Envelope-to: andrew@sterlingcal.com
Delivery-date: Wed, 16 Nov 2022 10:41:11 -0600
Date: Wed, 16 Nov 2022 10:40:55 -0600 (CST)
From: Nathan Fisher <info401k@fisher401k.com>
Reply-To: info401k@fi.com
To: andrew@sterlingcal.com
Message-ID: <1066429087.353277235.1668616855560@sjmktmail-batch1f.marketo.org>
Subject: Get value from your 401(k) in 2023
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Retirement Plan Cost Guide  <https://solutions.fisher401k.com/OTM3LVhNVS01M=
zcAAAGIIElQAJ4NXskKsV8QRP4mrWVsliOOfhqqDHet34ON7IGc6BEDLpiTmET8QxMoXnJFG-UY=
0mM=3D>
Year-End Plan Cost Check
See the true value of your 401(k).
Download Guide  <https://solutions.fisher401k.com/OTM3LVhNVS01MzcAAAGIIElQA=
OZLaP1PGuugEEyu4e6RHeQ8Q4uXcpFSgwgZ42-WTrVRQfmAE5Jv7rKP2xTRl_pGrjM=3D>
In up-and-down markets, fees matter. Even small differences can eat away bi=
g chunks of retirement savings for you and your employees. With 2022 about =
to end, now=E2=80=99s a great time to check in on your retirement costs to =
make sure you=E2=80=99re getting a good deal.

 Fisher=E2=80=99s Free Retirement Plan Costs Guide can help you assess the =
value of your retirement plan. It includes:
=E2=80=A2
An explanation of fees and fee types


=E2=80=A2
How to calculate exactly what you=E2=80=99re paying


=E2=80=A2
How to tell if your fees are reasonable for the services provided


=E2=80=A2
How to identify if your providers are revenue sharing
Download our guide to see if you=E2=80=99re getting real value from your re=
tirement plan.
Get the Guide  <https://solutions.fisher401k.com/OTM3LVhNVS01MzcAAAGIIElQAO=
ZLaP1PGuugEEyu4e6RHeQ8Q4uXcpFSgwgZ42-WTrVRQfmAE5Jv7rKP2xTRl_pGrjM=3D>
Learn more about starting a retirement plan for your business at=20
www.fisher401k.com/start <https://solutions.fisher401k.com/OTM3LVhNVS01MzcA=
AAGIIElQANMZR3FhupA3g67_4HMQon7QDX9Kd2578C84X1mG98iZyuyGGe1eD5Xg5hpUINRthMI=
=3D>.

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> Retirement Plan Cost Guide </a>
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Year-End Plan Cost Check
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See the true value of your 401(k).
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> Download Guide </a> </span></td>=20
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4;">=20
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lspace:0; mso-table-rspace:0; margin: 0 auto; padding: 0; width: 600px;" cl=
ass=3D"layout-collapse">=20
<tbody>=20
<tr>=20
<td style=3D"font-size: 1px; line-height: 0px; width: 30px;" width=3D"30">=
=20
<div style=3D"width: 30px;">=20
<img alt=3D"" src=3D"https://resources.fisher401k.com/rs/937-XMU-537/images=
/transparent.gif" width=3D"30" height=3D"1" border=3D"0" style=3D"width: 30=
px; height: 0px; display: block;" />=20
</div> </td>=20
<td width=3D"540" style=3D"width: 540px; font-size: 14px; font-family: verd=
ana, 'Lucida Sans Unicode', 'Lucida Grande', 'Noto Sans', 'Roboto', sans-se=
rif; line-height: 22px; color: #333333; letter-spacing: -0.013em;">=20
<div style=3D"font-size: 14px; font-family: verdana, 'Lucida Sans Unicode',=
 'Lucida Grande', 'Noto Sans', 'Roboto', sans-serif; line-height: 22px; col=
or: #333333; letter-spacing: -0.013em;" class=3D"mktoText rich-text-area co=
ntent-section" id=3D"emailTextBlock">
In up-and-down markets, fees matter. Even small differences can eat away bi=
g chunks of retirement savings for you and your employees. With 2022 about =
to end, now=E2=80=99s a great time to check in on your retirement costs to =
make sure you=E2=80=99re getting a good deal.
<br />
<br /> Fisher=E2=80=99s Free Retirement Plan Costs Guide can help you asses=
s the value of your retirement plan. It includes:
</div> </td>=20
<td style=3D"font-size: 1px; line-height: 0px; width: 30px;" width=3D"30">=
=20
<div style=3D"width: 30px;">=20
<img alt=3D"" src=3D"https://resources.fisher401k.com/rs/937-XMU-537/images=
/transparent.gif" width=3D"30" height=3D"1" border=3D"0" style=3D"width: 30=
px; height: 0px; display: block;" />=20
</div> </td>=20
</tr>=20
</tbody>=20
</table> </td>=20
</tr>
<tr class=3D"mktoModule email-spacer email-spacer-md" id=3D"email-spacer-md=
-2">=20
<td style=3D"border-left: 1px solid #E4E4E4; border-right: 1px solid #E4E4E=
4;">=20
<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"mso-table-=
lspace:0; mso-table-rspace:0; margin: 0 auto; padding: 0; width: 600px;" cl=
ass=3D"layout-collapse">=20
<tbody>=20
<tr>=20
<td style=3D"font-size: 1px; line-height: 0px; height: 24px;" height=3D"24"=
>=20
<div style=3D"height: 24px;">=20
<img alt=3D"" src=3D"https://resources.fisher401k.com/rs/937-XMU-537/images=
/transparent.gif" width=3D"1" height=3D"24" border=3D"0" style=3D"width: 1p=
x; height: 24px; display: block;" />=20
</div> </td>=20
</tr>=20
</tbody>=20
</table> </td>=20
</tr>
<tr class=3D"mktoModule" id=3D"email-content-feature_style-a_no-cta">=20
<td style=3D"border-left: 1px solid #E4E4E4; border-right: 1px solid #E4E4E=
4;">=20
<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"mso-table-=
lspace:0; mso-table-rspace:0; margin: 0 auto; padding: 0; width: 600px;" cl=
ass=3D"layout-collapse">=20
<tbody>=20
<tr>=20
<td style=3D"font-size: 1px; line-height: 0px; width: 30px;" width=3D"30">=
=20
<div style=3D"width: 30px;">=20
<img alt=3D"" src=3D"https://resources.fisher401k.com/rs/937-XMU-537/images=
/transparent.gif" width=3D"30" height=3D"1" border=3D"0" style=3D"width: 30=
px; height: 0px; display: block;" />=20
</div> </td>=20
<td width=3D"540" style=3D"width: 540px; font-size: 14px; font-family: verd=
ana, 'Lucida Sans Unicode', 'Lucida Grande', 'Noto Sans', 'Roboto', sans-se=
rif; line-height: 20px; color: #333333; letter-spacing: -0.013em;">=20
<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"mso-table-=
lspace:0; mso-table-rspace:0; margin: 0 auto; padding: 0; width: 540px;" wi=
dth=3D"540" class=3D"layout-collapse">=20
<tbody>=20
<tr>=20
<td style=3D"font-size: 1px; line-height: 0px; width: 226px; vertical-align=
: top;" width=3D"226" valign=3D"top" class=3D"emailContentFeature_StyleA_Me=
dia-container">=20
<div style=3D"width: 226px;" class=3D"mktoImg" id=3D"emailContentFeature_St=
yleA_Media_no-cta" mktolockimgsize=3D"true" mktolockimgstyle=3D"true">
<a style=3D"text-decoration: none; display: block; font-size: 15px; color: =
#FFFFFF; line-height: 20px;" href=3D
"https://solutions.fisher401k.com/OTM3LVhNVS01MzcAAAGIIElQAL2IfaK4r1i304jfw=
Egq4otzZnneeKroETzqRDY_Ki9yIKElHNthOO5u6EYoTPdNcaY=3D" target=3D"_blank"
> <img class=3D"allow-dynamic-resize emailContentFeature_StyleA_Media allow=
-dynamic-resize emailContentFeature_StyleA_Media" src=3D"https://resources.=
fisher401k.com/rs/937-XMU-537/images/Retirement%20Plan%20Cost%20Guide%20SNE=
AK.png" width=3D"226" height=3D"226" border=3D"0" style=3D"width: 226px; he=
ight: 226px; display: block;" /> </a>
</div> </td>=20
<td style=3D"font-size: 1px; line-height: 0px; width: 30px;" width=3D"30">=
=20
<div style=3D"width: 30px;">=20
<img alt=3D"" src=3D"https://resources.fisher401k.com/rs/937-XMU-537/images=
/transparent.gif" width=3D"30" height=3D"1" border=3D"0" style=3D"width: 30=
px; height: 0px; display: block;" />=20
</div> </td>=20
<td style=3D"font-size: 14px; font-family: verdana, 'Lucida Sans Unicode', =
'Lucida Grande', 'Noto Sans', 'Roboto', sans-serif; line-height: 20px; colo=
r: #333333; letter-spacing: -0.013em; width: 284px; vertical-align: top;" w=
idth=3D"284" valign=3D"top">=20
<div class=3D"mktoText rich-text-area" id=3D"emailContentFeature_StyleA_Con=
tent_no-cta" style=3D"font-size: 14px; font-family: verdana, 'Lucida Sans U=
nicode', 'Lucida Grande', 'Noto Sans', 'Roboto', sans-serif; line-height: 2=
0px; color: #333333; letter-spacing: -0.013em;">
<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"mso-table-=
lspace: 0; mso-table-rspace: 0; margin: 0 auto; padding: 0; width: 284px;" =
width=3D"284" class=3D"faux-bullet-list">=20
<tbody>=20
<tr>=20
<td colspan=3D"3" style=3D"font-size: 1px; line-height: 0px; height: 14px;"=
 height=3D"14">=20
<div style=3D"height: 14px;">
<img alt=3D"" src=3D"https://resources.fisher401k.com/rs/937-XMU-537/images=
/transparent.gif" width=3D"1" height=3D"14" border=3D"0" style=3D"width: 1p=
x; height: 14px; display: block;" />
</div> </td>=20
</tr>=20
<tr>=20
<td style=3D"font-size: 14px; font-family: verdana, 'Lucida Sans Unicode', =
'Lucida Grande', 'Noto Sans', 'Roboto', sans-serif; line-height: 20px; colo=
r: #333333; letter-spacing: -0.013em; list-style-type: none; vertical-align=
: top; width: 26px;" valign=3D"top" width=3D"26">=E2=80=A2</td>=20
<td style=3D"font-size: 14px; font-family: verdana, 'Lucida Sans Unicode', =
'Lucida Grande', 'Noto Sans', 'Roboto', sans-serif; line-height: 20px; colo=
r: #333333; letter-spacing: -0.013em; list-style-type: none; vertical-align=
: top;" valign=3D"top">An explanation of fees and fee types</td>=20
<td style=3D"font-size: 1px; line-height: 0px; width: 30px;" width=3D"30">=
=20
<div style=3D"width: 30px;">
<img alt=3D"" src=3D"https://resources.fisher401k.com/rs/937-XMU-537/images=
/transparent.gif" width=3D"30" height=3D"1" border=3D"0" style=3D"width: 30=
px; height: 0px; display: block;" />
</div> </td>=20
</tr>=20
<tr>=20
<td colspan=3D"3" style=3D"font-size: 1px; line-height: 0px; height: 8px;" =
height=3D"8">=20
<div style=3D"height: 8px;">
<img alt=3D"" src=3D"https://resources.fisher401k.com/rs/937-XMU-537/images=
/transparent.gif" width=3D"1" height=3D"8" border=3D"0" style=3D"width: 1px=
; height: 8px; display: block;" />
</div> </td>=20
</tr>=20
<tr>=20
<td style=3D"font-size: 14px; font-family: verdana, 'Lucida Sans Unicode', =
'Lucida Grande', 'Noto Sans', 'Roboto', sans-serif; line-height: 20px; colo=
r: #333333; letter-spacing: -0.013em; list-style-type: none; vertical-align=
: top; width: 26px;" valign=3D"top" width=3D"26">=E2=80=A2</td>=20
<td style=3D"font-size: 14px; font-family: verdana, 'Lucida Sans Unicode', =
'Lucida Grande', 'Noto Sans', 'Roboto', sans-serif; line-height: 20px; colo=
r: #333333; letter-spacing: -0.013em; list-style-type: none; vertical-align=
: top;" valign=3D"top">How to calculate exactly what you=E2=80=99re paying<=
/td>=20
<td style=3D"font-size: 1px; line-height: 0px; width: 30px;" width=3D"30">=
=20
<div style=3D"width: 30px;">
<img alt=3D"" src=3D"https://resources.fisher401k.com/rs/937-XMU-537/images=
/transparent.gif" width=3D"30" height=3D"1" border=3D"0" style=3D"width: 30=
px; height: 0px; display: block;" />
</div> </td>=20
</tr>=20
<tr>=20
<td colspan=3D"3" style=3D"font-size: 1px; line-height: 0px; height: 8px;" =
height=3D"8">=20
<div style=3D"height: 8px;">
<img alt=3D"" src=3D"https://resources.fisher401k.com/rs/937-XMU-537/images=
/transparent.gif" width=3D"1" height=3D"8" border=3D"0" style=3D"width: 1px=
; height: 8px; display: block;" />
</div> </td>=20
</tr>=20
<tr>=20
<td style=3D"font-size: 14px; font-family: verdana, 'Lucida Sans Unicode', =
'Lucida Grande', 'Noto Sans', 'Roboto', sans-serif; line-height: 20px; colo=
r: #333333; letter-spacing: -0.013em; list-style-type: none; vertical-align=
: top; width: 26px;" valign=3D"top" width=3D"26">=E2=80=A2</td>=20
<td style=3D"font-size: 14px; font-family: verdana, 'Lucida Sans Unicode', =
'Lucida Grande', 'Noto Sans', 'Roboto', sans-serif; line-height: 20px; colo=
r: #333333; letter-spacing: -0.013em; list-style-type: none; vertical-align=
: top;" valign=3D"top">How to tell if your fees are reasonable for the serv=
ices provided</td>=20
</tr>=20
<tr>=20
<td colspan=3D"3" style=3D"font-size: 1px; line-height: 0px; height: 8px;" =
height=3D"8">=20
<div style=3D"height: 8px;">
<img alt=3D"" src=3D"https://resources.fisher401k.com/rs/937-XMU-537/images=
/transparent.gif" width=3D"1" height=3D"8" border=3D"0" style=3D"width: 1px=
; height: 8px; display: block;" />
</div> </td>=20
</tr>=20
<tr>=20
<td style=3D"font-size: 14px; font-family: verdana, 'Lucida Sans Unicode', =
'Lucida Grande', 'Noto Sans', 'Roboto', sans-serif; line-height: 20px; colo=
r: #333333; letter-spacing: -0.013em; list-style-type: none; vertical-align=
: top; width: 26px;" valign=3D"top" width=3D"26">=E2=80=A2</td>=20
<td style=3D"font-size: 14px; font-family: verdana, 'Lucida Sans Unicode', =
'Lucida Grande', 'Noto Sans', 'Roboto', sans-serif; line-height: 20px; colo=
r: #333333; letter-spacing: -0.013em; list-style-type: none; vertical-align=
: top;" valign=3D"top">How to identify if your providers are revenue sharin=
g</td>=20
</tr>=20
</tbody>=20
</table>
</div> </td>=20
</tr>=20
</tbody>=20
</table> </td>=20
<td style=3D"font-size: 1px; line-height: 0px; width: 30px;" width=3D"30">=
=20
<div style=3D"width: 30px;">=20
<img alt=3D"" src=3D"https://resources.fisher401k.com/rs/937-XMU-537/images=
/transparent.gif" width=3D"30" height=3D"1" border=3D"0" style=3D"width: 30=
px; height: 0px; display: block;" />=20
</div> </td>=20
</tr>=20
</tbody>=20
</table> </td>=20
</tr>
<tr class=3D"mktoModule email-spacer email-spacer-sm" id=3D"email-spacer-sm=
">=20
<td style=3D"border-left: 1px solid #E4E4E4; border-right: 1px solid #E4E4E=
4;">=20
<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"mso-table-=
lspace:0; mso-table-rspace:0; margin: 0 auto; padding: 0; width: 600px;" cl=
ass=3D"layout-collapse">=20
<tbody>=20
<tr>=20
<td style=3D"font-size: 1px; line-height: 0px; height: 12px;" height=3D"12"=
>=20
<div style=3D"height: 12px;">=20
<img alt=3D"" src=3D"https://resources.fisher401k.com/rs/937-XMU-537/images=
/transparent.gif" width=3D"1" height=3D"24" border=3D"0" style=3D"width: 1p=
x; height: 12px; display: block;" />=20
</div> </td>=20
</tr>=20
</tbody>=20
</table> </td>=20
</tr>
<tr class=3D"mktoModule" id=3D"email-text-block-2">=20
<td style=3D"border-left: 1px solid #E4E4E4; border-right: 1px solid #E4E4E=
4;">=20
<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"mso-table-=
lspace:0; mso-table-rspace:0; margin: 0 auto; padding: 0; width: 600px;" cl=
ass=3D"layout-collapse">=20
<tbody>=20
<tr>=20
<td style=3D"font-size: 1px; line-height: 0px; width: 30px;" width=3D"30">=
=20
<div style=3D"width: 30px;">=20
<img alt=3D"" src=3D"https://resources.fisher401k.com/rs/937-XMU-537/images=
/transparent.gif" width=3D"30" height=3D"1" border=3D"0" style=3D"width: 30=
px; height: 0px; display: block;" />=20
</div> </td>=20
<td width=3D"540" style=3D"width: 540px; font-size: 14px; font-family: verd=
ana, 'Lucida Sans Unicode', 'Lucida Grande', 'Noto Sans', 'Roboto', sans-se=
rif; line-height: 22px; color: #333333; letter-spacing: -0.013em;">=20
<div style=3D"font-size: 14px; font-family: verdana, 'Lucida Sans Unicode',=
 'Lucida Grande', 'Noto Sans', 'Roboto', sans-serif; line-height: 22px; col=
or: #333333; letter-spacing: -0.013em;" class=3D"mktoText rich-text-area co=
ntent-section" id=3D"emailTextBlock-2">
Download our guide to see if you=E2=80=99re getting real value from your re=
tirement plan.
</div> </td>=20
<td style=3D"font-size: 1px; line-height: 0px; width: 30px;" width=3D"30">=
=20
<div style=3D"width: 30px;">=20
<img alt=3D"" src=3D"https://resources.fisher401k.com/rs/937-XMU-537/images=
/transparent.gif" width=3D"30" height=3D"1" border=3D"0" style=3D"width: 30=
px; height: 0px; display: block;" />=20
</div> </td>=20
</tr>=20
</tbody>=20
</table> </td>=20
</tr>
<tr class=3D"mktoModule email-spacer email-spacer-md" id=3D"email-spacer-md=
-4">=20
<td style=3D"border-left: 1px solid #E4E4E4; border-right: 1px solid #E4E4E=
4;">=20
<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"mso-table-=
lspace:0; mso-table-rspace:0; margin: 0 auto; padding: 0; width: 600px;" cl=
ass=3D"layout-collapse">=20
<tbody>=20
<tr>=20
<td style=3D"font-size: 1px; line-height: 0px; height: 24px;" height=3D"24"=
>=20
<div style=3D"height: 24px;">=20
<img alt=3D"" src=3D"https://resources.fisher401k.com/rs/937-XMU-537/images=
/transparent.gif" width=3D"1" height=3D"24" border=3D"0" style=3D"width: 1p=
x; height: 24px; display: block;" />=20
</div> </td>=20
</tr>=20
</tbody>=20
</table> </td>=20
</tr>
<tr class=3D"mktoModule" id=3D"email-button">=20
<td style=3D"border-left: 1px solid #E4E4E4; border-right: 1px solid #E4E4E=
4;">=20
<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"mso-table-=
lspace:0; mso-table-rspace:0; margin: 0 auto; padding: 0; width: 600px;" cl=
ass=3D"cta-button">=20
<tbody>=20
<tr>=20
<td style=3D"font-size: 1px; line-height: 0px; width: 30px;" width=3D"30">=
=20
<div style=3D"width: 30px;">=20
<img alt=3D"" src=3D"https://resources.fisher401k.com/rs/937-XMU-537/images=
/transparent.gif" width=3D"30" height=3D"1" border=3D"0" style=3D"width: 30=
px; height: 0px; display: block;" />=20
</div> </td>=20
<td width=3D"540" style=3D"width: 540px; font-size: 14px; font-family: verd=
ana, 'Lucida Sans Unicode', 'Lucida Grande', 'Noto Sans', 'Roboto', sans-se=
rif; line-height: 22px; color: #333333; letter-spacing: -0.013em;">=20
<center>=20
<div class=3D"rich-text-area mktoText" id=3D"emailCTAButton">
<table border=3D"0" cellspacing=3D"0" cellpadding=3D"0" align=3D"center" cl=
ass=3D"cta-button">=20
<tbody>=20
<tr>=20
<td style=3D"background-color: #01b187;"><span style=3D"border: 1px solid #=
01B187; background-color: #01b187; color: #ffffff; display: block; font-siz=
e: 17px; font-family: verdana, 'Lucida Sans Unicode', 'Lucida Grande', 'Not=
o Sans', 'Roboto', sans-serif; line-height: 17px; font-weight: bold; letter=
-spacing: -0.01em; text-decoration: none; text-align: center;"> <a href=3D
"https://solutions.fisher401k.com/OTM3LVhNVS01MzcAAAGIIElQAFiMweW_uz2x2fURR=
uAuWyRZPLOQaGbdPBqDptEry90yle7HhoLDNIItIs0IvWewKII=3D" target=3D"_blank" st=
yle=3D"border: 1px solid #01B187; background-color: #01b187; color: #ffffff=
; display: block; font-size: 17px; font-family: verdana, 'Lucida Sans Unico=
de', 'Lucida Grande', 'Noto Sans', 'Roboto', sans-serif; line-height: 17px;=
 font-weight: bold; letter-spacing: -0.01em; text-decoration: none; text-al=
ign: center; padding: 16px 17px;"
> Get the Guide </a> </span></td>=20
</tr>=20
</tbody>=20
</table>
</div>=20
</center> </td>=20
<td style=3D"font-size: 1px; line-height: 0px; width: 30px;" width=3D"30">=
=20
<div style=3D"width: 30px;">=20
<img alt=3D"" src=3D"https://resources.fisher401k.com/rs/937-XMU-537/images=
/transparent.gif" width=3D"30" height=3D"1" border=3D"0" style=3D"width: 30=
px; height: 0px; display: block;" />=20
</div> </td>=20
</tr>=20
</tbody>=20
</table> </td>=20
</tr>
<tr class=3D"mktoModule email-spacer email-spacer-xl" id=3D"email-spacer-xl=
">=20
<td style=3D"border-left: 1px solid #E4E4E4; border-right: 1px solid #E4E4E=
4;">=20
<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"mso-table-=
lspace:0; mso-table-rspace:0; margin: 0 auto; padding: 0; width: 600px;" cl=
ass=3D"layout-collapse">=20
<tbody>=20
<tr>=20
<td style=3D"font-size: 1px; line-height: 0px; height: 48px;" height=3D"48"=
>=20
<div style=3D"height: 48px;">=20
<img alt=3D"" src=3D"https://resources.fisher401k.com/rs/937-XMU-537/images=
/transparent.gif" width=3D"1" height=3D"24" border=3D"0" style=3D"width: 1p=
x; height: 48px; display: block;" />=20
</div> </td>=20
</tr>=20
</tbody>=20
</table> </td>=20
</tr>
<tr class=3D"mktoModule" id=3D"email-awards">=20
<td style=3D"border-left: 1px solid #E4E4E4; border-right: 1px solid #E4E4E=
4;">=20
<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"mso-table-=
lspace:0; mso-table-rspace:0; margin: 0 auto; padding: 0; width: 600px;" cl=
ass=3D"layout-collapse">=20
<tbody>=20
<tr>=20
<td style=3D"font-size: 1px; line-height: 0px; width: 30px;" width=3D"30" c=
lass=3D"gutter">=20
<div style=3D"width: 30px;">=20
<img alt=3D"" src=3D"https://resources.fisher401k.com/rs/937-XMU-537/images=
/transparent.gif" width=3D"30" height=3D"1" border=3D"0" style=3D"width: 30=
px; height: 0px; display: block;" />=20
</div> </td>=20
<td width=3D"540" style=3D"width: 540px; font-size: 14px; font-family: verd=
ana, 'Lucida Sans Unicode', 'Lucida Grande', 'Noto Sans', 'Roboto', sans-se=
rif; line-height: 22px; color: #333333; letter-spacing: -0.013em;">=20
<center>=20
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<img alt=3D"" src=3D"https://resources.fisher401k.com/rs/937-XMU-537/images=
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nde', 'Noto Sans', 'Roboto', sans-serif; line-height: 16px; color: #666666;=
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