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ner"><span style=3D"color:#ffffff;font-size:14px;">|</span></a><strong><a s=
tyle=3D"text-decoration: none; color: #FFFFFF;" href=3D"http://email.thelen=
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<a style=3D"text-decoration: none; color: #FFFFFF;" href=3D"http://email.th=
elender.com/c/eJxVkMtqwzAQRb8m2jlYD2ukhRYhUEh3oS2ly7E0TgzyA3mKyd9XpN0U7uos7=
rnckWm6pOAdIKooG5k625jeDA12STema6n3KmktvaAgLRjojAUvtuW7RHp_rBRowjH3GTcWY1Ct=
0q1UVoIG444ONEnoISprPcr-YFq-U6Y5UTnGZRL3AH5wyUXpdZ-US4kINHaD8lIP5I0WNPPIj6f=
qvMyMkUUOd-Z1O-jTQb3U7Pt-_Ndb2bQUvuGNmhULz1QqEiXgnArtdcbGVPI43yLm55B6xJqRqb=
5xtR-v_tS6z2tr_-yVnn-pPL9dvkQKHYAE8wPjdGPv" target=3D"_blank" rel=3D"noopen=
er">Become<span style=3D"color:#e4002b;font-size:14px;">_</span>a<span styl=
e=3D"color:#e4002b;font-size:14px;">_</span>Partner </a></strong><a style=
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3zng-2NHi4ubk0_uKGS2nHJBGdcMBMi-60EgAw-Ba20c842kZcKEa8TchW0hkx0ZonegRuWD9yC=
UNr2SvReRK0q9JLiWuTyeUcO2FhcKSXYqZT8acWn4S9V5nt2_v5VlV_CYEMtRDcnWrTHjWQscBX=
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k" rel=3D"noopener">Rates</a></strong></span>
</p></div></div></td></tr></table></td></tr></tbody></table></td></tr></tbo=
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7e/thelender/CalHFA_header.jpg" style=3D"display:block;height:auto;border:0=
;width:700px;max-width:100%" width=3D"700" alt=3D"We are here for you, Amer=
ica" title=3D"We are here for you, America"></div></td></tr></table></td></=
tr></tbody></table></td></tr></tbody></table><table class=3D"row row-4" ali=
gn=3D"center" width=3D"100%" border=3D"0" cellpadding=3D"0"=20
cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-tab=
le-rspace:0"><tbody><tr><td><table class=3D"row-content stack" align=3D"cen=
ter" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation"=
 style=3D"mso-table-lspace:0;mso-table-rspace:0;color:#000;width:700px" wid=
th=3D"700"><tbody><tr><td class=3D"column column-1" width=3D"100%"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:l=
eft;background-color:#fff;vertical-align:top;padding-top:0;padding-bottom:0=
;border-top:0;border-right:0;border-bottom:0;border-left:0"><table class=3D=
"divider_block block-1" width=3D"100%" border=3D"0" cellpadding=3D"10" cell=
spacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-r=
space:0"><tr><td class=3D"pad"><div class=3D"alignment" align=3D"center"><t=
able border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation"=
=20
width=3D"100%" style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td clas=
s=3D"divider_inner" style=3D"font-size:1px;line-height:1px;border-top:1px s=
olid #bbb"><span>&#8202;</span></td></tr></table></div></td></tr></table><t=
able class=3D"text_block block-2" width=3D"100%" border=3D"0" cellpadding=
=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;=
mso-table-rspace:0;word-break:break-word"><tr><td class=3D"pad" style=3D"pa=
dding-bottom:10px;padding-left:20px;padding-right:20px"><div=20
style=3D"font-family:sans-serif"><div class style=3D"font-family:Arial,Helv=
etica Neue,Helvetica,sans-serif;font-size:12px;mso-line-height-alt:14.39999=
9999999999px;color:#555;line-height:1.2"><p style=3D"margin:0;font-size:34p=
x;text-align:center;mso-line-height-alt:40.8px"><span style=3D"font-size:20=
px;">You can now help your low-to-moderate-income California borrowers, who=
 are looking to purchase a single-family home, with our new</span></p><p=20
style=3D"margin:0;font-size:34px;text-align:center;mso-line-height-alt:40.8=
px"><span style=3D"color:#e4002b;font-size:34px;"><strong><span style>CalHF=
A </span></strong></span></p><p style=3D"margin:0;font-size:34px;text-align=
:center;mso-line-height-alt:40.8px"><span style=3D"color:#e4002b;font-size:=
34px;"><strong><span style>Down Payment Assistance Program*</span></strong>=
</span></p><p style=3D"margin:0;font-size:34px;text-align:center;mso-line-h=
eight-alt:40.8px">
<span style=3D"font-size:20px;">which provides low interest home financing =
as well as down payment and closing cost assistance for homebuyers in Calif=
ornia.</span></p></div></div></td></tr></table></td></tr></tbody></table></=
td></tr></tbody></table><table class=3D"row row-5" align=3D"center" width=
=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presenta=
tion" style=3D"mso-table-lspace:0;mso-table-rspace:0"><tbody><tr><td><table=
 class=3D"row-content stack" align=3D"center" border=3D"0" cellpadding=3D"0=
"=20
cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-tab=
le-rspace:0;background-color:#fff;border-radius:0;color:#000;width:700px" w=
idth=3D"700"><tbody><tr><td class=3D"column column-1" width=3D"16.666666666=
666668%" style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;tex=
t-align:left;vertical-align:top;border-top:0;border-right:0;border-bottom:0=
;border-left:0"><table class=3D"empty_block block-2" width=3D"100%" border=
=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td class=3D"pad" style=
=3D"padding-right:0;padding-bottom:5px;padding-left:0;padding-top:5px"><div=
></div></td></tr></table></td><td class=3D"column column-2" width=3D"58.333=
333333333336%" style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:4=
00;text-align:left;vertical-align:top;border-top:0;border-right:0;border-bo=
ttom:0;border-left:0"><table class=3D"text_block block-2" width=3D"100%" bo=
rder=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0;word-break:break-word"><tr><=
td class=3D"pad" style=3D"padding-bottom:15px;padding-left:10px;padding-rig=
ht:10px;padding-top:15px"><div style=3D"font-family:sans-serif"><div class =
style=3D"font-size:14px;font-family:Arial,Helvetica Neue,Helvetica,sans-ser=
if;mso-line-height-alt:16.8px;color:#555;line-height:1.2"><ul style=3D"line=
-height:1.2;mso-line-height-alt:16.8px;font-size:14px"><li>Up to 105% LTV</=
li><li>FICOs as low as 640</li><li>
100% of your closing costs paid when using the ZIP in conjunction with the =
CalPlus**</li><li>DTI as high as 50%</li><li>Manual Underwrites OK</li><li>=
Manufactured Homes OK</li><li>100% Down Payment Assistance with the MyHome =
Assistance program</li></ul><p style=3D"margin:0;font-size:11px;mso-line-he=
ight-alt:16.8px">&nbsp;</p><p style=3D"margin:0;text-align:right;font-size:=
11px;mso-line-height-alt:13.2px"><span style=3D"font-size:11px;">*Program o=
nly available in California</span></p><p=20
style=3D"margin:0;text-align:right;font-size:11px;mso-line-height-alt:13.2p=
x"><span style=3D"font-size:11px;">**Subject to availability</span></p></di=
v></div></td></tr></table></td><td class=3D"column column-3" width=3D"25%" =
style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:l=
eft;vertical-align:top;border-top:0;border-right:0;border-bottom:0;border-l=
eft:0"><table class=3D"empty_block block-2" width=3D"100%" border=3D"0" cel=
lpadding=3D"0" cellspacing=3D"0" role=3D"presentation"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td class=3D"pad" style=
=3D"padding-right:0;padding-bottom:5px;padding-left:0;padding-top:5px"><div=
></div></td></tr></table></td></tr></tbody></table></td></tr></tbody></tabl=
e><table class=3D"row row-6" align=3D"center" width=3D"100%" border=3D"0" c=
ellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"mso-table=
-lspace:0;mso-table-rspace:0"><tbody><tr><td><table class=3D"row-content st=
ack" align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"=20
role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0;color:=
#000;width:700px" width=3D"700"><tbody><tr><td class=3D"column column-1" wi=
dth=3D"100%" style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400=
;text-align:left;background-color:#fff;vertical-align:top;padding-top:0;pad=
ding-bottom:0;border-top:0;border-right:0;border-bottom:0;border-left:0"><t=
able class=3D"divider_block block-1" width=3D"100%" border=3D"0" cellpaddin=
g=3D"10" cellspacing=3D"0" role=3D"presentation"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td class=3D"pad"><div =
class=3D"alignment" align=3D"center"><table border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation" width=3D"95%" style=3D"mso-table-ls=
pace:0;mso-table-rspace:0"><tr><td class=3D"divider_inner" style=3D"font-si=
ze:1px;line-height:1px;border-top:2px solid #e4002b"><span>&#8202;</span></=
td></tr></table></div></td></tr></table><table class=3D"text_block block-2"=
 width=3D"100%" border=3D"0" cellpadding=3D"10" cellspacing=3D"0"=20
role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0;word-b=
reak:break-word"><tr><td class=3D"pad"><div style=3D"font-family:sans-serif=
"><div class style=3D"font-size:14px;font-family:Arial,Helvetica Neue,Helve=
tica,sans-serif;mso-line-height-alt:16.8px;color:#555;line-height:1.2"><p s=
tyle=3D"margin:0;font-size:14px;text-align:center;mso-line-height-alt:16.8p=
x"><span style=3D"font-size:22px;color:#e4002b;"><strong>- Contact me today=
 for full details -</strong></span></p></div></div></td></tr>
</table><table class=3D"text_block block-3" width=3D"100%" border=3D"0" cel=
lpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-l=
space:0;mso-table-rspace:0;word-break:break-word"><tr><td class=3D"pad" sty=
le=3D"padding-bottom:20px;padding-left:10px;padding-right:10px;padding-top:=
10px"><div style=3D"font-family:sans-serif"><div class style=3D"font-family=
:Arial,Helvetica Neue,Helvetica,sans-serif;font-size:12px;mso-line-height-a=
lt:14.399999999999999px;color:#555;line-height:1.2"><p=20
style=3D"margin:0;font-size:14px;text-align:center;mso-line-height-alt:16.8=
px"><span style=3D"font-size:18px;"><strong>Cameron Leclair</strong></span>=
</p><p style=3D"margin:0;font-size:14px;text-align:center;mso-line-height-a=
lt:16.8px"><strong>(949) 312-5374</strong>&nbsp;|&nbsp;<span style=3D"color=
:#000080;font-size:14px;"><strong>cleclair@thelender.com&nbsp;</strong></sp=
an></p></div></div></td></tr></table></td></tr></tbody></table></td></tr></=
tbody></table><table=20
class=3D"row row-7" align=3D"center" width=3D"100%" border=3D"0" cellpaddin=
g=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0=
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style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:l=
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ight:0;border-bottom:0;border-left:0"><table class=3D"text_block block-1" w=
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dy></table><table class=3D"row row-8" align=3D"center" width=3D"100%" borde=
r=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"=
mso-table-lspace:0;mso-table-rspace:0"><tbody><tr><td><table class=3D"row-c=
ontent stack" align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=
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;color:#333;width:700px" width=3D"700"><tbody><tr><td class=3D"column colum=
n-1"=20
width=3D"25%" style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:40=
0;text-align:left;vertical-align:top;border-top:0;border-right:0;border-bot=
tom:0;border-left:0"><table class=3D"image_block block-2" width=3D"100%" bo=
rder=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=
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idth:100%;padding-right:0;padding-left:0"><div class=3D"alignment" align=3D=
"center" style=3D"line-height:10px"><img=20
src=3D"https://d15k2d11r6t6rl.cloudfront.net/public/users/Integrators/3fd3a=
448-3d02-49a4-af26-a82213fec67e/ADMIN/editor_images/Equal_Housing_Opportuni=
ty.png" style=3D"display:block;height:auto;border:0;width:65px;max-width:10=
0%" width=3D"65" alt=3D"Image" title=3D"Image"></div></td></tr></table></td=
><td class=3D"column column-2" width=3D"75%" style=3D"mso-table-lspace:0;ms=
o-table-rspace:0;font-weight:400;text-align:left;vertical-align:top;border-=
top:0;border-right:0;border-bottom:0;border-left:0"><table=20
class=3D"text_block block-2" width=3D"100%" border=3D"0" cellpadding=3D"10"=
 cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-ta=
ble-rspace:0;word-break:break-word"><tr><td class=3D"pad"><div style=3D"fon=
t-family:sans-serif"><div class style=3D"font-size:14px;font-family:Arial,H=
elvetica Neue,Helvetica,sans-serif;mso-line-height-alt:16.8px;color:#555;li=
ne-height:1.2"><p style=3D"margin:0;font-size:14px;mso-line-height-alt:16.8=
px"><div style=3D"font-size: 12px; line-height: 14px; font-family: Arial, '=
Helvetica Neue', Helvetica, sans-serif; color: #555555; text-align: left;">
<p style=3D"font-size: 14px; line-height: 14px; margin: 0;"><span style=3D"=
font-size: 12px;">Equal Housing Opportunity NMLS #133519 For current licens=
es, visit www.nmlsconsumeraccess.com. Hometown Equity Mortgage, LLC, DBA th=
eLender, 25531 Commercentre Dr #250, Lake Forest, CA 92630. Arizona Mortgag=
e Banker License No. BK-1018248. All loans must meet Hometown Equity Mortga=
ge=E2=80=99s underwriting guidelines. This information is intended for the =
exclusive use of licensed real estate and mortgage lending professionals in=
 accordance with local laws and regulations. Distribution to the general pu=
blic is prohibited. Loans made or arranged pursuant to the California Finan=
cing Law.</span></p>
</div>
<br>
<div style=3D"font-size: 11px; line-height: 14px; font-family: Arial; color=
: #555555; text-align: left;">
<p style=3D"font-size: 12px; line-height: 14px; margin: 0;"><span style=3D"=
font-size: 12px;">We hope you found the content of this message to be infor=
mative. If you'd rather not receive emails like this from us in the future,=
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255, 255);">here</a>. You're receiving this communication from us because y=
ou've given Hometown Equity Mortgage, LLC d/b/a theLender your email in the=
 past, and we're trying to stay in touch with you. If you prefer to contact=
 us in writing, please mail any correspondence to 25531 Commercentre #250 L=
ake Forest, CA 92630.</span></p>
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