Return-Path: Delivered-To: andrew@sterlingcal.com Received: from reseller401.webserversystems.com by reseller401.webserversystems.com with LMTP id YL/SNaOKtGODHA8AchKAPA (envelope-from ) for ; Tue, 03 Jan 2023 14:05:55 -0600 Return-path: Envelope-to: andrew@sterlingcal.com Delivery-date: Tue, 03 Jan 2023 14:05:55 -0600 Received: from wrqvxdnv.outbound-mail.sendgrid.net ([149.72.173.40]:4960) by reseller401.webserversystems.com with esmtps (TLS1.2) tls TLS_ECDHE_RSA_WITH_AES_128_GCM_SHA256 (Exim 4.94.2) (envelope-from ) id 1pCnXn-004AmF-Aa for andrew@sterlingcal.com; Tue, 03 Jan 2023 14:05:55 -0600 DKIM-Signature: v=1; a=rsa-sha256; c=relaxed/relaxed; d=loanwyse.com; h=content-transfer-encoding:content-type:from:mime-version:subject:to: list-unsubscribe:cc:content-type:from:subject:to; s=s1; bh=/hPKgOQbJyzsoyBtyK0mNslT6Q4+5rIlLPKQzFok0Jk=; b=C5Pa9zk1RExjTqY7DYHNpE2dN18SUOKldWAfIFxnhMdfLEzpV9Z8kEq+pR/oONfudgi2 sOO9t9rXLA5i7liVRGw6JlqJVGTDGOMggXulzL9IchL0U889NskkQCvQl2opvMtGEfg3CT 4XcLPszqLXDlXmBOHUEwQ8camqnNPIsRNtG141/uoZSPnCKvSpSjDI9hOyYup9uLPw7bIA mJA7suVYqnjPUAY4n1DBaj7yjpmObhc1kDlkOPY5cpSnSH/tAjhVU+qO1GNDL4oSDUEJCa 9llLV5t7apSeVX7kNx4ycaNdINZ6r91yj7sVWoAg051Ep3wa52TSukagmDYSa13w== Received: by filterdrecv-5f76c5748d-bfrct with SMTP id filterdrecv-5f76c5748d-bfrct-1-63B48A97-79 2023-01-03 20:05:43.983920213 +0000 UTC m=+4049858.934301494 Received: from ODc4ODAzNg (unknown) by geopod-ismtpd-1-1 (SG) with HTTP id DqJamD95Rz6_7tcTvbuUOQ Tue, 03 Jan 2023 20:05:43.868 +0000 (UTC) Content-Transfer-Encoding: quoted-printable Content-Type: text/html; charset=us-ascii Date: Tue, 03 Jan 2023 20:05:44 +0000 (UTC) From: reginald.peterson@loanwyse.com Mime-Version: 1.0 Message-ID: Subject: LoanWyse - Keep Your Low Rate 1st Mortgage + A Non-QM 2nd X-SG-EID: =?us-ascii?Q?hMGXXLowOTDklZBcF26u8sEwbXIsN0oJQmGSgvv3v8iVtghTe=2F70lQgx=2FcRmUA?= =?us-ascii?Q?GIaSShZMLf6OxZTMIGijhvMaZB3iUT2=2FKqzuugl?= =?us-ascii?Q?UPjz4k5jpeWv+A89ZJcMg4+1CjwjEhVf59voHF+?= =?us-ascii?Q?HYf5T=2FrZusqrIbyKn+kROI9aKUfwdimT2pGBPLF?= =?us-ascii?Q?kihB6NMijItijMyzhqugkwV0eT8mHvKUj5p=2FEJr?= =?us-ascii?Q?ef2=2F3REUAj394K8CQ=3D?= X-SG-ID: =?us-ascii?Q?N2C25iY2uzGMFz6rgvQsb8raWjw0ZPf1VmjsCkspi=2FKBKOO6ZI1cVqf4jxyZ3x?= =?us-ascii?Q?RTeIJ49nk=2F7JQ63lHu9VffNQXw9qGIyZShdZl+f?= =?us-ascii?Q?ugUHzVRFR3LWeJeHVKEJtRMeMqXnUPgdKrO6GZw?= =?us-ascii?Q?jpa8lqbRXy6CL0J2jHXyZY+CHnzQXnk=2FVtnO3Y0?= =?us-ascii?Q?H5hPeTp0s+JlQ?= To: andrew@sterlingcal.com X-Entity-ID: /YtWH7++UXWi8JKj3B98Xg== List-Unsubscribe: =?us-ascii?Q?=3Cmailto=3Aunsubscribe=40em1656=2Eloanwyse=2Ecom=3Fsubject=3Dhttps=3A=2F=2Fu87880?= =?us-ascii?Q?36=2Ect=2Esendgrid=2Enet=2Fwf=2Funsubscribe*q*upn?= =?us-ascii?Q?=3DO7ROD4svS-2BWtZVG4Rcp0Qt9NW-2F4-2B8SWT?= =?us-ascii?Q?n3ErF8IYfmUcrFzTNOsni28y8NvCg5F9yKwbbLx?= =?us-ascii?Q?jQPvzIxyH28aqnWmzJnl7d-2FMg3uIvfVwCcB-2?= =?us-ascii?Q?BId96d9hV7g-2BrExW6PHGp7cCSUX6iygFt9IX-?= =?us-ascii?Q?2FK28NFMxFR6vW0N9ljdpifMykfoNk4YdzwcRhL?= =?us-ascii?Q?Ybl39GySxltnS6WyXG0DOFsuXUca7rQnhgGehZW?= =?us-ascii?Q?NSJ9WPgRvMMyEe5IUfeIO-2BpHgBgCSq1SC4SRt?= =?us-ascii?Q?aLXtofpGrLmgqIgPgCdwWA-2BJJ9olQB52Pba-2?= =?us-ascii?Q?FZGMg80pZ4a5mUcYP1c-2Bu4EFP6GaqgxwMHkV4?= =?us-ascii?Q?WQz7I8kIR-2BmJDHsvL4XakT67CRLmz0qD-2FpW?= =?us-ascii?Q?fWXhQcNhJzX7d1DpK0DTn=3E?= X-Spam-Status: No, score=3.0 X-Spam-Score: 30 X-Spam-Bar: +++ X-Spam-Flag: NO
3D"=
Keep Your
Low-Rate First Mortgage
With a Non-QM Second.
EquityWyse
2nd Mortgage Loan Program
 
  • Credit Score Do= wn to 660
  • Loan Amounts up= to $450k
  • Max Combined Li= en $2mm
  • DTI up to 50%
  • Full Doc Max CL= TV 90%
  • Bank Statement = Max CLTV 85%
  • Reserves or Ass= ets Not Required
  • Exterior-Only A= ppraisal Form 2055
  • OO, Second Home= , and NOO Eligible
  
Check out our Matrices for more details: Product Matrices
Contact us TODAY with your scenario!

3D"New Eq= uityWyse

  • Credit Score Down to 660
  • Max Loan Amount $450k
  • Max Combined Lien $2mm
  • Full Doc Max CLTV 90%
  • Bank Stmt Max CLTV 85%
  • DTI up to 50%
  • No Reserves or Assets Required

InvestorWyse

  • Minimum FICO 620
  • DSCR Down to 0.75
  • Loans up to $3.5mm
  • Purchase up to 80% LTV
  • R&T/Cash-Out up to 75% LTV
  • Max Cash-Out up to $1mm
  • First-Time Investors OK

AltWyse

  • Minimum FICO 660
  • Loans up to $4mm
  • Max Cash-Out Unlimited
  • Purchase up to 90% LTV
  • R&T/Cash-Out up to 80% LTV
  • 30 & 40-Year I/O Available
  • Multiple Qualification Options

CommercialWyse

  • Minimum FICO 660
  • Loans up to $2mm
  • Purchase up to 75% LTV
  • R&T/Cash-Out up to 70% LTV
  • 5-8 Units Residential
  • 2-8 Units Mixed Use
  • Min DSCR >=3D 1.0

CreditWyse+

  • Minimum FICO 600
  • Full Doc Only
  • Max Loan Amount is $3mm
  • Max Cash-Out Unlimited
  • Purchase up to 85% LTV
  • R&T/Cash-Out up to 80% LTV
  • Interest Only Available

CreditWyse

  • Minimum FICO 600
  • Alt Doc Only
  • Max Loan Amount is $3mm
  • Max Cash-Out Unlimited
  • Purchase up to 85% LTV
  • R&T/Cash-Out up to 80% LTV
  • Interest Only Available

PrimeWyse Jumbo

  • Minimum FICO 680
  • Loans up to $3mm
  • 15-Year & 30-Year Fixed
  • DTI up to 45%
  • Purchase/R&T up to 85% LTV
  • Cash-Out up to 80% LTV
  • Cash-Out up to $500K

PrimeWyse

  • Minimum FICO 660
  • Loans up to $4mm
  • Fixed and ARMs
  • DTI up to 55%
  • Purchase up to 90% LTV
  • R&T/Cash-Out up to 80% LTV
  • 40 Year I/O

ITINWyse

  • No SSN or Citizenship OK
  • Minimum FICO 660
  • Loans up to $1.5mm
  • 15-Year & 30-Year Fixed
  • Max DTI to 43%
  • Cash-Out as Reserve
  • Interest Only Available

ForeignWyse

  • FICO Not Required
  • Loans up to $2mm
  • 15-Year & 30-Year Fixed
  • DTI up to 50%
  • Purchase up to 75% LTV
  • Interest Only Available

AgencyWyse

  • Minimum FICO 620
  • Full Documentation
  • Loans up to $647,200
  • Up to 80% LTV
  • Purchase/R&T or Cash-out
  • All Occupancy Types
=3D"LoanWyse
Reginald Peterson
9494019864
reginald.peterson@loanwyse.com
3D"Follow
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3D"equal-h=
©2022 OptionWide Financial Corporation d/= b/a LoanWyse., NMLS# 1724453. This email is for informational purposes only= and is intended for industry professionals only. This is not an advertisem= ent to extend credit as defined by TILA/Regulation Z nor an application for= credit as defined by RESPA/Regulation X. All applications are subject to u= nderwriting guidelines and approval based upon the credit, assets, value of= subject property and borrower’s ability to repay. Not all applicants= are eligible for or qualify for all products offered. All market data and = other information is not warranted as to completeness or accuracy and progr= ams, rates, terms and conditions are subject to change without notice. This= email is not intended as an offer or solicitation for the purchase or sale= of any financial instrument or as an official confirmation of a transactio= n. Not available in all states. Please check our website for licensing info= rmation.
LoanWyse | 7525 Irvine Center Drive #100 | Irvine | CA | 926= 18
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