Return-Path: Delivered-To: andrew@sterlingcal.com Received: from reseller401.webserversystems.com by reseller401.webserversystems.com with LMTP id chS9De0VmmM2jwYAchKAPA (envelope-from ) for ; Wed, 14 Dec 2022 12:29:01 -0600 Return-path: Envelope-to: andrew@sterlingcal.com Delivery-date: Wed, 14 Dec 2022 12:29:01 -0600 Received: from wrqvxdnv.outbound-mail.sendgrid.net ([149.72.173.40]:45032) by reseller401.webserversystems.com with esmtps (TLS1.2) tls TLS_ECDHE_RSA_WITH_AES_128_GCM_SHA256 (Exim 4.94.2) (envelope-from ) id 1p5WV2-001nlp-Nx for andrew@sterlingcal.com; Wed, 14 Dec 2022 12:29:01 -0600 DKIM-Signature: v=1; a=rsa-sha256; c=relaxed/relaxed; d=loanwyse.com; h=content-transfer-encoding:content-type:from:mime-version:subject:to: list-unsubscribe:cc:content-type:from:subject:to; s=s1; bh=q+MC6DlS3+HrezZvc2EZHWBnbeWOLss7+i7I/xooApM=; b=CFE31fDEz1iy5czaYB0LPpEnZvgHFDYXvgpaWnRmnLw0ySpLwSyIHjtF1hIUMK7z45vU ljTZ1sXFq1eOvKPn5Ej1UgpND5pHUkmIWuV9DZwOW3KOVl39qmnywhPNUMY4VPoHRZJPhp R3REC+uJP56wVKUgt1TrXda5KTKw7hvKw2b3Li3Vq2ltdakyGy2ushn9MvnHfs9fUmugXV QAZ5wEeiVp1a8CTGGUL7J8Nn0uFCoVZbmzzVtfNiJY32ooHiW97qbUoHb5yiojgK2YWbrC alVUG38thq95JZleQd5ZSEEshkKa1a/0lWWj5zOdgwVH+ZVetpaV0XMFQ+1yQ4GQ== Received: by filterdrecv-6b5fd6cb8b-2rghp with SMTP id filterdrecv-6b5fd6cb8b-2rghp-1-639A15E1-106 2022-12-14 18:28:49.82906928 +0000 UTC m=+2316194.029324991 Received: from ODc4ODAzNg (unknown) by geopod-ismtpd-1-0 (SG) with HTTP id fzbs5eJhSjCJk1lmecCo9A Wed, 14 Dec 2022 18:28:49.814 +0000 (UTC) Content-Transfer-Encoding: quoted-printable Content-Type: text/html; charset=us-ascii Date: Wed, 14 Dec 2022 18:28:49 +0000 (UTC) From: reginald.peterson@loanwyse.com Mime-Version: 1.0 Message-ID: Subject: Keep Your Low Rate 1st Mortgage With A Non-QM 2nd | EQUITYWYSE X-SG-EID: =?us-ascii?Q?hMGXXLowOTDklZBcF26u8sEwbXIsN0oJQmGSgvv3v8iVtghTe=2F70lQgx=2FcRmUA?= =?us-ascii?Q?GIoli+qdfh1wSWchKrtmlHbDibC2s1YWbBfKJAk?= =?us-ascii?Q?k07BoZqgt29=2F6TgLxusPtI50eu5SFFIZxcoi1Lc?= =?us-ascii?Q?vrSyoDkDa0aepsBMbKCwjzHSb6j=2FxlXxkrXkvlj?= =?us-ascii?Q?dF3K9Bfvd4cCfB8VsJS=2FBuNWSbJkZ0BfDL7tD+n?= =?us-ascii?Q?Iqflq5rmI82YU11zA=3D?= X-SG-ID: =?us-ascii?Q?N2C25iY2uzGMFz6rgvQsb8raWjw0ZPf1VmjsCkspi=2FKBKOO6ZI1cVqf4jxyZ3x?= =?us-ascii?Q?RTeIJ49nk=2F7JQ63lHu9VffNRNGaaCY7EJ9Ot3iG?= =?us-ascii?Q?7numjSyEXFhhNAUMGOImk1YfcG6T+SMJcRcrFWN?= =?us-ascii?Q?4niLOymQcDayZ7J3R7dUI006tN8ZVKFtA5a8+Ib?= =?us-ascii?Q?la=2FmN6+KT7RRj?= To: andrew@sterlingcal.com X-Entity-ID: /YtWH7++UXWi8JKj3B98Xg== List-Unsubscribe: =?us-ascii?Q?=3Cmailto=3Aunsubscribe=40em1656=2Eloanwyse=2Ecom=3Fsubject=3Dhttps=3A=2F=2Fu87880?= =?us-ascii?Q?36=2Ect=2Esendgrid=2Enet=2Fwf=2Funsubscribe*q*upn?= =?us-ascii?Q?=3DO7ROD4svS-2BWtZVG4Rcp0Qt9NW-2F4-2B8SWT?= =?us-ascii?Q?n3ErF8IYfmUcrFzTNOsni28y8NvCg5F9yKwbbLx?= =?us-ascii?Q?jQPvzIxyH28aqnWmzJnl7d-2FMg3uIvfVwCcB-2?= =?us-ascii?Q?BOCDc5Az6BfOHMvBwOy3BOuIw30wU8zD9iLY7KM?= =?us-ascii?Q?epIGYE0oPetb5wE97KTsm7yAx-2BnI-2FC45-2B?= =?us-ascii?Q?ly5Sz47URgS9-2BaJD5Onv5-2FkDlZfUwcwQHun?= =?us-ascii?Q?Co-2BVGWZ380J3nNJpB5AfcnG9I7OFoSpSiOdla?= =?us-ascii?Q?mQCibWWBKnStCdvlIgG-2BlMw752fmIH7S-2FiP?= =?us-ascii?Q?OLSOt7-2F7CXIXKX7P9zoxq6jEeM-2ByiApLzsD?= =?us-ascii?Q?r1SRmHaL6dih0yjE9sXI8hY2JEGU50J-2F3sIbr?= =?us-ascii?Q?o3au53cKZldTe7TlLMnn8Y-2BBgR-2F=3E?= X-Spam-Status: No, score=3.0 X-Spam-Score: 30 X-Spam-Bar: +++ X-Spam-Flag: NO
= 3D"EquityWyse
Keep Your
Low-Rate First Mortgage
With a Non-QM Second.
EquityWyse
2nd Mortgage Loan Program
 
  • Credit Score Do= wn to 660
  • Loan Amounts up= to $350k
  • Max Combined Li= en 1.5mm
  • DTI up to 50%
  • Full Doc Max CL= TV 90%
  • Bank Statement = Max CLTV 85%
  • Reserves or Ass= ets Not Required
  • Exterior-Only A= ppraisal Form 2055
  • OO, Second Home= , and NOO Eligible
  
Check out our Matrices for more details: Product Matrices=
Contact us TODAY with your scenario!

3D"New Eq= uityWyse

  • Credit Score Down to 660
  • Max Loan Amount 350k
  • Max Combined Lien $1.5mm
  • Full Doc Max CLTV 90%
  • Bank Stmt Max CLTV 85%
  • DTI up to 50%
  • No Reserves or Assets Required

InvestorWyse

  • Minimum FICO 620
  • DSCR Down to 0.75
  • Loans up to $3.5mm
  • Purchase up to 80% LTV
  • R&T/Cash-Out up to 75% LTV
  • Max Cash-Out up to $1mm
  • First-Time Investors OK

AltWyse

  • Minimum FICO 660
  • Loans up to $4mm
  • Max Cash-Out Unlimited
  • Purchase up to 90% LTV
  • R&T/Cash-Out up to 80% LTV
  • 30 & 40-Year I/O Available
  • Multiple Qualification Options

CommercialWyse

  • Minimum FICO 660
  • Loans up to $2mm
  • Purchase up to 75% LTV
  • R&T/Cash-Out up to 70% LTV
  • 5-8 Units Residential
  • 2-8 Units Mixed Use
  • Min DSCR >=3D 1.0

CreditWyse+

  • Minimum FICO 600
  • Full Doc Only
  • Max Loan Amount is $3mm
  • Max Cash-Out Unlimited
  • Purchase up to 85% LTV
  • R&T/Cash-Out up to 80% LTV
  • Interest Only Available

CreditWyse

  • Minimum FICO 600
  • Alt Doc Only
  • Max Loan Amount is $3mm
  • Max Cash-Out Unlimited
  • Purchase up to 85% LTV
  • R&T/Cash-Out up to 80% LTV
  • Interest Only Available

PrimeWyse Jumbo

  • Minimum FICO 680
  • Loans up to $3mm
  • 15-Year & 30-Year Fixed
  • DTI up to 45%
  • Purchase/R&T up to 85% LTV
  • Cash-Out up to 80% LTV
  • Cash-Out up to $500K

PrimeWyse

  • Minimum FICO 660
  • Loans up to $4mm
  • Fixed and ARMs
  • DTI up to 55%
  • Purchase up to 90% LTV
  • R&T/Cash-Out up to 80% LTV
  • 40 Year I/O

ITINWyse

  • No SSN or Citizenship OK
  • Minimum FICO 660
  • Loans up to $1.5mm
  • 15-Year & 30-Year Fixed
  • Max DTI to 43%
  • Cash-Out as Reserve
  • Interest Only Available

ForeignWyse

  • FICO Not Required
  • Loans up to $2mm
  • 15-Year & 30-Year Fixed
  • DTI up to 50%
  • Purchase up to 75% LTV
  • Interest Only Available

AgencyWyse

  • Minimum FICO 620
  • Full Documentation
  • Loans up to $647,200
  • Up to 80% LTV
  • Purchase/R&T or Cash-out
  • All Occupancy Types
3D"LoanWyse
Reginald Peterson
9494019864
reginald.peterson@loanwyse.com
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3D"equal-h=
©2022 OptionWide Financial Corporation d/= b/a LoanWyse., NMLS# 1724453. This email is for informational purposes only= and is intended for industry professionals only. This is not an advertisem= ent to extend credit as defined by TILA/Regulation Z nor an application for= credit as defined by RESPA/Regulation X. All applications are subject to u= nderwriting guidelines and approval based upon the credit, assets, value of= subject property and borrower’s ability to repay. Not all applicants= are eligible for or qualify for all products offered. All market data and = other information is not warranted as to completeness or accuracy and progr= ams, rates, terms and conditions are subject to change without notice. This= email is not intended as an offer or solicitation for the purchase or sale= of any financial instrument or as an official confirmation of a transactio= n. Not available in all states. Please check our website for licensing info= rmation.
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