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Date: Wed, 11 Jan 2023 20:15:26 +0000 (UTC)
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Subject: LoanWyse Can Save the Day For Your ITIN / DACA Borrowers
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<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"background=
:#eeeeee; font-family:Arial,Helvetica,sans-serif; width:100%">
	<tbody>
		<tr>
			<td style=3D"vertical-align:top">
			<table align=3D"center" cellpadding=3D"0" cellspacing=3D"0" class=3D"gwf=
w" style=3D"background:#ffffff; border-collapse:collapse; margin:0 auto; ma=
x-width:640px; width:100%">
				<tbody>
					<tr>
						<td style=3D"border-bottom:1px solid #ffffff"><a href=3D"https://u878=
8036.ct.sendgrid.net/ls/click?upn=3D74qwchUqwO5ZoQsADkHnAqSf1hXvqi6Ly5os2LV=
cUbTgSAo7kh7yAooNhBYkSl-2Bm8Ygi_GptQX16N64WwKT5la58D1r58x8DtZ2QoPr1lyae3B3q=
4dpoi2Elz6Fzf1-2BeFF-2F7sQM1bHnnfnKd9K1H0uZlaf3lGVg8C80C2lkX6RAUdmLjPFT5xoy=
sp6b-2BWeT9CyL-2FT7JQrRNjsaymWTYpWJRXdnrouRoRjlURR0oXZxHclkkVe-2F6SpBZuYDQm=
zPjv24GfwV-2BgmUADM8Lq-2BVxt7IFx7TuM6QsCB6LuAft0PQL-2BfT5OQz6keMV9d9d274vEe=
uVfJ7YhaBzRSrudTV0MioomCv-2BsKniXgP79UqO-2BivcfBW4Ei5-2B-2FsEInHuOudAHBjFRv=
vYxWU610ZVAD0PBkQS0SGnmgyFqAkKLzn4DN0MA1Btmw-3D" target=3D"_blank"><img alt=
=3D"ITINWyse" src=3D"https://loanwyse.com/images/2023/01/Superhero-ITINWyse=
-Jan-2023.jpg" style=3D"display:block; height:auto!important; max-height:10=
0% !important; max-width:100%!important; width:100% !important" /></a></td>
					</tr>
					<tr>
						<td>
						<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"bord=
er-collapse:collapse; width:100%">
							<tbody>
								<tr>
									<td style=3D"background-color:#0066cc; border-right:1px solid #ddd=
ddd; height:46px; width:50%">
									<div style=3D"text-align:center"><a href=3D"https://u8788036.ct.se=
ndgrid.net/ls/click?upn=3D74qwchUqwO5ZoQsADkHnAqSf1hXvqi6Ly5os2LVcUbSTTL0tq=
nv3dnpU67fWAr-2B6gqNsrR4156iMSFsNEDvTbg-3D-3D3dJd_GptQX16N64WwKT5la58D1r58x=
8DtZ2QoPr1lyae3B3q4dpoi2Elz6Fzf1-2BeFF-2F7sQM1bHnnfnKd9K1H0uZlaf3lGVg8C80C2=
lkX6RAUdmLjPFT5xoysp6b-2BWeT9CyL-2FT7JQrRNjsaymWTYpWJRXdnrouRoRjlURR0oXZxHc=
lkkVe-2F6SpBZuYDQmzPjv24GfwV-2BgmUADM8Lq-2BVxt7IFx7Tssdp72QKBoGYqWHtPH9XVUO=
4UKZpsi3LRmTnCut5-2BN0GjPGUTIMFcePxcRxJ4ALSwZHtvr26CnfC5Ah-2BizcwAOhi7L-2F-=
2FHM4H1Tnx7uQGv6ynux5rJF4qyaHv1JBCTayIC-2B-2Fc5ZT0pmWxbM0-2B93YwKU-3D" styl=
e=3D"display:block;font-size:16px;text-align:center;background-color:#0066c=
c;color:#ffffff;font-weight:bold; cursor: pointer;line-height:46px; height:=
46px;width:100%!important;text-decoration:none;box-sizing:border-box;" targ=
et=3D"_blank">RATESHEET</a></div>
									</td>
									<td style=3D"background-color:#0066cc; text-align:center; width:50=
%">
									<div style=3D"text-align:center"><a href=3D"https://u8788036.ct.se=
ndgrid.net/ls/click?upn=3D74qwchUqwO5ZoQsADkHnAqSf1hXvqi6Ly5os2LVcUbRC0pPCI=
uviJiwPT64rWNYc1Eff-2Beqc-2BFBTAY6j4CZYsxx5uB6G0QRcFGvMYCDykn0zh4lj-2BLACYQ=
-2FJ6PUOPqjkJ2Rg_GptQX16N64WwKT5la58D1r58x8DtZ2QoPr1lyae3B3q4dpoi2Elz6Fzf1-=
2BeFF-2F7sQM1bHnnfnKd9K1H0uZlaf3lGVg8C80C2lkX6RAUdmLjPFT5xoysp6b-2BWeT9CyL-=
2FT7JQrRNjsaymWTYpWJRXdnrouRoRjlURR0oXZxHclkkVe-2F6SpBZuYDQmzPjv24GfwV-2Bgm=
UADM8Lq-2BVxt7IFx7TsHEsTqMtycRYgmNTdg4gdswfs4YjSbBOMtevPNhocC1a0K6viiK7aI5E=
xLBeEtppfU-2FBC5VR-2FSKqvBAngkj-2FduoZpPOOIYVNiiPSj6JyfpynikBNYqym59q-2FOMa=
juSIz3GzWJUWpqWkMSOqyx5MxIE-3D" style=3D"display:block;font-size:16px;text-=
align:center;background-color:#0066cc;color:#ffffff;font-weight:bold; curso=
r: pointer;line-height:46px; height:46px;width:100%!important;text-decorati=
on:none;box-sizing:border-box;">MATRICES</a></div>
									</td>
								</tr>
							</tbody>
						</table>
						</td>
					</tr>
					<tr>
						<td style=3D"border-style:none">
						<div style=3D"color:#444444; font-size:34px; line-height:1.2; margin-=
left:20px; margin-right:20px; margin-top:60px; text-align:center; text-tran=
sform:uppercase"><strong>Helping First-Time Homeowners Give Us Purpose</str=
ong></div>

						<div style=3D"font-size:44px; line-height:1.2; margin-top:50px; text-=
align:center; text-transform:uppercase"><strong><span style=3D"color:#0066c=
c">ITIN</span><span style=3D"color:#333333">Wyse</span></strong></div>

						<div style=3D"font-size:16px; text-align:center; text-transform:upper=
case">For ITIN / DACA Eligible Borrowers</div>

						<div style=3D"margin-top:20px">
						<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"bord=
er-collapse:collapse; width:100%">
							<tbody>
								<tr>
									<td style=3D"width:12%">&nbsp;</td>
									<td style=3D"border-bottom:1px solid #dddddd; border-top:1px solid=
 #dddddd; width:76%">
									<div style=3D"margin-bottom:30px; margin-top:30px">
									<ul style=3D"margin-left:12%; margin-right:0">
										<li><span style=3D"color:#444444; font-size:18px">Minimum FICO <s=
pan style=3D"color:#0066cc">660</span></span></li>
										<li><span style=3D"color:#444444; font-size:18px">Loan Amounts up=
 to <span style=3D"color:#0066cc">$1.5mm</span></span></li>
										<li><span style=3D"color:#444444; font-size:18px">Purchase/R&amp;=
T up to <span style=3D"color:#0066cc">80% LTV</span></span></li>
										<li><span style=3D"color:#444444; font-size:18px">Cash-Out up to =
<span style=3D"color:#0066cc">70% LTV</span></span></li>
										<li><span style=3D"color:#444444; font-size:18px">Max DTI <span s=
tyle=3D"color:#0066cc">43%</span></span></li>
										<li><span style=3D"color:#444444; font-size:18px">Interest Only <=
span style=3D"color:#0066cc">Available</span></span></li>
										<li><span style=3D"color:#444444; font-size:18px">15-Year/30-Year=
 Fixed <span style=3D"color:#0066cc">Available</span></span></li>
									</ul>
									</div>
									</td>
									<td style=3D"width:12%">&nbsp;</td>
								</tr>
							</tbody>
						</table>
						</div>

						<div style=3D"margin-bottom:30px; margin-top:30px; text-align:center"=
>Check out our Matrices for more details: <a href=3D"https://u8788036.ct.se=
ndgrid.net/ls/click?upn=3D74qwchUqwO5ZoQsADkHnAqSf1hXvqi6Ly5os2LVcUbRC0pPCI=
uviJiwPT64rWNYc1Eff-2Beqc-2BFBTAY6j4CZYsxx5uB6G0QRcFGvMYCDykn0zh4lj-2BLACYQ=
-2FJ6PUOPqjk1QuK_GptQX16N64WwKT5la58D1r58x8DtZ2QoPr1lyae3B3q4dpoi2Elz6Fzf1-=
2BeFF-2F7sQM1bHnnfnKd9K1H0uZlaf3lGVg8C80C2lkX6RAUdmLjPFT5xoysp6b-2BWeT9CyL-=
2FT7JQrRNjsaymWTYpWJRXdnrouRoRjlURR0oXZxHclkkVe-2F6SpBZuYDQmzPjv24GfwV-2Bgm=
UADM8Lq-2BVxt7IFx7Tqv7iYLcM5S-2FAUWB49N1-2FhsL2wZpQ-2B1A79VlxkWpD96EHVJT34S=
O6uzNzyUgnesX4crFWJLBiJTFZHZj1q2WAX859eTQCvxbmzIO4ukuGbfHUWSeJ5Nf06l3P3rw4D=
VyCNhXacMvX8U7w1shJvIk2FM-3D" target=3D"_blank">Product&nbsp;Matrices</a></=
div>

						<div style=3D"color:#444444; font-size:22px; font-style:italic; line-=
height:1.4; margin-bottom:60px; margin-left:40px; margin-right:40px; margin=
-top:30px; text-align:center"><strong>Contact us <span style=3D"color:#ff8b=
40">TODAY</span> with your scenario!</strong></div>
						</td>
					</tr>
					<tr>
						<td style=3D"background-color:#0066cc; border-bottom:1px solid #ddddd=
d; border-top:1px solid #dddddd; text-align:center">
						<div style=3D"margin-bottom:20px; margin-top:20px">
						<div style=3D"margin-bottom:10px; text-align:center"><span style=3D"c=
olor:#ffffff; font-size:28px"><strong>Need an Exception?</strong></span></d=
iv>

						<div style=3D"color:#e5e5e5; font-size:16px; line-height:1.2; margin-=
left:20px; margin-right:20px; text-align:center">LoanWyse approves exceptio=
ns upfront so you can have peace of mind with the status of your file and a=
void surprises down the line.</div>

						<div style=3D"margin-top:25px; text-align:center"><a href=3D"https://=
u8788036.ct.sendgrid.net/ls/click?upn=3D74qwchUqwO5ZoQsADkHnApXH-2BhJBE5V5l=
ko5A7-2FbXf0C9f2okZrxLrQ0-2BSMSg76w0axj_GptQX16N64WwKT5la58D1r58x8DtZ2QoPr1=
lyae3B3q4dpoi2Elz6Fzf1-2BeFF-2F7sQM1bHnnfnKd9K1H0uZlaf3lGVg8C80C2lkX6RAUdmL=
jPFT5xoysp6b-2BWeT9CyL-2FT7JQrRNjsaymWTYpWJRXdnrouRoRjlURR0oXZxHclkkVe-2F6S=
pBZuYDQmzPjv24GfwV-2BgmUADM8Lq-2BVxt7IFx7ToMxpCREH9SW-2FQkM4UM5GDssHprsNOET=
14sfQHkGHK95l3wWgR12bJqfDsoZbJ60Fp-2FxdF4Li1ZjE5n7YhnN0oN7AbyI-2BVWUrzJGaXj=
dyPnOPsnW1V7PrSpZUIht4UMSq4aXeuELlz3zBHPjeX5-2Fhxo-3D" style=3D"text-align:=
center;text-decoration:none;" target=3D"_blank"><img alt=3D"Get Todays Rate=
" src=3D"https://loanwyse.com/images/email/btn-exception.png" style=3D"heig=
ht:52px; width:252px" /></a></div>
						</div>
						</td>
					</tr>
					<tr>
						<td style=3D"border-style:none"><br />
						<br />
						&nbsp;
						<table align=3D"center" border=3D"0" cellspacing=3D"0" style=3D"borde=
r-collapse:collapse; box-sizing:border-box; width:100%">
							<tbody>
								<tr>
									<td>
									<table align=3D"left" border=3D"1" cellpadding=3D"10" cellspacing=
=3D"0" class=3D"product" style=3D"background:#fcfcfc; border:1px solid #ddd=
ddd; box-sizing:border-box; display:inline-block; margin-bottom:20px; margi=
n-left:30px; width:275px">
										<tbody>
											<tr>
												<td style=3D"border-style:none; vertical-align:top">
												<div style=3D"margin-top:15px">
												<h3 style=3D"text-align:center"><strong><span style=3D"color:#2=
37eb9; font-size:22px"><img alt=3D"New Product" src=3D"https://loanwyse.com=
/images/2022/04-Apr/icon-new-2.png" style=3D"height:20px; width:50px" /> Eq=
uity</span><span style=3D"color:#87af34; font-size:22px">Wyse</span></stron=
g></h3>
												</div>

												<ul style=3D"margin-left:0; margin-right:0">
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Credit Score Down to 660</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Max Loan Amount $450k</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Max Combined Lien $2mm</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Full Doc Max CLTV 90%</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Bank Stmt Max CLTV 85%</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">DTI up to 50%</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">No Reserves or Assets Required</span></span></li>
												</ul>
												</td>
											</tr>
										</tbody>
									</table>

									<table align=3D"left" border=3D"1" cellpadding=3D"10" cellspacing=
=3D"0" class=3D"product" style=3D"background:#fcfcfc; border:1px solid #ddd=
ddd; box-sizing:border-box; display:inline-block; margin-bottom:20px; margi=
n-left:30px; width:275px">
										<tbody>
											<tr>
												<td style=3D"border-style:none; vertical-align:top">
												<div style=3D"margin-top:15px">
												<h3 style=3D"text-align:center"><strong><span style=3D"color:#2=
37eb9; font-size:22px">Investor</span><span style=3D"color:#87af34; font-si=
ze:22px">Wyse</span></strong></h3>
												</div>

												<ul style=3D"margin-left:0; margin-right:0">
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Minimum FICO 620</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">DSCR Down to 0.75</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Loans up to $3.5mm</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Purchase up to 80% LTV</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">R&amp;T/Cash-Out up to 75% LTV</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Max Cash-Out up to $1mm</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">First-Time Investors OK</span></span></li>
												</ul>
												</td>
											</tr>
										</tbody>
									</table>
									</td>
								</tr>
							</tbody>
						</table>

						<table align=3D"center" border=3D"0" cellspacing=3D"0" style=3D"borde=
r-collapse:collapse; box-sizing:border-box; width:100%">
							<tbody>
								<tr>
									<td>
									<table align=3D"left" border=3D"1" cellpadding=3D"10" cellspacing=
=3D"0" class=3D"product" style=3D"background:#fcfcfc; border:1px solid #ddd=
ddd; box-sizing:border-box; display:inline-block; margin-bottom:20px; margi=
n-left:30px; width:275px">
										<tbody>
											<tr>
												<td style=3D"border-style:none; vertical-align:top">
												<div style=3D"margin-top:15px">
												<h3 style=3D"text-align:center"><strong><span style=3D"color:#2=
37eb9; font-size:22px">Alt</span><span style=3D"color:#87af34; font-size:22=
px">Wyse</span></strong></h3>
												</div>

												<ul style=3D"margin-left:0; margin-right:0">
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Minimum FICO 660</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Loans up to $4mm</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Max Cash-Out Unlimited</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Purchase up to 85% LTV</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Cash-Out up to 75% LTV</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">30 &amp; 40-Year I/O Available</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Multiple Qualification Options</span></span></li>
												</ul>
												</td>
											</tr>
										</tbody>
									</table>

									<table align=3D"left" border=3D"1" cellpadding=3D"10" cellspacing=
=3D"0" class=3D"product" style=3D"background:#fcfcfc; border:1px solid #ddd=
ddd; box-sizing:border-box; display:inline-block; margin-bottom:20px; margi=
n-left:30px; width:275px">
										<tbody>
											<tr>
												<td style=3D"border-style:none; vertical-align:top">
												<div style=3D"margin-top:15px">
												<h3 style=3D"text-align:center"><strong><span style=3D"color:#2=
37eb9; font-size:22px">Commercial</span><span style=3D"color:#87af34; font-=
size:22px">Wyse</span></strong></h3>
												</div>

												<ul style=3D"margin-left:0; margin-right:0">
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Minimum FICO 660</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Loans up to $2mm</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Purchase up to 75% LTV</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">R&amp;T/Cash-Out up to 70% LTV</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">5-8 Units Residential</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">2-8 Units Mixed Use</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Min DSCR &gt;=3D 1.0</span></span></li>
												</ul>
												</td>
											</tr>
										</tbody>
									</table>
									</td>
								</tr>
							</tbody>
						</table>

						<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"bord=
er-collapse:collapse; box-sizing:border-box; width:100%">
							<tbody>
								<tr>
									<td>
									<table align=3D"left" border=3D"1" cellpadding=3D"10" cellspacing=
=3D"0" class=3D"product" style=3D"background:#fcfcfc; border:1px solid #ddd=
ddd; box-sizing:border-box; display:inline-block; margin-bottom:20px; margi=
n-left:30px; width:275px">
										<tbody>
											<tr>
												<td style=3D"border-style:none; vertical-align:top">
												<div style=3D"margin-top:15px">
												<h3 style=3D"text-align:center"><strong><span style=3D"color:#2=
37eb9; font-size:22px">Credit</span><span style=3D"color:#87af34; font-size=
:22px">Wyse</span>+</strong></h3>
												</div>

												<ul style=3D"margin-left:0; margin-right:0">
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Minimum FICO 600</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Full Doc Only</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Max Loan Amount is $3mm</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Max Cash-Out Unlimited</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Purchase/R&amp;T up to 80% LTV</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Cash-Out up to 70% LTV</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Interest Only Available</span></span></li>
												</ul>
												</td>
											</tr>
										</tbody>
									</table>

									<table align=3D"left" border=3D"1" cellpadding=3D"10" cellspacing=
=3D"0" class=3D"product" style=3D"background:#fcfcfc; border:1px solid #ddd=
ddd; box-sizing:border-box; display:inline-block; margin-bottom:20px; margi=
n-left:30px; width:275px">
										<tbody>
											<tr>
												<td style=3D"border-style:none; vertical-align:top">
												<div style=3D"margin-top:15px">
												<h3 style=3D"text-align:center"><strong><span style=3D"color:#2=
37eb9; font-size:22px">Credit</span></strong><span style=3D"color:#87af34; =
font-size:22px">Wyse</span></h3>
												</div>

												<ul style=3D"margin-left:0; margin-right:0">
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Minimum FICO 600</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Alt Doc Only</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Max Loan Amount is $3mm</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Max Cash-Out Unlimited</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Purchase/R&amp;T up to 80% LTV</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Cash-Out up to 70% LTV</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Interest Only Available</span></span></li>
												</ul>
												</td>
											</tr>
										</tbody>
									</table>
									</td>
								</tr>
							</tbody>
						</table>

						<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"bord=
er-collapse:collapse; box-sizing:border-box; width:100%">
							<tbody>
								<tr>
									<td>
									<table align=3D"left" border=3D"1" cellpadding=3D"10" cellspacing=
=3D"0" class=3D"product" style=3D"background:#fcfcfc; border:1px solid #ddd=
ddd; box-sizing:border-box; display:inline-block; margin-bottom:20px; margi=
n-left:30px; width:275px">
										<tbody>
											<tr>
												<td style=3D"border-style:none; vertical-align:top">
												<div style=3D"margin-top:15px">
												<h3 style=3D"text-align:center"><strong><span style=3D"color:#2=
37eb9; font-size:22px">Prime</span><span style=3D"color:#87af34; font-size:=
22px">Wyse</span> <span style=3D"color:#555555; font-size:22px">Jumbo</span=
></strong></h3>
												</div>

												<ul style=3D"margin-left:0; margin-right:0">
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Minimum FICO 680</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Loans up to $3mm</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">15-Year &amp; 30-Year Fixed</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">DTI up to 45%</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Purchase/R&amp;T up to 85% LTV</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Cash-Out up to 80% LTV</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Cash-Out up to $500K</span></span></li>
												</ul>
												</td>
											</tr>
										</tbody>
									</table>

									<table align=3D"left" border=3D"1" cellpadding=3D"10" cellspacing=
=3D"0" class=3D"product" style=3D"background:#fcfcfc; border:1px solid #ddd=
ddd; box-sizing:border-box; display:inline-block; margin-bottom:20px; margi=
n-left:30px; width:270px">
										<tbody>
											<tr>
												<td style=3D"border-style:none; vertical-align:top">
												<div style=3D"margin-top:15px">
												<h3 style=3D"text-align:center"><strong><span style=3D"color:#2=
37eb9; font-size:22px">Prime</span><span style=3D"color:#87af34; font-size:=
22px">Wyse</span></strong></h3>
												</div>

												<ul style=3D"margin-left:0; margin-right:0">
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Minimum FICO 660</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Loans up to $4mm</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Fixed and ARMs</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">DTI up to 55%</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Purchase up to 85% LTV</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Cash-Out up to 75% LTV</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">40-Year I/O</span></span></li>
												</ul>
												</td>
											</tr>
										</tbody>
									</table>
									</td>
								</tr>
							</tbody>
						</table>

						<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"bord=
er-collapse:collapse; box-sizing:border-box; width:100%">
							<tbody>
								<tr>
									<td>
									<table align=3D"left" border=3D"1" cellpadding=3D"10" cellspacing=
=3D"0" class=3D"product" style=3D"background:#fcfcfc; border:1px solid #ddd=
ddd; box-sizing:border-box; display:inline-block; margin-bottom:20px; margi=
n-left:30px; width:275px">
										<tbody>
											<tr>
												<td style=3D"border-style:none; vertical-align:top">
												<div style=3D"margin-top:15px">
												<h3 style=3D"text-align:center"><strong><span style=3D"color:#2=
37eb9; font-size:22px">ITIN</span><span style=3D"color:#87af34; font-size:2=
2px">Wyse</span></strong></h3>
												</div>

												<ul style=3D"margin-left:0; margin-right:0">
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">No SSN or Citizenship&nbsp;OK</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Minimum FICO 660</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Loans up to $1.5mm</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">15-Year &amp; 30-Year Fixed</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Max DTI to 43%</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Cash-Out as Reserve</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Interest Only Available</span></span></li>
												</ul>
												</td>
											</tr>
										</tbody>
									</table>

									<table align=3D"left" border=3D"1" cellpadding=3D"10" cellspacing=
=3D"0" class=3D"product" style=3D"background:#fcfcfc; border:1px solid #ddd=
ddd; box-sizing:border-box; display:inline-block; margin-bottom:20px; margi=
n-left:30px; width:275px">
										<tbody>
											<tr>
												<td style=3D"border-style:none; vertical-align:top">
												<div style=3D"margin-top:15px">
												<h3 style=3D"text-align:center"><strong><span style=3D"color:#2=
37eb9; font-size:22px">Foreign</span><span style=3D"color:#87af34; font-siz=
e:22px">Wyse</span></strong></h3>
												</div>

												<ul style=3D"margin-left:0; margin-right:0">
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">FICO Not Required</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Loans up to $2mm</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">15-Year &amp; 30-Year Fixed</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">DTI up to 50%</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Purchase up to 75% LTV</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Interest Only Available</span></span></li>
												</ul>
												</td>
											</tr>
										</tbody>
									</table>
									</td>
								</tr>
							</tbody>
						</table>

						<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"bord=
er-collapse:collapse; box-sizing:border-box; width:100%">
							<tbody>
								<tr>
									<td>
									<table align=3D"left" border=3D"1" cellpadding=3D"10" cellspacing=
=3D"0" class=3D"product" style=3D"background:#fcfcfc; border:1px solid #ddd=
ddd; box-sizing:border-box; display:inline-block; margin-bottom:60px; margi=
n-left:30px; width:275px">
										<tbody>
											<tr>
												<td style=3D"border-style:none; vertical-align:top">
												<div style=3D"margin-top:15px">
												<h3 style=3D"text-align:center"><strong><span style=3D"color:#2=
37eb9; font-size:22px">Agency</span><span style=3D"color:#87af34; font-size=
:22px">Wyse</span></strong></h3>
												</div>

												<ul style=3D"margin-left:0; margin-right:0">
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Minimum FICO 620</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Full Documentation</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Loans up to $647,200</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Up to 80% LTV</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Purchase/R&amp;T or Cash-out</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">All Occupancy Types</span></span></li>
												</ul>
												</td>
											</tr>
										</tbody>
									</table>
									</td>
								</tr>
							</tbody>
						</table>
						</td>
					</tr>
					<tr>
						<td style=3D"border-top:1px solid #dddddd">
						<div style=3D"margin-bottom:10px; margin-top:60px; text-align:center"=
><a href=3D"https://u8788036.ct.sendgrid.net/ls/click?upn=3D74qwchUqwO5ZoQs=
ADkHnAqSf1hXvqi6Ly5os2LVcUbTgSAo7kh7yAooNhBYkSl-2Bms-w4_GptQX16N64WwKT5la58=
D1r58x8DtZ2QoPr1lyae3B3q4dpoi2Elz6Fzf1-2BeFF-2F7sQM1bHnnfnKd9K1H0uZlaf3lGVg=
8C80C2lkX6RAUdmLjPFT5xoysp6b-2BWeT9CyL-2FT7JQrRNjsaymWTYpWJRXdnrouRoRjlURR0=
oXZxHclkkVe-2F6SpBZuYDQmzPjv24GfwV-2BgmUADM8Lq-2BVxt7IFx7TmOhlwJUqGBpIYmgLG=
tCozwsq-2FprF-2B5DszTcuFh9jlXTNSx-2FYEQPZwt51mKciuSqs9hIFImHDKwLW4YbYV-2Bhy=
7xFSl3PCZ3YWeH-2Fuu7VJi1ITult2FjzVfonNyZdqGOc6BZfHrc7M-2F70HzIcWm22gqc-3D">=
<img alt=3D"LoanWyse logo" src=3D"https://loanwyse.com/images/email/LW-logo=
.png" style=3D"height:54px; width:280px" /></a></div>

						<div style=3D"font-size:18px; text-align:center"><a href=3D"https://u=
8788036.ct.sendgrid.net/ls/click?upn=3D74qwchUqwO5ZoQsADkHnAqSf1hXvqi6Ly5os=
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B3q4dpoi2Elz6Fzf1-2BeFF-2F7sQM1bHnnfnKd9K1H0uZlaf3lGVg8C80C2lkX6RAUdmLjPFT5=
xoysp6b-2BWeT9CyL-2FT7JQrRNjsaymWTYpWJRXdnrouRoRjlURR0oXZxHclkkVe-2F6SpBZuY=
DQmzPjv24GfwV-2BgmUADM8Lq-2BVxt7IFx7TmDqnVlWXg-2BVcxq7zi7KkQ6eoJfyQBx9nz0zO=
7-2BWAhsK-2FzFoqBry5m2uJzAc9end3hmNaGXntKSJ4LubFnhDChMpIYXU-2BwMyUdIaLHWpuT=
2RhIDaEun4s7D7l8YGhUl7DTlldr-2BX8fqm8tKsC1SMbkk-3D" style=3D"text-decoratio=
n:none!important;" target=3D"_blank">www.loanwyse.com</a></div>

						<div style=3D"font-size:20px; margin-left:0; margin-right:0; margin-t=
op:40px; text-align:center">Reginald Peterson</div>

						<div class=3D"phone" style=3D"color:#444444; font-size:20px; line-hei=
ght:1.4; margin-top:10px; text-align:center"><strong>9494019864</strong></d=
iv>

						<div class=3D"email" style=3D"color:#444444; font-size:16px; line-hei=
ght:1.4; margin-top:5px; text-align:center"><a href=3D"mailto:reginald.pete=
rson@loanwyse.com">reginald.peterson@loanwyse.com</a></div>
						</td>
					</tr>
					<tr>
						<td>
						<div style=3D"margin-bottom:40px; margin-top:40px; text-align:center"=
><img alt=3D"Follow Us On Social Media" class=3D"social-header" src=3D"http=
s://loanwyse.com/images/email/follow-us-owl.png" style=3D"height:137px; wid=
th:350px" /></div>

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						<table border=3D"0" cellpadding=3D"0" cellspacing=3D"15" style=3D"mar=
gin:0 auto!important">
							<tbody>
								<tr>
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