Return-Path: Delivered-To: andrew@sterlingcal.com Received: from reseller401.webserversystems.com by reseller401.webserversystems.com with LMTP id ACYXCQlOyGMW9g8AchKAPA (envelope-from ) for ; Wed, 18 Jan 2023 13:52:41 -0600 Return-path: Envelope-to: andrew@sterlingcal.com Delivery-date: Wed, 18 Jan 2023 13:52:41 -0600 Received: from wrqvxdnv.outbound-mail.sendgrid.net ([149.72.173.40]:46570) by reseller401.webserversystems.com with esmtps (TLS1.2) tls TLS_ECDHE_RSA_WITH_AES_128_GCM_SHA256 (Exim 4.94.2) (envelope-from ) id 1pIEUC-0000cP-Fv for andrew@sterlingcal.com; Wed, 18 Jan 2023 13:52:41 -0600 DKIM-Signature: v=1; a=rsa-sha256; c=relaxed/relaxed; d=loanwyse.com; h=content-transfer-encoding:content-type:from:mime-version:subject:to: list-unsubscribe:cc:content-type:from:subject:to; s=s1; bh=LJJrRbz8WORyAghWowiKFNr0nNXiBsiTUrWp23ey75g=; b=hGQEHYmvbSpibntnZV1NSPa0S0RIWazzxYpck39k0h41OwRMZq8votfrjcBsn4h/IqEo 7D9wo5jH+CfG1/kYovBOZAIePyk94MmkrtQMdRfD4mgxesl641UeNppwv5E4/E3J16Cxmj tB3spanpwd1Z0Q3HdYs/MOWsHQnb9r2gWlgZNPnQV3hqhYHXYzP/qJCvG1qvjbnmoFoJhE bsuoX0b3Yumv8f41tvUruhlIz8IplzuwE9Y4FCGbVhBxSMz+4hYajghElrip4j/RTpiuhg sX9zuVdQrRddNI+eKZoynU/qh4KJBxYjYTWd6S92oqdBiRsI0aX/rMTHexNMt3ww== Received: by filterdrecv-75f4fdc576-gqmqd with SMTP id filterdrecv-75f4fdc576-gqmqd-1-63C84DFC-CD 2023-01-18 19:52:28.977714577 +0000 UTC m=+5345142.755570840 Received: from ODc4ODAzNg (unknown) by geopod-ismtpd-4-1 (SG) with HTTP id x-TWKNoHSTWhue-gb9mcGQ Wed, 18 Jan 2023 19:52:28.904 +0000 (UTC) Content-Transfer-Encoding: quoted-printable Content-Type: text/html; charset=us-ascii Date: Wed, 18 Jan 2023 19:52:29 +0000 (UTC) From: reginald.peterson@loanwyse.com Mime-Version: 1.0 Message-ID: Subject: LoanWyse is your Alt Doc Superhero! X-SG-EID: =?us-ascii?Q?hMGXXLowOTDklZBcF26u8sEwbXIsN0oJQmGSgvv3v8iVtghTe=2F70lQgx=2FcRmUA?= =?us-ascii?Q?GILh2I2wTRgLVgzVLdRH87W8Js7TNreTzPGbrWt?= =?us-ascii?Q?n3e8StDp+nSJio7FMdsIWpWRXf+8dlDf7arboda?= =?us-ascii?Q?AFWkriWG1xZbhxybi46gQi2DSHzgGxZnFZ57FXc?= =?us-ascii?Q?kdgbP46Aj5pyWOnfr31UfzHjVX8Xy3HVA5jIo3J?= =?us-ascii?Q?Y6TYJ535yUsKp0mFA=3D?= X-SG-ID: =?us-ascii?Q?N2C25iY2uzGMFz6rgvQsb8raWjw0ZPf1VmjsCkspi=2FKBKOO6ZI1cVqf4jxyZ3x?= =?us-ascii?Q?RTeIJ49nk=2F7JQ63lHu9VffNZihhkp4UgZ+7RWu=2F?= =?us-ascii?Q?5thi0XZOsgO5yahWRWm4aD2lvfPMlpGuEKEhX8v?= =?us-ascii?Q?JLEq+cgHoBA743B8qH075=2FjLTJrRs1WBS2EbusM?= =?us-ascii?Q?ZxziuGqfntYL7?= To: andrew@sterlingcal.com X-Entity-ID: /YtWH7++UXWi8JKj3B98Xg== List-Unsubscribe: =?us-ascii?Q?=3Cmailto=3Aunsubscribe=40em1656=2Eloanwyse=2Ecom=3Fsubject=3Dhttps=3A=2F=2Fu87880?= =?us-ascii?Q?36=2Ect=2Esendgrid=2Enet=2Fwf=2Funsubscribe*q*upn?= =?us-ascii?Q?=3DO7ROD4svS-2BWtZVG4Rcp0Qt9NW-2F4-2B8SWT?= =?us-ascii?Q?n3ErF8IYfmUcrFzTNOsni28y8NvCg5F9yKwbbLx?= =?us-ascii?Q?jQPvzIxyH28aqnWmzJnl7d-2FMg3uIvfVwCcB-2?= =?us-ascii?Q?Ft1I49FQDGmZPStBT-2FWNZek7qRmdUnN4AiBqO?= =?us-ascii?Q?9UamkD7qlB1dtAZnrbPS79iPtlKNCnIyAGc8z8S?= =?us-ascii?Q?HSM4Q9llMSzHUNmCxCgw7NzldvUaDWIVXOVZmHf?= =?us-ascii?Q?ji261vFhM0KpxbONbBXhIt23dxk2NLkuDZAB5-2?= =?us-ascii?Q?BQ9rSmDRnNpd-2BKCU-2BFa0qwxJw4xgj0AeXlr?= =?us-ascii?Q?-2BKnYMuwzdE-2ByUt8YkbGgEdsw3S6-2B9nz-2?= =?us-ascii?Q?B1gx9AqVXpAE94pWy1Ew-2BSo9iHUTIN2rDEd56?= =?us-ascii?Q?aFwr3dqhwZFrHOxE7aHeGQW=3E?= X-Spam-Status: No, score=3.0 X-Spam-Score: 30 X-Spam-Bar: +++ X-Spam-Flag: NO
3D"AltWys=
Multiple BANK STATEMENT Qualification Options!<= /div>
Got Assets? Qualify with ASSET UTILIZATION!
No Paystubs, Tax Returns, or W-2’s? Use WVOE!
Qualify with ONLY CPA Prepared P&L!
AltWyse
Loan Program
 
  • Minimum FICO 660
  • Loans up to $4MM
  • Purchase up to = 85% LTV
  • R&T up to <= span style=3D"color:#e81616">80% LTV
  • Cash-Out up to = 75% LTV
  • DTI up to 50%
  • Interest Only <= span style=3D"color:#e81616">Available
  • Max Cash-Out Unlimited
  • Recent Credit E= vents Allowed
  
Check out our Matrices for more details: Product Matrices
Contact us TODAY = with your scenario!
Need an Exception?
LoanWyse approves exceptio= ns upfront giving you peace of mind knowing that your loan will reach the c= losing table without any last-minute surprises.
3D"Get


 

3D"New Eq= uityWyse

  • Credit Score Down to 660
  • Max Loan Amount $450k
  • Max Combined Lien $2mm
  • Full Doc Max CLTV 90%
  • Bank Stmt Max CLTV 85%
  • DTI up to 50%
  • No Reserves or Assets Required

InvestorWyse

  • Minimum FICO 620
  • DSCR Down to 0.75
  • Loans up to $3.5mm
  • Purchase up to 80% LTV
  • Cash-Out up to 70% LTV
  • Max Cash-Out up to $1mm
  • First-Time Investors OK

AltWyse

  • Minimum FICO 660
  • Loans up to $4mm
  • Max Cash-Out Unlimited
  • Purchase up to 85% LTV
  • Cash-Out up to 75% LTV
  • 30 & 40-Year I/O Available
  • Multiple Qualification Options

CommercialWyse

  • Minimum FICO 660
  • Loans up to $2mm
  • Purchase up to 75% LTV
  • R&T/Cash-Out up to 70% LTV
  • 5-8 Units Residential
  • 2-8 Units Mixed Use
  • Min DSCR >=3D 1.0

CreditWyse+

  • Minimum FICO 600
  • Full Doc Only
  • Max Loan Amount is $3mm
  • Max Cash-Out Unlimited
  • Purchase/R&T up to 80% LTV
  • Cash-Out up to 70% LTV
  • Interest Only Available

CreditWyse

  • Minimum FICO 600
  • Alt Doc Only
  • Max Loan Amount is $3mm
  • Max Cash-Out Unlimited
  • Purchase/R&T up to 80% LTV
  • Cash-Out up to 70% LTV
  • Interest Only Available

PrimeWyse Jumbo

  • Minimum FICO 680
  • Loans up to $3mm
  • 15-Year & 30-Year Fixed
  • DTI up to 45%
  • Purchase/R&T up to 85% LTV
  • Cash-Out up to 80% LTV
  • Cash-Out up to $500K

PrimeWyse

  • Minimum FICO 660
  • Loans up to $4mm
  • Fixed and ARMs
  • DTI up to 55%
  • Purchase up to 85% LTV
  • Cash-Out up to 75% LTV
  • 40-Year I/O

ITINWyse

  • No SSN or Citizenship OK
  • Minimum FICO 660
  • Loans up to $1.5mm
  • 15-Year & 30-Year Fixed
  • Max DTI to 43%
  • Cash-Out as Reserve
  • Interest Only Available

ForeignWyse

  • FICO Not Required
  • Loans up to $2mm
  • 15-Year & 30-Year Fixed
  • DTI up to 50%
  • Purchase up to 75% LTV
  • Interest Only Available

AgencyWyse

  • Minimum FICO 620
  • Full Documentation
  • Loans up to $647,200
  • Up to 80% LTV
  • Purchase/R&T or Cash-out
  • All Occupancy Types
=3D"LoanWyse
Reginald Peterson
9494019864
reginald.peterson@loanwyse.com
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3D"equal-h=
©2023 OptionWide Financial Corporation d/= b/a LoanWyse., NMLS# 1724453. This email is for informational purposes only= and is intended for industry professionals only. This is not an advertisem= ent to extend credit as defined by TILA/Regulation Z nor an application for= credit as defined by RESPA/Regulation X. All applications are subject to u= nderwriting guidelines and approval based upon the credit, assets, value of= subject property and borrower’s ability to repay. Not all applicants= are eligible for or qualify for all products offered. All market data and = other information is not warranted as to completeness or accuracy and progr= ams, rates, terms and conditions are subject to change without notice. This= email is not intended as an offer or solicitation for the purchase or sale= of any financial instrument or as an official confirmation of a transactio= n. Not available in all states. Please check our website for licensing info= rmation.
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