:18px">Loans up to <sp=
an style=3D"color:#ef2121">$2mm</span></span></li>
										<li><span style=3D"color:#444444; font-size:18px">Max Cash-Out <s=
pan style=3D"color:#ef2121">$1mm</span></span></li>
										<li><span style=3D"color:#444444; font-size:18px">Min. Loan Amoun=
t <span style=3D"color:#ef2121">$500K Residential Units</span></span></li>
										<li><span style=3D"color:#444444; font-size:18px">Min. Loan Amoun=
t <span style=3D"color:#ef2121">$750K Mixed-Use Units</span></span></li>
										<li><span style=3D"color:#444444; font-size:18px">Purchase up to =
<span style=3D"color:#ef2121">75% LTV</span></span></li>
										<li><span style=3D"color:#444444; font-size:18px">R&amp;T/Cash-Ou=
t up to <span style=3D"color:#ef2121">70% LTV</span></span></li>
										<li><span style=3D"color:#444444; font-size:18px">Interest Only <=
span style=3D"color:#ef2121">Available</span></span></li>
										<li><span style=3D"color:#444444; font-size:18px">Qualify with <s=
pan style=3D"color:#ef2121">DSCR &ge; 1</span></span></li>
									</ul>
									</div>
									</td>
									<td style=3D"width:12%">&nbsp;</td>
								</tr>
							</tbody>
						</table>
						</div>

						<div style=3D"margin-bottom:30px; margin-top:30px; text-align:center"=
>Check out our Matrices for more details: <a href=3D"https://u8788036.ct.se=
ndgrid.net/ls/click?upn=3D74qwchUqwO5ZoQsADkHnAqSf1hXvqi6Ly5os2LVcUbS-2FFgR=
oJolwkDRKuPnT-2F8N7bCsd1RkHsPQ8dsYrQ3lH21YPMHVIw9MP-2BF5zTVuCQu-2BhK-2B73gt=
SaC2JrnsfshJcOeZWY_GptQX16N64WwKT5la58D1r58x8DtZ2QoPr1lyae3B3q4dpoi2Elz6Fzf=
1-2BeFF-2F7sQM1bHnnfnKd9K1H0uZlaf3lGVg8C80C2lkX6RAUdmLgn5nm7U70JZzGxzghyvaq=
VfcIIIP2CAaodiFkmdDlZ5T5fT04L1anqVGb2glikVBpeGZsB-2BvkEd3vU1d-2B9Fxt6I4R-2B=
CAhgBvonChCj-2B8zddFKsPRveFgdNrpjF1HvOUOcBgl0DjGu51tuOhK7UU-2B6r71gF4koTocA=
PMrfzfpL7m3qxioQECmaoiEKHzChiDRgypKSfmWA-2BF2ogwH3TE3EkrkldRMb697IoIqNFHea6=
ebbhe1DsDFmy7WhAh-2BWlyqU-3D" target=3D"_blank">Product&nbsp;Matrices</a></=
div>

						<div style=3D"color:#444444; font-size:22px; font-style:italic; line-=
height:1.4; margin-bottom:60px; margin-left:40px; margin-right:40px; margin=
-top:30px; text-align:center"><strong>Contact us <span style=3D"color:#ff8b=
8b">TODAY</span> with your scenario!</strong></div>
						</td>
					</tr>
					<tr>
						<td style=3D"background-color:#0066cc; border-bottom:1px solid #ddddd=
d; border-top:1px solid #dddddd; text-align:center">
						<div style=3D"margin-bottom:20px; margin-top:20px">
						<div style=3D"margin-bottom:10px; text-align:center"><span style=3D"c=
olor:#ffffff; font-size:28px"><strong>Need an Exception?</strong></span></d=
iv>

						<div style=3D"color:#e5e5e5; font-size:16px; line-height:1.3; margin-=
left:30px; margin-right:30px; text-align:center">LoanWyse approves exceptio=
ns upfront giving you peace of mind knowing that your loan will reach the c=
losing table without any last-minute surprises.</div>

						<div style=3D"margin-top:25px; text-align:center"><a href=3D"https://=
u8788036.ct.sendgrid.net/ls/click?upn=3D74qwchUqwO5ZoQsADkHnApXH-2BhJBE5V5l=
ko5A7-2FbXf0C9f2okZrxLrQ0-2BSMSg76w61LG_GptQX16N64WwKT5la58D1r58x8DtZ2QoPr1=
lyae3B3q4dpoi2Elz6Fzf1-2BeFF-2F7sQM1bHnnfnKd9K1H0uZlaf3lGVg8C80C2lkX6RAUdmL=
gn5nm7U70JZzGxzghyvaqVfcIIIP2CAaodiFkmdDlZ5T5fT04L1anqVGb2glikVBpeGZsB-2Bvk=
Ed3vU1d-2B9Fxt6I4R-2BCAhgBvonChCj-2B8zddPwkLwJX4eFBpk-2FnPXpEWMHJL2hQfhiyuv=
YBnq5MhQzPb0cPkmJNr-2FdHL4ACIs7coPqQ39nvpgQHCLQxC1DmMfMdl59wlfsNFfGmv4iAtmN=
HnDnPu2b2nSbqpPNqsdyV30yUYcwPXsKE-2BIKnpcSk0-2Fc-3D" style=3D"text-align:ce=
nter;text-decoration:none;" target=3D"_blank"><img alt=3D"Get Todays Rate" =
src=3D"https://loanwyse.com/images/email/btn-exception.png" style=3D"height=
:52px; width:252px" /></a></div>
						</div>
						</td>
					</tr>
					<tr>
						<td style=3D"border-style:none"><br />
						<br />
						&nbsp;
						<table align=3D"center" border=3D"0" cellspacing=3D"0" style=3D"borde=
r-collapse:collapse; box-sizing:border-box; width:100%">
							<tbody>
								<tr>
									<td>
									<table align=3D"left" border=3D"1" cellpadding=3D"10" cellspacing=
=3D"0" class=3D"product" style=3D"background:#fcfcfc; border:1px solid #ddd=
ddd; box-sizing:border-box; margin-bottom:20px; margin-left:30px; width:275=
px">
										<tbody>
											<tr>
												<td style=3D"border-style:none; vertical-align:top">
												<div style=3D"margin-top:15px">
												<div style=3D"margin-bottom:5px!important; text-align:center"><=
strong><span style=3D"color:#237eb9; font-size:22px"><img alt=3D"New Produc=
t" src=3D"https://loanwyse.com/images/2022/04-Apr/icon-new-2.png" style=3D"=
height:20px; width:50px" /> Equity</span><span style=3D"color:#87af34; font=
-size:22px">Wyse</span></strong></div>

												<div style=3D"color:#555555; font-size:12px; text-align:center;=
 text-transform:uppercase">Close-End Seconds</div>
												</div>

												<ul style=3D"margin-left:0; margin-right:0">
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Credit Score Down to 660</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Max Loan Amount $450k</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Max Combined Lien $2mm</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Full Doc Max CLTV 90%</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Bank Stmt Max CLTV 85%</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">DTI up to 50%</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">No Reserves or Assets Required</span></span></li>
												</ul>
												</td>
											</tr>
										</tbody>
									</table>

									<table align=3D"left" border=3D"1" cellpadding=3D"10" cellspacing=
=3D"0" class=3D"product" style=3D"background:#fcfcfc; border:1px solid #ddd=
ddd; box-sizing:border-box; margin-bottom:20px; margin-left:30px; width:275=
px">
										<tbody>
											<tr>
												<td style=3D"border-style:none; vertical-align:top">
												<div style=3D"margin-top:15px">
												<div style=3D"margin-bottom:5px!important; text-align:center"><=
strong><span style=3D"color:#237eb9; font-size:22px">Investor</span><span s=
tyle=3D"color:#87af34; font-size:22px">Wyse</span></strong></div>

												<div style=3D"color:#555555; font-size:12px; text-align:center;=
 text-transform:uppercase">DSCR - No Ratio</div>
												</div>

												<ul style=3D"margin-left:0; margin-right:0">
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Minimum FICO 620</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">DSCR Down to 0.75</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Loans up to $3.5mm</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Purchase up to 80% LTV</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">R&amp;T/Cash-Out up to 75% LTV</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">No DTI/Employment Verfiied</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">First-Time Investors OK</span></span></li>
												</ul>
												</td>
											</tr>
										</tbody>
									</table>
									</td>
								</tr>
							</tbody>
						</table>

						<table align=3D"center" border=3D"0" cellspacing=3D"0" style=3D"borde=
r-collapse:collapse; box-sizing:border-box; width:100%">
							<tbody>
								<tr>
									<td>
									<table align=3D"left" border=3D"1" cellpadding=3D"10" cellspacing=
=3D"0" class=3D"product" style=3D"background:#fcfcfc; border:1px solid #ddd=
ddd; box-sizing:border-box; margin-bottom:20px; margin-left:30px; width:275=
px">
										<tbody>
											<tr>
												<td style=3D"border-style:none; vertical-align:top">
												<div style=3D"margin-top:15px">
												<div style=3D"margin-bottom:5px!important; text-align:center"><=
strong><span style=3D"color:#237eb9; font-size:22px">Alt</span><span style=
=3D"color:#87af34; font-size:22px">Wyse</span></strong></div>

												<div style=3D"color:#555555; font-size:12px; text-align:center;=
 text-transform:uppercase">Alternative Documentation</div>
												</div>

												<ul style=3D"margin-left:0; margin-right:0">
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Minimum FICO 660</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Loans up to $4mm</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Max Cash-Out Unlimited</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Purchase up to 90% LTV</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">R&amp;T/Cash-Out up to 80% LTV</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">30 &amp; 40-Year I/O Available</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Multiple Qualification Options</span></span></li>
												</ul>
												</td>
											</tr>
										</tbody>
									</table>

									<table align=3D"left" border=3D"1" cellpadding=3D"10" cellspacing=
=3D"0" class=3D"product" style=3D"background:#fcfcfc; border:1px solid #ddd=
ddd; box-sizing:border-box; margin-bottom:20px; margin-left:30px; width:275=
px">
										<tbody>
											<tr>
												<td style=3D"border-style:none; vertical-align:top">
												<div style=3D"margin-top:15px">
												<div style=3D"margin-bottom:5px!important; text-align:center"><=
strong><span style=3D"color:#237eb9; font-size:22px">Commercial</span><span=
 style=3D"color:#87af34; font-size:22px">Wyse</span></strong></div>

												<div style=3D"color:#555555; font-size:12px; text-align:center;=
 text-transform:uppercase">5+ Units DSCR - No Ratio</div>
												</div>

												<ul style=3D"margin-left:0; margin-right:0">
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Minimum FICO 660</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Loans up to $2mm</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Purchase up to 75% LTV</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">R&amp;T/Cash-Out up to 70% LTV</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">5-8 Units Residential</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">2-8 Units Mixed Use</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Min DSCR &gt;=3D 1.0</span></span></li>
												</ul>
												</td>
											</tr>
										</tbody>
									</table>
									</td>
								</tr>
							</tbody>
						</table>

						<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"bord=
er-collapse:collapse; box-sizing:border-box; width:100%">
							<tbody>
								<tr>
									<td>
									<table align=3D"left" border=3D"1" cellpadding=3D"10" cellspacing=
=3D"0" class=3D"product" style=3D"background:#fcfcfc; border:1px solid #ddd=
ddd; box-sizing:border-box; margin-bottom:20px; margin-left:30px; width:275=
px">
										<tbody>
											<tr>
												<td style=3D"border-style:none; vertical-align:top">
												<div style=3D"margin-top:15px">
												<div style=3D"margin-bottom:5px!important; text-align:center"><=
strong><span style=3D"color:#237eb9; font-size:22px">Credit</span><span sty=
le=3D"color:#87af34; font-size:22px">Wyse</span>+</strong></div>

												<div style=3D"color:#555555; font-size:12px; text-align:center;=
 text-transform:uppercase">Imperfect Credit | Full Doc</div>
												</div>

												<ul style=3D"margin-left:0; margin-right:0">
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Minimum FICO 600</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Max Loan Amount is $3mm</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Max Cash-Out Unlimited</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Purchase up to 85% LTV</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">R&amp;T/Cash-Out up to 80%</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">BK / FC / SS / DIL / Mod OK;</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">1x30x12 / 0x60x12 OK</span></span></li>
												</ul>
												</td>
											</tr>
										</tbody>
									</table>

									<table align=3D"left" border=3D"1" cellpadding=3D"10" cellspacing=
=3D"0" class=3D"product" style=3D"background:#fcfcfc; border:1px solid #ddd=
ddd; box-sizing:border-box; margin-bottom:20px; margin-left:30px; width:275=
px">
										<tbody>
											<tr>
												<td style=3D"border-style:none; vertical-align:top">
												<div style=3D"margin-top:15px">
												<div style=3D"margin-bottom:5px!important; text-align:center"><=
strong><span style=3D"color:#237eb9; font-size:22px">Credit</span></strong>=
<span style=3D"color:#87af34; font-size:22px">Wyse</span></div>

												<div style=3D"color:#555555; font-size:12px; text-align:center;=
 text-transform:uppercase">Imperfect Credit | Alt Doc</div>
												</div>

												<ul style=3D"margin-left:0; margin-right:0">
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Minimum FICO 600</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Max Loan Amount is $3mm</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Max Cash-Out Unlimited</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Purchase up to 85% LTV</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">R&amp;T/Cash-Out up to 80%</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">BK / FC / SS / DIL / Mod OK;</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">1x30x12 / 0x60x12 OK</span></span></li>
												</ul>
												</td>
											</tr>
										</tbody>
									</table>
									</td>
								</tr>
							</tbody>
						</table>

						<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"bord=
er-collapse:collapse; box-sizing:border-box; width:100%">
							<tbody>
								<tr>
									<td>
									<table align=3D"left" border=3D"1" cellpadding=3D"10" cellspacing=
=3D"0" class=3D"product" style=3D"background:#fcfcfc; border:1px solid #ddd=
ddd; box-sizing:border-box; margin-bottom:20px; margin-left:30px; width:275=
px">
										<tbody>
											<tr>
												<td style=3D"border-style:none; vertical-align:top">
												<div style=3D"margin-top:15px">
												<div style=3D"margin-bottom:5px!important; text-align:center"><=
strong><span style=3D"color:#237eb9; font-size:22px">Prime</span><span styl=
e=3D"color:#87af34; font-size:22px">Wyse</span> <span style=3D"color:#55555=
5; font-size:22px">Jumbo</span></strong></div>

												<div style=3D"color:#555555; font-size:12px; text-align:center;=
 text-transform:uppercase">High Balance | Full Doc</div>
												</div>

												<ul style=3D"margin-left:0; margin-right:0">
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Minimum FICO 680</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Loans up to $3mm</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">15-Year &amp; 30-Year Fixed</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Purchase/R&amp;T up to 85% LTV</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Cash-Out up to 80% LTV</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">DTI up to 45%</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Cash-Out up to $500K</span></span></li>
												</ul>
												</td>
											</tr>
										</tbody>
									</table>

									<table align=3D"left" border=3D"1" cellpadding=3D"10" cellspacing=
=3D"0" class=3D"product" style=3D"background:#fcfcfc; border:1px solid #ddd=
ddd; box-sizing:border-box; margin-bottom:20px; margin-left:30px; width:270=
px">
										<tbody>
											<tr>
												<td style=3D"border-style:none; vertical-align:top">
												<div style=3D"margin-top:15px">
												<div style=3D"margin-bottom:5px!important; text-align:center"><=
strong><span style=3D"color:#237eb9; font-size:22px">Prime</span><span styl=
e=3D"color:#87af34; font-size:22px">Wyse</span></strong></div>

												<div style=3D"color:#555555; font-size:12px; text-align:center;=
 text-transform:uppercase">High Balance | Full Doc</div>
												</div>

												<ul style=3D"margin-left:0; margin-right:0">
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Minimum FICO 660</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Loans up to $4mm</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Fixed and ARMs</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Purchase up to 90% LTV</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">R&amp;T/Cash-Out up to 80% LTV</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">DTI up to 55%</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">40-Year I/O</span></span></li>
												</ul>
												</td>
											</tr>
										</tbody>
									</table>
									</td>
								</tr>
							</tbody>
						</table>

						<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"bord=
er-collapse:collapse; box-sizing:border-box; width:100%">
							<tbody>
								<tr>
									<td>
									<table align=3D"left" border=3D"1" cellpadding=3D"10" cellspacing=
=3D"0" class=3D"product" style=3D"background:#fcfcfc; border:1px solid #ddd=
ddd; box-sizing:border-box; margin-bottom:20px; margin-left:30px; width:275=
px">
										<tbody>
											<tr>
												<td style=3D"border-style:none; vertical-align:top">
												<div style=3D"margin-top:15px">
												<div style=3D"margin-bottom:5px!important; text-align:center"><=
strong><span style=3D"color:#237eb9; font-size:22px">ITIN</span><span style=
=3D"color:#87af34; font-size:22px">Wyse</span></strong></div>

												<div style=3D"color:#555555; font-size:12px; text-align:center;=
 text-transform:uppercase">For ITIN / DACA Borrowers</div>
												</div>

												<ul style=3D"margin-left:0; margin-right:0">
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">No SSN or Citizenship&nbsp;OK</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Minimum FICO 660</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Loans up to $1.5mm</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">15-Year &amp; 30-Year Fixed</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Max DTI to 43%</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Cash-Out as Reserve</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Interest Only Available</span></span></li>
												</ul>
												</td>
											</tr>
										</tbody>
									</table>

									<table align=3D"left" border=3D"1" cellpadding=3D"10" cellspacing=
=3D"0" class=3D"product" style=3D"background:#fcfcfc; border:1px solid #ddd=
ddd; box-sizing:border-box; margin-bottom:20px; margin-left:30px; width:275=
px">
										<tbody>
											<tr>
												<td style=3D"border-style:none; vertical-align:top">
												<div style=3D"margin-top:15px">
												<div style=3D"margin-bottom:5px!important; text-align:center"><=
strong><span style=3D"color:#237eb9; font-size:22px">Foreign</span><span st=
yle=3D"color:#87af34; font-size:22px">Wyse</span></strong></div>

												<div style=3D"color:#555555; font-size:12px; text-align:center;=
 text-transform:uppercase">Foreign Investments Made Easy</div>
												</div>

												<ul style=3D"margin-left:0; margin-right:0">
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">FICO Not Required</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Loans up to $2mm</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">15, 30, 40 Year Fixed</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">DTI up to 50%</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Purchase up to 75% LTV</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Interest Only Available</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Fixed &amp; ARMS Available</span></span></li>
												</ul>
												</td>
											</tr>
										</tbody>
									</table>
									</td>
								</tr>
							</tbody>
						</table>

						<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"bord=
er-collapse:collapse; box-sizing:border-box; width:100%">
							<tbody>
								<tr>
									<td>
									<table align=3D"left" border=3D"1" cellpadding=3D"10" cellspacing=
=3D"0" class=3D"product" style=3D"background:#fcfcfc; border:1px solid #ddd=
ddd; box-sizing:border-box; margin-bottom:60px; margin-left:30px; width:275=
px">
										<tbody>
											<tr>
												<td style=3D"border-style:none; vertical-align:top">
												<div style=3D"margin-top:15px">
												<div style=3D"margin-bottom:5px!important; text-align:center"><=
strong><span style=3D"color:#237eb9; font-size:22px">Agency</span><span sty=
le=3D"color:#87af34; font-size:22px">Wyse</span></strong></div>

												<div style=3D"color:#555555; font-size:12px; text-align:center;=
 text-transform:uppercase">Conventional Loans</div>
												</div>

												<ul style=3D"margin-left:0; margin-right:0">
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Minimum FICO 620</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Full Documentation</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Loans up to $647,200</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Up to 80% LTV</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Purchase/R&amp;T or Cash-out</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">All Occupancy Types</span></span></li>
												</ul>
												</td>
											</tr>
										</tbody>
									</table>
									</td>
								</tr>
							</tbody>
						</table>
						</td>
					</tr>
					<tr>
						<td style=3D"background-color:#fcfcfc; border-top:1px solid #dddddd">
						<div style=3D"margin-bottom:10px; margin-top:60px; text-align:center"=
><a href=3D"https://u8788036.ct.sendgrid.net/ls/click?upn=3D74qwchUqwO5ZoQs=
ADkHnAqSf1hXvqi6Ly5os2LVcUbTgSAo7kh7yAooNhBYkSl-2Bm8I21_GptQX16N64WwKT5la58=
D1r58x8DtZ2QoPr1lyae3B3q4dpoi2Elz6Fzf1-2BeFF-2F7sQM1bHnnfnKd9K1H0uZlaf3lGVg=
8C80C2lkX6RAUdmLgn5nm7U70JZzGxzghyvaqVfcIIIP2CAaodiFkmdDlZ5T5fT04L1anqVGb2g=
likVBpeGZsB-2BvkEd3vU1d-2B9Fxt6I4R-2BCAhgBvonChCj-2B8zddGjPkze2eExg5V4vhmqD=
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