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Date: Wed, 28 Dec 2022 19:38:26 +0000 (UTC)
From: reginald.peterson@loanwyse.com
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Subject: Self-Employed Borrowers | 2nd Mortgages are a Snap With EquityWyse
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<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"background=
:#eeeeee; font-family:Arial,Helvetica,sans-serif; width:100%">
	<tbody>
		<tr>
			<td style=3D"vertical-align:top">
			<table align=3D"center" cellpadding=3D"0" cellspacing=3D"0" class=3D"gwf=
w" style=3D"background:#ffffff; border-collapse:collapse; margin:0 auto; ma=
x-width:640px; width:100%">
				<tbody>
					<tr>
						<td style=3D"border-bottom:1px solid #ffffff"><a href=3D"https://u878=
8036.ct.sendgrid.net/ls/click?upn=3D74qwchUqwO5ZoQsADkHnAqSf1hXvqi6Ly5os2LV=
cUbTgSAo7kh7yAooNhBYkSl-2BmXEnm_GptQX16N64WwKT5la58D1r58x8DtZ2QoPr1lyae3B3q=
4dpoi2Elz6Fzf1-2BeFF-2F7sQM1bHnnfnKd9K1H0uZlaf3lGVg8C80C2lkX6RAUdmLh-2FjLxv=
T4ifw-2BjnwZWhmnkGXi6BIZ-2BCv3vvYLjoq-2FKdZYl-2B7h5ZNY0a1nX6wUXi4WhO-2B2U-2=
FvppY68EWAymCIVN9F2X-2FOgiW6TyPqil7icOStoJAjYT5teXITVxAGmgFOpxqbcIbnfLu4WS5=
bW4qVzw5bciZ-2BkPmDoey9-2Fft-2BTut-2FB-2F8YGbV7Y1Iz8kjyKpFBwTOGVwXh86P8c8BW=
-2BQzMvyQi3LqbP0VdfN-2FSoMWY6C2WDAa6aHSwmmQVI0nwfS5qoM-3D" target=3D"_blank=
"><img alt=3D"EquityWyse 2nd Mortgages Self-Employed" src=3D"https://loanwy=
se.com/images/2022/12/EquityWyse-4-Self-Employed-Dec-2022.jpg" style=3D"dis=
play:block; height:auto!important; max-height:100% !important; max-width:10=
0%!important; width:100% !important" /></a></td>
					</tr>
					<tr>
						<td>
						<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"bord=
er-collapse:collapse; width:100%">
							<tbody>
								<tr>
									<td style=3D"background-color:#0066cc; border-right:1px solid #ddd=
ddd; height:46px; width:50%">
									<div style=3D"text-align:center"><a href=3D"https://u8788036.ct.se=
ndgrid.net/ls/click?upn=3D74qwchUqwO5ZoQsADkHnAqSf1hXvqi6Ly5os2LVcUbSTTL0tq=
nv3dnpU67fWAr-2B6gqNsrR4156iMSFsNEDvTbg-3D-3DJOCz_GptQX16N64WwKT5la58D1r58x=
8DtZ2QoPr1lyae3B3q4dpoi2Elz6Fzf1-2BeFF-2F7sQM1bHnnfnKd9K1H0uZlaf3lGVg8C80C2=
lkX6RAUdmLh-2FjLxvT4ifw-2BjnwZWhmnkGXi6BIZ-2BCv3vvYLjoq-2FKdZYl-2B7h5ZNY0a1=
nX6wUXi4WhO-2B2U-2FvppY68EWAymCIVN9F2X-2FOgiW6TyPqil7icOStkGB1Lo3bNmcVzNITi=
HDeCzazsRLCgUiEhvPAeW6lbUfztxRtAX37pZjJrPPxlaKmit9ecfaBnZBDsduiayLMMmauVhP7=
UqqgKOgE-2BWSDG-2B8ZFw3BgdzIr-2BXy4GBkbuTOqGmtkeUMMOM7uMD87baDvs-3D" style=
=3D"display:block;font-size:16px;text-align:center;background-color:#0066cc=
;color:#ffffff;font-weight:bold; cursor: pointer;line-height:46px; height:4=
6px;width:100%!important;text-decoration:none;box-sizing:border-box;" targe=
t=3D"_blank">RATESHEET</a></div>
									</td>
									<td style=3D"background-color:#0066cc; text-align:center; width:50=
%">
									<div style=3D"text-align:center"><a href=3D"https://u8788036.ct.se=
ndgrid.net/ls/click?upn=3D74qwchUqwO5ZoQsADkHnAqSf1hXvqi6Ly5os2LVcUbSPFFTfu=
OCicK4gDltEPzjs9qIX8WzCnNAN1ijHPvshjnZk7MfRGD1yjx08Z8sAvqsvwpJVKDfuPMbx5B3x=
Nzqyccmq_GptQX16N64WwKT5la58D1r58x8DtZ2QoPr1lyae3B3q4dpoi2Elz6Fzf1-2BeFF-2F=
7sQM1bHnnfnKd9K1H0uZlaf3lGVg8C80C2lkX6RAUdmLh-2FjLxvT4ifw-2BjnwZWhmnkGXi6BI=
Z-2BCv3vvYLjoq-2FKdZYl-2B7h5ZNY0a1nX6wUXi4WhO-2B2U-2FvppY68EWAymCIVN9F2X-2F=
OgiW6TyPqil7icOSttmcMsz-2FE28YBPexkVII0y85aQq1XiweFqyAicnisAVX-2FNpypSIMeS6=
fkVgMgOGzwi-2BvgZERw6HdLAot0-2BjPr6hnqNyRyH5xjhDDGK1GdHf8V3W5t-2BQMDoc3FyZc=
KoFKHkWFzCGtygFdfDlhOnaNdEU-3D" style=3D"display:block;font-size:16px;text-=
align:center;background-color:#0066cc;color:#ffffff;font-weight:bold; curso=
r: pointer;line-height:46px; height:46px;width:100%!important;text-decorati=
on:none;box-sizing:border-box;">MATRICES</a></div>
									</td>
								</tr>
							</tbody>
						</table>
						</td>
					</tr>
					<tr>
						<td style=3D"border-style:none">
						<div style=3D"color:#444444; font-size:22px; font-style:italic; line-=
height:1.2; margin-left:20px; margin-right:20px; margin-top:60px; text-alig=
n:center"><strong>Bank Statement Max CLTV 85%.</strong></div>

						<div style=3D"color:#444444; font-size:22px; font-style:italic; line-=
height:1.2; margin-left:20px; margin-right:20px; margin-top:25px; text-alig=
n:center"><strong>No Reserves or Assets Required.</strong></div>

						<div style=3D"color:#444444; font-size:22px; font-style:italic; line-=
height:1.2; margin-left:20px; margin-right:20px; margin-top:25px; text-alig=
n:center"><strong>Exterior-Only Appraisal Form 2055.</strong></div>

						<div style=3D"color:#333333; font-size:44px; line-height:1.2; margin-=
top:50px; text-align:center; text-transform:uppercase"><strong><span style=
=3D"color:#2f5d85">Equity</span><span style=3D"color:#e06400">Wyse</span></=
strong></div>

						<div style=3D"font-size:16px; text-align:center; text-transform:upper=
case">2nd Mortgage Loan Program</div>

						<div style=3D"margin-top:20px">
						<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"bord=
er-collapse:collapse; width:100%">
							<tbody>
								<tr>
									<td style=3D"width:12%">&nbsp;</td>
									<td style=3D"border-bottom:1px solid #dddddd; border-top:1px solid=
 #dddddd; width:76%">
									<div style=3D"margin-bottom:30px; margin-top:30px">
									<ul style=3D"margin-left:15%; margin-right:0">
										<li><span style=3D"color:#444444; font-size:18px">Credit Score Do=
wn to <span style=3D"color:#e06400">660</span></span></li>
										<li><span style=3D"color:#444444; font-size:18px">Loan Amounts up=
 to <span style=3D"color:#e06400">$450k</span></span></li>
										<li><span style=3D"color:#444444; font-size:18px">Max Combined Li=
en <span style=3D"color:#e06400">$2mm</span></span></li>
										<li><span style=3D"color:#444444; font-size:18px">DTI up to <span=
 style=3D"color:#e06400">50%</span></span></li>
										<li><span style=3D"color:#444444; font-size:18px">Full Doc Max CL=
TV <span style=3D"color:#e06400">90%</span></span></li>
										<li><span style=3D"color:#444444; font-size:18px">OO, Second Home=
, and NOO <span style=3D"color:#e06400">Eligible</span></span></li>
									</ul>
									</div>
									</td>
									<td style=3D"width:12%">&nbsp;</td>
								</tr>
							</tbody>
						</table>
						</div>

						<div style=3D"margin-bottom:30px; margin-top:30px; text-align:center"=
>Check out our Matrices for more details: <a href=3D"https://u8788036.ct.se=
ndgrid.net/ls/click?upn=3D74qwchUqwO5ZoQsADkHnAqSf1hXvqi6Ly5os2LVcUbSPFFTfu=
OCicK4gDltEPzjs9qIX8WzCnNAN1ijHPvshjnZk7MfRGD1yjx08Z8sAvqsvwpJVKDfuPMbx5B3x=
NzqyBC-h_GptQX16N64WwKT5la58D1r58x8DtZ2QoPr1lyae3B3q4dpoi2Elz6Fzf1-2BeFF-2F=
7sQM1bHnnfnKd9K1H0uZlaf3lGVg8C80C2lkX6RAUdmLh-2FjLxvT4ifw-2BjnwZWhmnkGXi6BI=
Z-2BCv3vvYLjoq-2FKdZYl-2B7h5ZNY0a1nX6wUXi4WhO-2B2U-2FvppY68EWAymCIVN9F2X-2F=
OgiW6TyPqil7icOStsLs6EqqvlV04mUiqSCSSqCKKnGKOmksmiTqgIU3wWMkt-2ByJIuspSqUED=
OfOMttRZ-2BBHHj682Hl2YGEVsNBnDF1KXSfwzh-2BAuM4mKQAG-2Fmtt6r2HmcQWtWmdj-2FGj=
cQhK4gg2sQ9GbwguhdPqoAtBndE-3D" target=3D"_blank">Product&nbsp;Matrices</a>=
</div>

						<div style=3D"color:#444444; font-size:22px; font-style:italic; line-=
height:1.4; margin-bottom:60px; margin-left:40px; margin-right:40px; margin=
-top:30px; text-align:center"><strong>Contact us <span style=3D"color:#e064=
00">TODAY</span> with your scenario!</strong></div>
						</td>
					</tr>
					<tr>
						<td style=3D"border-style:none">
						<table align=3D"center" border=3D"0" cellspacing=3D"0" style=3D"borde=
r-collapse:collapse; box-sizing:border-box; width:100%">
							<tbody>
								<tr>
									<td>
									<table align=3D"left" border=3D"1" cellpadding=3D"10" cellspacing=
=3D"0" class=3D"product" style=3D"background:#fcfcfc; border:1px solid #ddd=
ddd; box-sizing:border-box; display:inline-block; margin-bottom:20px; margi=
n-left:30px; width:275px">
										<tbody>
											<tr>
												<td style=3D"border-style:none; vertical-align:top">
												<div style=3D"margin-top:15px">
												<h3 style=3D"text-align:center"><strong><span style=3D"color:#2=
37eb9; font-size:22px"><img alt=3D"New Product" src=3D"https://loanwyse.com=
/images/2022/04-Apr/icon-new-2.png" style=3D"height:20px; width:50px" /> Eq=
uity</span><span style=3D"color:#87af34; font-size:22px">Wyse</span></stron=
g></h3>
												</div>

												<ul style=3D"margin-left:0; margin-right:0">
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Credit Score Down to 660</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Max Loan Amount $450k</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Max Combined Lien $2mm</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Full Doc Max CLTV 90%</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Bank Stmt Max CLTV 85%</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">DTI up to 50%</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">No Reserves or Assets Required</span></span></li>
												</ul>
												</td>
											</tr>
										</tbody>
									</table>

									<table align=3D"left" border=3D"1" cellpadding=3D"10" cellspacing=
=3D"0" class=3D"product" style=3D"background:#fcfcfc; border:1px solid #ddd=
ddd; box-sizing:border-box; display:inline-block; margin-bottom:20px; margi=
n-left:30px; width:275px">
										<tbody>
											<tr>
												<td style=3D"border-style:none; vertical-align:top">
												<div style=3D"margin-top:15px">
												<h3 style=3D"text-align:center"><strong><span style=3D"color:#2=
37eb9; font-size:22px">Investor</span><span style=3D"color:#87af34; font-si=
ze:22px">Wyse</span></strong></h3>
												</div>

												<ul style=3D"margin-left:0; margin-right:0">
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Minimum FICO 620</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">DSCR Down to 0.75</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Loans up to $3.5mm</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Purchase up to 80% LTV</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">R&amp;T/Cash-Out up to 75% LTV</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Max Cash-Out up to $1mm</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">First-Time Investors OK</span></span></li>
												</ul>
												</td>
											</tr>
										</tbody>
									</table>
									</td>
								</tr>
							</tbody>
						</table>

						<table align=3D"center" border=3D"0" cellspacing=3D"0" style=3D"borde=
r-collapse:collapse; box-sizing:border-box; width:100%">
							<tbody>
								<tr>
									<td>
									<table align=3D"left" border=3D"1" cellpadding=3D"10" cellspacing=
=3D"0" class=3D"product" style=3D"background:#fcfcfc; border:1px solid #ddd=
ddd; box-sizing:border-box; display:inline-block; margin-bottom:20px; margi=
n-left:30px; width:275px">
										<tbody>
											<tr>
												<td style=3D"border-style:none; vertical-align:top">
												<div style=3D"margin-top:15px">
												<h3 style=3D"text-align:center"><strong><span style=3D"color:#2=
37eb9; font-size:22px">Alt</span><span style=3D"color:#87af34; font-size:22=
px">Wyse</span></strong></h3>
												</div>

												<ul style=3D"margin-left:0; margin-right:0">
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Minimum FICO 660</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Loans up to $4mm</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Max Cash-Out Unlimited</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Purchase up to 90% LTV</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">R&amp;T/Cash-Out up to 80% LTV</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">30 &amp; 40-Year I/O Available</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Multiple Qualification Options</span></span></li>
												</ul>
												</td>
											</tr>
										</tbody>
									</table>

									<table align=3D"left" border=3D"1" cellpadding=3D"10" cellspacing=
=3D"0" class=3D"product" style=3D"background:#fcfcfc; border:1px solid #ddd=
ddd; box-sizing:border-box; display:inline-block; margin-bottom:20px; margi=
n-left:30px; width:275px">
										<tbody>
											<tr>
												<td style=3D"border-style:none; vertical-align:top">
												<div style=3D"margin-top:15px">
												<h3 style=3D"text-align:center"><strong><span style=3D"color:#2=
37eb9; font-size:22px">Commercial</span><span style=3D"color:#87af34; font-=
size:22px">Wyse</span></strong></h3>
												</div>

												<ul style=3D"margin-left:0; margin-right:0">
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Minimum FICO 660</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Loans up to $2mm</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Purchase up to 75% LTV</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">R&amp;T/Cash-Out up to 70% LTV</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">5-8 Units Residential</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">2-8 Units Mixed Use</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Min DSCR &gt;=3D 1.0</span></span></li>
												</ul>
												</td>
											</tr>
										</tbody>
									</table>
									</td>
								</tr>
							</tbody>
						</table>

						<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"bord=
er-collapse:collapse; box-sizing:border-box; width:100%">
							<tbody>
								<tr>
									<td>
									<table align=3D"left" border=3D"1" cellpadding=3D"10" cellspacing=
=3D"0" class=3D"product" style=3D"background:#fcfcfc; border:1px solid #ddd=
ddd; box-sizing:border-box; display:inline-block; margin-bottom:20px; margi=
n-left:30px; width:275px">
										<tbody>
											<tr>
												<td style=3D"border-style:none; vertical-align:top">
												<div style=3D"margin-top:15px">
												<h3 style=3D"text-align:center"><strong><span style=3D"color:#2=
37eb9; font-size:22px">Credit</span><span style=3D"color:#87af34; font-size=
:22px">Wyse</span>+</strong></h3>
												</div>

												<ul style=3D"margin-left:0; margin-right:0">
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Minimum FICO 600</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Full Doc Only</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Max Loan Amount is $3mm</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Max Cash-Out Unlimited</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Purchase up to 85% LTV</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">R&amp;T/Cash-Out up to 80% LTV</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Interest Only Available</span></span></li>
												</ul>
												</td>
											</tr>
										</tbody>
									</table>

									<table align=3D"left" border=3D"1" cellpadding=3D"10" cellspacing=
=3D"0" class=3D"product" style=3D"background:#fcfcfc; border:1px solid #ddd=
ddd; box-sizing:border-box; display:inline-block; margin-bottom:20px; margi=
n-left:30px; width:275px">
										<tbody>
											<tr>
												<td style=3D"border-style:none; vertical-align:top">
												<div style=3D"margin-top:15px">
												<h3 style=3D"text-align:center"><strong><span style=3D"color:#2=
37eb9; font-size:22px">Credit</span></strong><span style=3D"color:#87af34; =
font-size:22px">Wyse</span></h3>
												</div>

												<ul style=3D"margin-left:0; margin-right:0">
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Minimum FICO 600</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Alt Doc Only</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Max Loan Amount is $3mm</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Max Cash-Out Unlimited</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Purchase up to 85% LTV</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">R&amp;T/Cash-Out up to 80% LTV</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Interest Only Available</span></span></li>
												</ul>
												</td>
											</tr>
										</tbody>
									</table>
									</td>
								</tr>
							</tbody>
						</table>

						<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"bord=
er-collapse:collapse; box-sizing:border-box; width:100%">
							<tbody>
								<tr>
									<td>
									<table align=3D"left" border=3D"1" cellpadding=3D"10" cellspacing=
=3D"0" class=3D"product" style=3D"background:#fcfcfc; border:1px solid #ddd=
ddd; box-sizing:border-box; display:inline-block; margin-bottom:20px; margi=
n-left:30px; width:275px">
										<tbody>
											<tr>
												<td style=3D"border-style:none; vertical-align:top">
												<div style=3D"margin-top:15px">
												<h3 style=3D"text-align:center"><strong><span style=3D"color:#2=
37eb9; font-size:22px">Prime</span><span style=3D"color:#87af34; font-size:=
22px">Wyse</span> <span style=3D"color:#555555; font-size:22px">Jumbo</span=
></strong></h3>
												</div>

												<ul style=3D"margin-left:0; margin-right:0">
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Minimum FICO 680</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Loans up to $3mm</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">15-Year &amp; 30-Year Fixed</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">DTI up to 45%</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Purchase/R&amp;T up to 85% LTV</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Cash-Out up to 80% LTV</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Cash-Out up to $500K</span></span></li>
												</ul>
												</td>
											</tr>
										</tbody>
									</table>

									<table align=3D"left" border=3D"1" cellpadding=3D"10" cellspacing=
=3D"0" class=3D"product" style=3D"background:#fcfcfc; border:1px solid #ddd=
ddd; box-sizing:border-box; display:inline-block; margin-bottom:20px; margi=
n-left:30px; width:270px">
										<tbody>
											<tr>
												<td style=3D"border-style:none; vertical-align:top">
												<div style=3D"margin-top:15px">
												<h3 style=3D"text-align:center"><strong><span style=3D"color:#2=
37eb9; font-size:22px">Prime</span><span style=3D"color:#87af34; font-size:=
22px">Wyse</span></strong></h3>
												</div>

												<ul style=3D"margin-left:0; margin-right:0">
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Minimum FICO 660</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Loans up to $4mm</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Fixed and ARMs</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">DTI up to 55%</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Purchase up to 90% LTV</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">R&amp;T/Cash-Out up to 80% LTV</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">40 Year I/O</span></span></li>
												</ul>
												</td>
											</tr>
										</tbody>
									</table>
									</td>
								</tr>
							</tbody>
						</table>

						<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"bord=
er-collapse:collapse; box-sizing:border-box; width:100%">
							<tbody>
								<tr>
									<td>
									<table align=3D"left" border=3D"1" cellpadding=3D"10" cellspacing=
=3D"0" class=3D"product" style=3D"background:#fcfcfc; border:1px solid #ddd=
ddd; box-sizing:border-box; display:inline-block; margin-bottom:20px; margi=
n-left:30px; width:275px">
										<tbody>
											<tr>
												<td style=3D"border-style:none; vertical-align:top">
												<div style=3D"margin-top:15px">
												<h3 style=3D"text-align:center"><strong><span style=3D"color:#2=
37eb9; font-size:22px">ITIN</span><span style=3D"color:#87af34; font-size:2=
2px">Wyse</span></strong></h3>
												</div>

												<ul style=3D"margin-left:0; margin-right:0">
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">No SSN or Citizenship&nbsp;OK</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Minimum FICO 660</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Loans up to $1.5mm</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">15-Year &amp; 30-Year Fixed</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Max DTI to 43%</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Cash-Out as Reserve</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Interest Only Available</span></span></li>
												</ul>
												</td>
											</tr>
										</tbody>
									</table>

									<table align=3D"left" border=3D"1" cellpadding=3D"10" cellspacing=
=3D"0" class=3D"product" style=3D"background:#fcfcfc; border:1px solid #ddd=
ddd; box-sizing:border-box; display:inline-block; margin-bottom:20px; margi=
n-left:30px; width:275px">
										<tbody>
											<tr>
												<td style=3D"border-style:none; vertical-align:top">
												<div style=3D"margin-top:15px">
												<h3 style=3D"text-align:center"><strong><span style=3D"color:#2=
37eb9; font-size:22px">Foreign</span><span style=3D"color:#87af34; font-siz=
e:22px">Wyse</span></strong></h3>
												</div>

												<ul style=3D"margin-left:0; margin-right:0">
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">FICO Not Required</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Loans up to $2mm</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">15-Year &amp; 30-Year Fixed</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">DTI up to 50%</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Purchase up to 75% LTV</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Interest Only Available</span></span></li>
												</ul>
												</td>
											</tr>
										</tbody>
									</table>
									</td>
								</tr>
							</tbody>
						</table>

						<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"bord=
er-collapse:collapse; box-sizing:border-box; width:100%">
							<tbody>
								<tr>
									<td>
									<table align=3D"left" border=3D"1" cellpadding=3D"10" cellspacing=
=3D"0" class=3D"product" style=3D"background:#fcfcfc; border:1px solid #ddd=
ddd; box-sizing:border-box; display:inline-block; margin-bottom:60px; margi=
n-left:30px; width:275px">
										<tbody>
											<tr>
												<td style=3D"border-style:none; vertical-align:top">
												<div style=3D"margin-top:15px">
												<h3 style=3D"text-align:center"><strong><span style=3D"color:#2=
37eb9; font-size:22px">Agency</span><span style=3D"color:#87af34; font-size=
:22px">Wyse</span></strong></h3>
												</div>

												<ul style=3D"margin-left:0; margin-right:0">
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Minimum FICO 620</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Full Documentation</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Loans up to $647,200</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Up to 80% LTV</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">Purchase/R&amp;T or Cash-out</span></span></li>
													<li><span style=3D"font-size:14px"><span style=3D"color:#44444=
4">All Occupancy Types</span></span></li>
												</ul>
												</td>
											</tr>
										</tbody>
									</table>
									</td>
								</tr>
							</tbody>
						</table>
						</td>
					</tr>
					<tr>
						<td style=3D"border-top:1px solid #dddddd">
						<div style=3D"margin-bottom:10px; margin-top:60px; text-align:center"=
><a href=3D"https://u8788036.ct.sendgrid.net/ls/click?upn=3D74qwchUqwO5ZoQs=
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D1r58x8DtZ2QoPr1lyae3B3q4dpoi2Elz6Fzf1-2BeFF-2F7sQM1bHnnfnKd9K1H0uZlaf3lGVg=
8C80C2lkX6RAUdmLh-2FjLxvT4ifw-2BjnwZWhmnkGXi6BIZ-2BCv3vvYLjoq-2FKdZYl-2B7h5=
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B7mwF1d-2F4GQAtWigSyyVs86kaV1JwMKn-2FZLjltdwmeuJtOuoqUJWCpT0bhn4wk77oU91hpq=
0QVZSPXNMBxOYFVa9ku2O-2FXq3zufQ-2BJ8KFpLU4-2Fhw8uCkv9wniBNuPIIy5y2c62NZCbc-=
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logo.png" style=3D"height:54px; width:280px" /></a></div>

						<div style=3D"font-size:18px; text-align:center"><a href=3D"https://u=
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						<div style=3D"font-size:20px; margin-left:0; margin-right:0; margin-t=
op:40px; text-align:center">Reginald Peterson</div>

						<div class=3D"phone" style=3D"color:#444444; font-size:20px; line-hei=
ght:1.4; margin-top:10px; text-align:center"><strong>9494019864</strong></d=
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ght:1.4; margin-top:5px; text-align:center"><a href=3D"mailto:reginald.pete=
rson@loanwyse.com">reginald.peterson@loanwyse.com</a></div>
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					<tr>
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