Envelope-to: andrew@sterlingcal.com
Delivery-date: Wed, 30 Nov 2022 10:33:44 -0600
Date: Wed, 30 Nov 2022 10:33:33 -0600 (CST)
From: Nathan Fisher <info401k@fisher401k.com>
Reply-To: info401k@fi.com
To: andrew@sterlingcal.com
Message-ID: <1267016639.512328972.1669826013392@sjmktmail-batch1j.marketo.org>
Subject: Get your free 401(k) cost estimator
MIME-Version: 1.0
Content-Type: multipart/alternative; 
	boundary="----=_Part_512328971_243365217.1669826013392"

------=_Part_512328971_243365217.1669826013392
Content-Type: text/plain; charset=UTF-8
Content-Transfer-Encoding: quoted-printable

401(k) Plan Cost Estimator  <https://solutions.fisher401k.com/OTM3LVhNVS01M=
zcAAAGIaFuYykGHin2XHaQazRigC5UV47v_VtgnNPcG2wAo27iz0vH6sEq2PQhbKbfhEnipB83S=
Lu0=3D>
Calculate Your True Plan Costs
Free 401(k) cost estimator
Download Estimator   =C2=A0   <https://solutions.fisher401k.com/OTM3LVhNVS0=
1MzcAAAGIaFuYyn4LloYpEipwXzKACuEZhP4l06JKDTFR_8QN4GQHzE5aF3_mrAG_6htCf2QHAg=
3dF_A=3D>
The end of the year is coming up fast. As you work on your budget, make sur=
e you have good information to help you evaluate your retirement plan costs=
.=20

 Many plans include high or extra fees for you and your employees. Even a .=
25% difference in fees can add up to tens of thousands of dollars in lost s=
avings and earnings. Our cost estimator can help you see how your retiremen=
t plan stacks up against others and can highlight areas where costs could b=
e too high.=20

 Use our free 401(k) Plan Cost Estimator to get numbers you need ahead of 2=
023.
Download Cost Estimator   =C2=A0   <https://solutions.fisher401k.com/OTM3LV=
hNVS01MzcAAAGIaFuYyn4LloYpEipwXzKACuEZhP4l06JKDTFR_8QN4GQHzE5aF3_mrAG_6htCf=
2QHAg3dF_A=3D>
Learn more about starting a retirement plan for your business at=20
www.fisher401k.com/start <https://solutions.fisher401k.com/OTM3LVhNVS01MzcA=
AAGIaFuYyoXJk3n3D-7U7EKiQUOfsGZAn2ex9DtSgOzrVXVvfdUk613-yJ0pSryrfZ2f4IaVUiY=
=3D>.

This email was sent to andrew@sterlingcal.com. If you no longer wish to rec=
eive these emails you may unsubscribe here: https://resources.fisher401k.co=
m/preference-center.html?mkt_unsubscribe=3D1&mkt_tok=3DOTM3LVhNVS01MzcAAAGI=
aFuYyuE7ubhdw9XKADhzANqOzxoiZ0L7lk3uVkzunED5iJlBdInruUJ4HQtLioOT2KRSWFAxeen=
EAQliKVjBbfbqARPXYwOtf_WyO1LkPMglFw.

------=_Part_512328971_243365217.1669826013392
Content-Type: text/html; charset=UTF-8
Content-Transfer-Encoding: quoted-printable

<!DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.=
w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd">
<html xmlns=3D"http://www.w3.org/1999/xhtml" xmlns:o=3D"urn:schemas-microso=
ft-com:office:office">
<head>=20
<title>A message from Fisher Investments 401(k) Solutions</title> =20
<style type=3D"text/css">
    body {
      background-color: #FFFFFF;
      margin: 0;
      padding: 0;
      -webkit-text-size-adjust: 100%;
      -ms-text-size-adjust: 100%;
      margin: 0;
      padding: 0;
    }

    img {
      outline: none;
      text-decoration: none;
      -ms-interpolation-mode: bicubic;
      background: none;
      max-width: 100%;
    }

    .rich-text-area p {
      margin: 0 !important;
      padding: 0 !important;
    }

    .rich-text-area a {
      color: #01B187;
      text-decoration: underline;
    }

    @media (min-resolution: 120dpi) {
      img.allow-dynamic-resize {
        width: 100% !important;
        height: auto !important;
      }
    }

    @media(max-width: 700px){
      #main-content-container {
        width: 100% !important;
        border: none !important;
      }

      #email-header .spacer {
        display: none !important;
      }

      #emailHeaderLogo {
        text-align: center !important;
        padding-bottom: 15px !important;
        padding-top: 15px !important;
      }

      #emailHeaderLogo img {
        width: 180px !important;
        height: auto !important;
      }

      #emailHeaderCallout {
        display: none !important;
      }

      .email-hero-wrapper {
        height: auto !important;
        text-align: center !important;
      }

      .email-hero-inner {
        background-color: rgba(255, 255, 255, 0.65);
        padding: 20px 30px 30px 30px !important;
      }

      .email-hero-title {
        margin: 0 auto;
        text-align: center !important;
        padding-bottom: 10px !important;
        font-size: 28px !important;
        line-height: 32px !important;
      }

      .email-hero-text {
        margin: 0 auto;
        text-align: center !important;
        font-size: 22px !important;
        padding-bottom: 20px !important;
        line-height: 26px !important;
      }

      #emailHeroTitle,
      #emailHeroText {
        max-width: 260px;
      }

      #emailHeroWithMediaTitle {
        padding-top: 10px !important;
      }

      #hero-with-media_media {
        max-width: 260px;
        padding-bottom: 10px !important;
      }

      .cta-button,
      .cta-button a,
      .cta-button a span {
        font-size: 15px !important;
        line-height: 15px !important;
        white-space: nowrap;
      }

      .cta-button {
        width: 100% !important;
      }

      .emailContentFeature_media-container {
        text-align: center;
      }

      .emailContentFeature_media {
        margin: 0 auto !important;
        width: 60% !important;
        max-width: 260px !important;
      }

      #email-callout-bar {
        text-align: center !important;
      }

      #email-disclaimers,
      #email-footer,
      #email-footer span,
      #mail-footer div {
        text-align: center !important;
      }

      #email-footer_company-address span {
        display: block !important;
      }

      #email-footer_company-address span.divider {
        display: none !important;
      }

      #email-footer-alt #email-footer_company-address {
        margin-top: 16px !important;
      }

      #email-footer_action-links {
        text-align: center !important;
        padding-top: 5px;
      }

      #main-content-container > tr > td,
      #main-content-container > tbody > tr > td {
        border: none !important;
      }

      .layout-collapse,
      .layout-collapse > tbody,
      .layout-collapse > tr,
      .layout-collapse > tbody > tr,
      .layout-collapse > tr > td,
      .layout-collapse > tbody > tr > td,
      .layout-collapse > tr > td > div,
      .layout-collapse > tbody > tr > td > div {
        box-sizing: border-box;
        display: block !important;
        width: 100% !important;
        overflow: hidden;
      }

      .layout-collapse.layout-collapse-reverse > tr,
      .layout-collapse.layout-collapse-reverse > tbody > tr {
        display: table !important;
      }

      .layout-collapse.layout-collapse-reverse .emailContentFeature_media-c=
ontainer {
        display: table-header-group !important;
      }

      .layout-collapse.layout-collapse-reverse .emailContentFeature_StyleB_=
Content_with-cta {
        display: table-footer-group !important;
      }

      .layout-collapse .gutter,
      .layout-collapse .spacer-collapse {
        width: 1px;
        height: 1px;
        display: none !important;
      }

      .layout-collapse {
        padding-left: 30px !important;
        padding-right: 30px !important;
      }

      .layout-collapse-no-gutters,
      .layout-collapse .layout-collapse {
        padding-left: 0 !important;
        padding-right: 0 !important;
      }

      .awards-list td {
        padding: 12px 0 !important;
      }

      .awards-list td img {
        width: 70% !important;
        max-width: 260px !important;
      }

      img.allow-dynamic-resize {
        width: 90% !important;
        height: auto !important;
      }

      img.collapsed-stretch-to-full-width {
        margin: 0 auto;
        max-width: 300px;
        width: 100% !important;
        height: auto !important;
      }

      .collapse-centered-text {
        text-align: center !important;
      }

      .email-spacer,
      .email-spacer td,
      .email-spacer div,
      .email-spacer img {
        height: 20px !important;
      }

      .faux-bullet-list {
        width: 100% !important;
      }

      #email-hero-style-b-standard_inner-content-wrapper {
        padding: 0 30px !important;
        height: auto !important;
        text-align: center;
      }

      #email-hero-style-b-standard_media-wrapper {
        height: auto !important;
        vertical-align: middle;
      }
    }
  </style>=20
<!--[if gte mso 9]>
    <xml>
      <o:OfficeDocumentSettings>
      <o:AllowPNG/>
      <o:PixelsPerInch>96</o:PixelsPerInch>
      </o:OfficeDocumentSettings>
    </xml>
  <![endif]-->=20
</head>=20
<body bgcolor=3D"#FFFFFF" style=3D"-webkit-text-size-adjust: 100%; -ms-text=
-size-adjust: 100%; height: 100% !important; width: 100% !important; backgr=
ound-color: #FFFFFF; margin: 0; padding: 0;">=20
<table class=3D"layout-table" style=3D"margin: 0; padding: 0; width: 100%; =
background-color: #FFFFFF;" cellpadding=3D"0" cellspacing=3D"0" width=3D"10=
0%" bgcolor=3D"#FFFFFF">=20
<tbody>
<tr>=20
<td style=3D"padding: 0; background-color: #FFFFFF;" bgcolor=3D"#FFFFFF">=
=20
<table align=3D"center" style=3D"margin: 0 auto; padding: 0; width: 600px; =
background-color: #FFFFFF;" cellpadding=3D"0" cellspacing=3D"0" width=3D"60=
0" bgcolor=3D"#FFFFFF" class=3D"mktoContainer" id=3D"main-content-container=
">
<tr class=3D"mktoModule" id=3D"email-header">=20
<td bgcolor=3D"#024639" style=3D"background-color: #024639; border-left: 1p=
x solid #E4E4E4; border-right: 1px solid #E4E4E4;">=20
<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"mso-table-=
lspace:0; mso-table-rspace:0; margin: 0 auto; padding: 0; width: 600px; fon=
t-size: 20px; font-family: verdana, 'Lucida Sans Unicode', 'Lucida Grande',=
 'Noto Sans', 'Roboto', sans-serif; line-height: 26px; color: #707070;" cla=
ss=3D"layout-collapse">=20
<tbody>=20
<tr>=20
<td colspan=3D"5" style=3D"font-size: 1px; line-height: 0px; height: 26px;"=
 height=3D"26" class=3D"spacer">=20
<div style=3D"height: 26px;">=20
<img alt=3D"" src=3D"https://resources.fisher401k.com/rs/937-XMU-537/images=
/transparent.gif" width=3D"1" height=3D"26" border=3D"0" style=3D"width: 1p=
x; height: 26px; display: block;" />=20
</div> </td>=20
</tr>=20
<tr>=20
<td style=3D"font-size: 1px; line-height: 0px; width: 30px;" width=3D"30" c=
lass=3D"gutter">=20
<div style=3D"width: 30px;">=20
<img alt=3D"" src=3D"https://resources.fisher401k.com/rs/937-XMU-537/images=
/transparent.gif" width=3D"30" height=3D"1" border=3D"0" style=3D"width: 30=
px; height: 0px; display: block;" />=20
</div> </td>=20
<td style=3D"margin: 0 auto; padding: 0; font-size: 15px; font-family: verd=
ana, 'Lucida Sans Unicode', 'Lucida Grande', 'Noto Sans', 'Roboto', sans-se=
rif; line-height: 20px; color: #FFFFFF; width: 210px; vertical-align: middl=
e;" valign=3D"middle" width=3D"210">=20
<div style=3D"margin: 0 auto; padding: 0;  font-size: 15px; font-family: ve=
rdana, 'Lucida Sans Unicode', 'Lucida Grande', 'Noto Sans', 'Roboto', sans-=
serif; line-height: 20px; color: #FFFFFF;" class=3D"mktoImg" id=3D"emailHea=
derLogo" mktolockimgsize=3D"true">
<a style=3D"text-decoration: none; display: block; font-size: 15px; color: =
#FFFFFF; line-height: 20px;"> <img style=3D"color: #FFFFFF; width: 210px; h=
eight: 43px;" src=3D"https://resources.fisher401k.com/rs/937-XMU-537/images=
/fisher-investments-401k-solutions-logo.png" alt=3D"Fisher Investments 401(=
k) Solutions" width=3D"210" height=3D"43" /> </a>
</div> </td>=20
<td style=3D"font-size: 1px; line-height: 0px; width: 30px;" width=3D"30" c=
lass=3D"gutter">=20
<div style=3D"width: 30px;">=20
<img alt=3D"" src=3D"https://resources.fisher401k.com/rs/937-XMU-537/images=
/transparent.gif" width=3D"30" height=3D"1" border=3D"0" style=3D"width: 30=
px; height: 0px; display: block;" />=20
</div> </td>=20
<td style=3D"margin: 0 auto; padding: 0; font-size: 15px; font-family: verd=
ana, 'Lucida Sans Unicode', 'Lucida Grande', 'Noto Sans', 'Roboto', sans-se=
rif; line-height: 20px; color: #FFFFFF;  letter-spacing:  -0.0275em; width:=
 300px; text-align: right; vertical-align: middle;" valign=3D"middle" width=
=3D"300">=20
<div style=3D"margin: 0 auto; padding: 0;  font-size: 15px; font-family: ve=
rdana, 'Lucida Sans Unicode', 'Lucida Grande', 'Noto Sans', 'Roboto', sans-=
serif; line-height: 20px; color: #FFFFFF; text-align: right; letter-spacing=
:  -0.0275em;" class=3D"mktoText rich-text-area" id=3D"emailHeaderCallout">
<a href=3D
"https://solutions.fisher401k.com/OTM3LVhNVS01MzcAAAGIaFuYymIMmn_ji1HIav6Ak=
sSf0UEIGwKEGpjAuGQYZx45XL4tvsvNog4C5x7wYNQ5Tnyw-I4=3D" target=3D"_blank" st=
yle=3D"text-decoration: underline; font-size: 15px; line-height: 20px; colo=
r: #ffffff; letter-spacing: -0.0275em;"
> 401(k) Plan Cost Estimator </a>
</div> </td>=20
<td style=3D"font-size: 1px; line-height: 0px; width: 30px;" width=3D"30" c=
lass=3D"gutter">=20
<div style=3D"width: 30px;">=20
<img alt=3D"" src=3D"https://resources.fisher401k.com/rs/937-XMU-537/images=
/transparent.gif" width=3D"30" height=3D"1" border=3D"0" style=3D"width: 30=
px; height: 0px; display: block;" />=20
</div> </td>=20
</tr>=20
<tr>=20
<td colspan=3D"5" style=3D"font-size: 1px; line-height: 0px; height: 26px;"=
 height=3D"26" class=3D"spacer">=20
<div style=3D"height: 26px;">=20
<img alt=3D"" src=3D"https://resources.fisher401k.com/rs/937-XMU-537/images=
/transparent.gif" width=3D"1" height=3D"26" border=3D"0" style=3D"width: 1p=
x; height: 26px; display: block;" />=20
</div> </td>=20
</tr>=20
</tbody>=20
</table> </td>=20
</tr>
<tr class=3D"mktoModule email-hero" id=3D"email-hero-with-media83b3f03a-a95=
9-4789-b61d-b9572ee8e2f9">=20
<td height=3D"400" style=3D"border-left: 1px solid #E4E4E4; border-right: 1=
px solid #E4E4E4; background-color: #EFF7F4; height: 400px; vertical-align:=
 middle;" valign=3D"middle" class=3D"email-hero-wrapper">=20
<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"mso-table-=
lspace:0; mso-table-rspace:0; margin: 0 auto; padding: 0; width: 600px;" cl=
ass=3D"layout-collapse email-hero-inner">=20
<tbody>=20
<tr>=20
<td style=3D"font-size: 1px; line-height: 0px; width: 30px;" width=3D"30" c=
lass=3D"gutter">=20
<div style=3D"width: 30px;">=20
<img alt=3D"" src=3D"https://resources.fisher401k.com/rs/937-XMU-537/images=
/transparent.gif" width=3D"30" height=3D"1" border=3D"0" style=3D"width: 30=
px; height: 1px; display: block;" />=20
</div> </td>=20
<td style=3D"font-size: 1px; line-height: 0px; width: 222px; text-align: ce=
nter; vertical-align: middle;" width=3D"222" valign=3D"middle">=20
<center>=20
<div class=3D"mktoImg" id=3D"hero-with-media_mediafd1f5f2f-3fe4-4af7-aa01-7=
ed6d04118b7" mktolockimgsize=3D"true" mktolockimgstyle=3D"true">
<a style=3D"text-decoration: none; display: block; font-size: 15px; color: =
#FFFFFF; line-height: 20px;" href=3D
"https://solutions.fisher401k.com/OTM3LVhNVS01MzcAAAGIaFuYyo3NVA6DENSzbi0pb=
An-Oud86_s1leOVNo59UwT4sZ0ZgXeZJZuysSzYMeXj25ucspM=3D" target=3D"_blank"
> <img src=3D"https://resources.fisher401k.com/rs/937-XMU-537/images/Free-C=
ost-Estimator-SNEAK.png" width=3D"222" height=3D"232" border=3D"0" style=3D=
"width: 222px; height: 232px; display: block;" class=3D"allow-dynamic-resiz=
e" /> </a>
</div>=20
</center> </td>=20
<td style=3D"font-size: 1px; line-height: 0px; width: 30px;" width=3D"30" c=
lass=3D"gutter">=20
<div style=3D"width: 30px;">=20
<img alt=3D"" src=3D"https://resources.fisher401k.com/rs/937-XMU-537/images=
/transparent.gif" width=3D"30" height=3D"1" border=3D"0" style=3D"width: 30=
px; height: 1px; display: block;" />=20
</div> </td>=20
<td width=3D"288" style=3D"width: 288px; vertical-align: middle;" valign=3D=
"middle">=20
<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"mso-table-=
lspace:0; mso-table-rspace:0; margin: 0 auto; padding: 0; width: 288px;" cl=
ass=3D"layout-collapse">=20
<tbody>=20
<tr>=20
<td>=20
<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"mso-table-=
lspace:0; mso-table-rspace:0; margin: 0 auto; padding: 0; width: 288px;" cl=
ass=3D"layout-collapse">=20
<tbody>=20
<tr>=20
<td style=3D"font-family: verdana, 'Lucida Sans Unicode', 'Lucida Grande', =
'Noto Sans', 'Roboto', sans-serif; font-size: 35px; color: #044336; line-he=
ight: 42px; letter-spacing: -0.015em;">=20
<div style=3D"font-family: verdana, 'Lucida Sans Unicode', 'Lucida Grande',=
 'Noto Sans', 'Roboto', sans-serif; font-size: 35px; color: #044336; line-h=
eight: 42px; letter-spacing: -0.015em;" class=3D"rich-text-area mktoText em=
ail-hero-title" id=3D"emailHeroWithMediaTitleb5cc5afd-f4af-41b8-9c50-919884=
8286c8">
Calculate Your True Plan Costs
</div> </td>=20
</tr>=20
</tbody>=20
</table> </td>=20
</tr>=20
<tr>=20
<td style=3D"font-size: 1px; line-height: 0px; height: 22px;" height=3D"22"=
 class=3D"spacer-collapse">=20
<div style=3D"height: 22px;">=20
<img alt=3D"" src=3D"https://resources.fisher401k.com/rs/937-XMU-537/images=
/transparent.gif" width=3D"1" height=3D"8" border=3D"0" style=3D"width: 0px=
; height: 22px; display: block;" />=20
</div> </td>=20
</tr>=20
<tr>=20
<td>=20
<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"mso-table-=
lspace:0; mso-table-rspace:0; margin: 0 auto; padding: 0; width: 288px;" cl=
ass=3D"layout-collapse">=20
<tbody>=20
<tr>=20
<td style=3D"font-family: verdana, 'Lucida Sans Unicode', 'Lucida Grande', =
'Noto Sans', 'Roboto', sans-serif; font-size: 22px; color: #008566; line-he=
ight: 28px; letter-spacing: -0.03em;">=20
<div style=3D"font-family: verdana, 'Lucida Sans Unicode', 'Lucida Grande',=
 'Noto Sans', 'Roboto', sans-serif; font-size: 22px; color: #008566; line-h=
eight: 28px; letter-spacing: -0.03em;" class=3D"rich-text-area mktoText ema=
il-hero-text" id=3D"emailHeroWithMediaText56c0d154-c5f1-48f4-b305-77683909e=
a17">
Free 401(k) cost estimator
</div> </td>=20
</tr>=20
</tbody>=20
</table> </td>=20
</tr>=20
<tr>=20
<td style=3D"font-size: 1px; line-height: 0px; height: 30px;" height=3D"30"=
 class=3D"spacer-collapse">=20
<div style=3D"height: 30px;">=20
<img alt=3D"" src=3D"https://resources.fisher401k.com/rs/937-XMU-537/images=
/transparent.gif" width=3D"1" height=3D"30" border=3D"0" style=3D"width: 0p=
x; height: 30px; display: block;" />=20
</div> </td>=20
</tr>=20
<tr>=20
<td>=20
<div style=3D"font-family: verdana, 'Lucida Sans Unicode', 'Lucida Grande',=
 'Noto Sans', 'Roboto', sans-serif; font-size: 17px; color: #044336; line-h=
eight: 18px; letter-spacing: -0.01em;" class=3D"rich-text-area mktoText ema=
il-hero-cta" id=3D"emailHeroWithMediaCTAc465e8a3-3ddc-4c33-9943-de16659666a=
9">
<table border=3D"0" cellspacing=3D"0" cellpadding=3D"0" id=3D"emailHeroWith=
MediaCTAContainer" class=3D"cta-button">=20
<tbody>=20
<tr>=20
<td style=3D"background-color: #01b187;"><a href=3D
"https://solutions.fisher401k.com/OTM3LVhNVS01MzcAAAGIaFuYyo3NVA6DENSzbi0pb=
An-Oud86_s1leOVNo59UwT4sZ0ZgXeZJZuysSzYMeXj25ucspM=3D" target=3D"_blank" st=
yle=3D"border: 1px solid #01B187; background-color: #01b187; color: #ffffff=
; display: block; font-size: 17px; font-family: verdana, 'Lucida Sans Unico=
de', 'Lucida Grande', 'Noto Sans', 'Roboto', sans-serif; line-height: 18px;=
 font-weight: bold; letter-spacing: -0.01em; text-decoration: none; text-al=
ign: center; white-space: nowrap;"
>=20
<!--[if mso]>
                                      <i style=3D"letter-spacing: 1px; mso-=
font-width: -100%;">&nbsp;</i>
                                    <![endif]--> <span style=3D"border: 1px=
 solid #01B187; background-color: #01b187; color: #ffffff; display: block; =
font-size: 17px; font-family: verdana, 'Lucida Sans Unicode', 'Lucida Grand=
e', 'Noto Sans', 'Roboto', sans-serif; line-height: 18px; font-weight: bold=
; letter-spacing: -0.01em; text-decoration: none; text-align: center; paddi=
ng: 16px; white-space: nowrap;"> Download Estimator </span>=20
<!--[if mso]>
                                      <i style=3D"letter-spacing: 1px; mso-=
font-width: -100%;">&nbsp;</i>
                                    <![endif]--> </a></td>=20
</tr>=20
</tbody>=20
</table>
</div> </td>=20
</tr>=20
</tbody>=20
</table> </td>=20
<td style=3D"font-size: 1px; line-height: 0px; width: 30px;" width=3D"30" c=
lass=3D"gutter">=20
<div style=3D"width: 30px;">=20
<img alt=3D"" src=3D"https://resources.fisher401k.com/rs/937-XMU-537/images=
/transparent.gif" width=3D"30" height=3D"1" border=3D"0" style=3D"width: 30=
px; height: 1px; display: block;" />=20
</div> </td>=20
</tr>=20
</tbody>=20
</table> </td>=20
</tr>
<tr class=3D"mktoModule email-spacer email-spacer-lg" id=3D"email-spacer-lg=
">=20
<td style=3D"border-left: 1px solid #E4E4E4; border-right: 1px solid #E4E4E=
4;">=20
<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"mso-table-=
lspace:0; mso-table-rspace:0; margin: 0 auto; padding: 0; width: 600px;" cl=
ass=3D"layout-collapse">=20
<tbody>=20
<tr>=20
<td style=3D"font-size: 1px; line-height: 0px; height: 36px;" height=3D"36"=
>=20
<div style=3D"height: 36px;">=20
<img alt=3D"" src=3D"https://resources.fisher401k.com/rs/937-XMU-537/images=
/transparent.gif" width=3D"1" height=3D"36" border=3D"0" style=3D"width: 1p=
x; height: 36px; display: block;" />=20
</div> </td>=20
</tr>=20
</tbody>=20
</table> </td>=20
</tr>
<tr class=3D"mktoModule" id=3D"email-text-block">=20
<td style=3D"border-left: 1px solid #E4E4E4; border-right: 1px solid #E4E4E=
4;">=20
<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"mso-table-=
lspace:0; mso-table-rspace:0; margin: 0 auto; padding: 0; width: 600px;" cl=
ass=3D"layout-collapse">=20
<tbody>=20
<tr>=20
<td style=3D"font-size: 1px; line-height: 0px; width: 30px;" width=3D"30">=
=20
<div style=3D"width: 30px;">=20
<img alt=3D"" src=3D"https://resources.fisher401k.com/rs/937-XMU-537/images=
/transparent.gif" width=3D"30" height=3D"1" border=3D"0" style=3D"width: 30=
px; height: 0px; display: block;" />=20
</div> </td>=20
<td width=3D"540" style=3D"width: 540px; font-size: 14px; font-family: verd=
ana, 'Lucida Sans Unicode', 'Lucida Grande', 'Noto Sans', 'Roboto', sans-se=
rif; line-height: 22px; color: #333333; letter-spacing: -0.013em;">=20
<div style=3D"font-size: 14px; font-family: verdana, 'Lucida Sans Unicode',=
 'Lucida Grande', 'Noto Sans', 'Roboto', sans-serif; line-height: 22px; col=
or: #333333; letter-spacing: -0.013em;" class=3D"mktoText rich-text-area co=
ntent-section" id=3D"emailTextBlock">
The end of the year is coming up fast. As you work on your budget, make sur=
e you have good information to help you evaluate your retirement plan costs=
.=20
<br />
<br /> Many plans include high or extra fees for you and your employees. Ev=
en a .25% difference in fees can add up to tens of thousands of dollars in =
lost savings and earnings. Our cost estimator can help you see how your ret=
irement plan stacks up against others and can highlight areas where costs c=
ould be too high.=20
<br />
<br /> Use our free 401(k) Plan Cost Estimator to get numbers you need ahea=
d of 2023.
</div> </td>=20
<td style=3D"font-size: 1px; line-height: 0px; width: 30px;" width=3D"30">=
=20
<div style=3D"width: 30px;">=20
<img alt=3D"" src=3D"https://resources.fisher401k.com/rs/937-XMU-537/images=
/transparent.gif" width=3D"30" height=3D"1" border=3D"0" style=3D"width: 30=
px; height: 0px; display: block;" />=20
</div> </td>=20
</tr>=20
</tbody>=20
</table> </td>=20
</tr>
<tr class=3D"mktoModule email-spacer email-spacer-md" id=3D"email-spacer-md=
">=20
<td style=3D"border-left: 1px solid #E4E4E4; border-right: 1px solid #E4E4E=
4;">=20
<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"mso-table-=
lspace:0; mso-table-rspace:0; margin: 0 auto; padding: 0; width: 600px;" cl=
ass=3D"layout-collapse">=20
<tbody>=20
<tr>=20
<td style=3D"font-size: 1px; line-height: 0px; height: 24px;" height=3D"24"=
>=20
<div style=3D"height: 24px;">=20
<img alt=3D"" src=3D"https://resources.fisher401k.com/rs/937-XMU-537/images=
/transparent.gif" width=3D"1" height=3D"24" border=3D"0" style=3D"width: 1p=
x; height: 24px; display: block;" />=20
</div> </td>=20
</tr>=20
</tbody>=20
</table> </td>=20
</tr>
<tr class=3D"mktoModule" id=3D"email-button">=20
<td style=3D"border-left: 1px solid #E4E4E4; border-right: 1px solid #E4E4E=
4;">=20
<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"mso-table-=
lspace:0; mso-table-rspace:0; margin: 0 auto; padding: 0; width: 600px;" cl=
ass=3D"cta-button">=20
<tbody>=20
<tr>=20
<td style=3D"font-size: 1px; line-height: 0px; width: 30px;" width=3D"30">=
=20
<div style=3D"width: 30px;">=20
<img alt=3D"" src=3D"https://resources.fisher401k.com/rs/937-XMU-537/images=
/transparent.gif" width=3D"30" height=3D"1" border=3D"0" style=3D"width: 30=
px; height: 0px; display: block;" />=20
</div> </td>=20
<td width=3D"540" style=3D"width: 540px; font-size: 17px; font-family: verd=
ana, 'Lucida Sans Unicode', 'Lucida Grande', 'Noto Sans', 'Roboto', sans-se=
rif; line-height: 18px; color: #333333; letter-spacing: -0.01em;">=20
<center>=20
<div class=3D"rich-text-area mktoText" id=3D"emailCTAButton">
<table border=3D"0" cellspacing=3D"0" cellpadding=3D"0" align=3D"center" cl=
ass=3D"cta-button">=20
<tbody>=20
<tr>=20
<td style=3D"background-color: #01b187;"><a href=3D
"https://solutions.fisher401k.com/OTM3LVhNVS01MzcAAAGIaFuYyo3NVA6DENSzbi0pb=
An-Oud86_s1leOVNo59UwT4sZ0ZgXeZJZuysSzYMeXj25ucspM=3D" target=3D"_blank" st=
yle=3D"border: 1px solid #01B187; background-color: #01b187; color: #ffffff=
; display: block; font-size: 17px; font-family: verdana, 'Lucida Sans Unico=
de', 'Lucida Grande', 'Noto Sans', 'Roboto', sans-serif; line-height: 18px;=
 font-weight: bold; letter-spacing: -0.01em; text-decoration: none; text-al=
ign: center; white-space: nowrap;"
>=20
<!--[if mso]>
                                  <i style=3D"letter-spacing: 1px; mso-font=
-width: -100%;">&nbsp;</i>
                                <![endif]--> <span style=3D"border: 1px sol=
id #01B187; background-color: #01b187; color: #ffffff; display: block; font=
-size: 17px; font-family: verdana, 'Lucida Sans Unicode', 'Lucida Grande', =
'Noto Sans', 'Roboto', sans-serif; line-height: 18px; font-weight: bold; le=
tter-spacing: -0.01em; text-decoration: none; text-align: center; padding: =
16px; white-space: nowrap;"> Download Cost Estimator </span>=20
<!--[if mso]>
                                  <i style=3D"letter-spacing: 1px; mso-font=
-width: -100%;">&nbsp;</i>
                                <![endif]--> </a></td>=20
</tr>=20
</tbody>=20
</table>
</div>=20
</center> </td>=20
<td style=3D"font-size: 1px; line-height: 0px; width: 30px;" width=3D"30">=
=20
<div style=3D"width: 30px;">=20
<img alt=3D"" src=3D"https://resources.fisher401k.com/rs/937-XMU-537/images=
/transparent.gif" width=3D"30" height=3D"1" border=3D"0" style=3D"width: 30=
px; height: 0px; display: block;" />=20
</div> </td>=20
</tr>=20
</tbody>=20
</table> </td>=20
</tr>
<tr class=3D"mktoModule email-spacer email-spacer-md" id=3D"email-spacer-md=
4f2f4b41-9aef-48e7-83b0-23631491ea7a">=20
<td style=3D"border-left: 1px solid #E4E4E4; border-right: 1px solid #E4E4E=
4;">=20
<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"mso-table-=
lspace:0; mso-table-rspace:0; margin: 0 auto; padding: 0; width: 600px;" cl=
ass=3D"layout-collapse">=20
<tbody>=20
<tr>=20
<td style=3D"font-size: 1px; line-height: 0px; height: 24px;" height=3D"24"=
>=20
<div style=3D"height: 24px;">=20
<img alt=3D"" src=3D"https://resources.fisher401k.com/rs/937-XMU-537/images=
/transparent.gif" width=3D"1" height=3D"24" border=3D"0" style=3D"width: 1p=
x; height: 24px; display: block;" />=20
</div> </td>=20
</tr>=20
</tbody>=20
</table> </td>=20
</tr>
<tr class=3D"mktoModule" id=3D"email-awards">=20
<td style=3D"border-left: 1px solid #E4E4E4; border-right: 1px solid #E4E4E=
4;">=20
<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"mso-table-=
lspace:0; mso-table-rspace:0; margin: 0 auto; padding: 0; width: 600px;" cl=
ass=3D"layout-collapse">=20
<tbody>=20
<tr>=20
<td style=3D"font-size: 1px; line-height: 0px; width: 30px;" width=3D"30" c=
lass=3D"gutter">=20
<div style=3D"width: 30px;">=20
<img alt=3D"" src=3D"https://resources.fisher401k.com/rs/937-XMU-537/images=
/transparent.gif" width=3D"30" height=3D"1" border=3D"0" style=3D"width: 30=
px; height: 0px; display: block;" />=20
</div> </td>=20
<td width=3D"540" style=3D"width: 540px; font-size: 14px; font-family: verd=
ana, 'Lucida Sans Unicode', 'Lucida Grande', 'Noto Sans', 'Roboto', sans-se=
rif; line-height: 22px; color: #333333; letter-spacing: -0.013em;">=20
<center>=20
<table border=3D"0" cellspacing=3D"0" cellpadding=3D"0" align=3D"center" wi=
dth=3D"527" class=3D"layout-collapse awards-list">=20
<tbody>=20
<tr>=20
<td style=3D"font-size: 12px; font-family: verdana, 'Lucida Sans Unicode', =
'Lucida Grande', 'Noto Sans', 'Roboto', sans-serif; line-height: 22px; colo=
r: #333333; letter-spacing: -0.013em; width: 150px; text-align: center;" wi=
dth=3D"150"> <a href=3D
"https://solutions.fisher401k.com/OTM3LVhNVS01MzcAAAGIaFuYyiVYDRakxoBY6TFyE=
YYe5oY1jY4yDRGxMNYc1hcH2uGlDN9SLEslKZTPeH4mzXVdh1g=3D" target=3D"_blank" st=
yle=3D"border: none; text-decoration: none;"
> <img border=3D"0" src=3D"https://resources.fisher401k.com/rs/937-XMU-537/=
images/top-rated-advior-financial-times.png" alt=3D"Top Rated Advisor -- Fi=
nancial Times" width=3D"150" height=3D"76" style=3D"width: 150px; height: 7=
6px; border: none;" class=3D"allow-dynamic-resize" /> </a> </td>=20
<td style=3D"font-size: 1px; line-height: 0px; width: 26px;" width=3D"26" c=
lass=3D"gutter">=20
<div style=3D"width: 26px;">=20
<img alt=3D"" src=3D"https://resources.fisher401k.com/rs/937-XMU-537/images=
/transparent.gif" width=3D"26" height=3D"1" border=3D"0" style=3D"width: 26=
px; height: 0px; display: block;" />=20
</div> </td>=20
<td style=3D"font-size: 12px; font-family: verdana, 'Lucida Sans Unicode', =
'Lucida Grande', 'Noto Sans', 'Roboto', sans-serif; line-height: 22px; colo=
r: #333333; letter-spacing: -0.013em; width: 170px; text-align: center;" wi=
dth=3D"175"> <a href=3D
"https://solutions.fisher401k.com/OTM3LVhNVS01MzcAAAGIaFuYymL3NaCbsI-QODV38=
8TJqmObaw2zz26DP-3d8mAtWhRQ9gvYFpEWsKNvWA73Mt5H51E=3D" target=3D"_blank" st=
yle=3D"border: none; text-decoration: none;"
> <img border=3D"0" src=3D"https://resources.fisher401k.com/rs/937-XMU-537/=
images/top-us-based-fee-only-registered-investment-advisor-investment-news.=
png" alt=3D"Top US-based Fee-only Registered Investment Adviser -- Investme=
nt News" width=3D"175" height=3D"76" style=3D"width: 175px; height: 76px; b=
order: none;" class=3D"allow-dynamic-resize" /> </a> </td>=20
<td style=3D"font-size: 1px; line-height: 0px; width: 26px;" width=3D"26" c=
lass=3D"gutter">=20
<div style=3D"width: 26px;">=20
<img alt=3D"" src=3D"https://resources.fisher401k.com/rs/937-XMU-537/images=
/transparent.gif" width=3D"26" height=3D"1" border=3D"0" style=3D"width: 26=
px; height: 0px; display: block;" />=20
</div> </td>=20
<td style=3D"font-size: 12px; font-family: verdana, 'Lucida Sans Unicode', =
'Lucida Grande', 'Noto Sans', 'Roboto', sans-serif; line-height: 22px; colo=
r: #333333; letter-spacing: -0.013em; width: 150px; text-align: center;" wi=
dth=3D"150"> <a href=3D
"https://solutions.fisher401k.com/OTM3LVhNVS01MzcAAAGIaFuYype6KbpxVsehxmZze=
_IknFpReDMnjQ4eAlrmz2zAtmW5VzIGJdElaNcB6Ooebxy9W6c=3D" target=3D"_blank" st=
yle=3D"border: none; text-decoration: none;"
> <img border=3D"0" src=3D"https://resources.fisher401k.com/rs/937-XMU-537/=
images/top-dc-advisor-team-napa.png" alt=3D"Top DC Adviser Team -- NAPA" wi=
dth=3D"150" height=3D"76" style=3D"width: 150px; height: 76px; border: none=
;" class=3D"allow-dynamic-resize" /> </a> </td>=20
</tr>=20
</tbody>=20
</table>=20
</center> </td>=20
<td style=3D"font-size: 1px; line-height: 0px; width: 30px;" width=3D"30" c=
lass=3D"spacer">=20
<div style=3D"width: 30px;">=20
<img alt=3D"" src=3D"https://resources.fisher401k.com/rs/937-XMU-537/images=
/transparent.gif" width=3D"30" height=3D"1" border=3D"0" style=3D"width: 30=
px; height: 0px; display: block;" />=20
</div> </td>=20
</tr>=20
</tbody>=20
</table> </td>=20
</tr>
<tr class=3D"mktoModule email-spacer email-spacer-md" id=3D"email-spacer-md=
ca385904-bef9-4b4a-9e17-28a05a77e56c">=20
<td style=3D"border-left: 1px solid #E4E4E4; border-right: 1px solid #E4E4E=
4;">=20
<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"mso-table-=
lspace:0; mso-table-rspace:0; margin: 0 auto; padding: 0; width: 600px;" cl=
ass=3D"layout-collapse">=20
<tbody>=20
<tr>=20
<td style=3D"font-size: 1px; line-height: 0px; height: 24px;" height=3D"24"=
>=20
<div style=3D"height: 24px;">=20
<img alt=3D"" src=3D"https://resources.fisher401k.com/rs/937-XMU-537/images=
/transparent.gif" width=3D"1" height=3D"24" border=3D"0" style=3D"width: 1p=
x; height: 24px; display: block;" />=20
</div> </td>=20
</tr>=20
</tbody>=20
</table> </td>=20
</tr>
<tr class=3D"mktoModule" id=3D"email-callout-bar">=20
<td style=3D"border-left: 1px solid #E4E4E4; border-right: 1px solid #E4E4E=
4;">=20
<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"mso-table-=
lspace:0; mso-table-rspace:0; margin: 0 auto; padding: 0; width: 600px; bac=
kground-color: #024639;" bgcolor=3D"#024639" class=3D"layout-collapse">=20
<tbody>=20
<tr>=20
<td colspan=3D"3" style=3D"font-size: 1px; line-height: 0px; height: 28px;"=
 height=3D"28">=20
<div style=3D"height: 28px;">=20
<img alt=3D"" src=3D"https://resources.fisher401k.com/rs/937-XMU-537/images=
/transparent.gif" width=3D"1" height=3D"28" border=3D"0" style=3D"width: 1p=
x; height: 28px; display: block;" />=20
</div> </td>=20
</tr>=20
<tr>=20
<td style=3D"font-size: 1px; line-height: 0px; width: 48px;" width=3D"48">=
=20
<div style=3D"width: 48px;">=20
<img alt=3D"" src=3D"https://resources.fisher401k.com/rs/937-XMU-537/images=
/transparent.gif" width=3D"48" height=3D"1" border=3D"0" style=3D"width: 48=
px; height: 0px; display: block;" />=20
</div> </td>=20
<td width=3D"504" style=3D"width: 504px; font-size: 14px; font-family: verd=
ana, 'Lucida Sans Unicode', 'Lucida Grande', 'Noto Sans', 'Roboto', sans-se=
rif; line-height: 20px; color: #FFFFFF; letter-spacing: 0.001em;">=20
<div style=3D"font-size: 14px; font-family: verdana, 'Lucida Sans Unicode',=
 'Lucida Grande', 'Noto Sans', 'Roboto', sans-serif; line-height: 20px; col=
or: #FFFFFF; letter-spacing: 0.001em;" class=3D"rich-text-area mktoText" id=
=3D"emailCalloutBarText">
Learn more about starting a retirement plan for your business at=20
<a style=3D"color: #FFFFFF; text-decoration: underline;" href=3D
"https://solutions.fisher401k.com/OTM3LVhNVS01MzcAAAGIaFuYyoXJk3n3D-7U7EKiQ=
UOfsGZAn2ex9DtSgOzrVXVvfdUk613-yJ0pSryrfZ2f4IaVUiY=3D" target=3D"_blank"
>www.fisher401k.com/start</a>.
</div> </td>=20
<td style=3D"font-size: 1px; line-height: 0px; width: 48px;" width=3D"48">=
=20
<div style=3D"width: 48px;">=20
<img alt=3D"" src=3D"https://resources.fisher401k.com/rs/937-XMU-537/images=
/transparent.gif" width=3D"48" height=3D"1" border=3D"0" style=3D"width: 48=
px; height: 0px; display: block;" />=20
</div> </td>=20
</tr>=20
<tr>=20
<td colspan=3D"3" style=3D"font-size: 1px; line-height: 0px; height: 26px;"=
 height=3D"26">=20
<div style=3D"height: 26px;">=20
<img alt=3D"" src=3D"https://resources.fisher401k.com/rs/937-XMU-537/images=
/transparent.gif" width=3D"1" height=3D"26" border=3D"0" style=3D"width: 1p=
x; height: 26px; display: block;" />=20
</div> </td>=20
</tr>=20
</tbody>=20
</table> </td>=20
</tr>
<tr class=3D"mktoModule" id=3D"email-footer">=20
<td style=3D"border-bottom: 1px solid #E4E4E4; border-left: 1px solid #E4E4=
E4; border-right: 1px solid #E4E4E4;">=20
<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"mso-table-=
lspace:0; mso-table-rspace:0; margin: 0 auto; padding: 0; width: 600px; bac=
kground-color: #F7F7F8;" bgcolor=3D"#F7F7F8" class=3D"layout-collapse">=20
<tbody>=20
<tr>=20
<td colspan=3D"3" style=3D"font-size: 1px; line-height: 0px; height: 32px;"=
 height=3D"32" class=3D"spacer">=20
<div style=3D"height: 32px;">=20
<img alt=3D"" src=3D"https://resources.fisher401k.com/rs/937-XMU-537/images=
/transparent.gif" width=3D"1" height=3D"32" border=3D"0" style=3D"width: 1p=
x; height: 32px; display: block;" />=20
</div> </td>=20
</tr>=20
<tr>=20
<td style=3D"font-size: 1px; line-height: 0px; width: 30px;" width=3D"30" c=
lass=3D"gutter">=20
<div style=3D"width: 30px;">=20
<img alt=3D"" src=3D"https://resources.fisher401k.com/rs/937-XMU-537/images=
/transparent.gif" width=3D"30" height=3D"1" border=3D"0" style=3D"width: 30=
px; height: 0px; display: block;" />=20
</div> </td>=20
<td>=20
<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"mso-table-=
lspace:0; mso-table-rspace:0; margin: 0 auto; padding: 0; width: 540px;" wi=
dth=3D"540" class=3D"layout-collapse">=20
<tbody>=20
<tr>=20
<td width=3D"260" style=3D"width: 260px; text-align: left; font-size: 12px;=
 font-family: verdana, 'Lucida Sans Unicode', 'Lucida Grande', 'Noto Sans',=
 'Roboto', sans-serif; line-height: 16px; color: #666666; letter-spacing: -=
0.01em;"> <span style=3D"display: block; font-size: 12px; font-family: verd=
ana, 'Lucida Sans Unicode', 'Lucida Grande', 'Noto Sans', 'Roboto', sans-se=
rif; line-height: 16px; color: #666666; letter-spacing: -0.005em;"> =C2=A9 =
2022 Fisher Investments </span> </td>=20
<td style=3D"font-size: 1px; line-height: 0px; width: 20px;" width=3D"20">=
=20
<div style=3D"width: 20px;">=20
<img alt=3D"" src=3D"https://resources.fisher401k.com/rs/937-XMU-537/images=
/transparent.gif" width=3D"20" height=3D"1" border=3D"0" style=3D"width: 20=
px; height: 0px; display: block;" />=20
</div> </td>=20
<td width=3D"260" style=3D"width: 260px; text-align: right; font-size: 12px=
; font-family: verdana, 'Lucida Sans Unicode', 'Lucida Grande', 'Noto Sans'=
, 'Roboto', sans-serif; line-height: 16px; color: #044336; letter-spacing: =
-0.01em; vertical-align: middle;" valign=3D"middle" id=3D"email-footer_acti=
on-links"> <a href=3D"https://solutions.fisher401k.com/v/OTM3LVhNVS01MzcAAA=
GIaFuYylrQlw8-hB2waceQf43CvtQMT8rq8j_7KLtVj363sR-64lmbMyUXb3z5d80QobFA-p0=
=3D" style=3D"color: #044336;">Send to a Friend</a> | <a href=3D"https://re=
sources.fisher401k.com/index.php/email/emailWebview?mkt_tok=3DOTM3LVhNVS01M=
zcAAAGIaFuYyuE7ubhdw9XKADhzANqOzxoiZ0L7lk3uVkzunED5iJlBdInruUJ4HQtLioOT2KRS=
WFAxeenEAQliKVjBbfbqARPXYwOtf_WyO1LkPMglFw&md_id=3D14235" style=3D"color: #=
044336;">View Online</a> </td>=20
</tr>=20
</tbody>=20
</table> </td>=20
<td style=3D"font-size: 1px; line-height: 0px; width: 30px;" width=3D"30" c=
lass=3D"gutter">=20
<div style=3D"width: 30px;">=20
<img alt=3D"" src=3D"https://resources.fisher401k.com/rs/937-XMU-537/images=
/transparent.gif" width=3D"30" height=3D"1" border=3D"0" style=3D"width: 30=
px; height: 0px; display: block;" />=20
</div> </td>=20
</tr>=20
<tr>=20
<td colspan=3D"3" style=3D"font-size: 1px; line-height: 0px; height: 16px;"=
 height=3D"16" class=3D"spacer">=20
<div style=3D"height: 16px;">=20
<img alt=3D"" src=3D"https://resources.fisher401k.com/rs/937-XMU-537/images=
/transparent.gif" width=3D"1" height=3D"16" border=3D"0" style=3D"width: 1p=
x; height: 16px; display: block;" />=20
</div> </td>=20
</tr>=20
<tr>=20
<td style=3D"font-size: 1px; line-height: 0px; width: 30px;" width=3D"30" c=
lass=3D"gutter">=20
<div style=3D"width: 30px;">=20
<img alt=3D"" src=3D"https://resources.fisher401k.com/rs/937-XMU-537/images=
/transparent.gif" width=3D"30" height=3D"1" border=3D"0" style=3D"width: 30=
px; height: 0px; display: block;" />=20
</div> </td>=20
<td style=3D"width: 540px; text-align: left; font-size: 12px; font-family: =
verdana, 'Lucida Sans Unicode', 'Lucida Grande', 'Noto Sans', 'Roboto', san=
s-serif; line-height: 16px; color: #666666; letter-spacing: -0.01em;" width=
=3D"540"> <span style=3D"display: block; font-size: 12px; font-family: verd=
ana, 'Lucida Sans Unicode', 'Lucida Grande', 'Noto Sans', 'Roboto', sans-se=
rif; line-height: 16px; color: #666666; letter-spacing: -0.005em;"> Investi=
ng in securities involves the risk of loss. </span> </td>=20
<td style=3D"font-size: 1px; line-height: 0px; width: 30px;" width=3D"30" c=
lass=3D"gutter">=20
<div style=3D"width: 30px;">=20
<img alt=3D"" src=3D"https://resources.fisher401k.com/rs/937-XMU-537/images=
/transparent.gif" width=3D"30" height=3D"1" border=3D"0" style=3D"width: 30=
px; height: 0px; display: block;" />=20
</div> </td>=20
</tr>=20
<tr>=20
<td colspan=3D"3" style=3D"font-size: 1px; line-height: 0px; height: 16px;"=
 height=3D"16" class=3D"spacer">=20
<div style=3D"height: 16px;">=20
<img alt=3D"" src=3D"https://resources.fisher401k.com/rs/937-XMU-537/images=
/transparent.gif" width=3D"1" height=3D"16" border=3D"0" style=3D"width: 1p=
x; height: 16px; display: block;" />=20
</div> </td>=20
</tr>=20
<tr>=20
<td style=3D"font-size: 1px; line-height: 0px; width: 30px;" width=3D"30" c=
lass=3D"gutter">=20
<div style=3D"width: 30px;">=20
<img alt=3D"" src=3D"https://resources.fisher401k.com/rs/937-XMU-537/images=
/transparent.gif" width=3D"30" height=3D"1" border=3D"0" style=3D"width: 30=
px; height: 0px; display: block;" />=20
</div> </td>=20
<td style=3D"width: 540px; text-align: left; font-size: 12px; font-family: =
verdana, 'Lucida Sans Unicode', 'Lucida Grande', 'Noto Sans', 'Roboto', san=
s-serif; line-height: 16px; color: #666666; letter-spacing: -0.01em;" width=
=3D"540"> <span style=3D"display: block; font-size: 12px; font-family: verd=
ana, 'Lucida Sans Unicode', 'Lucida Grande', 'Noto Sans', 'Roboto', sans-se=
rif; line-height: 16px; color: #666666; letter-spacing: -0.005em;"> Intende=
d for use by employers considering or sponsoring retirement plans; not for =
personal use by plan participants. </span> </td>=20
<td style=3D"font-size: 1px; line-height: 0px; width: 30px;" width=3D"30" c=
lass=3D"gutter">=20
<div style=3D"width: 30px;">=20
<img alt=3D"" src=3D"https://resources.fisher401k.com/rs/937-XMU-537/images=
/transparent.gif" width=3D"30" height=3D"1" border=3D"0" style=3D"width: 30=
px; height: 0px; display: block;" />=20
</div> </td>=20
</tr>=20
<tr>=20
<td colspan=3D"3" style=3D"font-size: 1px; line-height: 0px; height: 32px;"=
 height=3D"32" class=3D"spacer">=20
<div style=3D"height: 32px;">=20
<img alt=3D"" src=3D"https://resources.fisher401k.com/rs/937-XMU-537/images=
/transparent.gif" width=3D"1" height=3D"32" border=3D"0" style=3D"width: 1p=
x; height: 32px; display: block;" />=20
</div> </td>=20
</tr>=20
<tr>=20
<td style=3D"font-size: 1px; line-height: 0px; width: 30px;" width=3D"30" c=
lass=3D"gutter">=20
<div style=3D"width: 30px;">=20
<img alt=3D"" src=3D"https://resources.fisher401k.com/rs/937-XMU-537/images=
/transparent.gif" width=3D"30" height=3D"1" border=3D"0" style=3D"width: 30=
px; height: 0px; display: block;" />=20
</div> </td>=20
<td style=3D"width: 540px; text-align: left; font-size: 12px; font-family: =
verdana, 'Lucida Sans Unicode', 'Lucida Grande', 'Noto Sans', 'Roboto', san=
s-serif; line-height: 16px; color: #666666; letter-spacing: -0.01em;" width=
=3D"540"> <span style=3D"display: block; font-size: 12px; font-family: verd=
ana, 'Lucida Sans Unicode', 'Lucida Grande', 'Noto Sans', 'Roboto', sans-se=
rif; line-height: 16px; color: #666666; letter-spacing: -0.005em;"> This me=
ssage has been sent consistent with the provisions of the CAN-SPAM Act. </s=
pan> </td>=20
<td style=3D"font-size: 1px; line-height: 0px; width: 30px;" width=3D"30" c=
lass=3D"gutter">=20
<div style=3D"width: 30px;">=20
<img alt=3D"" src=3D"https://resources.fisher401k.com/rs/937-XMU-537/images=
/transparent.gif" width=3D"30" height=3D"1" border=3D"0" style=3D"width: 30=
px; height: 0px; display: block;" />=20
</div> </td>=20
</tr>=20
<tr>=20
<td colspan=3D"3" style=3D"font-size: 1px; line-height: 0px; height: 16px;"=
 height=3D"16" class=3D"spacer">=20
<div style=3D"height: 16px;">=20
<img alt=3D"" src=3D"https://resources.fisher401k.com/rs/937-XMU-537/images=
/transparent.gif" width=3D"1" height=3D"32" border=3D"0" style=3D"width: 1p=
x; height: 16px; display: block;" />=20
</div> </td>=20
</tr>=20
<tr>=20
<td style=3D"font-size: 1px; line-height: 0px; width: 30px;" width=3D"30" c=
lass=3D"gutter">=20
<div style=3D"width: 30px;">=20
<img alt=3D"" src=3D"https://resources.fisher401k.com/rs/937-XMU-537/images=
/transparent.gif" width=3D"30" height=3D"1" border=3D"0" style=3D"width: 30=
px; height: 0px; display: block;" />=20
</div> </td>=20
<td style=3D"width: 540px; text-align: left; font-size: 12px; font-family: =
verdana, 'Lucida Sans Unicode', 'Lucida Grande', 'Noto Sans', 'Roboto', san=
s-serif; line-height: 16px; color: #666666; letter-spacing: -0.01em;" width=
=3D"540"> <span style=3D"display: block; font-size: 12px; font-family: verd=
ana, 'Lucida Sans Unicode', 'Lucida Grande', 'Noto Sans', 'Roboto', sans-se=
rif; line-height: 16px; color: #666666; letter-spacing: -0.005em;"> To view=
 Fisher Investments' Privacy Policy, <a href=3D
"https://solutions.fisher401k.com/OTM3LVhNVS01MzcAAAGIaFuYyp8GTvgFBBpqE2i6t=
ngn6kYK6GGjWTMEdf_z1-JOvPl3l2GiPZwc01WVLI6PfOB1Rrk=3D" style=3D"color: #044=
336;" target=3D"_blank"
>click here</a> </span> </td>=20
<td style=3D"font-size: 1px; line-height: 0px; width: 30px;" width=3D"30" c=
lass=3D"gutter">=20
<div style=3D"width: 30px;">=20
<img alt=3D"" src=3D"https://resources.fisher401k.com/rs/937-XMU-537/images=
/transparent.gif" width=3D"30" height=3D"1" border=3D"0" style=3D"width: 30=
px; height: 0px; display: block;" />=20
</div> </td>=20
</tr>=20
<tr>=20
<td colspan=3D"3" style=3D"font-size: 1px; line-height: 0px; height: 24px;"=
 height=3D"24" class=3D"spacer">=20
<div style=3D"height: 24px;">=20
<img alt=3D"" src=3D"https://resources.fisher401k.com/rs/937-XMU-537/images=
/transparent.gif" width=3D"1" height=3D"24" border=3D"0" style=3D"width: 1p=
x; height: 24px; display: block;" />=20
</div> </td>=20
</tr>=20
<tr>=20
<td colspan=3D"3" style=3D"font-size: 1px; line-height: 0px; height: 1px;" =
height=3D"1">=20
<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"mso-table-=
lspace:0; mso-table-rspace:0; margin: 0 auto; padding: 0; width: 600px;" wi=
dth=3D"600" class=3D"layout-collapse">=20
<tbody>=20
<tr>=20
<td style=3D"font-size: 1px; line-height: 0px; width: 34px; height: 1;" wid=
th=3D"34" height=3D"1" class=3D"gutter">=20
<div style=3D"width: 34px;">=20
<img alt=3D"" src=3D"https://resources.fisher401k.com/rs/937-XMU-537/images=
/transparent.gif" width=3D"34" height=3D"1" border=3D"0" style=3D"width: 34=
px; height: 1px; display: block;" />=20
</div> </td>=20
<td style=3D"font-size: 1px; line-height: 0px; width: 532px; background-col=
or: #D0D0D0;" width=3D"532" bgcolor=3D"#D0D0D0">=20
<div style=3D"width: 532px;">=20
<img alt=3D"" src=3D"https://resources.fisher401k.com/rs/937-XMU-537/images=
/transparent.gif" width=3D"532" height=3D"1" border=3D"0" style=3D"width: 5=
32px; height: 1px; display: block;" />=20
</div> </td>=20
<td style=3D"font-size: 1px; line-height: 0px; width: 34px; height: 1;" wid=
th=3D"34" height=3D"1" class=3D"gutter">=20
<div style=3D"width: 34px;">=20
<img alt=3D"" src=3D"https://resources.fisher401k.com/rs/937-XMU-537/images=
/transparent.gif" width=3D"34" height=3D"1" border=3D"0" style=3D"width: 34=
px; height: 1px; display: block;" />=20
</div> </td>=20
</tr>=20
</tbody>=20
</table> </td>=20
</tr>=20
<tr>=20
<td colspan=3D"3" style=3D"font-size: 1px; line-height: 0px; height: 20px;"=
 height=3D"20" class=3D"spacer">=20
<div style=3D"height: 20px;">=20
<img alt=3D"" src=3D"https://resources.fisher401k.com/rs/937-XMU-537/images=
/transparent.gif" width=3D"1" height=3D"20" border=3D"0" style=3D"width: 1p=
x; height: 20px; display: block;" />=20
</div> </td>=20
</tr>=20
<tr>=20
<td style=3D"font-size: 1px; line-height: 0px; width: 30px;" width=3D"30" c=
lass=3D"gutter">=20
<div style=3D"width: 30px;">=20
<img alt=3D"" src=3D"https://resources.fisher401k.com/rs/937-XMU-537/images=
/transparent.gif" width=3D"30" height=3D"1" border=3D"0" style=3D"width: 30=
px; height: 0px; display: block;" />=20
</div> </td>=20
<td style=3D"width: 540px; text-align: left; font-size: 12px; font-family: =
verdana, 'Lucida Sans Unicode', 'Lucida Grande', 'Noto Sans', 'Roboto', san=
s-serif; line-height: 16px; color: #666666; letter-spacing: -0.01em;" width=
=3D"540" id=3D"email-footer_company-address"> <span style=3D"display: block=
; font-size: 12px; font-family: verdana, 'Lucida Sans Unicode', 'Lucida Gra=
nde', 'Noto Sans', 'Roboto', sans-serif; line-height: 16px; color: #666666;=
 letter-spacing: -0.005em;"> <span>Fisher Investments 401(k) Solutions</spa=
n> <span class=3D"divider">|</span> <span>5525 NW Fisher Creek Drive</span>=
 <span class=3D"divider">|</span> <span>Camas, WA 98607</span> </span> </td=
>=20
<td style=3D"font-size: 1px; line-height: 0px; width: 30px;" width=3D"30" c=
lass=3D"gutter">=20
<div style=3D"width: 30px;">=20
<img alt=3D"" src=3D"https://resources.fisher401k.com/rs/937-XMU-537/images=
/transparent.gif" width=3D"30" height=3D"1" border=3D"0" style=3D"width: 30=
px; height: 0px; display: block;" />=20
</div> </td>=20
</tr>=20
<tr>=20
<td colspan=3D"3" style=3D"font-size: 1px; line-height: 0px; height: 28px;"=
 height=3D"28" class=3D"spacer">=20
<div style=3D"height: 28px;">=20
<img alt=3D"" src=3D"https://resources.fisher401k.com/rs/937-XMU-537/images=
/transparent.gif" width=3D"1" height=3D"28" border=3D"0" style=3D"width: 1p=
x; height: 28px; display: block;" />=20
</div> </td>=20
</tr>=20
</tbody>=20
</table> </td>=20
</tr>
<tr class=3D"mktoModule" id=3D"email-disclaimers">=20
<td>=20
<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"mso-table-=
lspace:0; mso-table-rspace:0; margin: 0 auto; padding: 0; width: 600px; bac=
kground-color: #FFFFFF;" bgcolor=3D"#FFFFFF" class=3D"layout-collapse">=20
<tbody>=20
<tr>=20
<td colspan=3D"3" style=3D"font-size: 1px; line-height: 0px; height: 22px;"=
 height=3D"22" class=3D"spacer">=20
<div style=3D"height: 22px;">=20
<img alt=3D"" src=3D"https://resources.fisher401k.com/rs/937-XMU-537/images=
/transparent.gif" width=3D"1" height=3D"32" border=3D"0" style=3D"width: 1p=
x; height: 22px; display: block;" />=20
</div> </td>=20
</tr>=20
<tr>=20
<td style=3D"font-size: 1px; line-height: 1px; width: 30px;" width=3D"30" c=
lass=3D"gutter">=20
<div style=3D"width: 30px;">=20
<img alt=3D"" src=3D"https://resources.fisher401k.com/rs/937-XMU-537/images=
/transparent.gif" width=3D"30" height=3D"1" border=3D"0" style=3D"width: 30=
px; height: 0px; display: block;" />=20
</div> </td>=20
<td style=3D"text-align: center; font-size: 13px; font-family: verdana, 'Lu=
cida Sans Unicode', 'Lucida Grande', 'Noto Sans', 'Roboto', sans-serif; lin=
e-height: 20px; color: #333333; letter-spacing: -0.005em;">=20
<center>=20
<span style=3D"display: block; text-align: center; font-size: 13px; font-fa=
mily: verdana, 'Lucida Sans Unicode', 'Lucida Grande', 'Noto Sans', 'Roboto=
', sans-serif; line-height: 20px; color: #333333; letter-spacing: -0.005em;=
"> This email was sent to <a style=3D"color: #044336; text-decoration: unde=
rline;">andrew@sterlingcal.com</a>. </span>=20
</center> </td>=20
<td style=3D"font-size: 1px; line-height: 1px; width: 30px;" width=3D"30" c=
lass=3D"gutter">=20
<div style=3D"width: 30px;">=20
<img alt=3D"" src=3D"https://resources.fisher401k.com/rs/937-XMU-537/images=
/transparent.gif" width=3D"30" height=3D"1" border=3D"0" style=3D"width: 30=
px; height: 0px; display: block;" />=20
</div> </td>=20
</tr>=20
<tr>=20
<td style=3D"font-size: 1px; line-height: 1px; width: 30px;" width=3D"30" c=
lass=3D"gutter">=20
<div style=3D"width: 30px;">=20
<img alt=3D"" src=3D"https://resources.fisher401k.com/rs/937-XMU-537/images=
/transparent.gif" width=3D"30" height=3D"1" border=3D"0" style=3D"width: 30=
px; height: 0px; display: block;" />=20
</div> </td>=20
<td style=3D"text-align: center; font-size: 13px; font-family: verdana, 'Lu=
cida Sans Unicode', 'Lucida Grande', 'Noto Sans', 'Roboto', sans-serif; lin=
e-height: 20px; color: #333333; letter-spacing: -0.005em;">=20
<center>=20
<span style=3D"display: block; text-align: center; font-size: 13px; font-fa=
mily: verdana, 'Lucida Sans Unicode', 'Lucida Grande', 'Noto Sans', 'Roboto=
', sans-serif; line-height: 20px; color: #333333; letter-spacing: -0.005em;=
"> If you no longer wish to receive these emails you may <a href=3D"https:/=
/resources.fisher401k.com/UnsubscribePage.html?mkt_unsubscribe=3D1&mkt_tok=
=3DOTM3LVhNVS01MzcAAAGIaFuYyuE7ubhdw9XKADhzANqOzxoiZ0L7lk3uVkzunED5iJlBdInr=
uUJ4HQtLioOT2KRSWFAxeenEAQliKVjBbfbqARPXYwOtf_WyO1LkPMglFw" target=3D"_blan=
k" style=3D"color: #044336;">unsubscribe</a> at any time. </span>=20
</center> </td>=20
<td style=3D"font-size: 1px; line-height: 0px; width: 30px;" width=3D"30" c=
lass=3D"gutter">=20
<div style=3D"width: 30px;">=20
<img alt=3D"" src=3D"https://resources.fisher401k.com/rs/937-XMU-537/images=
/transparent.gif" width=3D"30" height=3D"1" border=3D"0" style=3D"width: 30=
px; height: 0px; display: block;" />=20
</div> </td>=20
</tr>=20
<tr>=20
<td colspan=3D"3" style=3D"font-size: 1px; line-height: 0px; height: 22px;"=
 height=3D"22" class=3D"spacer">=20
<div style=3D"height: 22px;">=20
<img alt=3D"" src=3D"https://resources.fisher401k.com/rs/937-XMU-537/images=
/transparent.gif" width=3D"1" height=3D"32" border=3D"0" style=3D"width: 1p=
x; height: 22px; display: block;" />=20
</div> </td>=20
</tr>=20
</tbody>=20
</table> </td>=20
</tr>
</table> </td>=20
</tr>=20
</tbody>
</table>  =20
<a href=3D
"https://solutions.fisher401k.com/OTM3LVhNVS01MzcAAAGIaFuYymx-9lcITH2wRNRxk=
gnBWlh0FQrAbXkO-3iiD4o765ATirnsgHTrp_ldCMpZ48xMiJc=3D"
></a>
<img src=3D"https://solutions.fisher401k.com/trk?t=3D1&mid=3DOTM3LVhNVS01Mz=
c6MDoxMjI3Njo0Nzc2MjoxNTAxMDY6MTQyMzU6OToxNTM4OTg6NDYxMTg4OTphbmRyZXdAc3Rlc=
mxpbmdjYWwuY29t" width=3D"1" height=3D"1" style=3D"display:none !important;=
" alt=3D"" />
</body>
</html>
------=_Part_512328971_243365217.1669826013392--