Return-Path: <bounce+d073f3.577174-andrew=sterlingcal.com@thelender.com>
Delivered-To: andrew@sterlingcal.com
Received: from reseller401.webserversystems.com
	by reseller401.webserversystems.com with LMTP
	id iIb0JD9g7mPK1AEAchKAPA
	(envelope-from <bounce+d073f3.577174-andrew=sterlingcal.com@thelender.com>)
	for <andrew@sterlingcal.com>; Thu, 16 Feb 2023 10:56:31 -0600
Return-path: <bounce+d073f3.577174-andrew=sterlingcal.com@thelender.com>
Envelope-to: andrew@sterlingcal.com
Delivery-date: Thu, 16 Feb 2023 10:56:31 -0600
Received: from mail.a91.static.mgsend.net ([104.130.123.91]:57565)
	by reseller401.webserversystems.com with esmtps  (TLS1.2) tls TLS_ECDHE_RSA_WITH_AES_128_GCM_SHA256
	(Exim 4.94.2)
	(envelope-from <bounce+d073f3.577174-andrew=sterlingcal.com@thelender.com>)
	id 1pShYd-000W1p-2U
	for andrew@sterlingcal.com; Thu, 16 Feb 2023 10:56:31 -0600
DKIM-Signature: a=rsa-sha256; v=1; c=relaxed/relaxed; d=thelender.com;
 q=dns/txt; s=krs; t=1676566574; x=1676573774; h=Content-Transfer-Encoding:
 Content-Type: Message-Id: To: To: From: From: Subject: Subject: Mime-Version:
 Date: Sender: Sender; bh=o/m33iL/6CYBGwm0k5in9Yp9AuwJ05YChY0yw/UXxiM=;
 b=JDVTFy4roUE909gPh7NBufFN7V3IqD+eXfutFOc/bi7eDT80RczaRRZFVvdL79zS00waSTDPTeaUjsZPDW5XLS7AqTIdc0XPdUJI0VepyRBSAFLW+Cs6c4hOAJcachsZtLv1MmBRrH2e9UmRx2GiboWCe6J2BzY4YDik4qImFWu+F/S3QL30a8r2ssOIRTYVlEime2pxLftMZa2gYvowCU/J9lSeKlndY1CdN7milR3NHO6LRaE3ZTMVqpH/Boul4LsklMAmS17cxBpI8A+1+GE4oDmFTFinrzleWkHmc884LYT8BBiCdvroCn3Nvl/zC/y5qoZQ//6RVTsy+Cy+ag==
X-Mailgun-Sending-Ip: 104.130.123.91
X-Mailgun-Sid: WyIxNWYwNSIsImFuZHJld0BzdGVybGluZ2NhbC5jb20iLCI1NzcxNzQiXQ==
Received: from <unknown> (<unknown> []) by 46fd40d94dca with HTTP id
 63ee602e98d82639bf69dbaf; Thu, 16 Feb 2023 16:56:14 GMT
Sender: cleclair@thelender.com
Date: Thu, 16 Feb 2023 16:56:14 +0000
Mime-Version: 1.0
Subject: theLender - CalHFA  Down Payment Assistance Program
From: cleclair@thelender.com
To: andrew@sterlingcal.com
X-Mailgun-Variables: {"entityId": "C6UJ9A01CSIY", "entityType": "Contact", "itemId":
 "c44049d6-b6d4-44f5-8497-520133e1be87", "sourceType": "emailblast",
 "templateId": "Q6UJ9A08WQ06"}
Message-Id: <20230216165614.e08e671d801ee75c@thelender.com>
Content-Type: text/html; charset="utf-8"
Content-Transfer-Encoding: quoted-printable
X-Spam-Status: No, score=-0.1
X-Spam-Score: 0
X-Spam-Bar: /
X-Spam-Flag: NO

<!DOCTYPE html><html xmlns:v=3D"urn:schemas-microsoft-com:vml" xmlns:o=3D"u=
rn:schemas-microsoft-com:office:office" lang=3D"en"><head><title></title><m=
eta http-equiv=3D"Content-Type" content=3D"text/html; charset=3Dutf-8"><met=
a name=3D"viewport" content=3D"width=3Ddevice-width,initial-scale=3D1"><!--=
[if mso]><xml><o:OfficeDocumentSettings><o:PixelsPerInch>96</o:PixelsPerInc=
h><o:AllowPNG/></o:OfficeDocumentSettings></xml><![endif]--><style>
*{box-sizing:border-box}body{margin:0;padding:0}a[x-apple-data-detectors]{c=
olor:inherit!important;text-decoration:inherit!important}#MessageViewBody a=
{color:inherit;text-decoration:none}p{line-height:inherit}.desktop_hide,.de=
sktop_hide table{mso-hide:all;display:none;max-height:0;overflow:hidden}@me=
dia (max-width:720px){.image_block img.big,.row-content{width:100%!importan=
t}.mobile_hide{display:none}.stack .column{width:100%;display:block}.mobile=
_hide{min-height:0;max-height:0;max-width:0;overflow:hidden;font-size:0}.de=
sktop_hide,.desktop_hide table{display:table!important;max-height:none!impo=
rtant}}
</style></head><body style=3D"background-color:#f5f5f5;margin:0;padding:0;-=
webkit-text-size-adjust:none;text-size-adjust:none"><table class=3D"nl-cont=
ainer" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=
=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0;background=
-color:#f5f5f5"><tbody><tr><td><table class=3D"row row-1" align=3D"center" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"pre=
sentation" style=3D"mso-table-lspace:0;mso-table-rspace:0"><tbody><tr><td><=
table=20
class=3D"row-content stack" align=3D"center" border=3D"0" cellpadding=3D"0"=
 cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-ta=
ble-rspace:0;color:#000;width:700px" width=3D"700"><tbody><tr><td class=3D"=
column column-1" width=3D"100%" style=3D"mso-table-lspace:0;mso-table-rspac=
e:0;font-weight:400;text-align:left;vertical-align:top;padding-top:0;paddin=
g-bottom:0;border-top:0;border-right:0;border-bottom:0;border-left:0"><tabl=
e class=3D"image_block block-1" width=3D"100%" border=3D"0" cellpadding=3D"=
0"=20
cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-tab=
le-rspace:0"><tr><td class=3D"pad" style=3D"width:100%;padding-right:0;padd=
ing-left:0"><div class=3D"alignment" align=3D"center" style=3D"line-height:=
10px"><a href=3D"http://email.thelender.com/c/eJxUkDFrwzAQhX-NtDnopNPJHjSEQ=
MDdQltKR1m6NgbZMfYVk39fmnbp-N7wHt9Xog8BAmqOQIE8kf8Js4xy70s80etTdzRweu7f_9qX=
-8LxdJslZdHXGIAKJAQGdmwZU-eywzD41DGlMugxWmOdsUBAngAPbFqmAKU1wBx8VmjkypXnwus=
h3yY9Ck99iRnRYFeoGahgg_jhmxa70HhrwDmGgduga7yKLJtyR2XPyp73fT_8W1P2rNeY5rLyrt=
Bswmsd58-c6uNru32tmR9MPKWxDjVtooWnpSbhvsTLr4H27WLoOwAA__8zuFyE" target=3D"_=
blank" style=3D"outline:none" tabindex=3D"-1"><img src=3D"https://d15k2d11r=
6t6rl.cloudfront.net/public/users/Integrators/3fd3a448-3d02-49a4-af26-a8221=
3fec67e/ADMIN/theLender/thelenderlogo-red-emails-large.png"=20
style=3D"display:block;height:auto;border:0;width:280px;max-width:100%" wid=
th=3D"280" alt=3D"the Lender" title=3D"the Lender"></a></div></td></tr></ta=
ble></td></tr></tbody></table></td></tr></tbody></table><table class=3D"row=
 row-2" align=3D"center" width=3D"100%" border=3D"0" cellpadding=3D"0" cell=
spacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-r=
space:0"><tbody><tr><td><table class=3D"row-content stack" align=3D"center"=
 border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0;color:#000;width:700px" widt=
h=3D"700"><tbody><tr><td class=3D"column column-1" width=3D"100%" style=3D"=
mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:left;backg=
round-color:#e4002b;vertical-align:top;padding-top:0;padding-bottom:0;borde=
r-top:0;border-right:0;border-bottom:0;border-left:0"><table class=3D"text_=
block block-1" width=3D"100%" border=3D"0" cellpadding=3D"10" cellspacing=
=3D"0" role=3D"presentation"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0;word-break:break-word"><tr><=
td class=3D"pad"><div style=3D"font-family:sans-serif"><div class style=3D"=
font-family:Arial,Helvetica Neue,Helvetica,sans-serif;font-size:12px;mso-li=
ne-height-alt:14.399999999999999px;color:#555;line-height:1.2"><p style=3D"=
margin:0;font-size:14px;text-align:center;mso-line-height-alt:16.8px">
<span style=3D"color:#ffffff;font-size:14px;"><strong><a style=3D"text-deco=
ration: none; color: #FFFFFF;" href=3D"http://email.thelender.com/c/eJxUkL1=
q5DAUhZ9G6jxc_V3JhYphwODtht0lpJSlm9gg_2DfYObtQyZpUp5TnMP3lei8V95Kigo9OkT3FR=
ae-NGXeMP_f9orqNvf_vWn_ffYKN7WhVNmOcZhyD5pkxIkQNLgXS6DTrq1JahgjJyiBm1AK1ToU=
NkLQSD0qgRQRN5lYYFHqrQU2i95neXENPclZmvBtgWbAYttrH1zTbCtb5wGZQypgYKXNY7M2yHM=
VehO6O48z8uvNaE7Hqk5tpWF7uQe01J2OoWFg2mv0_KeU33eHuvHnumJR3Oa6lDTwZJp3mpi6ku=
8f8sIL3fAzwAAAP__EeJgEw" target=3D"_blank" rel=3D"noopener">the Spot </a></=
strong><a style=3D"text-decoration:none;color:#ffffff;" href=3D"http://emai=
l.thelender.com/c/eJxUkL1q5DAUhZ9G6jxc_V3JhYphwODtht0lpJSlm9gg_2DfYObtQyZpU=
p5TnMP3lei8V95Kigo9OkT3FRae-NGXeMP_f9orqNvf_vWn_ffYKN7WhVNmOcZhyD5pkxIkQNLg=
XS6DTrq1JahgjJyiBm1AK1ToUNkLQSD0qgRQRN5lYYFHqrQU2i95neXENPclZmvBtgWbAYttrH1=
zTbCtb5wGZQypgYKXNY7M2yHMVehO6O48z8uvNaE7Hqk5tpWF7uQe01J2OoWFg2mv0_KeU33eHu=
vHnumJR3Oa6lDTwZJp3mpi6ku8f8sIL3fAzwAAAP__EeJgEw" target=3D"_blank" rel=3D"=
noopener"><span style=3D"font-size:14px;">|</span></a><strong><a style=3D"t=
ext-decoration: none; color: #FFFFFF;" href=3D"http://email.thelender.com/c=
/eJxUkL1q5DAUhZ9G6jxc_V3JhYphwODtht0lpJSlm9gg_2DfYObtQyZpUp5TnMP3lei8V95Kig=
o9OkT3FRae-NGXeMP_f9orqNvf_vWn_ffYKN7WhVNmOcZhyD5pkxIkQNLgXS6DTrq1JahgjJyiB=
m1AK1ToUNkLQSD0qgRQRN5lYYFHqrQU2i95neXENPclZmvBtgWbAYttrH1zTbCtb5wGZQypgYKX=
NY7M2yHMVehO6O48z8uvNaE7Hqk5tpWF7uQe01J2OoWFg2mv0_KeU33eHuvHnumJR3Oa6lDTwZJ=
p3mpi6ku8f8sIL3fAzwAAAP__EeJgEw" target=3D"_blank" rel=3D"noopener">&nbsp;<=
/a><a style=3D"text-decoration: none; color: #FFFFFF;" href=3D"http://email=
=2Ethelender.com/c/eJxUkD1r8zAUhX-NtDlI=
snQlDxpCwOB3C29L6Shf3TQG-QPrFpN_X5p26X=
jOcA7Pk6PzXnsrKWrw4ADcd1h44seQ4wVe_3VnpS__h_ff9uWxUbysCydkeY-uVdihRtQEziSDD=
lW4WX-DEFIYjZyiUaZVRoMGB9qeSAUCr3NQmsg7FFbxnQotmfYTrrOcmOYhR7RW2S5DM0K2jbU3=
1wTb-cYZpduW9EjByxLvzFsV7VmYXpj-OI7TnzVh-rRte5pqKlWYXu4xLXmnQ1hVmfYyLR-YyvO=
4rp870hOQ5jSVsaTKkmneSmIacrz-6AhvVwVfAQAA___NdWD6" target=3D"_blank" rel=3D=
"noopener">Appraisals </a></strong><a style=3D"text-decoration:none;color:#=
ffffff;" href=3D"http://email.thelender.com/c/eJxUkD1r8zAUhX-NtDlIsnQlDxpCw=
OB3C29L6Shf3TQG-QPrFpN_X5p26XjOcA7Pk6PzXnsrKWrw4ADcd1h44seQ4wVe_3VnpS__h_ff=
9uWxUbysCydkeY-uVdihRtQEziSDDlW4WX-DEFIYjZyiUaZVRoMGB9qeSAUCr3NQmsg7FFbxnQo=
tmfYTrrOcmOYhR7RW2S5DM0K2jbU31wTb-cYZpduW9EjByxLvzFsV7VmYXpj-OI7TnzVh-rRte5=
pqKlWYXu4xLXmnQ1hVmfYyLR-YyvO4rp870hOQ5jSVsaTKkmneSmIacrz-6AhvVwVfAQAA___Nd=
WD6" target=3D"_blank" rel=3D"noopener">|</a><strong><a style=3D"text-decor=
ation: none; color: #FFFFFF;" href=3D"http://email.thelender.com/c/eJxUkD1r=
8zAUhX-NtDlIsnQlDxpCwOB3C29L6Shf3TQG-QPrFpN_X5p26XjOcA7Pk6PzXnsrKWrw4ADcd1h=
44seQ4wVe_3VnpS__h_ff9uWxUbysCydkeY-uVdihRtQEziSDDlW4WX-DEFIYjZyiUaZVRoMGB9=
qeSAUCr3NQmsg7FFbxnQotmfYTrrOcmOYhR7RW2S5DM0K2jbU31wTb-cYZpduW9EjByxLvzFsV7=
VmYXpj-OI7TnzVh-rRte5pqKlWYXu4xLXmnQ1hVmfYyLR-YyvO4rp870hOQ5jSVsaTKkmneSmIa=
crz-6AhvVwVfAQAA___NdWD6" target=3D"_blank" rel=3D"noopener">&nbsp;</a><a s=
tyle=3D"text-decoration: none; color: #FFFFFF;" href=3D"http://email.thelen=
der.com/c/eJxUkMFq8zAQhJ9Gujms5NXKPugQAgb_t_C3lB5ladsYZCfIW0zevjTppccZhhnmy=
8F5bzxqDoY8OSL3I1aZ5T7mcKLXf_0RzOn_-P7rvtxvHE7XVWISfQk98cQWnEtTTw6mbF0HBj1n=
Ymsx6jlYsC1YQ4YcGTwwdEze5A4Ms3dJIciFC6-Z6yFdFz0LL2MOCRGwz9RMlLFB_HBNh71vnAX=
Ttmwm7rwu4SJy21R7VHZQdtj3_fCnTdmh8nb9qok3ZQddQ1xz5V0hbMK1zOtniuWx-0w9_vES5z=
KVuIkWXm4lCo85nJ80urcz0HcAAAD__0IGYHI" target=3D"_blank" rel=3D"noopener">B=
roker<span style=3D"color:#e4002b;font-size:14px;">_</span>Resources </a></=
strong><a style=3D"text-decoration: none; color: #FFFFFF;" href=3D"http://e=
mail.thelender.com/c/eJxUkMFq8zAQhJ9Gujms5NXKPugQAgb_t_C3lB5ladsYZCfIW0zevj=
TppccZhhnmy8F5bzxqDoY8OSL3I1aZ5T7mcKLXf_0RzOn_-P7rvtxvHE7XVWISfQk98cQWnEtTT=
w6mbF0HBj1nYmsx6jlYsC1YQ4YcGTwwdEze5A4Ms3dJIciFC6-Z6yFdFz0LL2MOCRGwz9RMlLFB=
_HBNh71vnAXTtmwm7rwu4SJy21R7VHZQdtj3_fCnTdmh8nb9qok3ZQddQ1xz5V0hbMK1zOtniuW=
x-0w9_vES5zKVuIkWXm4lCo85nJ80urcz0HcAAAD__0IGYHI" target=3D"_blank" rel=3D"=
noopener"><span style=3D"color:#ffffff;font-size:14px;">|</span></a><strong=
><a style=3D"text-decoration: none; color: #FFFFFF;" href=3D"http://email.t=
helender.com/c/eJxUkMFq8zAQhJ9Gujms5NXKPugQAgb_t_C3lB5ladsYZCfIW0zevjTppccZ=
hhnmy8F5bzxqDoY8OSL3I1aZ5T7mcKLXf_0RzOn_-P7rvtxvHE7XVWISfQk98cQWnEtTTw6mbF0=
HBj1nYmsx6jlYsC1YQ4YcGTwwdEze5A4Ms3dJIciFC6-Z6yFdFz0LL2MOCRGwz9RMlLFB_HBNh7=
1vnAXTtmwm7rwu4SJy21R7VHZQdtj3_fCnTdmh8nb9qok3ZQddQ1xz5V0hbMK1zOtniuWx-0w9_=
vES5zKVuIkWXm4lCo85nJ80urcz0HcAAAD__0IGYHI" target=3D"_blank" rel=3D"noopen=
er">&nbsp;</a><a style=3D"text-decoration: none; color: #FFFFFF;" href=3D"h=
ttp://email.thelender.com/c/eJxUkL1qwzAUhZ9G2hyu_uVBQwgY3C20pXSUpevEIP8g32L=
y9qVpl47nDOfwfTkY54TTHIOwzhprzU9YaKJHn8PFvr-0ZxCX1_7zr317bBgu60IxEb8H5aVOCj=
O00bfOuzaNoOUAMMRRiTTyKUiQCqSwwhor9AnBo3UiexCIziSmge5YcMlYT2md-UQ49zkkrUG32=
TaDzbrRejSN161rjAShFIoBveMl3Im2nakzkx2T3XEcp39rTHbzWukWb9hssdKClcmO1xCXXPFg=
GnbCWqbllmJ53u_rV034xMQ5TmUocSdOOG8lEvY5XH-l-I8r2O8AAAD__yQrY0k" target=3D"=
_blank" rel=3D"noopener">Become<span style=3D"color:#e4002b;font-size:14px;=
">_</span>a<span style=3D"color:#e4002b;font-size:14px;">_</span>Partner </=
a></strong><a style=3D"text-decoration: none; color: #FFFFFF;" href=3D"http=
://email.thelender.com/c/eJxUkL1qwzAUhZ9G2hyu_uVBQwgY3C20pXSUpevEIP8g32Ly9q=
Vpl47nDOfwfTkY54TTHIOwzhprzU9YaKJHn8PFvr-0ZxCX1_7zr317bBgu60IxEb8H5aVOCjO00=
bfOuzaNoOUAMMRRiTTyKUiQCqSwwhor9AnBo3UiexCIziSmge5YcMlYT2md-UQ49zkkrUG32TaD=
zbrRejSN161rjAShFIoBveMl3Im2nakzkx2T3XEcp39rTHbzWukWb9hssdKClcmO1xCXXPFgGnb=
CWqbllmJ53u_rV034xMQ5TmUocSdOOG8lEvY5XH-l-I8r2O8AAAD__yQrY0k" target=3D"_bl=
ank" rel=3D"noopener">|</a><strong><a style=3D"text-decoration: none; color=
: #FFFFFF;" href=3D"http://email.thelender.com/c/eJxUkL1qwzAUhZ9G2hyu_uVBQw=
gY3C20pXSUpevEIP8g32Ly9qVpl47nDOfwfTkY54TTHIOwzhprzU9YaKJHn8PFvr-0ZxCX1_7zr=
317bBgu60IxEb8H5aVOCjO00bfOuzaNoOUAMMRRiTTyKUiQCqSwwhor9AnBo3UiexCIziSmge5Y=
cMlYT2md-UQ49zkkrUG32TaDzbrRejSN161rjAShFIoBveMl3Im2nakzkx2T3XEcp39rTHbzWuk=
Wb9hssdKClcmO1xCXXPFgGnbCWqbllmJ53u_rV034xMQ5TmUocSdOOG8lEvY5XH-l-I8r2O8AAA=
D__yQrY0k" target=3D"_blank" rel=3D"noopener">&nbsp;</a><a style=3D"text-de=
coration: none; color: #FFFFFF;" href=3D"http://email.thelender.com/c/eJxUk=
D1r8zAUhX-NtDno4-pKHjSEgMHvFt6W0lG2rmuD7ATrFpN_X5p26XjOcA7Pk6PzXnuQFDV6dIju=
O2y88KPP8YKv_9qz0pf__ftv-_K4U7zcNk4jyzk66_XkBmfbAHai7AOENhltUNmJIMklGmWsMho=
1OtRwIhUIvc5BaSLvRgGKZyq0ZdpP422VC9Pa5zgCKGgzNgNmaAAm1wRofeOM0taSHih4WeLMfK=
_CnoXphOmO4zj9WROm2xNTnYm4CtPJPaYt73QIUJVpL8v2MabyPK63z32kJyCtaSlDSZUl03ovi=
anP8fqjI7xdFX4FAAD__1ZdYIA" target=3D"_blank" rel=3D"noopener">Rates</a></s=
trong></span>
</p></div></div></td></tr></table></td></tr></tbody></table></td></tr></tbo=
dy></table><table class=3D"row row-3" align=3D"center" width=3D"100%" borde=
r=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"=
mso-table-lspace:0;mso-table-rspace:0"><tbody><tr><td><table class=3D"row-c=
ontent stack" align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0=
;background-color:#fff;color:#000;width:700px" width=3D"700"><tbody><tr><td=
=20
class=3D"column column-1" width=3D"100%" style=3D"mso-table-lspace:0;mso-ta=
ble-rspace:0;font-weight:400;text-align:left;vertical-align:top;padding-top=
:0;padding-bottom:0;border-top:0;border-right:0;border-bottom:0;border-left=
:0"><table class=3D"image_block block-1" width=3D"100%" border=3D"0" cellpa=
dding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspa=
ce:0;mso-table-rspace:0"><tr><td class=3D"pad" style=3D"width:100%;padding-=
right:0;padding-left:0"><div class=3D"alignment" align=3D"center"=20
style=3D"line-height:10px"><img class=3D"big" src=3D"https://d15k2d11r6t6rl=
=2Ecloudfront.net/public/users/Integrat=
ors/3fd3a448-3d02-49a4-af26-a82213fec6=
7e/thelender/CalHFA_header.jpg" style=3D"display:block;height:auto;border:0=
;width:700px;max-width:100%" width=3D"700" alt=3D"We are here for you, Amer=
ica" title=3D"We are here for you, America"></div></td></tr></table></td></=
tr></tbody></table></td></tr></tbody></table><table class=3D"row row-4" ali=
gn=3D"center" width=3D"100%" border=3D"0" cellpadding=3D"0"=20
cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-tab=
le-rspace:0"><tbody><tr><td><table class=3D"row-content stack" align=3D"cen=
ter" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation"=
 style=3D"mso-table-lspace:0;mso-table-rspace:0;color:#000;width:700px" wid=
th=3D"700"><tbody><tr><td class=3D"column column-1" width=3D"100%"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:l=
eft;background-color:#fff;vertical-align:top;padding-top:0;padding-bottom:0=
;border-top:0;border-right:0;border-bottom:0;border-left:0"><table class=3D=
"divider_block block-1" width=3D"100%" border=3D"0" cellpadding=3D"10" cell=
spacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-r=
space:0"><tr><td class=3D"pad"><div class=3D"alignment" align=3D"center"><t=
able border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation"=
=20
width=3D"100%" style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td clas=
s=3D"divider_inner" style=3D"font-size:1px;line-height:1px;border-top:1px s=
olid #bbb"><span>&#8202;</span></td></tr></table></div></td></tr></table><t=
able class=3D"text_block block-2" width=3D"100%" border=3D"0" cellpadding=
=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;=
mso-table-rspace:0;word-break:break-word"><tr><td class=3D"pad" style=3D"pa=
dding-bottom:10px;padding-left:20px;padding-right:20px"><div=20
style=3D"font-family:sans-serif"><div class style=3D"font-family:Arial,Helv=
etica Neue,Helvetica,sans-serif;font-size:12px;mso-line-height-alt:14.39999=
9999999999px;color:#555;line-height:1.2"><p style=3D"margin:0;font-size:34p=
x;text-align:center;mso-line-height-alt:40.8px"><span style=3D"font-size:20=
px;">You can now help your low-to-moderate-income California borrowers, who=
 are looking to purchase a single-family home, with our new</span></p><p=20
style=3D"margin:0;font-size:34px;text-align:center;mso-line-height-alt:40.8=
px"><span style=3D"color:#e4002b;font-size:34px;"><strong><span style>CalHF=
A </span></strong></span></p><p style=3D"margin:0;font-size:34px;text-align=
:center;mso-line-height-alt:40.8px"><span style=3D"color:#e4002b;font-size:=
34px;"><strong><span style>Down Payment Assistance Program*</span></strong>=
</span></p><p style=3D"margin:0;font-size:34px;text-align:center;mso-line-h=
eight-alt:40.8px">
<span style=3D"font-size:20px;">which provides low interest home financing =
as well as down payment and closing cost assistance for homebuyers in Calif=
ornia.</span></p></div></div></td></tr></table></td></tr></tbody></table></=
td></tr></tbody></table><table class=3D"row row-5" align=3D"center" width=
=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presenta=
tion" style=3D"mso-table-lspace:0;mso-table-rspace:0"><tbody><tr><td><table=
 class=3D"row-content stack" align=3D"center" border=3D"0" cellpadding=3D"0=
"=20
cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-tab=
le-rspace:0;background-color:#fff;border-radius:0;color:#000;width:700px" w=
idth=3D"700"><tbody><tr><td class=3D"column column-1" width=3D"16.666666666=
666668%" style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;tex=
t-align:left;vertical-align:top;border-top:0;border-right:0;border-bottom:0=
;border-left:0"><table class=3D"empty_block block-2" width=3D"100%" border=
=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td class=3D"pad" style=
=3D"padding-right:0;padding-bottom:5px;padding-left:0;padding-top:5px"><div=
></div></td></tr></table></td><td class=3D"column column-2" width=3D"58.333=
333333333336%" style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:4=
00;text-align:left;vertical-align:top;border-top:0;border-right:0;border-bo=
ttom:0;border-left:0"><table class=3D"text_block block-2" width=3D"100%" bo=
rder=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0;word-break:break-word"><tr><=
td class=3D"pad" style=3D"padding-bottom:15px;padding-left:10px;padding-rig=
ht:10px;padding-top:15px"><div style=3D"font-family:sans-serif"><div class =
style=3D"font-size:14px;font-family:Arial,Helvetica Neue,Helvetica,sans-ser=
if;mso-line-height-alt:16.8px;color:#555;line-height:1.2"><ul style=3D"line=
-height:1.2;mso-line-height-alt:16.8px;font-size:14px"><li>Up to 105% LTV</=
li><li>FICOs as low as 640</li><li>
100% of your closing costs paid when using the ZIP in conjunction with the =
CalPlus**</li><li>DTI as high as 50%</li><li>Manual Underwrites OK</li><li>=
Manufactured Homes OK</li><li>100% Down Payment Assistance with the MyHome =
Assistance program</li></ul><p style=3D"margin:0;font-size:11px;mso-line-he=
ight-alt:16.8px">&nbsp;</p><p style=3D"margin:0;text-align:right;font-size:=
11px;mso-line-height-alt:13.2px"><span style=3D"font-size:11px;">*Program o=
nly available in California</span></p><p=20
style=3D"margin:0;text-align:right;font-size:11px;mso-line-height-alt:13.2p=
x"><span style=3D"font-size:11px;">**Subject to availability</span></p></di=
v></div></td></tr></table></td><td class=3D"column column-3" width=3D"25%" =
style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:l=
eft;vertical-align:top;border-top:0;border-right:0;border-bottom:0;border-l=
eft:0"><table class=3D"empty_block block-2" width=3D"100%" border=3D"0" cel=
lpadding=3D"0" cellspacing=3D"0" role=3D"presentation"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td class=3D"pad" style=
=3D"padding-right:0;padding-bottom:5px;padding-left:0;padding-top:5px"><div=
></div></td></tr></table></td></tr></tbody></table></td></tr></tbody></tabl=
e><table class=3D"row row-6" align=3D"center" width=3D"100%" border=3D"0" c=
ellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"mso-table=
-lspace:0;mso-table-rspace:0"><tbody><tr><td><table class=3D"row-content st=
ack" align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"=20
role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0;color:=
#000;width:700px" width=3D"700"><tbody><tr><td class=3D"column column-1" wi=
dth=3D"100%" style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400=
;text-align:left;background-color:#fff;vertical-align:top;padding-top:0;pad=
ding-bottom:0;border-top:0;border-right:0;border-bottom:0;border-left:0"><t=
able class=3D"divider_block block-1" width=3D"100%" border=3D"0" cellpaddin=
g=3D"10" cellspacing=3D"0" role=3D"presentation"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td class=3D"pad"><div =
class=3D"alignment" align=3D"center"><table border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation" width=3D"95%" style=3D"mso-table-ls=
pace:0;mso-table-rspace:0"><tr><td class=3D"divider_inner" style=3D"font-si=
ze:1px;line-height:1px;border-top:2px solid #e4002b"><span>&#8202;</span></=
td></tr></table></div></td></tr></table><table class=3D"text_block block-2"=
 width=3D"100%" border=3D"0" cellpadding=3D"10" cellspacing=3D"0"=20
role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0;word-b=
reak:break-word"><tr><td class=3D"pad"><div style=3D"font-family:sans-serif=
"><div class style=3D"font-size:14px;font-family:Arial,Helvetica Neue,Helve=
tica,sans-serif;mso-line-height-alt:16.8px;color:#555;line-height:1.2"><p s=
tyle=3D"margin:0;font-size:14px;text-align:center;mso-line-height-alt:16.8p=
x"><span style=3D"font-size:22px;color:#e4002b;"><strong>- Contact me today=
 for full details -</strong></span></p></div></div></td></tr>
</table><table class=3D"text_block block-3" width=3D"100%" border=3D"0" cel=
lpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-l=
space:0;mso-table-rspace:0;word-break:break-word"><tr><td class=3D"pad" sty=
le=3D"padding-bottom:20px;padding-left:10px;padding-right:10px;padding-top:=
10px"><div style=3D"font-family:sans-serif"><div class style=3D"font-family=
:Arial,Helvetica Neue,Helvetica,sans-serif;font-size:12px;mso-line-height-a=
lt:14.399999999999999px;color:#555;line-height:1.2"><p=20
style=3D"margin:0;font-size:14px;text-align:center;mso-line-height-alt:16.8=
px"><span style=3D"font-size:18px;"><strong>Cameron Leclair</strong></span>=
</p><p style=3D"margin:0;font-size:14px;text-align:center;mso-line-height-a=
lt:16.8px"><strong>(949) 312-5374</strong>&nbsp;|&nbsp;<span style=3D"color=
:#000080;font-size:14px;"><strong>cleclair@thelender.com&nbsp;</strong></sp=
an></p></div></div></td></tr></table></td></tr></tbody></table></td></tr></=
tbody></table><table=20
class=3D"row row-7" align=3D"center" width=3D"100%" border=3D"0" cellpaddin=
g=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0=
;mso-table-rspace:0"><tbody><tr><td><table class=3D"row-content stack" alig=
n=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"prese=
ntation" style=3D"mso-table-lspace:0;mso-table-rspace:0;color:#000;width:70=
0px" width=3D"700"><tbody><tr><td class=3D"column column-1" width=3D"100%"=
=20
style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:l=
eft;vertical-align:top;padding-top:0;padding-bottom:0;border-top:0;border-r=
ight:0;border-bottom:0;border-left:0"><table class=3D"text_block block-1" w=
idth=3D"100%" border=3D"0" cellpadding=3D"10" cellspacing=3D"0" role=3D"pre=
sentation" style=3D"mso-table-lspace:0;mso-table-rspace:0;word-break:break-=
word"><tr><td class=3D"pad"><div style=3D"font-family:sans-serif"><div clas=
s=20
style=3D"font-family:Arial,Helvetica Neue,Helvetica,sans-serif;font-size:12=
px;mso-line-height-alt:14.399999999999999px;color:#555;line-height:1.2"><p =
style=3D"margin:0;font-size:14px;text-align:center;mso-line-height-alt:16.8=
px">
<a style=3D"text-decoration: underline; color: #E4002B;" href=3D"http://ema=
il.thelender.com/c/eJxUkDFrwzAQhX-NtDnopNPJHjSEQMDdQltKR1m6NgbZMfYVk39fmnbp=
-N7wHt9Xog8BAmqOQIE8kf8Js4xy70s80etTdzRweu7f_9qX-8LxdJslZdHXGIAKJAQGdmwZU-e=
ywzD41DGlMugxWmOdsUBAngAPbFqmAKU1wBx8VmjkypXnwush3yY9Ck99iRnRYFeoGahgg_jhmx=
a70HhrwDmGgduga7yKLJtyR2XPyp73fT_8W1P2rNeY5rLyrtBswmsd58-c6uNru32tmR9MPKWxD=
jVtooWnpSbhvsTLr4H27WLoOwAA__8zuFyE" target=3D"_blank" rel=3D"noopener">the=
Lender.com</a> | <a style=3D"text-decoration: underline; color: #E4002B;" h=
ref=3D"http://email.thelender.com/c/eJxUkE1r8zAQhH-NdHPYlaWVfNAhBAx-b-FtKT3=
qY9MYZDvYCib_vjQthR7nOcwwT_bGWrRaskeyZIjMV5jrWB9D9id6_dcdAU__h_cf-vK4sT8tcw=
2pyqu3aENAh6AjkqLWdRliBu0uEBylKEevQLWgkJAMoT4wOCaL2QEyW5OEhnrlwnPm9ZCWSY6Vp=
yH7pDXoLlMTKetG64tpnO5sYxRg2zJGdlYWf631ton2KFQvVL_v--FPm1B9iMu9Nr9UqF6uPsx5=
5V1o2CqvZZw_UijP9W25r4mfL3kKY4klbFVWnm4lVB6yP387cW9noM8AAAD__0-CYmA" target=
=3D"_blank" rel=3D"noopener">About Us</a>&nbsp;| <a style=3D"text-decoratio=
n: underline; color: #E4002B;" href=3D"http://email.thelender.com/c/eJxUkM2=
K4zAQhJ_Gujm0pFbLOegQAgbvLewuyx5lqWdikH-QO5i8_TCZucyx6lDF9-XgvNceFQdNnhyR-w=
yLTPIccrjS31_nC-jr7-H_d_vnuXG4rovEJOoeko8uZR-ThW4EZw26MRF4dBmBnFVTMGAsGE2aH=
Gk8MXRMXucONLN3qUGQOxdeMtdTWmc1Cc9DDgkR8JypHSlji_jm2g7PvnUGtLWsR-68KuEusu2N=
vTSmb0x_HMfpx1pj-hqF93ara34k2RvTqxrikisfDcIuXMu0vKdYXuf7-qiJX5A8x6mMJe6ihOe=
tROEhh9uXku7fDegjAAD__wQ6Yhw" target=3D"_blank" rel=3D"noopener">Products</=
a>&nbsp;| <a style=3D"text-decoration: underline; color: #E4002B;" href=3D"=
http://email.thelender.com/c/eJxUkL1qwzAUhZ9G2hyu_uVBQwgY3C20pXSUpevEIP8g32=
Ly9qVpl47nDOfwfTkY54TTHIOwzhprzU9YaKJHn8PFvr-0ZxCX1_7zr317bBgu60IxEb8H5aVOC=
jO00bfOuzaNoOUAMMRRiTTyKUiQCqSwwhor9AnBo3UiexCIziSmge5YcMlYT2md-UQ49zkkrUG3=
2TaDzbrRejSN161rjAShFIoBveMl3Im2nakzkx2T3XEcp39rTHbzWukWb9hssdKClcmO1xCXXPF=
gGnbCWqbllmJ53u_rV034xMQ5TmUocSdOOG8lEvY5XH-l-I8r2O8AAAD__yQrY0k" target=3D=
"_blank" rel=3D"noopener">Mortgage Partner</a>&nbsp;| <a style=3D"text-deco=
ration: underline; color: #E4002B;" href=3D"http://email.thelender.com/c/eJ=
xUkL1qwzAUhZ9G2hx0ZelKHjSEgMHdQltKR_nqpjbIP9gqJm9fmnTpeM5wfr4UrHPgjOQA6NAi2=
l8xl7HcuxQu-P7SnBVcXrvPP_ftvnK4LHOJVOQQwN9Ak1J90nRrXA2OrEMPkRgp9iTHoJWulQYE=
tAjmxMozOkheAbOzJIwqA2eeE28nWiY5Fp66FMgYZZqEVY_JVMbcbOVN4yqrFdQ1Q8_eyRyGUtZ=
d1GehW6Hb4zhO_9KEbuk5ttJCt3ILcU4bH8KovfCWx_mLYn707sv3Rvz4x1Mcc5_jXmThac2xcJ=
fC9UnDf1wV_gQAAP__iSVgaw" target=3D"_blank" rel=3D"noopener">Contact</a>
</p></div></div></td></tr></table></td></tr></tbody></table></td></tr></tbo=
dy></table><table class=3D"row row-8" align=3D"center" width=3D"100%" borde=
r=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"=
mso-table-lspace:0;mso-table-rspace:0"><tbody><tr><td><table class=3D"row-c=
ontent stack" align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0=
;color:#333;width:700px" width=3D"700"><tbody><tr><td class=3D"column colum=
n-1"=20
width=3D"25%" style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:40=
0;text-align:left;vertical-align:top;border-top:0;border-right:0;border-bot=
tom:0;border-left:0"><table class=3D"image_block block-2" width=3D"100%" bo=
rder=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=
=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td class=3D"pad" style=3D"w=
idth:100%;padding-right:0;padding-left:0"><div class=3D"alignment" align=3D=
"center" style=3D"line-height:10px"><img=20
src=3D"https://d15k2d11r6t6rl.cloudfront.net/public/users/Integrators/3fd3a=
448-3d02-49a4-af26-a82213fec67e/ADMIN/editor_images/Equal_Housing_Opportuni=
ty.png" style=3D"display:block;height:auto;border:0;width:65px;max-width:10=
0%" width=3D"65" alt=3D"Image" title=3D"Image"></div></td></tr></table></td=
><td class=3D"column column-2" width=3D"75%" style=3D"mso-table-lspace:0;ms=
o-table-rspace:0;font-weight:400;text-align:left;vertical-align:top;border-=
top:0;border-right:0;border-bottom:0;border-left:0"><table=20
class=3D"text_block block-2" width=3D"100%" border=3D"0" cellpadding=3D"10"=
 cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-ta=
ble-rspace:0;word-break:break-word"><tr><td class=3D"pad"><div style=3D"fon=
t-family:sans-serif"><div class style=3D"font-size:14px;font-family:Arial,H=
elvetica Neue,Helvetica,sans-serif;mso-line-height-alt:16.8px;color:#555;li=
ne-height:1.2"><p style=3D"margin:0;font-size:14px;mso-line-height-alt:16.8=
px"><div style=3D"font-size: 12px; line-height: 14px; font-family: Arial, '=
Helvetica Neue', Helvetica, sans-serif; color: #555555; text-align: left;">
<p style=3D"font-size: 14px; line-height: 14px; margin: 0;"><span style=3D"=
font-size: 12px;">Equal Housing Opportunity NMLS #133519 For current licens=
es, visit www.nmlsconsumeraccess.com. Hometown Equity Mortgage, LLC, DBA th=
eLender, 25531 Commercentre Dr #250, Lake Forest, CA 92630. Arizona Mortgag=
e Banker License No. BK-1018248. All loans must meet Hometown Equity Mortga=
ge=E2=80=99s underwriting guidelines. This information is intended for the =
exclusive use of licensed real estate and mortgage lending professionals in=
 accordance with local laws and regulations. Distribution to the general pu=
blic is prohibited. Loans made or arranged pursuant to the California Finan=
cing Law.</span></p>
</div>
<br>
<div style=3D"font-size: 11px; line-height: 14px; font-family: Arial; color=
: #555555; text-align: left;">
<p style=3D"font-size: 12px; line-height: 14px; margin: 0;"><span style=3D"=
font-size: 12px;">We hope you found the content of this message to be infor=
mative. If you'd rather not receive emails like this from us in the future,=
 you can be removed from our list by clicking <a href=3D"http://email.thele=
nder.com/c/eJyMkk9vmzAYxj-Nc0tlv_4XDhyiMNZULRW0GSU3YzsNrQ0MnDXs00-kmdbjLpb8=
6OfX-ul5TcylJJItbEyEFFwIPl_a0IRpa-KN2N1Fa0w2T9vqmj5PvY03XRuUDotjXEdEHiItFZN=
EKAkUDvhAgYOVLNL0sGhiwEAxEEEEF4TdWLyyQhKzwsRayTViOByts62xw43u_KIJ1m9NrBnDLD=
JiWQvDlowd-HLFIrnkgAmlltR2JRcuPobQj4iuEaQI0n-TfDeEV_Vqm5968PNcBKl2jW0DgrTrQ=
3cKN2rsz4im73ZCNMkhOpnv6ZvZ8LQu075O-mPti2n_YtaaFk77c19781aVH6cKovDoH3CWrPFj=
mcN9uYV9kocsKXz2hFmWvNP75930kHz7_QC7c-V3LPtAwKm5HmK2bAyiyf94zvzMfu0DgQiXkHy=
GmOW8mMOptzP6WREC0V8oBMKooBBNqpK_a_-D5rcZ3r_cjarkbQXpeO-zX_XTjuaQjfsyG6vSTf=
lt0e3Ls6t94XTD32rAfwX89SPrVeNqp8awGGLVmsF-IIbHYAfXtK9auUupY3catL0sz5cHwfreq=
WC3Js4_LVZljsWfAAAA__-dDczD" target=3D"_blank" style=3D"background-color: r=
gb(255, 255, 255);">here</a>. You're receiving this communication from us b=
ecause you've given Hometown Equity Mortgage, LLC d/b/a theLender your emai=
l in the past, and we're trying to stay in touch with you. If you prefer to=
 contact us in writing, please mail any correspondence to 25531 Commercentr=
e #250 Lake Forest, CA 92630.</span></p>
</div>&nbsp;</p></div></div></td></tr></table>
<table class=3D"html_block block-3" width=3D"100%" border=3D"0" cellpadding=
=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;=
mso-table-rspace:0"><tr><td class=3D"pad"><div style=3D"font-family:Arial,H=
elvetica Neue,Helvetica,sans-serif;text-align:center" align=3D"center"></di=
v></td></tr></table></td></tr></tbody></table></td></tr></tbody></table></t=
d></tr></tbody></table><!-- End --></body></html><br /><img src=3D'https://=
thelender.mortgageiqcrm.com/client/service.aspx?action=3Dopen&key=3Dc44049d=
6-b6d4-44f5-8497-520133e1be87' alt=3D'clear' />
