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Subject: LoanWyse - Second Mortgages Have Never Been Sweeter | EquityWyse
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<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"background=
:#eeeeee; font-family:Arial,Helvetica,sans-serif; width:100%">
	<tbody>
		<tr>
			<td style=3D"vertical-align:top">
			<table align=3D"center" cellpadding=3D"0" cellspacing=3D"0" class=3D"gwf=
w" style=3D"background:#ffffff; border-collapse:collapse; margin:0 auto; ma=
x-width:640px; width:100%">
				<tbody>
					<tr>
						<td style=3D"border-bottom:1px solid #ffffff"><a href=3D"https://u878=
8036.ct.sendgrid.net/ls/click?upn=3D74qwchUqwO5ZoQsADkHnAqSf1hXvqi6Ly5os2LV=
cUbTgSAo7kh7yAooNhBYkSl-2Bm9w9V_GptQX16N64WwKT5la58D1r58x8DtZ2QoPr1lyae3B3q=
4dpoi2Elz6Fzf1-2BeFF-2F7sQM1bHnnfnKd9K1H0uZlaf3lGVg8C80C2lkX6RAUdmLilZlpuFc=
B1ztp4vTqljnAGQwWQ9IU8X6-2Fa9WTkCDiZtQWGbOHLmJgQGS1a8VQ6tV3409JUq3xII0gtVAz=
HSJ4PexP4dZro-2F7roVSEYVje-2FgRykjz4BdzgCAYYiHnI6qQgJ8CJ05QSTQiwS3MZJCNSn7E=
HSEQ0jReTJl2iF3rMQ9aR-2FI8XN6gpB8c-2BpSgFtTT0Axr5ji-2FXDGzNofXTQbwkN1U7Phv6=
kewtHGuYl0mpXtKJOPfTRVR05QX1-2BnSWWT-2BE-3D" target=3D"_blank"><img alt=3D"=
EquityWyse 2nd Mortgages" src=3D"https://loanwyse.com/images/2023/02/Love-E=
quityWyse-Feb-2023.jpg" style=3D"display:block; height:auto!important; max-=
height:100% !important; max-width:100%!important; width:100% !important" />=
</a></td>
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						<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"bord=
er-collapse:collapse; width:100%">
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								<tr>
									<td style=3D"background-color:#0066cc; border-right:1px solid #ddd=
ddd; height:46px; width:50%">
									<div style=3D"text-align:center"><a href=3D"https://u8788036.ct.se=
ndgrid.net/ls/click?upn=3D74qwchUqwO5ZoQsADkHnAqSf1hXvqi6Ly5os2LVcUbSTTL0tq=
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8DtZ2QoPr1lyae3B3q4dpoi2Elz6Fzf1-2BeFF-2F7sQM1bHnnfnKd9K1H0uZlaf3lGVg8C80C2=
lkX6RAUdmLilZlpuFcB1ztp4vTqljnAGQwWQ9IU8X6-2Fa9WTkCDiZtQWGbOHLmJgQGS1a8VQ6t=
V3409JUq3xII0gtVAzHSJ4PexP4dZro-2F7roVSEYVje-2FgdRENnAAljfP4tXZnoGhhFWsUz9P=
sT-2BktRxi1-2BD1d8tfz83hbm7i4z2wXda4-2F4BGLX-2FxxPUNzM09aXvr7a3-2FBGiddcgzZ=
qIBk-2FqpipAcY4hnj5EpwRoR7P-2FShmMeCdrMVHwTaCAH8lLFvrPEcGLRb0o-3D" style=3D=
"display:block;font-size:16px;text-align:center;background-color:#0066cc;co=
lor:#ffffff;font-weight:bold; cursor: pointer;line-height:46px; height:46px=
;width:100%!important;text-decoration:none;box-sizing:border-box;" target=
=3D"_blank">RATESHEET</a></div>
									</td>
									<td style=3D"background-color:#0066cc; text-align:center; width:50=
%">
									<div style=3D"text-align:center"><a href=3D"https://u8788036.ct.se=
ndgrid.net/ls/click?upn=3D74qwchUqwO5ZoQsADkHnAqSf1hXvqi6Ly5os2LVcUbS-2FFgR=
oJolwkDRKuPnT-2F8N7bCsd1RkHsPQ8dsYrQ3lH21YPMHVIw9MP-2BF5zTVuCQu-2BhK-2B73gt=
SaC2JrnsfshJcOjcid_GptQX16N64WwKT5la58D1r58x8DtZ2QoPr1lyae3B3q4dpoi2Elz6Fzf=
1-2BeFF-2F7sQM1bHnnfnKd9K1H0uZlaf3lGVg8C80C2lkX6RAUdmLilZlpuFcB1ztp4vTqljnA=
GQwWQ9IU8X6-2Fa9WTkCDiZtQWGbOHLmJgQGS1a8VQ6tV3409JUq3xII0gtVAzHSJ4PexP4dZro=
-2F7roVSEYVje-2FgUpAid2dBa0QNEgQlbYHcBgNLca0JL4z0YEGsQOdF1ZRzMjCbEG7irdjSGC=
wx8GQanFtgqMdZ7b7Ks8iNivXnlmGohTxlC4q35OpX3IUjLIcwsvCF4-2BD5novmWwJLhRU4log=
Qsla3QfAvAwncl7u25s-3D" style=3D"display:block;font-size:16px;text-align:ce=
nter;background-color:#0066cc;color:#ffffff;font-weight:bold; cursor: point=
er;line-height:46px; height:46px;width:100%!important;text-decoration:none;=
box-sizing:border-box;">MATRICES</a></div>
									</td>
								</tr>
							</tbody>
						</table>
						</td>
					</tr>
					<tr>
						<td style=3D"border-style:none">
						<div style=3D"color:#444444; font-size:34px; line-height:1.2; margin-=
left:40px; margin-right:40px; margin-top:60px; text-align:center; text-tran=
sform:uppercase"><strong>Second Mortgages Have Never Been Sweeter</strong><=
/div>

						<div style=3D"font-size:44px; line-height:1.2; margin-top:50px; text-=
align:center; text-transform:uppercase"><strong><span style=3D"color:#33333=
3">Equity</span><span style=3D"color:#c13d53">Wyse</span></strong></div>

						<div style=3D"font-size:16px; text-align:center; text-transform:upper=
case">2nd Mortgage Loan Program</div>

						<div style=3D"margin-top:20px">
						<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"bord=
er-collapse:collapse; width:100%">
							<tbody>
								<tr>
									<td style=3D"width:12%">&nbsp;</td>
									<td style=3D"border-bottom:1px solid #dddddd; border-top:1px solid=
 #dddddd; width:76%">
									<div style=3D"margin-bottom:30px; margin-top:30px">
									<ul style=3D"margin-left:15%; margin-right:0">
										<li><span style=3D"color:#444444; font-size:18px">Credit Score Do=
wn to <span style=3D"color:#c13d53">660</span></span></li>
										<li><span style=3D"color:#444444; font-size:18px">Loan Amounts up=
 to <span style=3D"color:#c13d53">$450k</span></span></li>
										<li><span style=3D"color:#444444; font-size:18px">Max Combined Li=
en <span style=3D"color:#c13d53">$2mm</span></span></li>
										<li><span style=3D"color:#444444; font-size:18px">DTI up to <span=
 style=3D"color:#c13d53">50%</span></span></li>
										<li><span style=3D"color:#444444; font-size:18px">Full Doc Max CL=
TV <span style=3D"color:#c13d53">90%</span></span></li>
										<li><span style=3D"color:#444444; font-size:18px">Bank Statement =
Max CLTV <span style=3D"color:#c13d53">85%</span></span></li>
										<li><span style=3D"color:#444444; font-size:18px">Reserves or Ass=
ets <span style=3D"color:#c13d53">Not Required</span></span></li>
										<li><span style=3D"color:#444444; font-size:18px">Exterior-Only A=
ppraisal <span style=3D"color:#c13d53">Form 2055</span></span></li>
										<li><span style=3D"color:#444444; font-size:18px">OO, Second Home=
, and NOO <span style=3D"color:#c13d53">Eligible</span></span></li>
									</ul>
									</div>
									</td>
									<td style=3D"width:12%">&nbsp;</td>
								</tr>
							</tbody>
						</table>
						</div>

						<div style=3D"margin-bottom:30px; margin-top:30px; text-align:center"=
>Check out our Matrices for more details: <a href=3D"https://u8788036.ct.se=
ndgrid.net/ls/click?upn=3D74qwchUqwO5ZoQsADkHnAqSf1hXvqi6Ly5os2LVcUbS-2FFgR=
oJolwkDRKuPnT-2F8N7bCsd1RkHsPQ8dsYrQ3lH21YPMHVIw9MP-2BF5zTVuCQu-2BhK-2B73gt=
SaC2JrnsfshJcO4wPL_GptQX16N64WwKT5la58D1r58x8DtZ2QoPr1lyae3B3q4dpoi2Elz6Fzf=
1-2BeFF-2F7sQM1bHnnfnKd9K1H0uZlaf3lGVg8C80C2lkX6RAUdmLilZlpuFcB1ztp4vTqljnA=
GQwWQ9IU8X6-2Fa9WTkCDiZtQWGbOHLmJgQGS1a8VQ6tV3409JUq3xII0gtVAzHSJ4PexP4dZro=
-2F7roVSEYVje-2Fgd1F9B00ltGgXQUS31U-2BdGOacA3JpCFRL3tZY0dx9qKV0Rj2PI6aVF-2F=
y5JHxtYZdu6teWEKIOnenQeKrC0oL-2BJPsyv17vaaxjTd3djhohKhuNw8YOqqdINUFWvyEpFmy=
C9AeKbyXfcrYiNR7GAaClWM-3D" target=3D"_blank">Product&nbsp;Matrices</a></di=
v>

						<div style=3D"color:#444444; font-size:22px; font-style:italic; line-=
height:1.4; margin-bottom:60px; margin-left:40px; margin-right:40px; margin=
-top:30px; text-align:center"><strong>Contact us <span style=3D"color:#c13d=
53">TODAY</span> with your scenario!</strong></div>
						</td>
					</tr>
					<tr>
						<td style=3D"background-color:#0066cc; border-bottom:1px solid #ddddd=
d; border-top:1px solid #dddddd; text-align:center">
						<div style=3D"margin-bottom:20px; margin-top:20px">
						<div style=3D"margin-bottom:10px; text-align:center"><span style=3D"c=
olor:#ffffff; font-size:28px"><strong>Need an Exception?</strong></span></d=
iv>

						<div style=3D"color:#e5e5e5; font-size:16px; line-height:1.3; margin-=
left:30px; margin-right:30px; text-align:center">LoanWyse approves exceptio=
ns upfront giving you peace of mind knowing that your loan will reach the c=
losing table without any last-minute surprises.</div>

						<div style=3D"margin-top:25px; text-align:center"><a href=3D"https://=
u8788036.ct.sendgrid.net/ls/click?upn=3D74qwchUqwO5ZoQsADkHnApXH-2BhJBE5V5l=
ko5A7-2FbXf0C9f2okZrxLrQ0-2BSMSg76wD2SM_GptQX16N64WwKT5la58D1r58x8DtZ2QoPr1=
lyae3B3q4dpoi2Elz6Fzf1-2BeFF-2F7sQM1bHnnfnKd9K1H0uZlaf3lGVg8C80C2lkX6RAUdmL=
ilZlpuFcB1ztp4vTqljnAGQwWQ9IU8X6-2Fa9WTkCDiZtQWGbOHLmJgQGS1a8VQ6tV3409JUq3x=
II0gtVAzHSJ4PexP4dZro-2F7roVSEYVje-2FgWbcirq-2Bd1FaMuvPz4mee9em1HeO6LrIgHT-=
2FIQ-2BY6KXMzmMpOniGapdv3mW9WU12tO10NR71Xl6GATt145Meva7TgQYKW87W8aGtbbDy1Up=
Z-2FON-2F9k9po-2FupTSqGKhWQNRaPCSVE3qazxLThR7HS1tk-3D" style=3D"text-align:=
center;text-decoration:none;" target=3D"_blank"><img alt=3D"Get Todays Rate=
" src=3D"https://loanwyse.com/images/email/btn-exception.png" style=3D"heig=
ht:52px; width:252px" /></a></div>
						</div>
						</td>
					</tr>
					<tr>
						<td style=3D"border-style:none"><br />
						<br />
						&nbsp;
						<table align=3D"center" border=3D"0" cellspacing=3D"0" style=3D"borde=
r-collapse:collapse; box-sizing:border-box; width:100%">
							<tbody>
								<tr>
									<td>
									<table align=3D"left" border=3D"1" cellpadding=3D"10" cellspacing=
=3D"0" class=3D"product" style=3D"background:#fcfcfc; border:1px solid #ddd=
ddd; box-sizing:border-box; display:inline-block; margin-bottom:20px; margi=
n-left:30px; width:275px">
										<tbody>
											<tr>
												<td style=3D"border-style:none; vertical-align:top">
												<div style=3D"margin-top:15px">
												<h3 style=3D"text-align:center"><strong><span style=3D"color:#2=
37eb9; font-size:22px"><img alt=3D"New Product" src=3D"https://loanwyse.com=
/images/2022/04-Apr/icon-new-2.png" style=3D"height:20px; width:50px" /> Eq=
uity</span><span style=3D"color:#87af34; font-size:22px">Wyse</span></stron=
g></h3>
												</div>

												<ul style=3D"margin-left:0; margin-right:0">
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Credit Score Down to 660</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Max Loan Amount $450k</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Max Combined Lien $2mm</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Full Doc Max CLTV 90%</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Bank Stmt Max CLTV 85%</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">DTI up to 50%</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">No Reserves or Assets Required</span></span></li>
												</ul>
												</td>
											</tr>
										</tbody>
									</table>

									<table align=3D"left" border=3D"1" cellpadding=3D"10" cellspacing=
=3D"0" class=3D"product" style=3D"background:#fcfcfc; border:1px solid #ddd=
ddd; box-sizing:border-box; display:inline-block; margin-bottom:20px; margi=
n-left:30px; width:275px">
										<tbody>
											<tr>
												<td style=3D"border-style:none; vertical-align:top">
												<div style=3D"margin-top:15px">
												<h3 style=3D"text-align:center"><strong><span style=3D"color:#2=
37eb9; font-size:22px">Investor</span><span style=3D"color:#87af34; font-si=
ze:22px">Wyse</span></strong></h3>
												</div>

												<ul style=3D"margin-left:0; margin-right:0">
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Minimum FICO 620</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">DSCR Down to 0.75</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Loans up to $3.5mm</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Purchase up to 80% LTV</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">R&amp;T/Cash-Out up to 75% LTV</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">No DTI/Employment Verfiied</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">First-Time Investors OK</span></span></li>
												</ul>
												</td>
											</tr>
										</tbody>
									</table>
									</td>
								</tr>
							</tbody>
						</table>

						<table align=3D"center" border=3D"0" cellspacing=3D"0" style=3D"borde=
r-collapse:collapse; box-sizing:border-box; width:100%">
							<tbody>
								<tr>
									<td>
									<table align=3D"left" border=3D"1" cellpadding=3D"10" cellspacing=
=3D"0" class=3D"product" style=3D"background:#fcfcfc; border:1px solid #ddd=
ddd; box-sizing:border-box; display:inline-block; margin-bottom:20px; margi=
n-left:30px; width:275px">
										<tbody>
											<tr>
												<td style=3D"border-style:none; vertical-align:top">
												<div style=3D"margin-top:15px">
												<h3 style=3D"text-align:center"><strong><span style=3D"color:#2=
37eb9; font-size:22px">Alt</span><span style=3D"color:#87af34; font-size:22=
px">Wyse</span></strong></h3>
												</div>

												<ul style=3D"margin-left:0; margin-right:0">
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Minimum FICO 660</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Loans up to $4mm</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Max Cash-Out Unlimited</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Purchase up to 90% LTV</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">R&amp;T/Cash-Out up to 80% LTV</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">30 &amp; 40-Year I/O Available</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Multiple Qualification Options</span></span></li>
												</ul>
												</td>
											</tr>
										</tbody>
									</table>

									<table align=3D"left" border=3D"1" cellpadding=3D"10" cellspacing=
=3D"0" class=3D"product" style=3D"background:#fcfcfc; border:1px solid #ddd=
ddd; box-sizing:border-box; display:inline-block; margin-bottom:20px; margi=
n-left:30px; width:275px">
										<tbody>
											<tr>
												<td style=3D"border-style:none; vertical-align:top">
												<div style=3D"margin-top:15px">
												<h3 style=3D"text-align:center"><strong><span style=3D"color:#2=
37eb9; font-size:22px">Commercial</span><span style=3D"color:#87af34; font-=
size:22px">Wyse</span></strong></h3>
												</div>

												<ul style=3D"margin-left:0; margin-right:0">
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Minimum FICO 660</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Loans up to $2mm</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Purchase up to 75% LTV</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">R&amp;T/Cash-Out up to 70% LTV</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">5-8 Units Residential</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">2-8 Units Mixed Use</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Min DSCR &gt;=3D 1.0</span></span></li>
												</ul>
												</td>
											</tr>
										</tbody>
									</table>
									</td>
								</tr>
							</tbody>
						</table>

						<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"bord=
er-collapse:collapse; box-sizing:border-box; width:100%">
							<tbody>
								<tr>
									<td>
									<table align=3D"left" border=3D"1" cellpadding=3D"10" cellspacing=
=3D"0" class=3D"product" style=3D"background:#fcfcfc; border:1px solid #ddd=
ddd; box-sizing:border-box; display:inline-block; margin-bottom:20px; margi=
n-left:30px; width:275px">
										<tbody>
											<tr>
												<td style=3D"border-style:none; vertical-align:top">
												<div style=3D"margin-top:15px">
												<h3 style=3D"text-align:center"><strong><span style=3D"color:#2=
37eb9; font-size:22px">Credit</span><span style=3D"color:#87af34; font-size=
:22px">Wyse</span>+</strong></h3>
												</div>

												<ul style=3D"margin-left:0; margin-right:0">
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Minimum FICO 600</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Full Doc Only</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Max Loan Amount is $3mm</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Max Cash-Out Unlimited</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Purchase up to 85% LTV</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">R&amp;T/Cash-Out up to 80% LTV</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Interest Only Available</span></span></li>
												</ul>
												</td>
											</tr>
										</tbody>
									</table>

									<table align=3D"left" border=3D"1" cellpadding=3D"10" cellspacing=
=3D"0" class=3D"product" style=3D"background:#fcfcfc; border:1px solid #ddd=
ddd; box-sizing:border-box; display:inline-block; margin-bottom:20px; margi=
n-left:30px; width:275px">
										<tbody>
											<tr>
												<td style=3D"border-style:none; vertical-align:top">
												<div style=3D"margin-top:15px">
												<h3 style=3D"text-align:center"><strong><span style=3D"color:#2=
37eb9; font-size:22px">Credit</span></strong><span style=3D"color:#87af34; =
font-size:22px">Wyse</span></h3>
												</div>

												<ul style=3D"margin-left:0; margin-right:0">
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Minimum FICO 600</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Alt Doc Only</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Max Loan Amount is $3mm</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Max Cash-Out Unlimited</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Purchase up to 85% LTV</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">R&amp;T/Cash-Out up to 80% LTV</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Interest Only Available</span></span></li>
												</ul>
												</td>
											</tr>
										</tbody>
									</table>
									</td>
								</tr>
							</tbody>
						</table>

						<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"bord=
er-collapse:collapse; box-sizing:border-box; width:100%">
							<tbody>
								<tr>
									<td>
									<table align=3D"left" border=3D"1" cellpadding=3D"10" cellspacing=
=3D"0" class=3D"product" style=3D"background:#fcfcfc; border:1px solid #ddd=
ddd; box-sizing:border-box; display:inline-block; margin-bottom:20px; margi=
n-left:30px; width:275px">
										<tbody>
											<tr>
												<td style=3D"border-style:none; vertical-align:top">
												<div style=3D"margin-top:15px">
												<h3 style=3D"text-align:center"><strong><span style=3D"color:#2=
37eb9; font-size:22px">Prime</span><span style=3D"color:#87af34; font-size:=
22px">Wyse</span> <span style=3D"color:#555555; font-size:22px">Jumbo</span=
></strong></h3>
												</div>

												<ul style=3D"margin-left:0; margin-right:0">
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Minimum FICO 680</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Loans up to $3mm</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">15-Year &amp; 30-Year Fixed</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">DTI up to 45%</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Purchase/R&amp;T up to 85% LTV</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Cash-Out up to 80% LTV</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Cash-Out up to $500K</span></span></li>
												</ul>
												</td>
											</tr>
										</tbody>
									</table>

									<table align=3D"left" border=3D"1" cellpadding=3D"10" cellspacing=
=3D"0" class=3D"product" style=3D"background:#fcfcfc; border:1px solid #ddd=
ddd; box-sizing:border-box; display:inline-block; margin-bottom:20px; margi=
n-left:30px; width:270px">
										<tbody>
											<tr>
												<td style=3D"border-style:none; vertical-align:top">
												<div style=3D"margin-top:15px">
												<h3 style=3D"text-align:center"><strong><span style=3D"color:#2=
37eb9; font-size:22px">Prime</span><span style=3D"color:#87af34; font-size:=
22px">Wyse</span></strong></h3>
												</div>

												<ul style=3D"margin-left:0; margin-right:0">
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Minimum FICO 660</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Loans up to $4mm</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Fixed and ARMs</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">DTI up to 55%</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Purchase up to 90% LTV</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">R&amp;T/Cash-Out up to 80% LTV</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">40-Year I/O</span></span></li>
												</ul>
												</td>
											</tr>
										</tbody>
									</table>
									</td>
								</tr>
							</tbody>
						</table>

						<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"bord=
er-collapse:collapse; box-sizing:border-box; width:100%">
							<tbody>
								<tr>
									<td>
									<table align=3D"left" border=3D"1" cellpadding=3D"10" cellspacing=
=3D"0" class=3D"product" style=3D"background:#fcfcfc; border:1px solid #ddd=
ddd; box-sizing:border-box; display:inline-block; margin-bottom:20px; margi=
n-left:30px; width:275px">
										<tbody>
											<tr>
												<td style=3D"border-style:none; vertical-align:top">
												<div style=3D"margin-top:15px">
												<h3 style=3D"text-align:center"><strong><span style=3D"color:#2=
37eb9; font-size:22px">ITIN</span><span style=3D"color:#87af34; font-size:2=
2px">Wyse</span></strong></h3>
												</div>

												<ul style=3D"margin-left:0; margin-right:0">
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">No SSN or Citizenship&nbsp;OK</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Minimum FICO 660</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Loans up to $1.5mm</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">15-Year &amp; 30-Year Fixed</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Max DTI to 43%</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Cash-Out as Reserve</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Interest Only Available</span></span></li>
												</ul>
												</td>
											</tr>
										</tbody>
									</table>

									<table align=3D"left" border=3D"1" cellpadding=3D"10" cellspacing=
=3D"0" class=3D"product" style=3D"background:#fcfcfc; border:1px solid #ddd=
ddd; box-sizing:border-box; display:inline-block; margin-bottom:20px; margi=
n-left:30px; width:275px">
										<tbody>
											<tr>
												<td style=3D"border-style:none; vertical-align:top">
												<div style=3D"margin-top:15px">
												<h3 style=3D"text-align:center"><strong><span style=3D"color:#2=
37eb9; font-size:22px">Foreign</span><span style=3D"color:#87af34; font-siz=
e:22px">Wyse</span></strong></h3>
												</div>

												<ul style=3D"margin-left:0; margin-right:0">
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">FICO Not Required</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Loans up to $2mm</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">15-Year &amp; 30-Year Fixed</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">DTI up to 50%</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Purchase up to 75% LTV</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Interest Only Available</span></span></li>
												</ul>
												</td>
											</tr>
										</tbody>
									</table>
									</td>
								</tr>
							</tbody>
						</table>

						<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"bord=
er-collapse:collapse; box-sizing:border-box; width:100%">
							<tbody>
								<tr>
									<td>
									<table align=3D"left" border=3D"1" cellpadding=3D"10" cellspacing=
=3D"0" class=3D"product" style=3D"background:#fcfcfc; border:1px solid #ddd=
ddd; box-sizing:border-box; display:inline-block; margin-bottom:60px; margi=
n-left:30px; width:275px">
										<tbody>
											<tr>
												<td style=3D"border-style:none; vertical-align:top">
												<div style=3D"margin-top:15px">
												<h3 style=3D"text-align:center"><strong><span style=3D"color:#2=
37eb9; font-size:22px">Agency</span><span style=3D"color:#87af34; font-size=
:22px">Wyse</span></strong></h3>
												</div>

												<ul style=3D"margin-left:0; margin-right:0">
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Minimum FICO 620</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Full Documentation</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Loans up to $647,200</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Up to 80% LTV</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Purchase/R&amp;T or Cash-out</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">All Occupancy Types</span></span></li>
												</ul>
												</td>
											</tr>
										</tbody>
									</table>
									</td>
								</tr>
							</tbody>
						</table>
						</td>
					</tr>
					<tr>
						<td style=3D"background-color:#fcfcfc; border-top:1px solid #dddddd">
						<div style=3D"margin-bottom:10px; margin-top:60px; text-align:center"=
><a href=3D"https://u8788036.ct.sendgrid.net/ls/click?upn=3D74qwchUqwO5ZoQs=
ADkHnAqSf1hXvqi6Ly5os2LVcUbTgSAo7kh7yAooNhBYkSl-2BmCoye_GptQX16N64WwKT5la58=
D1r58x8DtZ2QoPr1lyae3B3q4dpoi2Elz6Fzf1-2BeFF-2F7sQM1bHnnfnKd9K1H0uZlaf3lGVg=
8C80C2lkX6RAUdmLilZlpuFcB1ztp4vTqljnAGQwWQ9IU8X6-2Fa9WTkCDiZtQWGbOHLmJgQGS1=
a8VQ6tV3409JUq3xII0gtVAzHSJ4PexP4dZro-2F7roVSEYVje-2FgW00yorIgNxcwpj1AP3HuF=
s9jRe4c90jgOJOZ3HSuRHd-2B-2FqaWFY7G4-2BYEPfAoWJ3z0ogXjWYZaIyTxNlPepU5BdMP-2=
B67t3EKE49-2Bcn-2BkfmbxWZnU1Qu-2Bkh31tZ71JJYj0hpHZkOeZBQxg3KHrZRrSCo-3D"><i=
mg alt=3D"LoanWyse logo" src=3D"https://loanwyse.com/images/email/LW-logo.p=
ng" style=3D"height:54px; width:280px" /></a></div>

						<div style=3D"font-size:18px; text-align:center"><a href=3D"https://u=
8788036.ct.sendgrid.net/ls/click?upn=3D74qwchUqwO5ZoQsADkHnAqSf1hXvqi6Ly5os=
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VAzHSJ4PexP4dZro-2F7roVSEYVje-2FgdYBUJ2OrPQvohqQJs4BQa5C1lxXUF-2BH1vx9W4jWO=
zsPPpkfVTCc-2FAu0UU32aFLZBFELvwH86pXRgbnZQ670GVrvEpFX-2FjlGR7MtF6hemZICDP6n=
jNy-2B1ivNh9F8CEwesFwt2BI6LUqEanzv6zz-2Bgr4-3D" style=3D"text-decoration:no=
ne!important;" target=3D"_blank">www.loanwyse.com</a></div>

						<div style=3D"font-size:20px; margin-left:0; margin-right:0; margin-t=
op:40px; text-align:center">Reginald Peterson</div>

						<div class=3D"phone" style=3D"color:#444444; font-size:20px; line-hei=
ght:1.4; margin-top:10px; text-align:center"><strong>9494019864</strong></d=
iv>

						<div class=3D"email" style=3D"color:#444444; font-size:16px; line-hei=
ght:1.4; margin-top:5px; text-align:center"><a href=3D"mailto:reginald.pete=
rson@loanwyse.com">reginald.peterson@loanwyse.com</a></div>
						</td>
					</tr>
					<tr>
						<td style=3D"background-color:#fcfcfc">
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